HomeMy WebLinkAbout1989-133NO J6111
AN ORDINANCE ACCEPTING THE PROPOSAL OF FRANK B HALL AND COMPANY
FOR AIRPORT AND HANGARKEEPERS LIABILITY INSURANCE COVERAGE FOR THE
DENTON MUNICIPAL AIRPORT, AUTHORIZING THE EXPENDITURE OF FUNDS
THREREFORE, AND DECLARING AN EFFECTIVE DATE
THE CITY COUNCIL OF THE CITY OF DENTON HEREBY ORDAINS
SECTION I, That the proposal of Frank B Hall and Company for
airport and hangarkeepers liability insurance coverage for the
Denton Municipal Airport, a copy of which is attached hereto and
incorporated by reference herein, is hereby accepted
S CTION II, That the City Council hereby authorizes the
expenditure of funds in the manner and amount as specified in the
agreement
SECTION III That this ordinance shall become effective
immediately upon its passage and approval
PASSED AND APPROVED this the /7 - day of ��' 1989
RAY :,j aNS, Y6R
ATTEST
JENNIFn'WALTERS, CITY-ETAR
APPROVED AS TO LEGAL FORM
DEBRA ADAMI DRAYOVITCH, CITY ATTORNEY
September 7 1989
City of Denton, Texas
Purchasing Department
901-B Texas Street
Denton TX 76201
Dear People
Frank B Hall & Co
512 west Hickory
Suite 205
Denton Texas 76201
Herewith please find our bid for Airport and Hangarkeepers liability coverage
for the City of Denton The Underwriter is United States Aircraft Insurance
Group and the coverage may or may not adhere to the specifications requested
City is hereby advised that coverage proposed is subject to terms contained
in the expiring policy (copy enclosed)
COMMERCIAL GENERAL LIABILITY COVERAGE
Products/Completed Operations Aggregate Limit $5 000,000
Personal and Advertising Injury Limit $5 000 000
5,000 000
Each Occurrence Limit $1000
Medical Expense Limit
HANGARKEEPERS LIABILITY COVERAGE
Each Aircraft Limit $200 000
Each Occurrence Limit $500 000
$250 Deductible Each Occurrence
ANNUAL PREMIUM $4,000
If you have any questions on this proposal, please call
Sincerely,
Leonard Herring, Jr , CPCU
Vice President
jh
Enclosure
cc Bonnie Rogers
Telephone (817) 382 9451
!l AIG Airport Liabdity Policy Policy No ALO- .1 U 4 5
DIclarations Page
Former Policy No None
ocrirrence Form — Texas
1 e and Address of Named Insured City of Denton
Municipal Building
1 Denton, Texas 76201
T
lbo
Policy Period Is from 10 / 01 / 8 8
to 10/01/89
ppginning and ending at 12 01 A M Standard Time at the address shown above
Rpmed Insured is ( D) A Individual 8 Corporation C Partnership D Municipality
gpsiness Description City Government
##dlt Period Annual unless otherwise stated
3. I return for the payment of premium and subject to all the terms of this Policy we agree with you to provide insurance as
dated In this Policy
't�' Limits of Insurance Advance Premium
apysrege
4mmerclal General Liability Coverage
ipperal Aggregate Limit
40her than Products/Completed Operations)
"uctelcompleted Operations Aggregate Limit
"nal & Advertising Injury Limit
RJch occurrence Limit
Damage Limit
Joel Expense Limit
Hipgerkeeper a Liability Coverage
4ch Aircraft Limit
Mach Occurrence Limit
$ No_ t Applicable$.__=,----
Included
$ 000.0 0
$
Incl__ uaea
$ 5,000,000,
$
Incl_ u-- dedd
$ 5 0�--
50.000
$
$
—
Included —
$
1,000
_
$
Included
$
$ 200'00
$ 500,000
Total
$ Included
$ Included
5,050
airport premises owned rented to or occupied by the Named Insured at the beginning of the Policy Period
Denton Municipal Airport
Denton, Texas
ALP US T1 01 88 1-12
have been added to this policy
Enprsements The following endorsements 11 / 3 0 / 8 8
1 5 050 This policy is written through the Aviation Managers on�
Advpnce Premium Aviation
Endorsement Premium $ Included1-1 — Approved by United SlalesAviation ManagersdternInc
5,050
Total Advance Premium $ — J
Place of Signing
�—
Coufiteraignature of Authorized Representative
ALD U9 D2 01 86
F
1
14
ui1G Aviation Liability Policy
(Zr iirrence Form)
ction VI: Common Policy Conditions Alfcondtlons Coverages included in this policy are subject to the following matting or delivering to us or the
�Ganceliation cancel this policy by
The first Named Insured s
a hown in the Declarations May
or delivering to the first Named Insured written
Aviation Managers advance written notice of cancellation
b nycttor the ce of cance)lolatfon at9easters may cancel this policy by
no ten days before the off active date of cancellation it we or the Aviation Managers cancel for nonpayment
he date of cancellation It we or the
thirty (30) days before he e
Aviation Managers cancel for any other
of premium or
reason
mai
G. We or the Aviation Managers will mad or deliver our nonce to the first Named icy peeriosdl will anid on that date ing address ow
to us or the Aviation Managers premium refund
d Notice of cancellation will slate the effective data of cancellation
rats policy
the first Named Insureo cancels the
e if this policy is cancelled we or the Aviation Managers will send the first Named Insured any p
due If we or the Aviation Managers cancel the refund will be p
refund may be less than pro rate The cancellation will be effective even it we or the Aviation Managers have no
t made or offered a refund
1 if notice is mailed proof of mailing will be sufficient proof of notice
Changes ou and us and the Aviation Managers concerning the insurance
This policy contains all the agreements between y b endorsement
Managers consent This policy s terms can be amended or waived only Y
afforded o hhet Aviast tion Manag Insured shown m the d madelarpart of this Policy
ations is authonzd to make changes in the terms of this Policy
With o
issued by us or the Aviation Managers an elate to this policy al any time
Examination of Your Books and Records
ers may examine
We or the Aviation Managthree years aftelrward t your books and records as they
during the policy period and up
inspections and Surveys not
d to
a We have a right but are
and surveysat
inspections at any time
0) Make
(2) Give you reports on the conditions we or the Aviation Managers find an
), (3) Recommend changes
b Any inspections surveys reports or recommendations relate only a and the lityAviation
and the premlupagers s to t charge
person n organization to provide for the health or safety of workers or the public And
We and the Aviation oMe^y pars do not make safety inspections We and the Aviation Managers r t not u tic A e
to perform the duty rrant that conditions
we and the Aviation Managers do not we
(1) Are safe or healthful or (2) Comply with laws, regulations codes or standards also to any rating
advisory rate service or similar
not only to us and the Aviation Managers ul a or recommendations
This condition applies ance inspections surveys rep
organization which makes insur
Premiums
a The first Named Insured shownymenttof a,DI premiums and
t (t) Is responsible for the pay return premiums we pay
(2) Will be the payee for any
I
congnued on reverse side
bus C1 12 85 (PoAE 1 of 2)
x�
pgp1++
M°
Transfer of Your Rights and Duties Under This Policy
a YoYour rights rid m ties cunder ase this Policy an may
tranb
aarlerred nsuretIo t ow ur the lWldhun Manayars wnllan
the
ath of
lutiliq
thin
b if you die your rights and duties will be transfreeired t l your llegalegal r preu e� '01�allVeisu Phil,inlrJ'l`anyuno I alving
the scope of duties as your legal representative
proper temporary custody of your property vill have yuur i iyht and rjbur but a in wah N ilia
to that piupai a
WItual policy Conditions This policy is nonassessablL The Nd uptjll,med trmurod a inG ua of tiia l ib rtY Mutual
Ipsur nc m accordance ... allparticipate
provisions t of the
wxtnitthe'distnbuuun of divide ds su llxald nnld deternnnedi�d by the oa d of
ors
f,Notice of Annual �,,p Liys
berty Mutual IInsurber ol
ing The anc CompanydInsured is and is entitled tovotetailt art utlperson or by pruAY it 1111 y and all d1esday
a( he IneachThe at n l meeting clock A M is Id at the home office at Boston Massachusuts un the thud Wednesday
t�
I United States Aviation Underwriters Incorporated
Aviation Managers
John V Brennan
President
r
CPC lib Ct 12 $5 (pAGE 2 nt 2)
i
y ussl
U AIG Schedule.
