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HomeMy WebLinkAboutExhibit 2 - QuoteYour Partner in Cyber Resilience Potential reduction of Average Loss due to risk from All perils $2.11M AVERAGE LOSS AT CURRENT STATUS $1.70M After FULL Cap Implementation $409K (19%)Potential Reduction What is Average Loss? 5 Completed 8 In progress 4 Not started 3 Not applicable Plan items Reduction of Average Loss 
 due to All Perils Date Created Status Enhance MFA Process Critical 12 June, 2024 Not started Review Vulnerabilities $70K 24 June, 2024 In progress Create an Incident Response Plan Unknown 12 June, 2024 In progress Disable Remote Access Hosts $50K 12 June, 2024 In progress Implement DMARC $40K 12 June, 2024 In progress Disable Remote Access Hosts Unknown 12 June, 2024 Complete Implement DMARC Unknown 12 June, 2024 Complete Disable Remote Access Hosts $50K 12 June, 2024 Complete Implement DMARC $40K 12 June, 2024 Complete Cyber Action Plan for All Perils Thank you for choosing Resilience to support you in managing your cyber risk. Resilience is a cyber risk solution company that helps our clients measure and manage their risk holistically. Our solutions connect financial, security, and real loss data with risk quantification software, cybersecurity experts, and top-rated insurance. This unified approach equips leaders to make the best possible business decisions around their cybersecurity roadmap and risk program. Resilience clients are demonstrably more resilient to material losses, as reflected in our loss ratio, which consistently outperforms the market. That’s why your risk is our risk. Essential Solution for Cyber Insurance and Tech E&O The most effective loss prevention solution →Comprehensive, top-rated cyber insurance for companies with revenue above $75M across all major industries Cyber-only limits up to $15M available on a primary or excess basis Seasoned, in-house claims & incident management State of Your Risk analysis detailing your cyber risk posture Award-winning Risk Operations Center (ROC) proactively monitors for the most financially-damaging threats Breach & Attack Simulation (BAS) to efficiently validate security controls Blended Cyber and Tech E&O limits up to $10M with revenue between $25M and $10B for primary placements, as well as $25M and above for excess placements Edge Solution for Cyber Risk Management The only solution that financially prioritizes your cyber risk with real- loss data → Edge Solution includes all services under Essential Solution Quantified Cyber Action Plan helps prioritize security controls and threats by translating them into dollars and cents and demonstrating return on investment Loss Exceedance Curve (LEC) helps plan against severe, material losses Access to cybersecurity experts to continuously improve your risk posture with two strategic meetings and an annual Tabletop Exercise (TTX) State of Your Vendor Risk Report analyzes the cyber risk profile of 15 vendors Improved coverage, limits, and retention for qualified clients, based on ongoing engagement Simplified renewal process that bypasses long-form applications Recognized for Industry Excellence 2025 Fortune Cyber 60 List 2024 Best Risk Management Solution Cyber MGA of the Year 2024 WINNER 2024 Cyber MGA of the Year 2025 WINNER 2025 Security Intelligence Winner Cyberresilience.com The Resilience Solution Quote This quote is strictly conditioned upon no material change in risk occurring between the issuance date andthe inception date of the proposed policy. In the event of such change of risk, the Insurer may in its sole discretion, whether or not this offer has already been accepted by the Insured, modify and/or withdraw this offer. Thank you for the opportunity to quote. INSURER INFORMATION Insurer:Homeland Insurance Company of New York (non-admitted) Managing General Agent:Ocrea Risk Services, LLC dba Resilience Cyber Insurance Solutions Kayla Hamilton+1 (678) 551-8441kaylahamilton@cyberresilience.com Broker:Paige KerleyLockton Companies 2100 Ross Ave. Suite 1400 Dallas, TX 75201 US QUOTE INFORMATION Quote ID:62331607694_2026-08-10_2140 Quote Issuance:8/10/26 Quote Expiration:9/9/26 Named Insured:City of Denton Named Insured Address:601. E Hickory St Suite ADenton, TX 76205 US Policy Form:RCP1 012024 ed. Policy