HomeMy WebLinkAboutExhibit 2 - QuoteYour Partner in Cyber Resilience
Potential reduction of Average Loss due to risk from All perils
$2.11M AVERAGE LOSS AT
CURRENT STATUS $1.70M After FULL Cap
Implementation $409K (19%)Potential
Reduction
What is Average Loss?
5 Completed 8 In progress 4 Not started 3 Not applicable
Plan items Reduction of Average Loss
due to All Perils Date Created Status
Enhance MFA Process Critical 12 June, 2024 Not started
Review Vulnerabilities $70K 24 June, 2024 In progress
Create an Incident Response Plan Unknown 12 June, 2024 In progress
Disable Remote Access Hosts $50K 12 June, 2024 In progress
Implement DMARC $40K 12 June, 2024 In progress
Disable Remote Access Hosts Unknown 12 June, 2024 Complete
Implement DMARC Unknown 12 June, 2024 Complete
Disable Remote Access Hosts $50K 12 June, 2024 Complete
Implement DMARC $40K 12 June, 2024 Complete
Cyber Action Plan for All Perils
Thank you for choosing Resilience to support you in managing
your cyber risk.
Resilience is a cyber risk solution company that helps our clients measure and
manage their risk holistically.
Our solutions connect financial, security, and real loss data with risk quantification
software, cybersecurity experts, and top-rated insurance. This unified approach
equips leaders to make the best possible business decisions around their
cybersecurity roadmap and risk program.
Resilience clients are demonstrably more resilient to material losses, as reflected in
our loss ratio, which consistently outperforms the market.
That’s why your risk is our risk.
Essential Solution for Cyber Insurance and Tech E&O
The most effective loss
prevention solution →Comprehensive, top-rated cyber insurance for companies with revenue above $75M
across all major industries
Cyber-only limits up to $15M available on a primary or excess basis
Seasoned, in-house claims & incident management
State of Your Risk analysis detailing your cyber risk posture
Award-winning Risk Operations Center (ROC) proactively monitors for the most
financially-damaging threats
Breach & Attack Simulation (BAS) to efficiently validate security controls
Blended Cyber and Tech E&O limits up to $10M with revenue between $25M and $10B
for primary placements, as well as $25M and above for excess placements
Edge Solution for Cyber Risk Management
The only solution that
financially prioritizes
your cyber risk with real-
loss data →
Edge Solution includes all services under
Essential Solution
Quantified Cyber Action Plan helps prioritize security controls and threats by translating
them into dollars and cents and demonstrating return on investment
Loss Exceedance Curve (LEC) helps plan against severe, material losses
Access to cybersecurity experts to continuously improve your risk posture with two
strategic meetings and an annual Tabletop Exercise (TTX)
State of Your Vendor Risk Report analyzes the cyber risk profile of 15 vendors
Improved coverage, limits, and retention for qualified clients, based on ongoing
engagement
Simplified renewal process that bypasses long-form applications
Recognized for Industry Excellence
2025 Fortune
Cyber 60 List
2024 Best Risk
Management Solution
Cyber MGA of
the Year
2024
WINNER
2024 Cyber MGA
of the Year 2025 WINNER
2025 Security
Intelligence Winner
Cyberresilience.com
The Resilience Solution Quote
This quote is strictly conditioned upon no material change in risk occurring between the issuance date andthe inception date of the proposed policy. In the event of such change of risk, the Insurer may in its sole discretion, whether or not this offer has already been accepted by the Insured, modify and/or withdraw
this offer. Thank you for the opportunity to quote.
INSURER INFORMATION
Insurer:Homeland Insurance Company of New York (non-admitted)
Managing General Agent:Ocrea Risk Services, LLC dba Resilience Cyber Insurance Solutions
Kayla Hamilton+1 (678) 551-8441kaylahamilton@cyberresilience.com
Broker:Paige KerleyLockton Companies
2100 Ross Ave. Suite 1400
Dallas, TX 75201 US
QUOTE INFORMATION
Quote ID:62331607694_2026-08-10_2140
Quote Issuance:8/10/26
Quote Expiration:9/9/26
Named Insured:City of Denton
Named Insured Address:601. E Hickory St
Suite ADenton, TX 76205 US
Policy Form:RCP1 012024 ed.