attachment to Policy No ALO 1045 to form a part of said policy
rk
reed Insured City of Denton
t
ation of Premises (Enter same' If same location as Declarations Page address
Same location as described in Item 4
T ;j of Named Insured In such premises
"n oftpremises occupied by Named Insured owner
I"
of
OWRIPTION OF HAZARDS
a
Airports - Commercial
1
A Pvamises
g Cpytpleted operations
m
C pducts, NOC
Fuelfs Lubricants
9�
t�
x�
}
111
of the Declarations Page
C ] General lessee f ] Tenant
Entire
CODE NO I PREMIUM BASE I B I
RATES I ADVANCE PREMIUMS
PD
40010 Flat
Flat Included
44444 Flat Flat Included
44444 Flat
Flat Included
C1
ALP Vq 61 01 BB
4,
U#AIG Aviation Liability Policy
NVclear Energy Exclusion Endorsement
'Ofurrence Form)
TThe
olearEnergy Liability Exclusion
Insurance does not apply or property damage
A Under any Liability Coverage to bodily injury
Liability Insurance Association Mutual Atomic Energy Liability Underwriters
(1) with respect to which an Insured under the policy Is also an Insured under a nuclear energy liability Policy
Issued by Nuclear Energy at
such policy but for I stermtion at Canada or upon exhaustion Diets I inn ofsl abll jollityor Or
be an Insured under any
Nuclear Insurance arson
Act of 1954 or
r; (2) resulting from the hazardous properties of nuclear matenal and with respect to which l any
or organization is required to maintain financial protection pursuant to the Atomic Energy
�¢ any law amendatory thereof or (b) the Insured is or had this policy not been issued would be entitled
agency thereof with any person or organization
to indemnity from the United Stales of America or any agency thereof under any agreement
mitresulting from
by the United States of America or any ag Y
8 Under any Medical Payments coverage to expenses incurred with respect to bodily injury
the hazardous properties of nuclear material and arising out of the operation of a nuclear facility by
6 any person or organization or property damage resulting from the hazardous proper
C Under any Liability Coverage to bodily injury
ties of nuclear material if or operated by or on behalf of an Insured
(1) the nuclear material (a) is at any nuclear facility owned by
or (b) has been discharged or dispersed therefrom
(2) the nuclear material is contained in spent fuel or waste at any time possessed handle use
e arises out of the furnishing by an Insured of services mates
processed stored transported or disposed of by or on behalf of an insuredo
(3) the 'bodily Injury or property damag construction maintenance operation or use of
als parts or equipment in connection with the planning damage to such nuclear facility
any nuclear facility, but if such facility is locawithin
only olhproper y States of America its lean fa es or
possessions or Canada this exclusion (3) applies
r
and any property thereat
As used in this endorsement product material
'Hazardous Properties include radioactive to or explosive properties
Product mat
have the meanings given them in the
' Nuclear material means source material special nuclear matenal or Y
' Source Energy
Act of1954 orcial elear n any lawmaterial
amendatorry hereof
Atomic Energy
Spent fuel means any fuel element or fuel component solid or liquid, which has been used or exposed to ra i
ation in a 'nuclear reactor b product material other than the tailings or wastes produced
"Waste means any waste material (a) containing Y P included under the
arson or organization of any nuclear facility
by the extraction or concentration of uranium in by pr from any ore processed primarily for its source material
and (b) refrom
I the he definition eration by
nuclear facility
first two paragraphs
' Nuclear facility means plutonium (2)
y (a) Any nuclear reactor waste
(b) Any equipment or devicedesigned
or used for
handling processing or topes of ranium or
processing or utilizing P fabricating or alloying of specal nuclear material
(c) Any equipment or device used for the processing plutonium or uror
such eat quipmetime nt total amount
located consistsmaterial
of or the Cu nsdmorelthan j25 grams of pl premises whore
ce is
um 235
um 233 or any combination thereof or morethan 250 lace prepared or usedrams of rlorrlthe sto age or disposal of waste
(d) Any structure basin excavation Premises or p
and includes the site on which any of the foregoing is located all operation conducted on suchchain site I
premises used for such operations
'Nuclear reactor means any apparatus designed or used to sustain nuclear fission in a sal supporting
reaction or to contain a critival mass of fissionable material
property damage includes all forms of radioactive conlaminauon of properly
ALP Yf Nt tt BS
(
U111 Ica Aviation
Liability Policy
0 and Hangarkeeper's Liability Insurance
Part HILL
Coverage Part forme a part of your Policy No4tate�b�rtbw
I as of the effective date of your policy unless oche
us09
issued by us and it takes
4' use only If this Coverage Part is effective after the effective date of the policy )
This Coverage Part is effective (at the hour stated in the Declarations)
It forms part of the above Policy Number issued to
11eturn for the payment of premium and subject to all terms of this policy not modified by this Coverage Part
11 Agree with you to provide insurance as shown in the Schedule below and asset forth in this Coverage Part
Schedule
yerages
Advance Premiums Limits of Insurance
ground Hangarkeeper a Liability $ $ Each Aircraft
Included $ 200,000 Each Occurrence
Each Occurrence
Deductible
Allowance for Overhead and Supervision
H Ground Hangarkeeper's Liability
Insuring Agreement
We will pay those sums that the Insured becomes legally obligated to pay because of direct loss or damage
including the loss of use to an aircraft and parts of those aircraft temporarily detached and not replaced,
Which are someone else s property and which area the care, custody or control of the Named Insured, as
"Ilea, for storage, repair servicing orsafskesping (aa evidenced by your reco i iol put 41ly wheDeclarations (Ig the aircraft
hnwn rations
s"S
aircraft or Its parts may also be temporarily elsewhere but it must be under your physical control for
purpose of service or repair
an you repair damages which you have caused we won t pay more than
your actual net cost for necessary material and parts of like kind and quality and,
your actual wages for labor at current straight time rates with no premium for overtime plus the percen
tags of such wages shown in the above Schedule as an allowance for Overhead and Supervision
conued on reverse side
1
ALP 1OY 01 Be (PAGE 1 of 2)
us09
Exclusions
This insurance does not apply to agreement
(A) liability you assume under any contract or
(B) to loss or damage to aircraft or parts of an aircraft
er of the Named (1) owned by, rented to or loaned to the Named insure o par
(2) owned by rented to of the
tn Named Insured unlesstheproperty
M or loaned to officer or employee under
an agreement for which a charge has been made
is an aircraft in your custody
t (3) due to radioactive contamination
(C) To loss or damage to wearing apparel, personal effects or merchandise of any description whether or
not the aircraft in which they are contained was damaged
Limits of Insurance policy
Subject to Paragraph 1 of Section III Limns of Insurance of your p one occurrence
(q) The most we II pay for loss or damage to each aircraft or its parts arising from any
and
is the amount shown in the above ' Schedule under Each Aircraft
e aircraft arising from any one occurrence is
++ k (B) the most we II pay for all loss or damage to more than on
the amount shown in the above Schedule under Each Occurrence
oeductible
The deductible shown in the above Schedule applies to each occurrence covered under this Coverage
Part We may pay any part or all of the deductible to settle any claim or suit You agree to promptly ream
bursa us for any part of the deductible which we have paid
Additional Definition
'Aircraft' means any aircraft which includes
