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HomeMy WebLinkAbout1989 - 1990 F DENTON COUNTY ROUSING FINANCE CORPORATION -(r NN C FAMILY MORTGAGE REVENUE BONDS S1 SERIES 1980, DATED NOVEMBER 01, 1980 r Bonds- outstandtng as 01061_ u 990 l . v)% $14,495,000.00 121g1l20i3 > s Investment Agreement with Citibank, N. A. As of June 01, 1990 all reserve funds are intact and invested pe dat,~+d December 01, 1980. Nlslor of Yendered Bonds Tendered` ~u1 i CaaII H1s-!0rv Date $30,000.00 Amo901 .ol CAIt 1210i11985 $165,000.00 Dr $245,000.00 1210111987 $905,000.00 0610111982 $265,000.00 i2101f1988 $350,000,00 I I 06l011i983 $45,000.00 1210111969 1710111963 $130,000.00 0610111984 $290,000.00 j 12!011'1984 $7151000.00 12101!1986 $265,000,00 DeQUe, i1 ati. gs of 061 061011966 $1,110,000.00 12 Loans $587,218.81 1210i119bS $2 120000.00 30 Days 3 Loans $136,700,19 06!0111967 $1,260,000.00 60 Days 5 Loans $260,,19 .46 1 2101 11 9 67 $555,000.00 90 DaVs i2 Loans $608,192,72 0610111988 $240,000.00 In Foreclosure 1210111988 $535,000.00 06101 f 1989 $295,000.00 1210111989 $100000.00 11.351/0 061016990 -yor,oaaf a Rate- e Balance as of 06 01 1990 Outs, ta~din ►Ilort a $11 437,633.06 243 Loans E Ciatmson Pool C~ams as of06f0if1990 X32,096.00 NCNB TEXAS NATIONAL BANK Trustee We are providing this In response to numerous requests for the release r your Inforrtthaif We ygi,t make it available to all bendholders, w!lhout prlorlry This of is this fodata, in order t 1 NOTICE OF CALL FOR REDEMPTION OF BONDS January 1, 1991 DE:NTON COUNTY HOUSING FINANCE CORPORATION SINGLE FAMILY MORTGAGE REVENUE BONDS SERIES 1984, DATED JULY 159 1984 Pursuant to the terms of Section 3.01 of the Trust Indenture by and between the Denton County Housing Finance Corporation and NCNB 'T'exas National Bank, Successor to First ti RepublicBank Fort Worth, N.A. (formerly InterFirst Bank Fort Worth, N.A.), notice is hereby given that $374,889.00 principal amount of fully registered bonds shall be called for redemption on January 1, 1991, at par plus accrued interest to said date on Current Interest Paying Bonds and at the compounded amount on Compound Interest Bonds. In accordance with the provisions of the Indenture, the Trustee has selected by lot the following numbered bonds and amount from each bond called for redemption: 1I CURRENT INTEREST PAYING BONDS M Maturity Interest Bond Amount Maturity Interest Bond Amount ~ ' Date -Rate Number Called DRte Rate Number Called CUSIP NUMBER 248796 BQ 6 CUSIP NUMBER 248796 CB 8 7/1/1991 9.50% R 2037 $ 50000 1/1/1997 10.75% R 2059 $ 51000 I CUSIP NUMBER 248796 BR 4 CUSIP NUMBER 248796 CD 4 1/1/1992 9.75% RIIR 303 5,000 1/1/1998 10.90% R 1883 5,000 CUSIP NUMBER 248796 BS 2 CUSIP NUMBER 248796 CF 9 7/1/1992 9.75% RBS1134 5,000 1/1/1999 11.00% R 1986 5,000 1 F CUSIP NUMBER 248796 BT 0 R 2030 61000 1 1/1/1993 10.00% R 2062 5,000 CUSIP NUMBER 248796 CN 2 CUSIP NUMBER 248796 BU 7 1/1/2011 11.75% DR 256 5, 000 7/1/1993 10.00% It 2057 5,000 DR 643 50000 CUSIP NUMBER 248796 BV 5 DR 724 51000 1/1/1994 10.20% R 1995 51000 DR 765 50000 CUSIP NUMBER 248798 BW 3 DR 893 5, 000 7/1/1994 10.20% It 2043 5,000 DR 904 220,000 CUSIP NUMBER 248796 BX 1 DR 905 5,000 1/1/1995 10.40% It 2010 5,000 DR 907 51000 CUSIP NUMBER 248796 B7 6 1/1/1996 10.60% R 1671 5,000 COMPOUND INTEREST BONDS Total Total Maturity Bond Value Compounded Maturity Bond Value Compounded f' Date Number Called Amount Date Number Called Amount CUSIP NUMBER 248796 BY 9 CUSIP NUMBER 248796 CH 5 7/1/1995 R 1701 $ 51000 $ 3,121.25 7/1/2000 RCH509 $ 5,000 $ 11751.85 R 1760 51000 31121.25 R 1788 51000 1,751.85 CUSIP NUMBER 248796 CA 0 CUSIP NUMBER 248796 CJ 1 7/t/1996 11 1577 6,000 21774.50 7/1/2001 R 1437 50000 1,553.25 I 1622 59000 2,774.50 R 1788 50000 1,553.25 CUSIP N~, 'TIER 248796 CC 6 CUSIP NUMBER 248796 CK 8 7/1/1997 1. 