Period:From: 10/1/26 To: 10/1/27 Both at 12:01 a.m. local time at the Named Insured address Commission:0.0% of the Policy Premium Continuity Date:10/1/23 Retroactive Date:Full Prior Acts Extended Reporting Period:12 Months Extended Reporting Premium:100% of the Policy premium cyberresilience.com Resilience Cyber Insurance Solutions, 275 Madison Avenue, New York, NY 10016 COVERAGE SCHEDULE OPTION 1 Limit Retention Policy Aggregate Limit of Liability $3,000,000 Covered Costs Response $3,000,000 $50,000 Data Recovery $3,000,000 $50,000 Hardware Replacement $3,000,000 $50,000 Reward $50,000 $50,000 Covered Loss Insured Interruption from Security Failure $3,000,000 $50,000 from System Failure $3,000,000 $50,000 from Intentional Shutdown $3,000,000 $50,000Vendor Interruptionfrom Vendor Security Failure $3,000,000 $50,000from Vendor System Failure $3,000,000 $50,000Extortion$3,000,000 $50,000Reputation$3,000,000 $50,000Telephone Fraud $250,000 $50,000Cryptojacking$1,000,000 $50,000Social Engineering $250,000 $50,000 Invoice Manipulation $250,000 $50,000 Transfer Fraud $250,000 $50,000 Covered Liability Data & Network $3,000,000 $50,000Regulatory$3,000,000 $50,000 Merchant Services $3,000,000 $50,000 Media $3,000,000 $50,000 Waiting Period 8 Hours Supplemental Coverage Schedule Coverage added by endorsement: Bodily Injury Covered Liability $250,000 $50,000 Insurance Premium $70,000Package Annual Fee (License contract and local taxes may apply)$30,000 Total Cost $100,000 cyberresilience.com Resilience Cyber Insurance Solutions, 275 Madison Avenue, New York, NY 10016 COVERAGE SCHEDULE OPTION 2 Limit Retention Policy Aggregate Limit of Liability $5,000,000 Covered Costs Response $5,000,000 $50,000 Data Recovery $5,000,000 $50,000 Hardware Replacement $5,000,000 $50,000 Reward $50,000 $50,000 Covered Loss Insured Interruption from Security Failure $5,000,000 $50,000 from System Failure $5,000,000 $50,000 from Intentional Shutdown $5,000,000 $50,000Vendor Interruptionfrom Vendor Security Failure $5,000,000 $50,000from Vendor System Failure $5,000,000 $50,000Extortion$5,000,000 $50,000Reputation$5,000,000 $50,000Telephone Fraud $250,000 $50,000Cryptojacking$2,500,000 $50,000Social Engineering $250,000 $50,000 Invoice Manipulation $250,000 $50,000 Transfer Fraud $250,000 $50,000 Covered Liability Data & Network $5,000,000 $50,000Regulatory$5,000,000 $50,000 Merchant Services $5,000,000 $50,000 Media $5,000,000 $50,000 Waiting Period 8 Hours Supplemental Coverage Schedule Coverage added by endorsement: Bodily Injury Covered Liability $250,000 $50,000 Insurance Premium $90,000Package Annual Fee (License contract and local taxes may apply)$30,000 Total Cost $120,000 cyberresilience.com Resilience Cyber Insurance Solutions, 275 Madison Avenue, New York, NY 10016 SUBJECTIVITIES To complete the underwriting process, we require the following additional information: 1 Completed Surplus Lines Producer Certification2Please sign/date previously submitted Lockton application within 60 days of the bind date.3 Execution of Edge SOF within 30 days of binding. We are not required to bind prior to our receipt and approval of the additional information required above. ENDORSEMENTS #ID Name 1 MANU01 Manuscript Endorsement 01 2 RCE58 Scheduled Entity(ies) Exclusion 3 RCE105 Bodily Injury Liability Comments As agreed upon with Resilience wordings team Denton County, Texas $250k sublimit 4 RCE176 Lockton Amendatory cyberresilience.com Resilience Cyber Insurance Solutions, 275 Madison Avenue, New York, NY 10016 OFFERING OVERVIEW Essential Edge Financially-Proven AI Platform Cyber Risk Profile to capture and view inside-out security controls and security posture telemetries Breach & Attack Simulation tests to identify misconfigurations and security control gaps Up to 4 Tests Up to 12 Tests State of Your Vendor Risk Report to give insight into a vendor's cyber risk Up to 15 Vendors Quantified Cyber Action Plan to enable more effective, impact-based security planning Loss Exceedance Curve to display the financial impact of cyber risk Risk Operations Center (ROC) Expert-triaged critical notifications on the most financially damaging cyber threats and vulnerabilities Risk Advisory and Intelligence to stay informed of active threats and threat actor behaviors State