(q) operating, navigating and radio equipment which is usually attached to the
Parts and
rcraft
ch are
(B) parts temporarily quip detached from
which areistandardifor andarecontainedI replaced yin the aircraft
(C) tools and repair equip
endorsement does not change any of your coverage except as stated above It is effective on the
and hour shown below, local Standard Time at the first Named Insured's address
Policy issued to
1
r` �dorsement No
City of Denton
ALO 1045
I No
10/01/88 12 01 A Id
Date and hour endorsement takes effect
Po icy
Approved United States Avia on Underwriters, Inc, Aviation Managers
i
t
m usoo
U*4/G Alvaation Liability Policy
War Risks and Other Penis Exclusion Endorsement
rThis endorsement changes your policy Please read it carefully
endorsement modifies insurance provided under the following coverage(s)
❑ COMMERCIAL GENERAL LIABILITY COVERAGE
❑ PRODUCTS/COMPLETED OPERATIONS COVERAGE
,
H
❑ LIQUOR LIABILITY COVERAGE
G
Ilk
IV
lie policy does not cover claims caused by
(a) war, invasion, acts of foreign enemies, hostilities (whether or not war be declared) civil war rebellion
insurrection martial law military or usurped power or attempts at usurpation of power or
(b) any hostile detonation of any weapon of war employing atomic or nuclear fission andlor fusion or other
AA like reaction or radioactive force or matter or
(c) strikes riots civil commotions or labor disturbances or
nts of a sovereign
wer for
polit
tti (d) purposesact fone or mand whether persons ° njuryhloss or damether or tageeresulting therefrom isaccidenton intentional l or terrorist
(a) any malicious act or act of sabotage or
(f) confiscation nationalization seizure restraint detention appropriation regwsiuon by or under any
government public or local authority or
ing any
(g) hi jacking or any seizure or control made aircraft
made by any person or persons acting without theconsent ofdthe Insured
meted
Tbris xcept as
e it is
e and hourtshown belowcir
local Standard Time at the first Named tInsured sveffective on the
address
it City of Denton
PQIICy, ISSUed t0 10 / 01 / 8 8 12 01 A M
�„ 2 ALO 1045
Date and hour endorsement lakes effect
Worsement No Policy No
Approved United States Avfah\\nder` Inc , Aviation Managers
1� by
ALP
us30
Aviation Liability Policy
Risks Coverage Endorsement
This endorsement changes your policy Please read it carefully
This endorsement modifies Insurance provided under the following coverage(s)
Cl COMMERCIAL GENERAL LIABILITY COVERAGE
❑ PRODUCTS/COMPLETED OPERATIONS COVERAGE
❑ LIQUOR LIABILITY COVERAGE
usion endorsem
nt
ttached to
�ecttorthe following cancella on alndstermination r p provisions Perils lapplicable only to th this s policy
and endorsement
collation and Termination
�erage under this endorsement may be cancelled by the Company or the Aviation Managers
by the address s
own on the Decrations notice
such olancellatioln stating whenf
eivering to thefnot less than seveninsured,
(7)tdaysthereafter such cancellation f
shall be effective
Named Insured
The mailing or delivery of such notice shall be sucoverage eafrned premium shallicient proof notice to the tbe computed pro rate
If the Company or the Aviation Managers cancel this
d sement will automatically terminate whether or not notice has been mailed or
e under this an or
d to the first Named Insured If
there is an outbreak of war whether or not there has been a declaration of war
following countries The United States
Of ub cAmerica
China United Kingdom France
me
between any of the
the Union of Soviet
Socialist Republics or the People s p ig atomic or
if f war emplOY'r
ortlike reaction tor radioactive force n of yor matter weapon owhere err and whenever such ldetonation shall occuear tission and/or r
premium for this endorsement $
Ar is
as
e It
This endorsement does not
and hour hown below clocal Standarof d Time at thour efirstNamed Insured svaddressffective on the
+ City of Denton
ppbcy issued to 10 / 01 / 8 8 12 01 A M
3
Endorsement No
ALO 1045
.— ----
Date and hour endursunenl Lakes effoct
Policy No
Approved fill gates Aviat\n tr ,dprtvufers Inc Avaaf#on Managers
11G Aviation Liability Policy
Traffic Control Exclusion Endorsement
t changes your policy Please read it carefully
This endorsemen
This endorsement modifies Insurance provided under the following coverage(s)
❑ COMMERCIAL GENERAL LIABILITY COVERAGE
❑ PRODUCTS/COMPLETED OPERATIONS COVERAGE
❑ LIQUOR LIABILITY COVERAGE
TWs Insurance does not
apply to
rducted by anyinsured
P
!r
S
x
Qk
us00
bodily injury' or property damage arising out of Air Traffto Control Operations
coveragef your except as stated above it is
ale and endorsement
hobelow does not
hangscal any ord Tlma at hefirst Named Insured s effective on the
address
hour
I City of Denton
p�►licy issued to 10 / 01 / 8 8 12 01 A M
4 ALO 1045
Date and hour endorsement takes elieat
Endorsement No
Approved
r�
Policy No
United States Avis rot n Underwriters, Inc Aviation Managers
by l <
ALP Veld 01 01 00
i
usoo
U$ AIG Aviation Liability Pohcy Notice
Texas Changes Endorsement-Conditions Requiring
This endorsement changes your policy Please read it carefully
This endorsement modifies insurance provided under the following coverage(s)
❑ COMMERCIAL GENERAL LIABILITY COVERAGE
❑ PRODUCTS/COMPLETED OPERATIONS COVERAGE
0 LIQUOR LIABILITY COVERAGE
rty Damage Liability unless we are prejudiced by the Insured s or your
Wth regard to Bodily Injury an
requirementeany provision of this Coverage requiring you or any Insured to give notice
faiof,oce to comply
failure to comply
ence claim t e r or forward demands notices summonses or legal papers m connection with a claim
cry suet will not bar liability under this Coverage
qqN,
4
f yy
�YI
1
1
l
t
i
4
e it is
is
and hour shown belowloca
cha e any of your coverage except as stated
Standard Time at the first Named Insured sveffective on the
dat
address
City of Denton
pt flCy ISSUed t0 10 / 01 / 8 8 12 01 A M
1045
f 5 ALO — Date and hour endorsement takes effect
wo-rsement No
r
zl
Approved
Policy No
United States Avrat+pn Underwriters Inc I Aviation Managers
ALP 0103 ❑ 85
T
UVIG Aviation Liability Pol►cy
Tgms Changes Endorsement-Cancellat►on and Nonrenew�oo
0
h n es your policy Please read It carefully
This endorsement c a g
This endorsement modifies insurance provided under the following coverage(s)
0 COMMERCIAL GENERAL LIABILITY COVERAGE
ONS COVERAGE
❑ PRODUCTSICOMPLETED OPERATI
❑ LIQUOR LIABILITY COVERAGE
lowing
1 b of the Cancellation Common Policy Condition is replaced or
deliveringlto he first Named Insured
ve or the Aviation Managers may cancel this policy Y g s before the of
vdays
notice of cancellation, stating the reason for cancellation at least ten (10)
active date of cancellation cancel
If this policy has been in effect for sixty (60) or fewer days we or the Aviation Managers may
for any reason han
If this policy
for one orsmore of he following been in effect for areas ns xty (60) days
(a) fraud in obtaining coverage
we or the Aviation Managers may cancel
(b) failure to pay premiums when due
(c) an increase in hazard within the control of the Insured which would produce an increase in rate
rs reinsurance covering all or part of the risk covered by the
(d) loss of our or the Aviation Manage
policy or
(e) if we or the Aviation Managers have
roved or directed by he supery sorry otnservatorror receivership
approved
� and the cancellation has been app
B 1te following condition is added and supersedes any provision to the contrary
nrenewal oh by
mailing or delivering to the first
1 we or the Aviation Managers may elect not to renew this p oY
Named Insured at the last mailing address known to us or the Aviation Managers written notice o Jays before the expiration date If
nonrenewal, stating the reason for nonrenewal at least sixty (60) y
notice is marled or delivered less than sixty (60) days before the expiration date this policy will remain
the notice is
ch
In effect until the siefYfirst od oi(cove coverage
rate fter the date on extends beyond the expiration datee w II beed or lcomputed ivered rpro