1,509 51000 2,469.90 7/l/2002 R 1374 5,000 11374.55 RCJ1737 5,000 2,469.90 R 1489 5,000 11374.55 CUSIP NUMBER 248796 CE 2 CUSIP NUMBER 248796 CL 6 7/1/1998 R 1611 5,000 29208.00 7/1/2003 R 1751 51000 11214.15 RCJ1721 51000 2,208.00 R 1783 51000 11214.15 CUSIP NUMBER 248796 CO 7 CUSIP NUMBER 248796 CM 4 7/1/1999 RCJ1718 59000 11972.15 7/1/2004 R 1754 5,000 10070.45 R 1787 50000 19972.15 R 1756 51000 19070.46 4W Y COMPOUND INTEREST BONDS Total Total Rlaturity Bond value Compounded Alalurity Bond Value Compounded Date Number Called -Amount Date - Number Called _ Amount CUSIP NUMBER 248796 CP 7 CUSIP NUMBER 248796 CP 7 1/1/2016 OR 2008 $ 5,000 $ 255.95 1/1/2016 CR2492 $15,000 $ 767.85 OR 2262 52000 255.95 011 2493 30,000 1,535.70 CR2363 :1,000 255.95 CR2494 5,000 2515.95 OR 2365 5,000 255.95 CH 2495 10,000 511.90 OR 2422 10,000 511.90 OR 2496 25,000 11279.75 CR2437 5,000 255.95 CR2497 15,000 767.85 OR 2444 10,000 511.90 CH 2498 105,000 5,374.95 OR 2456 5,000 255.95 CR2502 5,000 255.95 OR 2469 109000 511.60 OR 2509 5, 000 255.95 OR 2,173 59 000 255.95 CR 2511 109000 511.90 CR 2481 51000 255.95 CR 2512 5)000 255.95 OR 2488 5,000 255.95 CR2515 5,000 255.95 The manner of shipment of your bond(s) is at your discretion, however, we suggest transmittal by insured or registered mail. In the case of any bonds which are registered for tin amount in excess of the called amount, the balance of that amount will be re-issued and returned along with a check for the called amount. Said bonds should be presented for payment at the Corporate Trust Office of NCNB Texas National Bank to either address listed below on January 1, 1991, after which date no further interest shall accrue or be paid on said bondr. Mail to: NCNB Texas National Bank P.O. Box 830501 Dallas, Texas 75'1.83-0501 Deliver tot NCNB Texas National Bank 1025 Elm Street - 9th Floor Dallas, Texas 75202-3112 Dated: Pocember 31 1990 NCNB TEXAS NATIONAL, BANK J Trustee N0TICF. Withhoiding of 20% of gross redemption proceeds of tiny payment made within the United States may be required by the Interest and Dividend Tax Compliance Act of 1983 unless the Paying Agent has the correct taxpayer identification number (social security Or employer Identification number) or exemption certificate of the Payee. Please furnish a properly completed Dorm W-•9 or exemption certificate or equivalent when presenting your securities. 1 I I 500 irsl City Center, 1700 Pucilic Avenue F> x5rr ~'ac~/z~~~t a01,111nxY DoRas,lexas 15201 (214) 953-4000 UBLIC FINANCE ISSUE PAPER cfft! h NO. 57 SEP TEMBER 1490 CONSIDF RA'1'iONS ASSOCIATED WITH CONVENTION CENTER FINANCINGS i First Southwest Company works closely with an issuer during the initial stages of a convention center financing to assist in identifying financing alternatives, reviewing assumptions related to financings, and verifying than the feasibility report, as applicable, contains information that will be necessary to market the bonds. The economics of the industry entail several unique constraints: the. revenues and expenditures of the facility. National Coll, fhe event mix will largely determine ferences and regional meetings differ greatly in their requirements. Rates and charges will be constrained because of the competitive nature of the convention and event industry. Soule form of public subsidy is often required. Nor1 operating revcnne, Suclr as hotel occupancy tax revalues (if available) can be volatite. Small changes In assumptions can produce large changes in projected resUlts. Assumpl;ons and their sensitivities should 1>e reviewed. Bookings