of Your Risk analysis details your comprehensive cyber risk profile Annually Monthly Ongoing visibility into external attack surface risk and dark web exposure monitoring Monthly Weekly Cyber Advisory Program Governance Policy Document Library for security policy guidance Annual tabletop exercise (TTX) to guide organizational leadership's response to a major cyber event One 2-hr Virtual TTX Strategic meetings with industry-leading cybersecurity and cyber risk experts Two 1-hr Engagements Edge Engagement Summary to showcase your risk mitigation efforts, provides actionable insights on loss reduction Responsive Policy - Cyber and Tech E&O Streamlined & comprehensive policy that covers costs, loss, and liability In-house claims & incident management available 24/7 Improved coverage, limits, and retention, based on ongoing engagement As Applicable Simplified renewal process that bypasses long-form applications As Applicable Cyberresilience.com Cyberresilience.com The Resilience Claims Service Guiding you through your response Access To A Network Of External Experts The Resilience Claims service has developed a carefully chosen and closely reviewed network of external experts to ensure that our policyholders have access to the right capabilities and resources as they deal with cyber events. Discovery Call the Resilience Hotline 24/7 1-302-722-7236 or email claims@cyberresilience.com. Investigation & Response We offer strategic guidance, project management and a network of external expertise to resolve your incident. Recovery Recovery is fast & smooth because we explain your policy coverage throughout the life of the claim. Our Service Providers Privacy Law Groups BakerHostetler Gordon Rees Scully Mansukhani Greenberg Traurig Holland & Knight McDonald Hopkins Mullen Coughlin Pierson Ferdinand LLP Polsinelli Shook, Hardy & Bacon Troutman Pepper Locke Computer Forensics Investigators This material is not intended as a solicitation or offer of any Resilience insurance product. Any insurance coverage presented herein is for informational purposes only and does not constitute insurance advice. The terms and conditions, including any limitations, of your specific insurance policy will govern. The purchase of insurance is in no way tied to the purchase of security services. Nothing in these materials should be construed as an express or implied endorsement or recommendation of Resilience by any government or government agency. In the United States, insurance products are distributed by Ocrea Risk Services, LLC (NPN 19169260) d/b/a Resilience Cyber Insurance Solutions. Arceo Labs, Inc. d/b/a Resilience provides security services through its expert security team. Cyberresilience.com Data Recovery Services Ransomware Resolution Crisis Communications Notification & Call Center Credit Monitoring & 
 Identity Theft Protection contact us Want to prepare?Our security and incident response experts can help you with incident response planning and walk you through our claims process. To learn more email onboarding@cyberresilience.com. Incident?Our claims and incident response experts are here to help you 24/7. Call our emergency response hotline at 1-302-722-7236 or email claims@cyberresilience.com. Resilience Service Provider Below is a list of our trusted incident response panel partners, including key contacts and 24/7 availability details. These firms are pre-approved to support our insureds in the event of a cyber incident and have been vetted for their expertise, responsiveness, and experience handling complex matters. If you are experiencing an active cyber incident and require immediate assistance, please report the incident to Resilience via our 24/7 emergency claims reporting hotline at 302-722-7236. Our hotline is monitored 24 hours a day, 7 days a week. For General Claims, please email Claims@CyberResilience.com Cyberresilience.co 0 Privacy Law Firm BakerHostetle Ted Kobu tkobus@bakerlaw.co New Incident IRIntakeCoordination@bakerlaw.co Gordon Rees Scully Mansukhan Joseph Salv jsalvo@grsm.co Brian Middlebroo bmiddlebrook@grsm.co Greenberg Trauri Jena Valdeter jena.Valdetero@gtlaw.co Kevin Scot Kevin.Scott@gtlaw.co Holland & Knigh Mark Melodi Mark.Melodia@hklaw.co Thomas Bent thomas.bentz@hklaw.co McDonald Hopkin Dominic Paluzz