premium for any p
rate based on the previous year s premium
2 If notice is mailed, proof of mailing will be sufficient proof of notice
,y it is
xceas stated
This
and hour shown below, local Standard Time, at the efirst Named Insured svaddressffectve on the
dat
Ff City of Denton
Policy issued to 1 0 / 01 / 8 8 12 01 A M
I _
9171dorsement No
v
Approved
ALO 1045
Policy No
United States Aviat of n underwriters, Inc , Aviation Managers
\ by C s c �``�
�--�
Date and hour endorsement lakes effect
ALP 00 75 1187
Copyright 19B7
I„� copcopyrightedmaienel 91 Inaurence Sormcn Onto. Inc w Ili i1e pe mmsmn opY 9
f
ih
4AiG Aviation Liability Po/icy
l'Tmium Discount Endorsement -Texas U S 3 5
This endorsement changes your Policy Please read it carefully
This endorsement modifies insurance provided under the following coverage(s)
❑ COMMERCIAL GENERAL LIABILITY COVERAGE
❑ PRODUCTS/COMPLETED OPERATIONS COVERAGE
❑ LIQUOR LIABILITY COVERAGE
It is agreed that the Premium pertaining to Texas for General Liability and Medical Pa
to unt in accordance with the following procedure
Payments Texas General Liability Standard Premium Such Premium pertaining
is subject
the provisions of the policies designated in paragraph 5 hereof other than this endorsement and exclusive
of the application of any retrospective rating plan shall be known as sttheeTexas General xas computed iLiabilty Standard
Premium
Total Standard Premium for All States The General Liability and Medical Payments Premium computed in
x) accordance with the provisions of the policies designated in paragraph 5 hereof other than this endorse
ment and exclusive of the application of any retrospective rating plan any Automatic Premium Adjustment
Endorsement any Premium Return Plan Endorsement or other Premium Discount Endorsement shall be
known as the Total Standard Premium
Premium Discount —Texas
(a) For Policy periods of one year or less The Texas General Liability Standard Premium shall be subject
to the applicable discount percentages for the Total Standard Premium obtained from the Table of Texas
afro Premium Discounts (General Liability)
(b) For Policy periods of more than one year —The Texas General Liability Standard Premium for each
annual period or Portion thereof during the policy period shall be subject to the applicable discount
Percentages as stated in said Table of Texas Premium Discounts (General Liability)
Standard Premium for the policies for each such period or portion thereof during the Policy
yW (c) If retrospective rating is applicable to a Opposite the Total
discount applicable to the Texas General Liability
Stanpremdard Premium exclusive a am P f p period
pertaining to Texas the amount of premium
lect to any Retrospective Rating Plan shall be the difference between (t) the discount determined by
applying to the Texas General Liability Standard Premium the applicable percentages stated in said
the
Table
the opposite the Total
General Liability Standard Premium ard Premium and ()wh ch is subjeount deo retrospective rating the ap Ica
ble percentage stated in said Table o termined y prating h that iPor
ca
retrospective rating PPosrte so much of the Total Standard Premium as is subject to
1' Table of Texas Premium Discount Perceni1ges (see reverse)
Policy Numbt
Flu TABLE OF TEXAS (Genes aM DISCtO jNT PERCENTAGES
Premium Premium
Premium Premium Discount Discount
Premium Discount percentage
percentage ApoPercentage
Discount ls
Percentage Percentage Applicable to Texas
Percentage Applicable to Texas
4 Applicable to Texas
to Texas to Texas General
to Texas to Texas General General Wittily
Gemmel General Liability Total Liability Total
Tied Liability Total Ueblllry Total Standard Standard Standard Standard
Standard Standard Standard Standard Premium Premium Premium
SltldYd Standard (1) (21
Preatlgra Premium Premium Pre1�1um Premium Premium
P$30) (2) $ 59 053 18 4%
0 22) $2 543 4 8% $ 7 561 60 323 18 5
$tip% 30 325 13 9
7 686 9 0 bi 649 18 6
2 632 4 7 30 656 14 0
'1,021 0 1 4 8 7 81b949 9 4 14 1 63 483 18 7
1 Q21 2 728 g 6 30 995 18 8
1 035 0 3 2 831 B 9 8 87 9 b 31 341 14 2 64 403
2 942 66 000 16 9
to 04 8231 97 31695 143 67591 190
1 054 0 5 3 82 5 1 8 379 98 32 058 14 4 69 2b0 ig 1
4 5
160 D8 353 8533 09 32428 46 71013 192
07 3 334 8 692 10 D 32 BOB 72 B58 19 3
1 0 8 74 800 19 4
3 489 489 5 4 8 858 1 u 1 33 196 14 7
L, 2 0 9 3 859 5 5 33 593 14 tl
�yA8� 1 0 3 847 5 6 9 208 10 2 34 000 14 9 76 850 19 5
1'1gY 1 1 4 055 5 7 9 208 10 3 34 418 15 0 79 015 19 6
1!M'�aRl' 4 286 5 8 9 394 104 15 1 81 305 19 7
1 1 2 4 286 5 y 9 588 10 5 35 284 15 2 83 732 19 8
1 ai�don 1 3 4 $39 6 0 9 790 10 6 86 308 19 9
1 rTrD' 1 4 5 028 10 000 10 7 35 733 15 4 89 048 20 0
6 1 36 194
10 B 91 968 20 1
ljo 1251 1 6 3G 6G715 51 5 082 6 3 10 450 10 9 15 fi 95 085
421 202
1a2b3 1 7 5 196 10 690 D 37 153 98 422 20 3
1 Xg 1 8 5 255 6 5 10 942 11 1 37 fi52 15 1
19 5 255 38 164 15 8 105 B50 20 4
1�9 20 5 315 66 11 205 11 482 „3 38 164 15 9 1D5 850 205
10 000 20 6
1 An 2 1 5 376 6 9 11 773 11 4 39 231 16 0 114 490 20 7
2 2 5 439 12 078 11 5 39 788 119 362 20 8
j 2 3 5 569 7 0 12 400 11 6 40 949 lb 2 124 667 20 9
yi 2 4 11 7 40 556 16 3 130 46b 21 0
as 7 1 12740 41 556 16 4
1 As 2 5 5 706 7 2 13 099 11 8 42 181 to 5 136 830 21 1
5 78 11 9 166 143 847 21 2
21 3
I U7 2 6 5 777 7 3 13 881 12 0 42 825 16 7 151 622
1 �d:T 2 7 5 850 7 4 13 681 12 1 43 489
1 2 8 5 924 7 5 14 38 174 16 8 160 286 21 4
1 2 9 12 2 44 880
14 762 44 800 t b 9 170 000 21 5
tuAg 3 0 6 U�B 7 6 15 246 12 3 45 610 7 0 180 968 21 b
1g 3 1 7 8 15 763 12 4 46 364 17 1 193 449 21 7
1 6 9 2 8 159 7 9 16 316 12 5 47 143 17 2 207 778 21 B
11 33 6327 80 16910 126 173 224400 219
1�Qg 3 4 17 548 2 7 47 949 243 913 22 0
3 5 15414 8 1 18 236 12 8 48 783 17 4 267 143 22 1
1 log 3 6 6504 96 6 3 18 980 129 50 541 17 6 295 263 22 2
i y4g 3 7 6 691 8 4 19 788 13 0 51 466 17 7 330 000 22 3
�` 38 6691 85 20667 131
374 08 22 4
3 9 6 789 21 628 13 2 52 430 17 8 17 9 431 538 22 5
4 0 6 889 6 6 22 683 13 3 53 429 to 0 500 000 22 5
2a 74 4 1 6 993 8 7 23 847 13 4 54 467 18 1 Over
4 2 7 100 8 9 25 136 135 55 545 000 000 See Note
2 7210 89 136 56667
2 182
2 381 4 3 4 4 7 323 g 0 26 572 3 7 57 836 18 3
A 4 5 7 0.40
9 1 28 182
�"r
For norm not Shown use the value t0( the next lower premium stated in the table applicable sh dl GL Jemi n,,Ld ae dil W61glind aWa0l of 22 5uu foi
NOTE t e Total Standard
23 loan is
for $500000 or
Parton oaerer the $500 OOO premium dislount Peiclnlage
the
st
(
M
r
ALP Use 36 09 07 (pAGE 2111
a
v
us25
US41G Aviation Liability Policy
TeT Notice -Required by Law
CoMplaint Notice Should any dispute arise about your premium o about a claim
thatStayouoa v of Id contact
urance
youfagent or write to us If the problem is not resolved, y
ou Dep�ytMont C 1110 San Jacinto, Austin Texas 787ae This notice of complaint procedure is for information only
anQ>, 1 not become a part or condition of this policy
Yoy jpaY
write us at the address shown below
United States Aviation Underwriters Incorporated
One Lincoln Centre
5400 LSJ Freeway
Dallas, Texas 75240
United States Aviation Underwriters Incorporated
Park Central Plaza I
tilt North Loop west
Houston Texas 77008
xcept as stated above It is
le
and hour below local St ndaid Time oat the fiverage irrst Named Insured s fective on the
address
da
City of Denton
poly issued t0 ALO 1045 10 / 01 / 8 8 12 01 A M
8
Date and hour endorsement lakes effect
Policy N
Endorsement Na o
n Underwriters, Inc , Aviation Managers
Approved United States Avis'lp
V
rt by
ALP US *fii 86
Ak
Wr
UPIG Aviation
Liability Policy
Injury Exclusion Endorsement
This endorsement changes your policy Please read it carefully
This endorsement modifies Insurance provided under the following coverage(s)
Gsl COMMERCIAL GENERAL LIABILITY COVERAGE
❑ PRODUCTS/COMPLETED OPERATIONS COVERAGE
❑ LIQUOR LIABILITY COVERAGE
usuo
1be following exclusion is added to your policy
1, This insurance does not apply to
a `", ersonal injury or ' advertisinq jfUWX
n w. �..