can occur several years in advance, so that new facilities can operate below capacity for thalso c l ycarseo f opctattorr)cbt sctvicc should be low Ins cripacky. acid ntarkL g scvcrarl years. girt N'Jki s should lectlup" inlittle i i Convention and event kicilities can produce indirect benefits, such as aclditk'tal employment, and indirect costs, such as adverse impacts on existing facilities. These impacts shoulel be tali, mated to the extent possible. These, constraints directly impact tile subsequent size and structuring of it bond issue: Construction period interest, debt service reserve funds, and issuance costs, which are often capi< talized, can Increase the size of a bond issue. On the other hand, Some Interest earnings call decrease the . size of a bond issue, ConstrucLion draws cats be compressed or extended, debt iSSUance can be delayed or staged, principal el to t ensure lull. debt service requirementstarecicssathalntavailable revenues. or Lon7potrnded Io et If revettnc<supported debt rather than tax,supported debt is issued, investors commonly require that the net revenues available for debt service be at Least equal to 1.25 to 1.50 tines the maxi, milli annuel debt service: requireiuent. A rt.,erve fund equal 10 the average annual debt service requircntcnt is also coat non. J ANTONIO 78205 LONGVIEW 75604 S%,, HOUSTON, 79002 820E SWEET A~NB 1EXA BANK BOO AUSTIN, Y8701-4039 qB N W LOOT' 281, BOX ]I , 04 LAet COMMERC 22Z•1622 402 CYPPE54 5IPSE7 3100 N JACIN CENSEN 10WN LAKE 4B 100 LOUISIANA 'SIREET rII f SWE 107 suill! 107 NCr11E%A- 432 . 9e (51SAN11 J ACIN /76/IO712 BLVQ (il]r 226-0' 10 12141 22t-4et4 lm) eTxe72 r q 4F w-wvww- 4w- I t r 1 500 HIM CilyCenfar, 1700 Pacific Avenue I 221 LIST jr UM& C41- OQAt PANS` Dallas, Texas 75201 Investment Bankers (214) 955 -4000 'PUBLIC FINANCE ISSUE PAPER i i SlEvn,N I ER 1990 NO. 58 j BASICS OF PORTFOLIO MANAGEMENT: DURATION AND CONVL'xITY i I First Soildiwest Company is often asked to assist in developing investment policies and executing j investments, Of course, state law proscribes authorized investments, policy pirlelines, and stun, dards of core. Within this broad fra rework, issuers have some lnlitude in considering various invcsuncut allcrnativcs. Two concepts, duration mud convexity, can be used to evaluate the risk characteristics of a portfolio. Duration and convexity can be instructive to the issuer, as well as to the investor, f Duration is the suet of the present values of each of the principal and interest payments of a seen, rity, weighted by the Iituc to receipt of each payment, divided by Ilse loud of the present values of the payments. Duration, unlike avorngc hfi: or average uramAty, considers the timing of bulb principal and interest payments, For bonds that pay periodic interest, [lie duration is shorter than 11te maturr Generally, bonds with longer duration entail more interest rate risk. 1111 else being equal, duration is positively correlated with maturity dates and negatively correlated with coupon rates. Dunitioll call he used to evaluate the interest rntc risk of bonds with seemingly dissimilar characteristics. Duration can also be used to evaluate reinvestment risk and to match assets and liabilities. Option-ad)ustcd dmallon can be used to separately measure the Interest rate risk of a bond and its call feature, Convexity is the curvature of the price/yield relationship of n security. Noncallable. bonds exhibit positive convexity, meaning hull the price of Ilse bolld increases more as yields fill than it decreases as yields rise. Because the price/yield relationship is convex, rather than linear, most bonds exhibit 1t gain from convexity when yields change that is more than the duration alone would imply. For bonds with equal durations, convexity is positively correlated with coupon title, and for bonds of equal maturity dates, convexity is negatively correlated with coupon rates. Fot advice or assistance in developing investment policies or executing iuvestzncnts, please call your First Southwest Company rcpresenlative, ADILEIte, 79061 AUSTIN, 76101-4039 HOUSTON, T7002 LONGVIEW, 76604 SAN ANTONIO, 78205 103 NCHD MAR DARK UP& . 