Policy Period:From: 10/1/26 To: 10/1/27
Both at 12:01 a.m. local time at the Named Insured address
Commission:0.0% of the Policy Premium
Continuity Date:10/1/23
Retroactive Date:Full Prior Acts
Extended Reporting Period:12 Months
Extended Reporting Premium:100% of the Policy premium
cyberresilience.com
Resilience Cyber Insurance Solutions, 275 Madison Avenue, New York, NY 10016
COVERAGE SCHEDULE OPTION 1
Limit Retention
Policy Aggregate Limit of Liability $3,000,000
Covered Costs
Response $3,000,000 $50,000
Data Recovery $3,000,000 $50,000
Hardware Replacement $3,000,000 $50,000
Reward $50,000 $50,000
Covered Loss
Insured Interruption
from Security Failure $3,000,000 $50,000
from System Failure $3,000,000 $50,000
from Intentional Shutdown $3,000,000 $50,000Vendor Interruptionfrom Vendor Security Failure $3,000,000 $50,000from Vendor System Failure $3,000,000 $50,000Extortion$3,000,000 $50,000Reputation$3,000,000 $50,000Telephone Fraud $250,000 $50,000Cryptojacking$1,000,000 $50,000Social Engineering $250,000 $50,000
Invoice Manipulation $250,000 $50,000
Transfer Fraud $250,000 $50,000
Covered Liability
Data & Network $3,000,000 $50,000Regulatory$3,000,000 $50,000
Merchant Services $3,000,000 $50,000
Media $3,000,000 $50,000
Waiting Period 8 Hours
Supplemental Coverage Schedule
Coverage added by endorsement:
Bodily Injury Covered Liability $250,000 $50,000
Insurance Premium $70,000Package Annual Fee (License contract and local taxes may apply)$30,000
Total Cost $100,000
cyberresilience.com
Resilience Cyber Insurance Solutions, 275 Madison Avenue, New York, NY 10016
COVERAGE SCHEDULE OPTION 2
Limit Retention
Policy Aggregate Limit of Liability $5,000,000
Covered Costs
Response $5,000,000 $50,000
Data Recovery $5,000,000 $50,000
Hardware Replacement $5,000,000 $50,000
Reward $50,000 $50,000
Covered Loss
Insured Interruption
from Security Failure $5,000,000 $50,000
from System Failure $5,000,000 $50,000
from Intentional Shutdown $5,000,000 $50,000Vendor Interruptionfrom Vendor Security Failure $5,000,000 $50,000from Vendor System Failure $5,000,000 $50,000Extortion$5,000,000 $50,000Reputation$5,000,000 $50,000Telephone Fraud $250,000 $50,000Cryptojacking$2,500,000 $50,000Social Engineering $250,000 $50,000
Invoice Manipulation $250,000 $50,000
Transfer Fraud $250,000 $50,000
Covered Liability
Data & Network $5,000,000 $50,000Regulatory$5,000,000 $50,000
Merchant Services $5,000,000 $50,000
Media $5,000,000 $50,000
Waiting Period 8 Hours
Supplemental Coverage Schedule
Coverage added by endorsement:
Bodily Injury Covered Liability $250,000 $50,000
Insurance Premium $90,000Package Annual Fee (License contract and local taxes may apply)$30,000
Total Cost $120,000
cyberresilience.com
Resilience Cyber Insurance Solutions, 275 Madison Avenue, New York, NY 10016
SUBJECTIVITIES
To complete the underwriting process, we require the following additional information:
1 Completed Surplus Lines Producer Certification2Please sign/date previously submitted Lockton application within 60 days of the bind date.3 Execution of Edge SOF within 30 days of binding.
We are not required to bind prior to our receipt and approval of the additional information required above.
ENDORSEMENTS
#ID Name
1 MANU01 Manuscript Endorsement 01
2 RCE58 Scheduled Entity(ies) Exclusion
3 RCE105 Bodily Injury Liability
Comments
As agreed upon with Resilience wordings team
Denton County, Texas
$250k sublimit
4 RCE176 Lockton Amendatory
cyberresilience.com
Resilience Cyber Insurance Solutions, 275 Madison Avenue, New York, NY 10016
OFFERING OVERVIEW Essential Edge
Financially-Proven AI Platform
Cyber Risk Profile to capture and view inside-out security controls and security
posture telemetries
Breach & Attack Simulation tests to identify misconfigurations and security control gaps Up to 4 Tests Up to 12 Tests
State of Your Vendor Risk Report to give insight into a vendor's cyber risk Up to 15 Vendors
Quantified Cyber Action Plan to enable more effective, impact-based security planning
Loss Exceedance Curve to display the financial impact of cyber risk
Risk Operations Center (ROC)
Expert-triaged critical notifications on the most financially damaging cyber threats and
vulnerabilities
Risk Advisory and Intelligence to stay informed of active threats and threat actor behaviors
State of Your Risk analysis details your comprehensive cyber risk profile Annually Monthly
Ongoing visibility into external attack surface risk and dark web exposure monitoring Monthly Weekly
Cyber Advisory Program
Governance Policy Document Library for security policy guidance
Annual tabletop exercise (TTX) to guide organizational leadership's response to a major cyber
event
One 2-hr Virtual
TTX
Strategic meetings with industry-leading cybersecurity and cyber risk experts Two 1-hr
Engagements
Edge Engagement Summary to showcase your risk mitigation efforts, provides actionable
insights on loss reduction
Responsive Policy - Cyber and Tech E&O
Streamlined & comprehensive policy that covers costs, loss, and
liability
In-house claims & incident management available 24/7
Improved coverage, limits, and retention, based on ongoing engagement As Applicable
Simplified renewal process that bypasses long-form applications As Applicable
Cyberresilience.com
Cyberresilience.com
The Resilience Claims Service
Guiding you through your response
Access To A Network Of
External Experts
The Resilience Claims service has developed a carefully chosen
and closely reviewed network of external experts to ensure that
our policyholders have access to the right capabilities and
resources as they deal with cyber events.