(5) to any employee of the Insured arising out of and in the course of employment by the Insured not
1 , 1e any �pp�ise, ch ,pArQltb brother ocsister of lbat arriployea as,a consequence of employment
,¢y j e insured+~
A
This endorsement does not change any of your coverage except as stated above It is effective on the
Ate and hour shown below, local Standard Time, at the first Named Insureds address
Frilicv issued to City of Denton
i 9 ALO 1045 10/01/88 12 01 A M
dorsemenl No Policy No Date and hour endorsement takes effect
tr Approved United States Aw ition Underwriters !nc , Aviation Managers
iby 7SS vk,
ALP 39 07 87
1
r,
USAIG Aviation Liability Policy
Cgntractual Liability Limitation
Yn
This endorsement changes your policy Please read it carefully
This endorsement modifies insurance provided under the following coverage(s)
® COMMERCIAL GENERAL LIABILITY COVERAGE
❑ PRODUCTS/COMPLETED OPERATIONS COVERAGE
❑ LIQUOR LIABILITY COVERAGE
DeTtion
g
i
usoo
I appearing in Section V Definitions under paragraph 8 is changed to read as follows
That part of any other contract or agreement pertaining to your business p rider hick you
ula a assume thud
that tort liability of another to pay damages because of bodily injury
or person or organization if the contract or agreement is made prior to the bodily injury or property
damage Tort liability means a liability that would be imposed by law in absence of any contracts or
agreements
An insured contract does not include that part of any contract or agrec.inent
eer or surveyor for injury or damage arising out of
a That indemnifies an architect engin
(1) Preparing approving or failing to prepare or approve maps drawings opinions reports
surveys change orders designs or applications or
(2) Giving directions or instructions or failing to give them it that is the primary cause of the
injury or damage
b Under which the Insured if an architect engineer or surveyor assumes liability for injury or damage
arrising out of the above and supervisory a rendering r failing or engineering seev clesaloservices including those listed
c That indemnifies any person or organization for damage by fire to premises rented or loaned to you
d Which is for the benefit of any manufacturer of aircraft or aircraft parts or
e Which applies to damage which is the result of any major alteration or repair of an aircraft or au
craft parts or
f by ha governmental body for you to u use another
airport ant
the contract or agreement is required
ent between you an
You agree to furnish the Aviation Managers a copy of any contract or agreem
another person or organization within thirty (30) days after its effective date and the Aviation Managers
shall have ten (10) days after receipt by them to reject in writing any contract or agreement between
you and another person or organization
endorsement does not change any of your coverage except as stated above It is effective on the
_ and hour shown below, local Standard Time, at the first Named Insured S address
1W1City of Denton
ppilcy issued to 10 / 01 / 8 8 12 01 A M
d 10 ALL 1045
Date and hour endorsement takes effect
Endorsement No Policy No
Approved United States Aviat of n Underwriters, Inc, Aviation Managers
� by �
ALP U4 U 04 88
us14
UfAIG Aviation Liability Policy
n®cinnated Insurer Endorsement
This endorsement changes your policy Please read it carefully
This endorsement modifies insurance provided under the following coverage(s)
❑ COMMERCIAL GENERAL LIABILITY COVERAGE
❑ PRODUCTSICOMPLETED OPERATIONS COVERAGE
❑ LIQUOR LIABILITY COVERAGE
you designate the following comp
any
Ajhough a number of companies are listed on the cover of your policy
the one which Issued your policy
The Aetna Casualty & Surety Company
Whenever the words 'we or ' our, or us' are used in your policy they mean the designated company oage
9 you designated is a member of the United States Aircraft insurance t theGroup
you designated
Since the company y 9
igautomatically shared by all the companies listed on the cover of your Policy
becomes insolvent the Group will assume all its legal and financial obligations under your policy
The company you designated must comply with all government laws regarding serving of notice and paying
of taxes
'61de insurance agent who countersigned your policy is a licensed agent of the designated company
f
c
7�
)
as slated
e it is
of your cove
ale and hourtshown below Ioca9St ndard Time, at the efirst Named Insured svaddressffectrve on the
City of Denton
fticy issued to -
11
F idorsement No
i�
Approved
ALO 1045
Policy No
United States Aviattn underwriters, Inc, Aviation Managers
by
10/01/88 12 01 A M
Date and hour endorsement takes effect
ALP 1401 BB
1
us00
U$AIG Aviation
Liability Policy
Dletion of Exclusion Endorsement-
Pwperty Damage to "Your Product" and "Your Work"
This endorsement changes your policy Please read it carefully
This endorsement modifies insurance provided under the following coverage(s)
® COMMERCIAL GENERAL LIABILITY COVERAGE
❑ PRODUCTS/COMPLETED OPERATIONS COVERAGE
❑ LIQUOR LIABILITY COVERAGE
Iusions It and I of Coverage A (Section 1) do not apply
except as
ed
e it is
doe and hourlshown below,clocagStandard Timee any 0 your , theefust Named Intsured svaddressffective on the
City of Denton
Policy issued t0 10 / o 1 / 8 8 12 01 A M
12 ALO 1045
Date and hour endorsement takes efiecl
Fpdorsement No Policy No
Approved United States AviatioUnderwriters, Inc Aviation Managers
by
ALP UA 15 01 BB
41 IG Aviation Liability Policy
14 WITNESS WHEREOF, each of the Companies named on the face of this policy and
14ated below has caused this policy to be executed on their behalf by the
I.Ption Managers
��
THE AETNA CASUALTY AND SURETY COMPANY
Hartford, Connecticut
�+C fln a ry
�A aL
4
n
SgIg star
ary
��S*Fretar� C
CONTINENTAL CASUALTY COMPANY
Chicago, Illinois
PresK
'�President
GENERAL ACCIDENT INSURANCE COMPANY OF AMERICA
Xg h ladelphis, Pennsylvania L o.
resident
HHARTFORD FIRE INSURANCE COMPANY
Hartford, Connecticut
resident
LIBERTY MUTUAL INSURANCE COMPANY
Boston, Massachusetts
President
MARYLAND CASUALTY COMPANY
Baltimore, Maryland
II� dent
ROYAL INDEMNITY COMPANY �O_
Charlotte, North CarolinaC�,/C�'�" c,O
Prea de t
RI E AND MARINE INSURANCE Lumy e+I
ST PAUL FIR
Watery 6 St Paul, Minnesota
�(+" S
Ar
'Secretary
retary't' l
UNITED STATES FIDELITY 6 GUARANTY COMPANY
Baltimore, Maryland
Prekent
,,eCrstary
STATE FARM FIRE AND CASUALTY COMPANY
Bloomington, Illinois
THE TRAVELERS INDEMNITY COMPANY
Hartford, Connecticut
ZURICH INSURANCE COMPANY
Schaumburg, Illinois
A4 US T1 01 88
President
President
r
President ��
l�/ W 6471�/
United States Manager
Tabllg of Contents
Declarations Page (Enclosed)
Named Insured and Mailing Address
Policy Period
Description of Business and Location
Section I Coverages
Page
Coverage A
BodWy Injury and Property Damage Liability
Irpruring Agreement
1
gousiona
Coverage B
PeeQnal and Advertising Injury Liability
Insuring Agreement
2
2
5jifousions
Coverage C
Medical Payments
3
Insuring Agreement
3
Eitcfusions
Supplementary Payments Coverages A and B
3
Section II Who is an Insured
3
Section III Limits of Insurance
4
Section IV Commercial General
Lfahflfty Conditions
4
Bankruptcy
Duties In the Event of Occurrence Claim or Suit
4
4
Legal action Against Us
Other,irlsurance
4
4
Premium Audit
5
Representations
5
Separation of Insured$
Transfer of Rights of Recovery Against Others to Us
5
Section V Definitions
5
Section VI Common Policy Conditions (Enclosed)
Canc4lation
Changes
Examination of Your Books and Records
nspeolfons and Surveys
Premiums
Trans* of Your Rights and Duties Under this Policy
Nuclear Energy Exclusion Endorsement (Enclosed)
I
Various provisions in this policy restrict coverage Read the entire
policy cVefully to determine rights duties and what is and is not
coverecq
Throughout this policy the words you and your refer to the
Named Insured shown in the Declarations The words we us
and our" refer to the Companies named on the face of this policy
which are collectively called the Company and who do jointly and
severally provide this Insurance Aviation Managers means
United $totes Aviation Underwriters Inc
The word' Insured means any person or organization qualifying
as such under Section II Who is an Insured
Other words and phrases that appear in quotation marks have
special Teemng Refer to Section V Definitions
Section 1 Coverages
Coverage A Bodily Injury and
Property Damage Liability
Insuring Agreement
a We will obligated eo pay ay those s damages theums that Insured
of bodily injury legally
property damage to which this insurance applies No other
obligation or liability to pay sums or perform acts or services
is covered unless explicitly provided for under Supplementary
Payments Coverages A and B This insurance applies only to
bodily injury and property damage which occurs during
the policy period The bodily injury or properly damage
must be caused by an occurrence The occurrence must
lake place in the coverage territory We will have the right and
duty to defend any suit seeking those damages But
(1) The amount we will pay for damages is limited as described
in Section III Limits of Insurance
(2) We may investigate and settle any claim or sun at our
discretion and
(3) Our right and duty to defend end when we have used up
the applicable limn of insurance in the payment of judg
ments or settlements under Coverages A or B or medical
expenses under Coverage C
) Damages because of bodily injury include damages claimed
by any person or organization for care loss of services or death
resulting at any time from the bodily injury
Properly damage that is loss of use of tangible property that
is not physically injured shall be deemed to occur al the time
of the occurrence that caused it
Exclusions
This insurance does not apply to
a Bodily injury or property damage expected or intended
from the standpoint of the Insured This exclusion does not
apply to bodily injury resulting from the use of reasonable
force to protect persons or property
b Bodily injury or property damage for which the Insured is
obligated to pay damages by reason of the assumption of
liability in a contract or agmement This exclusion does not ap
ply to liability for damages
(1) Assumed in a Contract or agreement that is an insured
contract or
(2) That the Insured would have in the absence of the contract
or agreement
c Bodily injury or property damage for which any Insured may
be held liable by reason of
(1) Causing or contributing to the intoxication of any person
(2) The furnishing of alcoholic beverages to a person under the
legal drinking age or under the influence of alcohol or
(3) Any statute ordinance or regulation relating to the sale gin
distribution or use of alcoholic beverages
This exclusion applies only it you are in the business of
manufacturing distributing selling serving or furnishing alto
holic beverages
d Any obligation of the Insured under a workers compensation
disability benefits or unernployment compensation law or any
similar law
e Bodily injury to
(1) An employee of the In. ured arising out of and in the course
of employment by the Insured or
(2) The spouse child parent brother or sister of that employee
as a consequence of (1) above
This exclusion applies
(1) Whether the Insured nnay be liable as an ernploye r or in any
other capacity and
(2) To any obligation to share damages with or repay somcone
else who must pay damages because of the inlury
This exclusion does not apply to liability assumed by the,
Insured under an insured contract
f (1) Bodily injury or properly damage arising out of the
actual alleged or threatened discharge dispersal ruled e
or escape of pollutants
(a) At or from premises you own rem or occupy
(b) Al or from any site or location used by or for you or
others for the handling storage disposal processing
or treatment of waste
(c) Which are at any umo transposed handled stored
treated disposed of or processed as waste by or for