370 SAP? JACINIO CENTER 70X I LM . 2500 REPUILICOANK CIENTFR . 911 N IN LOOP 21, BOX 11 . 154 EAST MINE Mg STREET 026 402 CiPRr J 14RM 66 SAN JACINTO SI O. 100 LOUISIANA STREET 3VIte r6 I51 6. 132 (512) 416.4312 rn5f 2260760 (2u1 227.1724 15W 11224622 4 I t I 500 First City Center, 1700 Flocilic Avenue ' T21T3:i'1 n30wo e-4t OomnI M1Y Oallos, texas 75201 { Investment Hankers (114) 955-4000 PUBLIC FINANCE ISSUE PAPER AUGUST 1990 NO. 56 i ISSUI:It CONSIDERATIONS ABOUT INVESTOR RHI.ATIONS First Southwest Cotltpony is routinely involved in nssisting issuers in disclosing n 11101tal financial r information to investors and other market participants. `file official statement is the principle disclosure docunlenr. Disclosure is nlso effected through oral or written couununtcatiwls With bond insurance companies, bond rating agencies, investors, and ttndervriters. In the corporate market, ninny companies have developed formal "investor relations" programs, often supported by full-time staffs. The investor relations staff will conduct presentations, maintain mailing lists, prepare releases, and respond to questions from analysts and investors. Of course, investors in corporate securities have different concerns than investors in municipal securities, indttding questions about business plans, competitive strategy, earnings outlook, dividend policy, inienlational exposure, proxy issues, atnd tax considerations. Recently, private comp allies have begun offering investor relations services to municipal isFLi-rs, L I addition, some issuers have begun producing supplemental mailtrlgs Of C0111111LIllity tlclwsletlers and other publications oriented toward analysts and investors. Other issuers have distributed surveys with the final official statements to evaluate the information tweds of investors, This emphasis o11 investor relations parallels the emphasis on disclosure, which has been chalnpi• oned by Ilse Government, Finance Officers Association (GFOA) and the National Federation of Municipal Analysts (NFMA), among others. I lowever, some market participants dispute kite notion dint "More is better" in the- area of disclosure, citing concerns of selective disclosure, frontnuuling, and insider trading. Selective disclosure occurs when material nonpublic information is disclosed to soule., but not all, investors or potential investors. Selective disclosure is a potential problem when information is disclosed in a source other than the official statement or when information 1s disclosed on an ad-hoc basis in response to questions from amllysts or investors. Some bond counsel have even questioned whether there is a legal liability associnted with providing otherwise undisclosed information to a rating agency when the disclosure results in a downgrade, 1 rontrunning occurs when an investor buys or sells securities while in possession of material nonpublic information concerning pending securities tniusactions. Frolawlining is a potential problem when market participoltts have special knowledge of upcoming hoed calls, defeasances, or rcfttndings, ABILENE, 79061 AUSTIN, 78701-4039 HOUSTON 77002 LONGVIEW, 76604 SAN ANTONIO, 78205 WIN W LOOP 291, BOX 31 • 194 EAST COYNSACE STREET fOJ NCNB TEXAS SANK 111 . 