dpaluzzi@mcdonaldhopkins.co Jim Giscza jgiszczak@mcdonaldhopkins.co New Incident Incidentresponse@mcdonaldhopkins.co Mullen Coughli John Mulle jmullen@mullen.la Jennifer Coughli jcoughlin@mullen.la New Incident resilienceprivacy@mullen.la Pierson Ferdinand LL Stu Panensk stuart.panensky@pierferd.co New Incident resiliencecyber@pierferd.co Polsinell Pasha Sternber PSternberg@polsinelli.co Bruce Radk bradke@polsinelli.co New Incident incidentresponse@polsinelli.co Shook Hardy & Baco Al Saikal asaikali@shb.co Colman McCarth CDMCCARTHY@shb.co New Incident SHBCyber-Resilience@shb.co Troutman Pepper Lock Sadia Mirz Sadia.Mirza@Troutman.co Ron Raethe Ron.Raether@Troutman.co Data Recovery Specialist Cypfe New Incident remteam@cypfer.co Brian Burk bburke@cypfer.co Kevin Neslag kneslage@cypfer.co Fenix2 New Incident RapidResponse@Fenix24.com 1 (855) Fenix2 Brian Duk brian.duke@fenix24.co MoxFiv New Incident incident@moxfive.co Lee Trotte Lee.Trotter@moxfive.co Cyberresilience.co 0 Digital Forensic and Incident Response Firm Arctic Wol New Incident newcase@arcticwolf.co David Krus david.kruse@arcticwolf.co *Data Recovery & Ransom Resolution Services also availabl Aret New Incident arete911@areteir.com (866) 210-095 Lynn Peache lpeachey@areteir.co *Data Recovery & Ransom Resolution Services also availabl Charles River Associate New Incident Incident.Response@crai.co Aniket Bhardwa ABhardwaj@crai.co *Data Recovery & Ransom Resolution Services also availabl CrowdStrik New Incident services@crowdstrike.com (855) 276-9347 Adam Cottin adam.cottini@crowdstrike.co Cybereaso New Incident response@cybereason.co Jasmine Ha jasmine.hay@cybereason.co Jim Leonar jim.leonard@cybereason.co *Data Recovery & Ransom Resolution Services also availabl IronGat New Incident IrongateResponse@IrongateSecurity.com (855) 476-428 Hillary Parkin Hillary.parkins@irongatesecurity.co *Data Recovery & Ransom Resolution Services also availabl Krol New Incident cyberresponse@kroll.co Jessica Centen Jessica.Centeno@kroll.co Lainee Biege Lainee.Beigel@kroll.co Mandian New Incident Inbounds@mandiant.co Karen Kukod karen.kukoda@mandiant.com kkukoda@google.co MoxFiv New Incident incident@moxfive.co Lee Trotte Lee.Trotter@moxfive.co *Data Recovery & Ransom Resolution Services also availabl S-R New Incident cyberir@s-rminform.com (646) 895-653 Kelly McManu k.mcmanus@s-rminform.co Dan Capli d.caplin@s-rminform.co *Data Recovery & Ransom Resolution Services also availabl Stroz Friedber New Incident incidentresponse@strozfriedberg.co Jonathan Rajewsk jonathan.rajewski@strozfriedberg.co Jeffrey Janse Jeff.Jansen@StrozFriedberg.co Surefir New Incident response@surefirecyber.com 1 (800) 270-903 Tom Owen towens@surefirecyber.co *Data Recovery & Ransom Resolution Services also availabl Crisis Communication FleishmanHillar Spencer Girouar spencer.girouard@fleishman.co FTI Consultin Jamie Singe Jamie.Singer@fticonsulting.co JadeRo Jason Malon jmaloni@jaderoq.co Notification / Call Center / Credit Monitorin Epi Larry Brow larry.brown@epiqglobal.co Experia Michael Morell michael.morelli@experian.co TransUnio Gina M. Rodriguez-Rubi Esq.gina.rodriguez@transunion.com (470) 345-569 Elliot Blac elliot.black@transunion.com (603) 661-919 Krol Denyl Gree Denyl.green@kroll.co This material is not intended as a solicitation or offer of any Resilience insurance product. Any insurance coverage presented herein is for informational purposes only and does not constitute insurance advice. The terms and conditions, including any limitations, of your specific insurance policy will govern. The purchase of insurance is in no way tied to the purchase of security services. Nothing in these materials should be construed as an express or implied endorsement or recommendation of Resilience by any government or government agency. In the United States, insurance products are distributed by Ocrea Risk Services, LLC (NPN 19169260) d/b/a Resilience Cyber Insurance Solutions. Arceo Labs, Inc. d/b/a Resilience provides security services through its expert security team Cyberresilience.co 0 Ransom Resolution Expert Aret New Incident arete911@areteir.com (866) 210-095 Lynn Peache lpeachey@areteir.co Covewar Cat Stam cat@coveware.co Kiv New Incident incidentresponse@kivuconsulting.co Andrew Davi adavis@kivuconsulting.co