you or any person or organization for whom you may
be legally responsible or
(d) At or from any site or location on which you or any
contractors or subcontractors working directly or
indirectly on your behalf are perlonning upt rations
(Q it the pollutants are brought on or to the site or loc 9
lion in connection with such operations or
(it) it the operations are to lest for monitor clean up
remove contain treat detoxny or neutralize the
pollutants
ALO US 01 01 88
(2)'/iny loss cost or expense ansing out of any governmental
Olfaction or request that you test monitor clean up
,4jemove contain treat deloxily or i ralize pollutants
Pgjjutants means any solid liquid gaseous or thermal Irritant
oripontaminant Including smoke vapor soot fumes acids
alWis chemicals and waste Waste Includes materials to be
r
Med reconditioned or reclaimed
(3) Bodily Injury or property damage arising out of an
'{environmental disturbance or for sums or awards claimed
s damages to the extent that such sums or awards repro
bent payment or compensation for the taking of or exercise
rights with respect to the property of others
Environmental disturbance means
a) noise (whether audible to the human ear or not) or
vibration including sonic boom and similar
phenomena associated with trans sonic and super
sonic movement generated by the operation of aircraft
or any of Its parts
(p) Interference with the quiet enjoyment of property by
overflight or other operation of aircraft
,Put environmental disturbance does not Include noise
Vibration pollutants or interference resulting from crash or
,Collision of a vehicle or aircraft operated in an emergency
situation
Bodily injury or property damage arising out of the owner
ship maintenance use or entrustment to others of any aircraft
"amp or watercraft owned or operated by or rented or loaned
to any Insured Use includes operation including aircraft in
flight and loading or unloading
Thy exclusion does not apply to
(1) 4 watercraft while ashore on premises you own or rent
(2),A watercraft you do not own that is
t$) Less than 26 feet long and
(b) Not being used to carry persons or properly for a
i charge
(3) Parking an auto on or on the ways next to premises you
'own or rent provided the 'auto is not owned by or rented
,# loaned to you or the Insured
(4) (,lability assumed under any insured contract for the
ownership maintenance or use of aircraft or watercraft or
(5) "Bodily injury or property damage arising out of the oper
anon of any of the equipment listed in paragraph f (2) or 1(3)
pf the definition of mobile equipment (Section V10)
Bpdtly injury or property damage arising out of
(1) The transportation of mobile equipment by an 'auto
awned or operated by or rented or loaned to any Insured
rpr
(?),The use of mobile equipment in or while in practice or
preparation for a prearranged racing speed or demolition
nlesl or in any stunting activity
rtotIly injury or property damage due to war whether or
oisclared or any act or condition incident to war War
Includes civil war insurrection rebellion or revolution This
ex*5ron applies only to liability assumed under a contract or
ag(eement
Nperty damage to
(1) property, you own rent or occupy
(2) remises you sell give away or abandon it the property
)pamage arises out of any part of those premises
(3) f roperty loaned to you
(4),#Vrsonal property in your care custody or control
(5) That particular part of real property on which you or any
ppntractors or subcontractors working directly or indirectly
tin your behalf are performing operations it the property
(6) �hmage arises out of those operations or
al particular part of any property that must be restored
{epared or replaced because your work was incorrectly
performed on it
Paragraph (2) of this exclusion does not apply if the premises
are Iyour work and were never occupied rented or held for
rental by you
Paragraphs (3) (4) (5) and (6) of this exclusion do not apply
to liebilay assumed under a sidetrack agreement
Paragraph (4) of this exclusion does not apply to property
damage to aircraft when your control is solely for the purpose
of 14pling or traffic control of an aircraft
Paragraph (6) of this u,.Uuston does not apply to property
damag eluded in the Products/Completed Operations
hazard
6,, PropeqLda�,Lnage�to yourptoducl ansinkoulofitoranypad
'of It C.
I Property damage to your work arising out of it or any pall
kpl it anq ncluded in th@_ProduclsfComplelad Operation$
hazarr(
This exclusion does not apply it the damaged, work or the work
,out of which the damage ariseswasperformed on your behalf
by a subcontractor
m`' Property darnaye to unpaired property or property that has
not been physically Injured arising out of
(1) A defect deficiency inadequacy or dangerous condition
in your product or your work or
(2) A delay or failure by you or anyone acting on your behalf
to perform a contract or agreement in accordance with its
terms
This exclusion does not apply to the toss of use of other prop
any arising out of sudden and acudental physical injury to
your product or your work titter it has been put to its
Intended use
n Damages claimed for any loss cost or expense Incurred by
you or others for the loss of use withdrawal recall Inspection
repair replacement adjustment removal or disposal of
(1) Your product
(2) Your work or
(3) Impaired property
it such product work or prupurty is withdrawn or recallud from
the market or from use by any person or organization because
of a known or suspected dcfeU deficiency inadequacy or
dangerous condition in it
o Properly damage arising out of the appropriation or taking
of property or property rights by governmental power
p Bodily injury or property damage arising out of any contest
exhibition armeel air race au show parachute lumping or sky
diving permitted spon.,orcd by or participated in by you or
any Insured
Exclusions c through n do not apply to damage by lire to
premises renled to you A cps Ile lirnil of insurance applies to
this coverage as described in Seclion III Limits of Insurance
Coverage B Personal and
Advertising Injury Liability
1 Insuring Agreement
a We will pay those sums Ili it the Inburcd becomes legaily
obligated to pay as damages because of personal injury or
advertising injury to which this insurance applies No other
obligation or liability to pay sums or perform acts or services
is covered unless explicitly provided for under Supplementary
Payments Coverages A and B We will have the right and duly
to defend any suit seeking those damages But
(1) The amount we will pay for damages is hmilud as described
in Section If Limits of Insurance
(2) We may investigate and settle any claim or suit at our
discretion and
(3) Our right and duty to defend end when we have used up
the applicable limit of insurance in the payment of judg
menls or settlements under Coverages A or B or medical
expenses under Coverage C
b This insurance applies to personal injury only it caused by
an olfense
(1) Committed in the coverage territory during the policy
period and
(2) Arising out of the eonduct of your business excluding
advertising publishing broadcasting or telecasting done
by or for you
c This insurance applies to advertising injury only It caused by
an olfen.,e committed
(1) In the coveage Iernlory during the policy peiod and
(2) In the course of advGr ising your goods products or
services
2 Exclusions
This insurance does not ipply to
a Personal injury or advcrllsng injury
(1) 4rs[ng out of oral or written publication of material if done
bw or at the direction of the Insured with knowledge of Its
(2) 1-. out of oral or written puolication of material whose
et publication took place before the beginning of the
ppficy period
(3) Arising out of the willful violation of a penal statute or
ordinance committed by or with the consent of the Insured
(4) ' which the Insured has assumed liability In a contract
gFegreement. This exclusion does not apply to liability for
4Wnages that the Insured would have In the absence of the
opintract or agreement
b AdWis[ng Injury arising out of
(1) afeach of contract other than misappropriation of adver
Offing Ideas under an Implied contract
(2) W failure
f goods products
Or a services to conform with
rtsee
(3) The wrong description of the price of goods products or
rill or
(4) An offense committed by an Insured whose business is
advertising broadcasting publishing or telecasting
Coveraw C Medical Payments
1 Insuring Agreement
a We Vo pay medical expenses as described below for bodily
Injugff caused by an accident
(1) ( premises you own or rent
(2) op ways next to premises you own or rent or
(3) apcause of your operations
provided that
(1) The accident takes piece in the coverage territory and
during the policy period
(2) The expenses are incurred and reported to us within one
year of the date of the accident and
r expense
(3) The bj! physicians ansured rof our choice as often as we son submits to examination at treasonably
require
b We Will make these payments regardless of fault These
payrrients will not exceed the applicable limit of Insurance. We
will pay reasonable expenses for
(1) F1% aid at the time of an accident
(2) Necessary medical surgical x ray and dental services
Including prosthetic devices and
(3) tWessary ambulance hospital professional nursing and
j4perai services
2 Exclusigps
We will qo pay expenses for bodily injury
a To MV Insured
b To a person hued to do work for or on behalf of any Insured
or a tenant of any Insured
c To a person injured on that part of premises you own or rent
that i)1e person normally occupies
d To a person whether or not an employee of any Insured if
bent for the bodily Injury are payable or must be provided
undelre workers compensation or disability benelits law or a
s[miip¢ law
e To a person injured while taking part in athletics
f Indui within the Products/Completed Operations hazard
g Exclujilfed under Coverage A
h Due to war whether or not declared or any act or condition
incld" to war War includes civil war insurrection rebellion or
revolt0on
Supplementary Payments
Coverages A and B
We will pay with respect to any claim or suit we defend
1 All expenses we Incur
2 up to $250 for cost of bail bonds required because of accidents
or traffic law violations arising out of the use of any vehicle to which
the Bodily Injury Liability Coverage applies We do not have to
furnish these bonds
3 The cost of bonds to release attachments but only for bond
amounts within the applicable lima of Insurance We do not have
to furnish these bonds
I All reasonable expenses Incurred by the Insured at our request
to assist us in the Investigation or defense of the claim or suit
Including actual loss of earnings up to $100 a day because of time
off from work
5 All costs taxed against the Insured in the suit
5 Pre judgment Interest awarded against the Insured on that part of
the judgment we pay If we make an offer to pay the applicable
limit of Insurance we will not pay any pre judgment Interest based
on that period of time alter the oiler
7 All Interest on the full amount of any judgment that accrues after
entry of the judgment and before we have paid offered to pay or
deposited in court the part of the judgment that is within the
applicable limit of Insurance
These payments will not reduce the limits of Insurance
Section 11 Who is an Insured
If you are designated in the Declarations as
a An Individual you and your spouse are Insureds but only with
respect to the conduct of a business of which you are the solo
owner
b A partnership or pint venture you are an Insured Your
members your partners and their spouses are also Insureds
but only with respect to the conduct of your business
c An organization other than a partnership or pint venture you
are an Insured Your executive officers and directors are
Insureds but only with respect to their duties as your officers or
directors Your stockholders are also Insureds but only with