310 SAN JACINTO CENTER f0'NN LAKE 2600 LOLR LICSANK CE N1E11 SUITE 400 Built 410 0-91 f3 ITS 9 S SAN JACINTH ULV O. 100 10IT NA MEET MW 29/-1991 (5121 212-9522 102 CYPRESS 10151972-91J2 2 Oil) 119-/312 MIT fig O190 4 t Insider trading occurs when material nonpublic irrfonuatioir is disclosed by an insider for the purpose of personal benefit. An insider can be an issuer or a "temporary insider with a special relationship to ,in issuer, such as an auditor, bond counsel, or financial advisor. I lie Insider Trad• In and Securities Fraud Enforcement Act provides for civil damages of up to three times the profit realized and (or criminal penalties of up to $1 million and ten years in prison, In either of these situatlons, Improper dis _losares can aggravate, rather than alleviate, market dtte(ft• ciencies. To avokl problems, issuers should exercise care in disclosing material nonpublic informs, tion. For advice or assistance in responding to requests for information from analysts or investors, please call your bond counsel or your First Soutlnvest Company representative. I • I i I r f I r f Market Research:-=-==--=-v 1 13 ti'1' ~ airdhzveJt c' A I I'll N Y ~ In•~h~ralr,~°r na~l<r:l+~ September 1, 1990 Vol, 4, No. 9 First Southwest Company, (is the leading TAX RFFORAI MODIFICATIONS AND financial advisory f rm in Tei•as and one of the TECIINICAL C0RREC77ONS PROPOSED leading financial advisoryfirms in the nation, aftenpts to stay abreast of major developments In early August, two measures wcre tnlroduced impacting our clients and their securities, in Congress to provide partial relief from the Certainly the crisis in the thrift industry lrns• arbitrage rebate requirements, Rep. Beryl ; far-reaching implications for state and local Anthony introduced modifications to the Tax governments, particularly in the Southwest. Reform Act of 1986 which would increase the i 1 bank-qualified exemption from $10 million to The Resolution Trust Corporation (RTC) has $25 million, increase Ilse small issuer exemp- assumed approximately $18 billion of fare- tion from $5 million to $25 million, make the closed real estate in the last year. Analysts 24 motith construction exception retroactive, estimate that the total value of the portfulio and reprove the arbitrage restrictions for issites could eventually exceed $100 billion, subject to the rebate restrictions, 1 + We are enclosing air article from "The Dallas Shortly thereafter, Rep. Dan Rostenkowski 1 Mating News which chronicles the thrift introduced the Technical Corrections Act of , crisis in plain English. We hope that it is 1990, which would clarify the 24 month helpful lit understanding hose the present construction exception, provide an election to situation developed. terminate the 15% penalty for unspent pro- cceds, and provide a penalty short of the loss Thank you far reading 'Aland Market Re- of lax exemption. Treasury Department search. " officials have also expressed concern with existing regulations, particularly those that encourage "yield-burning" or ardficinlly M0N77ILYMARKET MONITOR: investing bond proceeds below the bond yield, AUGUST Analysis are optimistic dial some form of The niuulelpil market weakeiied following the Iracti rebate relief will be passed. Invasion of Kuwait. The Bond Buyer's Index rose from 7,08% on August 61h In 7A I % on Septemlkr 7th. Similarly, the Revenue Bond Index rose from 7.33% tot.68%. 'file s1011-Icrm matket, as measured by the ISauker.%` nfst'I'ENR Index, rose from 5.25% to 6.00%. 't'he yield etirve steepened slightly as file yleld spread between one-year bonds mid 30-year Wrtds rose to 135 basis polnls. 