Discovery
Call the Resilience Hotline 24/7 1-302-722-7236 or
email claims@cyberresilience.com.
Investigation & Response
We offer strategic guidance, project management and
a network of external expertise to resolve your incident.
Recovery
Recovery is fast & smooth because we explain your
policy coverage throughout the life of the claim.
Our Service Providers
Privacy Law Groups
BakerHostetler Gordon Rees Scully
Mansukhani
Greenberg Traurig Holland & Knight
McDonald Hopkins Mullen Coughlin
Pierson Ferdinand LLP Polsinelli
Shook, Hardy & Bacon Troutman Pepper Locke
Computer Forensics
Investigators
This material is not intended as a solicitation or offer of any Resilience insurance product. Any insurance coverage presented herein is for informational purposes only and does not constitute
insurance advice. The terms and conditions, including any limitations, of your specific insurance policy will govern. The purchase of insurance is in no way tied to the purchase of security services.
Nothing in these materials should be construed as an express or implied endorsement or recommendation of Resilience by any government or government agency. In the United States, insurance
products are distributed by Ocrea Risk Services, LLC (NPN 19169260) d/b/a Resilience Cyber Insurance Solutions. Arceo Labs, Inc. d/b/a Resilience provides security services through its expert
security team.
Cyberresilience.com
Data Recovery Services
Ransomware Resolution
Crisis Communications
Notification & Call Center
Credit Monitoring &
Identity Theft Protection
contact us
Want to prepare?Our security and incident response experts can help you with incident
response planning and walk you through our claims process. To learn
more email onboarding@cyberresilience.com.
Incident?Our claims and incident response experts are here to help you 24/7.
Call our emergency response hotline at 1-302-722-7236 or email
claims@cyberresilience.com.
Resilience Service Provider
Below is a list of our trusted incident response panel partners, including key contacts and 24/7 availability details. These firms are
pre-approved to support our insureds in the event of a cyber incident and have been vetted for their expertise, responsiveness,
and experience handling complex matters.
If you are experiencing an active cyber incident and require immediate assistance, please report the incident to Resilience via our
24/7 emergency claims reporting hotline at 302-722-7236. Our hotline is monitored 24 hours a day, 7 days a week. For General
Claims, please email Claims@CyberResilience.com
Cyberresilience.co 0
Privacy Law Firm
BakerHostetle
Ted Kobu
tkobus@bakerlaw.co
New Incident
IRIntakeCoordination@bakerlaw.co
Gordon Rees Scully Mansukhan
Joseph Salv
jsalvo@grsm.co
Brian Middlebroo
bmiddlebrook@grsm.co
Greenberg Trauri
Jena Valdeter
jena.Valdetero@gtlaw.co
Kevin Scot
Kevin.Scott@gtlaw.co
Holland & Knigh
Mark Melodi
Mark.Melodia@hklaw.co
Thomas Bent
thomas.bentz@hklaw.co
McDonald Hopkin
Dominic Paluzz
dpaluzzi@mcdonaldhopkins.co
Jim Giscza
jgiszczak@mcdonaldhopkins.co
New Incident
Incidentresponse@mcdonaldhopkins.co
Mullen Coughli
John Mulle
jmullen@mullen.la
Jennifer Coughli
jcoughlin@mullen.la
New Incident
resilienceprivacy@mullen.la
Pierson Ferdinand LL
Stu Panensk
stuart.panensky@pierferd.co
New Incident
resiliencecyber@pierferd.co
Polsinell
Pasha Sternber
PSternberg@polsinelli.co
Bruce Radk
bradke@polsinelli.co
New Incident
incidentresponse@polsinelli.co
Shook Hardy & Baco
Al Saikal
asaikali@shb.co
Colman McCarth
CDMCCARTHY@shb.co
New Incident
SHBCyber-Resilience@shb.co
Troutman Pepper Lock
Sadia Mirz
Sadia.Mirza@Troutman.co
Ron Raethe