respect to their liability as stockholders
Each of the following is also an Insured
a Your employees other than your executive officers but only for
acts within the scope of their employment by you However
none of these employees is an Insured for
(1) Bodily Injury or personal Injury to you or to a cc
employee while in the course of his or her employment or
(2) Bodily injury or personal injury arising out of his or her
providing or failing to provide professional health care
services or
(3) Property damage to property owned or occupied by or
rented or loaned to that employee any of your other
employees or any of your partners or members (if you are
a partnership or joint venture)
b Any person (other than your employee) or any organization
while acting as your real estate manager
c Any person or organization having proper temporary custody
of your property if you du but only
(1) With respect to liability arising out of the maintenance or use
of that property and
(2) Until your legal representative has been appointed
d Your legal representative it your die but only with respect [o
duties as such That representable will have all your rights and
duties under this Coverage
e Any airport manager of yours while acting within the scope of
duties as your airport manager
I With respect to mobile equipment registered in your name under
any motor vehicle registration law any person is an Insured while
driving such equipment along a publie highway with your permis
slon Any other person o organization responsible for the conduct
of such person is also an Insured but only with respect to liability
arising out of the operation of the equipment and only it no other
insurance of any kind Is available to that person or organization for
this liability However no pef. on or organization is an Insured with
respect to
a Bodily injury to a cc employ( e of the person driving the
equipment or
b Property damage to property owned by rented to in [he
charge of or occupied by you or the employer of any person
who is an Insured under this provision
4 Any organization you newly acquire or form other than a p armor
ship or joint venture and over which you main[ tin ownership or
majority interest will be deemed to be a Named Insured iI [hale I
no other similar insurance av ulable to that organization Howr.ver
a Coverage under this prove on is afforded only until [he 9001 day
alter you acquire or form the org iniza[Ion or the end of [he
policy period whichever is earlier
I
r
b aA does not apply to bodily injury or properly
2 Authorize u the Aviation Managers to obtain records
Oa
nd other information(3)
dthat occurred before you acquired or formed the
damage
m
Cooperate with us or the Aviation Managers in the invuli
organization and
c Coverage B does not apply to personal injury or advertising
9 .lion settlement or defense of the claun or suit and
the upon our or the
viation Mahe
injury arising out of an offense committed before you acquired
(4) Ass st us or
enforcement of any rinagers
lionAequesf ght
or fprmed the organization
5 If you are a public government political or municipal corporation
against any person or organization which may be liable to
the Insured because of injury or damage to which this in or
or agency thereof board commission or authority created by a
ante may also apply
publioovernment
d No Insureds will except own cost voluntarily e
a Ali elected public official
n or incur any expensee other
payment assume any obligation
b Any elected or appointed executive
than for first aid without our or the Aviation Managers consent
c Any board commission or authority member
3 Legal action against Us
No peraW or organization is an Insured with respect to the conduct
No person or organization has a right under this Coverage
of any cufrenl or past partnership or joint venture that is not shown
a To join us as a party or otherwise bring us into a suit asking
as a NarWd Insured in the Declarations
for damages from an Insured or
b To sue us on this Coverage unless all of its terms have been
Section III Limits of Insurance
fully complied with
1 The Limits of Insurance shown in the Declarations and the rules
A person or organization may sue us to recover on an agreed
settlement or on a final judgment against an Insured obtained alter
below fix the most we will pay regardless of the number of
an actual trial but we will not be liable for damages that are not
a Insureds
payable under the terms of this Coverage or that are in excess of
b Claims made or suits brought or
c Persons or organizations making claims or bringing suits
the applicable limit of insurance An agreed settlement means a
settlement and release of liability signed by us the Insured and
2 The General Aggregate Limit is the most we will pay for the sum of
the claimant or the claimants legal representative
a Medical expenses under Coverage C and
b Damages under Coverage A and Coverage B except
4 Other Insurance
If other valid and collectible insurance is available to the Insured
damages because of Injury and damage included in the
for a loss we cover under Coverages A or B of thib Coverage our
PmductslCompleted Operations hazard
obligations are limited as Iollows
3 The Products Completed Operations Aggregate Limit is the most
we will under Coverage A for damages because of injury and
a Primary Insurance
This insurance is primary except when b below applies If this
pay
damage included in the products completed operations hazard
2 the Personal and Advertising Injury Limit is
insurance is primary our obligations are not affected unless any
of the other insurance is also primary Then we will share with
4 Subjept to above
the most we will pay under Coverage B for the sum of all damages
all that other insurance by the method described in c below
because of all personal injury and all advertising injury
b Excess Insurance
sustained by any one person or organization
5 Subleal to 2 or 3 above whichever applies the Each Occurrence
This insurance is excess over any of the other insurance
whether primary excess contingent or on any other basis.
Limit Is the most we will pay for the sum of
(1) That is Fire Extended Coverage Builders Risk Installation
a Damages under Coverage A and
Risk or similar coverage for your work
b Medical expenses under Coverage C
because of all bodily injury and property damage arising out
(2) That is Fire insurance for premises rented to you or
(3) If the loss arises out of the maintenance or use of aircraft
of any one occurrence
autos or walercralt to the extent not subject to Exclusion
6 Subli to 5 above the Fire Damage Limit is the most we will pay
Coverage A for damages because of property damage
g of Coverage A (Section 1)
When this insurance is excess we will have no duty under
under
to promises rented to you arising out of any one fire
the Medical Expense Limit is the most we will
Coverage A or 8 to defend any claim or butt that my other
insurer has a duly to defend If no other insurer defends we
7 Subledi to 5 above
under Coverage C for ail medical expenses because of bodily
will undertake to do so but we will be entitled to the Insurud s
pay
injury" sustained by any one person
The limits of this Coverage apply separately to each consecutive
fights against all those other insurers
When this insurance is excess over other insurance we will pay
annual period and to any remaining period of less than 12 months
only our share of the amount of the loss it any that exceeds
starting with the beginning of the policy period shown in the Decla
rations unless the policy period is extended after issuance for an addi
the sum of
(1) The total amount that all such other insurance would pay
tienal parti of less than 12 months In that case the additional period
for the joss in the absence of this insurance and
will be deemed part of the last preceding period for purposes of deter
(2) The total of all deductible and self insured amounts under
mining the Limits of Insurance
"Pi
all that other insurance
We will share the remaining loss it any with any other incur
Section IV Commercial General
ante that is not described in this Excess Insurance provision
and was not bought specifically to apply in excess of the Limits
Liability Conditions
of Insurance shown in the Declarations of this Coverage
1 Bankgrptcy
Bankryptcy or insolvency of the Insured or of the Insureds estate
c Method of sharing
y equal
If
twe he of er insurance
a met
lPod ermiallsocUnder�tion this approachwill
not relieve us of our obligations under this Coverage
shareslof
each insurer contributes equal amounts until it nab paid its
2 Dutleg In the event of occurrence claim or suit
aplimit of insurance or none of the loss remains which
tion Managers are note
a You must see to it that we or the Aviation
fled promptly of an occurrence which may result in a claim
ever comes first
ll any of the other insurance dues not permit coninbution by
Notloe should include
(1) How when and where the occurrence took place and
equal shares we will coninbule by hinds Under Ihis me hod
each insurers share is based on Ilia ratio of its r this i ble hind
(2),The names and addresses of any injured persons and
of insurance to file total applicable hinds of insurance of at
witnesses
b If aclaim is made or suit is brought against any Insured you
insurers
5 Premium Audit
must see to it that we or the Aviation Managers receive prompt
a We will compute all picmwins for this Coverage in aucorbancu
written notice of Ilia claim or suit
with our rules and rate s
c You and any other involved Insured must
(1) Immediately send us or the Aviation Managers copies of
b Piemiurn shown in this Cover+rid is -ldvance premuun is a
deposit premium only Al the Close of each audit pCriud we
any demands notices summonses or legal papers
will compute he earned premium for that period Audit
received in connection with the claim or a suit
premiums are due and payable on notice to the first Named
Infected If the sum of the advance and audit premiums paid
1pl the policy term is greater than the earned premium we will
re(urn the excess to the lust Named Insured
a The first Named Insured must keep records of the information
We need for premium computation and send us copies at such
tffnes as we may request
B Re{gesemations
By gOcepting this policy you agree
a 'Rho statements in the Declarations are accurate and complete
b. Those statements are based upon representations you made
1p us and
c lif(e have Issued this policy in reliance upon your
representations
7 Sepetatlon of Insureds
Except with respect to the Limits of Insurance and any rights or
dutlee specifically assigned In this Coverage to the first Named
Instilled this Insurance applies
a Aq if each Named Insured were the only Named Insured and
b $ppar ety to each Insured against whom claim is made or
*it Is brought
8 lianefer of rights of recovery against others to Us
If the Insured has rights to recover all or part of any payment we
have made under this Coverage, those rights are transferred to us
The Insured must do nothing after joss to Impair them At our
request the Insured will bring sue or transfer those rights to us
and
yh�elp us enforce them
9
Section V Definitions
t Advertising Injury means Injury arising out of one or more of the
foiloWing offenses
a Qral or written publication of material that slanders or libels a
person or organization or disparages a persons or organize
dens goods products or services
b Kral or written publication of material that violates a persons
right to privacy
a rvgsappropriation of advertising Ideas or style of doing bust
nos or
d Infringement of copyright title or slogan
2 Autzr means a land motor vehicle trader or semitrailer designed
for novel on public roads including any attached machinery or
equipment. But auto does not include mobile equipment
3 Bodily injury means bodily injury sickness or disease sustained
by a.porson including death resulting from any of these at any
time.
