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Exhibit 4 - Comparison SummaryCity of Denton 2024 EMT Liability Renewal Presented 1/29/2024 City of Denton 2024 EMT Liability Proposal 2/11/2023-24 Bound Program Expiring Rates x New Exposures 2/11/2024 - 12/31/2024 Quoted Program % Change over Expiring % Change over Adjusted EMT Professional Liability Admiral Admiral Premium:26,440 27,515 4%27,334 3% -1% SL Tax + Stamping Fee 1,302 1,348 4%1,337 3% -1% Total:27,742 28,863 4%28,671 3% -1% Annualized Premium 30,792 16% 7% Annualized SL Tax + Stamping Fee 1,506 16% 12% Annualized Total 27,742 28,863 32,298 16% 12% Average Rate:107 107 107 -1% -1% Average Rate (annualized):120 12% 12% Employees:246 256 256 4% 0% Total Visits:22,000 24,000 9% 9% Limits/Sublimits: Professional Liability - Each Claim & Agg.500K 500K Sexual Abuse & Molestation - Each Claim / Agg.500K 500K Legal/License Defense Proceeding - Each Occ. & Agg.5K/25K 5K/25K Patient Property Loss - Each Loss / Aggregate 500 500 Network Security & Data Privacy Liability - Each Occ. & Agg.500K 500K First Party Privacy Breach Expense - Each Occ. & Agg.100K 100K Media Activities - Each Occ. & Agg.25K 25K Regulatory Wrongful Acts - Each Occ. & Agg.25K 25K HIPAA - Each Occ. & Agg.100K/300K 100K/300K Peer Review Expenses - Each Occ. & Agg.5K/25K 5K/25K Subpoena Assistance - Each Occ. & Agg.5K 5K Reimbursement of Lost Wages or Earnings 500 / 5K 500 / 5K Reputation Protection Coverage 5K 5K Emergency Evacuation Expenses 25K 25K Claim Expense Aggregate Limit Included Included Policy Aggregate 500K 500K SIR 10K 10K City of Denton 1 Lockton Companies 2LOCKTON COMPANIES | Marketing Summary Carrier Formal Quote provided?Feedback Admiral - Incumbernt Yes Quoted RSUI No Require $25,000 deductible. Premium is $4,200 higher than Admiral CapSpecialty No Require $25,000 deductible. Premium $14,000 higher than Admiral TDC No Require $25,000 deductible. Premium $23,000 higher than Admiral © 2023 Lockton Companies. All rights reserved. Independence changes everything.