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HomeMy WebLinkAboutExhibit 4 - Property CompairisonExecutive Summary Option Description 2025-26 Bound Program ($100k AOP) 2026-27 Option 1 - As Expiring ($100k AOP) 2026-27 Option 2 - Increase AOP Deductible to $500k 2026-27 Option 3 - Increase AOP Deductible to $1M 2026-27 Option 4 - Increase Wind/Hail Deductible Only to $250k Red / Green font indicates difference from expiring Total Policy Limit Total Premium TIV Rate Scheduled or Blanket Coverage Policy Form Perils Earth Movement Flood, except; Location (20): 801 Texas Street, Denton, TX 76209 Location (97): 401 N Elm Street, Denton, Texas 76201 Location (100): 3801 N Elm Street, Denton, Texas 76207 Location (21): 215 East McKinney St, Denton, TX 76201 Location (22): 502 Oakland St, Denton, TX 76201 Location (25): 321 East McKinney St, Denton, TX 76201 Location (26):509&515 North Bell Avenue, Denton, TX 76209 Location (87): 319 East McKinney St, Denton TX, 76201 City of Denton Property Coverage Comparison 1 of 5 Executive Summary Option Description 2025-26 Bound Program ($100k AOP) 2026-27 Option 1 - As Expiring ($100k AOP) 2026-27 Option 2 - Increase AOP Deductible to $500k 2026-27 Option 3 - Increase AOP Deductible to $1M 2026-27 Option 4 - Increase Wind/Hail Deductible Only to $250k Red / Green font indicates difference from expiring City of Denton Property Coverage Comparison 26-27: Location(34): 1100 South Mayhill Road, Denton, Texas, 76208 Named Storm Storm Surge Defined in Flood or Named Windstorm Deductibles: All loss or damage except as provided below, per occurrence Boiler and Machinery Flood per occurrence, except: Location (20): 801 Texas Street, Denton, TX 76209 Location (97): 401 N Elm Street, Denton, TX 76201 Location (100): 3801 N Elm Street, Denton, TX 76207 Location (21): 215 East McKinney St, Denton, TX 76201 Location (22): 502 Oakland St, Denton, TX 76201 Location (25): 321 East McKinney St, Denton, TX 76201 Location (26): 509 & 515 North Bell Avenue, Denton, TX 76209 Location (87): 319 East McKinney St, Denton TX, 762012 of 5 Executive Summary Option Description 2025-26 Bound Program ($100k AOP) 2026-27 Option 1 - As Expiring ($100k AOP) 2026-27 Option 2 - Increase AOP Deductible to $500k 2026-27 Option 3 - Increase AOP Deductible to $1M 2026-27 Option 4 - Increase Wind/Hail Deductible Only to $250k Red / Green font indicates difference from expiring City of Denton Property Coverage Comparison Location (34) 1100 South Mayhill Road, Denton, Texas, 76208 Earthquake Water Damage Wind and Hail, except; Location (001): 5000 & 5003 Airport Road, Denton, TX 76207 Location (24): 3228 Teasley Lane, Denton, TX 76210 Location (25): 321 East McKinney Street, Denton, TX 76201 Location (26): 509 & 515 North Bell Avenue, Denton, TX 76209 Location (41): 221 North Elm Street, Denton, TX 76201 Location (55): 869 South Woodrow Lane, Denton, TX 76205 Location (59): 1685 Spencer Road, Denton, TX 76205 Location (85): 2031-2241 Skylane, Denton, TX 76207 Location (91): 4111 Vintage Boulevard, Argyle, TX 76226 Location (27): 1000 & 1001 Parvin St, Denton, TX 76205 Location (28): 2001 West Windsor Drive, Denton, TX 76207 Location (29): 400 East Hickory Street, Denton, TX 76201 Location (54): 4201 Vintage Blvd, Argyle, TX 762263 of 5 Executive Summary Option Description 2025-26 Bound Program ($100k AOP) 2026-27 Option 1 - As Expiring ($100k AOP) 2026-27 Option 2 - Increase AOP Deductible to $500k 2026-27 Option 3 - Increase AOP Deductible to $1M 2026-27 Option 4 - Increase Wind/Hail Deductible Only to $250k Red / Green font indicates difference from expiring City of Denton Property Coverage Comparison Loc. (4): 101 N.Bonnie Brae St &2600 W. Hickory Street , Denton, TX 76201 Location (14): 332 East Hickory Street, Denton, TX 76201 Location (22): 502 Oakland Street, Denton, TX 76201 Location (30): 2400 Long Road, Denton, TX 76207 Location (31): 1300 Wilson Street, Denton, TX 76205 Location (32): 1527 South Mayhill Rd, Denton, TX 76208 Location (36): 1720 Riney Road, Denton, TX 76207 Location (77): 3717 North Elm Street, Denton, TX 76207 Location (15): 110 Mockingbird Lane, Denton, TX 76209 Location (34): 1100 South Mayhill Road, Denton, TX 76208 Location (94): 909 North Loop 288, Denton, TX 76209 Location (21): 215 East McKinney St, Denton, TX 76201 Location (23): 3020 North Locust Street, Denton, TX 76209 Location (40): 9401 Lake Ray Roberts Dam Road, Aubrey, TX 76227 Location (10): 1701 Spencer Road, Denton, TX 76205 Location (42): 601 East Hickory Street, Denton, TX 76205 Location (63): 651 South Mayhill Road, Denton, TX 762084 of 5 Executive Summary Option Description 2025-26 Bound Program ($100k AOP) 2026-27 Option 1 - As Expiring ($100k AOP) 2026-27 Option 2 - Increase AOP Deductible to $500k 2026-27 Option 3 - Increase AOP Deductible to $1M 2026-27 Option 4 - Increase Wind/Hail Deductible Only to $250k Red / Green font indicates difference from expiring City of Denton Property Coverage Comparison Location (20): 801 Texas Street, Denton, TX 76209 Location (43): 804 Texas Street, Denton, TX 76209 Please note that the descriptions, summaries and highlights contained above are for informational purposes only. They are not intended to be exhaustive nor do they amend, alter or modify the actual terms and conditions contained in your insurance quotes. Coverage is governed solely by the actual terms, conditions, premiums and fees reflected by your final bound insurance policies issued by the insurer. 5 of 5