a Coverage territory means
a The United States of America (including its territories and
possessions) Puerto Rico and Canada
b International waters or airspace provided the injury or damage
dips not occur in the course of travel or transportation to or
from any place not included in a above or
c A#parts of the world if
(11E The injury or damage arises out of
,y (a) Goods or products made or sold by you in the territory
r described in a above or
(b) The activities of a person whose home is in the territory
described in a above but is away for a short time on
r your business and
( i The Insureds responsibility to pay damages is determined
in a "suit on the merits in the territory described in a above
i4 or in a settlement we agree to
5 Impatired property means tangible property other than your pro
dud" o< "your work that cannot be used or is less useful because
a It incorporates your product or your work that Is known or
thought to be defective deficient, inadequate or dangerous or
b You have failed to fulfill the terms of a contract or agreement
it such property can be restored to use by
a The repair replacement adjustment or removal of your
product or your work or
b. your fulfilling the terms of the contract or agreement
6 In flight means
a When a fixed wing aircraft is in light from the time it moves
forward for takeoff and until it completes its landing run
b A rolorcraft is in flight while its rotors are in motion as a result
of engine power or autorotatlon
7 In motion means
a When a fixed wing aircraft is moving under its own power or
momentum generated by its engine
b A rotorciatt is in motion when its rotors are in motion as a
result of engine power
9 Insured contract means
a A lease of premises
b A sidetrack agreement
c An easement or license agreement in connection with vehicle
or pedestrian private railroad crossings at grade
d Any other easement agreement except in connection with
construction or demolition operations on or within 50 feel of a
railroad
e An indemnification of a municipality as required by ordinance
except in connection with work for a municipality
f An elevator maintenance agreement or
g That part of any other contract or agreement pertaining to your
business under which you assume that tort liability of another
to pay damages because of bodily injury or properly
damage to a third person or organization if the contract or
agreement is made prior to the bodily Injury or property
damage Tort liability means a liability that would be Imposed
by law in the absence of any contract or agreement
An Insured contract does not Include that part of any contract
or agreement
a That Indemnities an architect engineer or surveyor for Injury
or damage arising out of
(1) Preparing approving or tailing to prepare or approve maps
drawings opinions reports surveys change orders
designs or specifications or
(2) Giving directions or Instructions or falling to give them it
that is the primary cause of the Injury or damage
b Under which the Insured if an architect engineer or surveyor
assumes liability for Injury or damage arising out of the
Insureds rendering or falling to render professional services
Including those listed In a above and supervisory Inspection
or engineering services or
c That Indemnities any person or organization for damage by fire
to premises rented or loaned to you
9 Loading or unloading means the handling of property
a After it is moved from the place where it is accepted for move
ment Into or onto an aircraft watercraft or auto
b While it is in or on an asctaft watercraft or auto or
c While it is being moved from an aircraft watercraft or auto to
the place where it is finally delivered
but loading or unloading does not include the movement of
property by means of a mechanical device other than a hand
truck that is not attached to the aircraft watercraft or auto
10 Mobile equipment means any of the following types of land
vehicles including any attached machinery or equipment
a Bulldozers farm machinery forklifts and other vehicles
designed for use principally off public roads
b Vehicles maintained for use solely on or next to p emises you
own or rent
c Vehicles that travel on crawler treads
d Vehicles whether sell propelled or not maintained primarily to
provide mobility to permanently mounted
(1) Power cranes shovels loaders diggers or drills or
(2) Road construction or resurfacing equipment such as
graders scrapers or rollers
e Vehicles not described in a b c or d above that are not sell
propelled and are maintained primarily to provide mobility to
permanently attached equipment of the following types
(1) Air compressors pumps and generators including
spraying welding building cleaning geophysical explore
lion lighting and well servicing equipment or
(2) Cherry pickers and similar devices used to raise or lower
workers
1 Vehicles not described in a b c or d above maintained
primarily for purposes other than the transportation of persons
or cargo
However self propelled vehicles will) the following types of
permanently attached equipment are not mobile equipment
but will be considered autos
(1� Equipment designed primarily for
r (a) Snow removal
rf (b) Road maintenance but not construction or resurfacing
i (c) Street cleaning
(21 Cherry pickers and similar devices mounted on automobile
or truck chassis and used to raise or lower workers and
(JAir compressors pumps and generators including
spraying welding building cleaning geophysical explore
>1J Von lighting and well servicing equipment
11 OoCprrence means an accident Including continuous or
repatled exposure to substantially the same general harmful
conld6lons
12 PerWal Injury means injury other than bodily Injury arising
out of one or more of the following offenses
a F*e arrest detention or Imprisonment
to. Milllcious prosecution
c Wlongful entry Into or eviction of a person from a room
dvoling or premises that the person occupies
d Oral or written publication of material that slanders or libels a
patson or organization or disparages a persons or organize
tiglh goods products or services or
e Ord or written publication of material that violates a persons
right of privacy
13 a "P(Oducts/Completed Operations hazard Includes all bodily
Injury and property damage occurring away from premises
you own or rent and arising out of 'your product or your work
eslfept
(tp Products that are still in your physical possession or
(2)f, Work that has not yet been completed or abandoned
b 'ttaw work will be deemed completed at the earliest of the
following times
(1)iWhen all of the work called for in your contract has been
Completed
(2) When all the work to be done at the site has been com
(plated If your contract calls for work at more than one site
(3L(When that part of the work done at a lob site has been put
to Its Intended use by any person or organization other than
another contractor or subcontractor working on the same
project
Work that may need service maintenance correction repair
or replacement, but which Is otherwise complete will be treated
as Completed
a Thy hazard does not Include bodily Injury or property
damage arising out or
(1) +The transportation of property unless the Injury or damage
anses out of a condition In or on a vehicle created by the
loading or unloading of It
(2Khe existence of tools, unlnslalled equipment or abandoned
pr unused materials
(3) Products or operations for which the classification in this
Ooverage or In our manual of rules Includes products or
Completed operations
14 Propa{Py, damage means
a Ph)ji l Injury to tangible property Including ail resulting loss
of 4jW of that property or
b Lent of use of tangible property that Is not physically Injured
15 Suit gleans a civil proceeding in which damages because of
bodily�nm
lury property daage, personal Injury or "advertising
Injury++j�pC which this Insurance applies are alleged Suit Includes
an arbitration proceeding alleging such damages to which you
must Mi or submit with our consent
16 Your product means
a Any goods or products, other than real property manufactured
sold handled distributed or disposed of by
(1) Wu
(2) Others trading under your name or
(3) A person or organization whose business or assets you
have acquired and
b Containers (other than vehicles) materials parts or equipment
furnished In connection with such goods or products
Your product Includes warranties or representations made at any
time with respect to the fitness quality durability or performance
of any of the Items included in a and b above
Your product does not Include vending machines or other prop
any reread to or located for the use of others but not sold
Includes copyrighted material of Insurance Sam ee Off co I , is pe, mission
oaa
17 Your work means
a Work or operations performed by you or on your behalf and
b Malenals parts or equipment furnished in connection with such
work or operations
Your work Includes wananhes or representations made at any
time with respect to the fitness quality durability or performance
of any of the Items included In a or In above