'fie visible supply and vohmie figures continue at low levels. In the govcnunent ilia rket,yields oil the 30-yearTreasilrylxnld fell from 8.53 % to 8.95 ABILENE, 79061 AUSTIN, 78701-4039 HOUSTON, 77002 LONGVIEW, 75604 SAN ANTONIO, 78205 103 NCNB Tom BmM Bldg. 370 Stn 1"Inlo Cantor Town tail TOO N HO ont4r 911 NW Loo: 70~, Box 31 164 East Co I920e S1nN 402 CY9raia 51reN 96 Ern Jaolnlo Brrd. Suft# {91516726432 15121476-372 111012260160 (214) 2971044 (5121222.6522 FREE ApV7C,'Ii ON LOCAL SALES TAX TRANSFER TAX TOUTED EXEAf1'TIONS Federal officials are considering fire imposition Many cities have realized additional revenues of a securities transfer excise tax (S'I'In ) by eliminating an exemption from the I % local consisting of a,5% tax on the sale of securi- sin ttd bonds. Tile sales tax. Several years ago, many cities ties, including stocks e.S F 1 Europ repealed the local sales tax on residential which several the adopted, might electric and gas services. The exemption has all offset have the e p trot sed as grown to be a significant item, which, if giius eliminated, can help to forestall onerous tax. service cuts or tax increases. Critics charge that the STLrr world discourage raise markets, hamper (lie costs of "GLOBAL GUARANTY" NAMES ALL- investment q r)thill US, e tr irk iit securities AMERICAN ANALYSTS issuing debt and equity securities. The esti- "Global Guaranty", a publication which mated burden is such that, on an annual basis, covers the credit enhancement industry, an- projected revenues of the STET would exceed pounced the. 1990 All-American Municipal commission revenues for all NYSE firms i Analysts'feam of the top analysts in the combined in most years. Further, the STET I municipal bond industry. Analysts at Standard would impose a tax on many investors who & Poor's Corporation received the most votes, cannot afford it, such as pension funds, ` followed by analysts at Fitch Investors Service, f Inc., John Nuveen & Co., Merrill Lynch, and Public interest groups such as the Government + Prudential Insurance Co. Finance Officers Association (GFOA), the E Public Securities Association (PSA), and the ` Analysis out the "first team" from the bond Securities Industry Association (SIA) have 1 insurance companies and rating agencies expressed stiff opposition to the tax, i include Claire Cohen and Alan Spen at Fitch Investors Service, Inc., William deSante at Moody's Investors Service, and Alice Tsang at Municipal Bond Insurers Assurance Corp. Toll-Frcc Numbers Plcasefeel freetoasoourloll-freenuartx stocontact us: 1-500.442-7161 (In Texas) 1.500-527-9053 (Oulslde Texas) 2 t < 1 i l DURATIONAND CONVIiXITY linear, rrlost bonds exhibit a gain front convex- ity when yields change that is "lore tllaa tite First Southwest Compal'y is ofien asked to duration alone would imply. For bonds will' assist in developing investment policies and equal durations, convexity is positively co~re- executing investments. Of course, state law lta drily dates, convexity" sf leg lively corlro- proscribes authorized investments, Policy y A guidelines,and standards of care. Will"" this Sled will, coupon rates, broad framework, issuers have some latitude in considering various investment alternatives, For advice or assistance in developing invest- went policies or executing investments, please I Two concepts, duration and convexity, can he call First Southwest Colupany represcata- used to evaluate the risk characteristics of n portfolio. Duration' and convexity call be instructive to the issuer, as well as to 1'e ~ investor. Duration is the suss" of the present values of ' each of the principal and interest payments of a security, weighted by the time to receipt of each payrnel"t. divided by the total