Ron.Raether@Troutman.co
Data Recovery Specialist
Cypfe
New Incident
remteam@cypfer.co
Brian Burk
bburke@cypfer.co
Kevin Neslag
kneslage@cypfer.co
Fenix2
New Incident
RapidResponse@Fenix24.com
1 (855) Fenix2
Brian Duk
brian.duke@fenix24.co
MoxFiv
New Incident
incident@moxfive.co
Lee Trotte
Lee.Trotter@moxfive.co
Cyberresilience.co 0
Digital Forensic and Incident Response Firm
Arctic Wol
New Incident
newcase@arcticwolf.co
David Krus
david.kruse@arcticwolf.co
*Data Recovery & Ransom Resolution Services also availabl
Aret
New Incident
arete911@areteir.com
(866) 210-095
Lynn Peache
lpeachey@areteir.co
*Data Recovery & Ransom Resolution Services also availabl
Charles River Associate
New Incident
Incident.Response@crai.co
Aniket Bhardwa
ABhardwaj@crai.co
*Data Recovery & Ransom Resolution Services also availabl
CrowdStrik
New Incident
services@crowdstrike.com
(855) 276-9347
Adam Cottin
adam.cottini@crowdstrike.co
Cybereaso
New Incident
response@cybereason.co
Jasmine Ha
jasmine.hay@cybereason.co
Jim Leonar
jim.leonard@cybereason.co
*Data Recovery & Ransom Resolution Services also availabl
IronGat
New Incident
IrongateResponse@IrongateSecurity.com
(855) 476-428
Hillary Parkin
Hillary.parkins@irongatesecurity.co
*Data Recovery & Ransom Resolution Services also availabl
Krol
New Incident
cyberresponse@kroll.co
Jessica Centen
Jessica.Centeno@kroll.co
Lainee Biege
Lainee.Beigel@kroll.co
Mandian
New Incident
Inbounds@mandiant.co
Karen Kukod
karen.kukoda@mandiant.com
kkukoda@google.co
MoxFiv
New Incident
incident@moxfive.co
Lee Trotte
Lee.Trotter@moxfive.co
*Data Recovery & Ransom Resolution Services also availabl
S-R
New Incident
cyberir@s-rminform.com
(646) 895-653
Kelly McManu
k.mcmanus@s-rminform.co
Dan Capli
d.caplin@s-rminform.co
*Data Recovery & Ransom Resolution Services also availabl
Stroz Friedber
New Incident
incidentresponse@strozfriedberg.co
Jonathan Rajewsk
jonathan.rajewski@strozfriedberg.co
Jeffrey Janse
Jeff.Jansen@StrozFriedberg.co
Surefir
New Incident
response@surefirecyber.com
1 (800) 270-903
Tom Owen
towens@surefirecyber.co
*Data Recovery & Ransom Resolution Services also availabl
Crisis Communication
FleishmanHillar
Spencer Girouar
spencer.girouard@fleishman.co
FTI Consultin
Jamie Singe
Jamie.Singer@fticonsulting.co
JadeRo
Jason Malon
jmaloni@jaderoq.co
Notification / Call Center / Credit Monitorin
Epi
Larry Brow
larry.brown@epiqglobal.co
Experia
Michael Morell
michael.morelli@experian.co
TransUnio
Gina M. Rodriguez-Rubi
Esq.gina.rodriguez@transunion.com
(470) 345-569
Elliot Blac
elliot.black@transunion.com
(603) 661-919
Krol
Denyl Gree
Denyl.green@kroll.co
This material is not intended as a solicitation or offer of any Resilience insurance product. Any insurance coverage presented herein is for informational purposes only and does not constitute
insurance advice. The terms and conditions, including any limitations, of your specific insurance policy will govern. The purchase of insurance is in no way tied to the purchase of security services.
Nothing in these materials should be construed as an express or implied endorsement or recommendation of Resilience by any government or government agency. In the United States, insurance
products are distributed by Ocrea Risk Services, LLC (NPN 19169260) d/b/a Resilience Cyber Insurance Solutions. Arceo Labs, Inc. d/b/a Resilience provides security services through its expert
security team
Cyberresilience.co 0
Ransom Resolution Expert
Aret
New Incident
arete911@areteir.com
(866) 210-095
Lynn Peache
lpeachey@areteir.co
Covewar
Cat Stam
cat@coveware.co
Kiv
New Incident
incidentresponse@kivuconsulting.co
Andrew Davi
adavis@kivuconsulting.co