of the present values of tite payments. Duration, unlike average life or average maturity, con- siders the thning of both principsdic inters" payments. For bonds that pay pc •ri"o est, the duration is shorter than the maturity. i Generally, bonds with longer duration entail ACCORDING TO more interest rate risk. All else being equal, State Property Tax hoard 1,738 of the 2,333 duration is positively correlated with maturity cities, counties, school districts, and special dates and negatively correlated with coupon districts surveyed will couriuuc to tax frceport property after 1990, rates, Duration can he used to evaluate tl'e interest rate risk of bonds will" seemingly dissimilar characteristics. Duration call a also be Tctxtal wells pr,du ced ncnrly 3,5 million barrelsrof used to evnluate re'snvest nent risk an oil In file first four months of 1990n GBO increase over the fiat four months of 1989. rt111Ch USSe15 and ISAI)llIl1CS. Gplion•adjttsted duration can be used to separately measure tite eve interest tale risk of a hood and its call feature, wTexas astewaler needs Iu To pit exas told oar $39 b;it illirnrtd tell within the next 50 years. Flood Itrotcclinu needs Convexity is the curvature of the parcel yNoucallabicbonds total an addillonal $2 billion. n;iatiuusltip of a security, enuri protection Agency , . State exhibit positive. convexity, nrennittg that the U.S. Environmental price of the bond increases more as yields fall saitnd l cal fgovellancIns or awlromn will pot anon ,klf st 1 Wilton than it decreases as yields rise. Because the ly for e r . price yield relationship is convex, rather than trends mmmffim~ 3 4 r f{ - - - FEATURED FINANCING: VARIAHLE TO 1 WELCOME WAGON FIXED HATE CONVERSION E.if,PncI, I Adyiso1 Y -Clic nts The Texas Municipal Power Agency (Scot( Clyde Independetil School District Ector County Hospital District McGough, Director of Financial Services) City of Garland issued $140 million of Revenue Bonds, Series city of Kress 1986A, The bonds were issued as daily adjust- ' City of Wellman able interest rate bonds wills provision for Athhra e Rebate Clients subsequ mt conversion to various other modes, ` Calulina Foothills USD No. IG, AI including commercial paper and fixed rate Dysan USD No. 89, AZ ntodes, Credit support was provided by a Garland lodcpendent School District direct pay letter of credit. Greenville industrial Development corporation ! Litchfield ESD No. 5, AZ The Agency intends to convert to a commercial + Madison LSD No. 38, AZ Phoenix UI1SD No. 210, AZ paper mode with liquidity support provided by City of Traylor a line of credit. Bond counsel determined that its order to effect the conversion, the bonds C Imc ty ofG1~t,nt Clients , must be converted to a fixed rate mode and Coy oll }lams Cooiomely Municipal Utility District 48 reconverted to a commercial paper mode. Lamar University The bonds were converted to a fixed rate of 6.05% on the September 1, 1990 conversion date and will be reconverted to a commercial paper mode on March 1, 1991. 1 ' j "Bond Market Research" is a monthly publt- calion prepared by First Southwest Company for the benefit and use of its clients and other interested panies, Nits( Southwest Company 1701 Pacific Avenue, Fifth Flour Dallas, Texas 75201 (214) 953.4000 1-800-442-7161 cl , r~ MARKET AT AGIANCE All figutcs arc as of the eiosc of the first xveck of the month. ost, 1990 At Scptemltcr, 1990 - a1'~ 7.08% I~ 7.33% Bond Buyer's 20 Bond index 7.68% 7.240A pond Buyer's 25 Revenue pond Index 7.73% 9.53% MAC 12 Texas Bout Index 8.95% 5.25% a 30 Year U.S, Treasury pond Yield 6.00% Bankens Tnlst TSNR Index $ I,p7;,301,180 $ 1,291,800,000 772,170,000 \I Visible Supply (Compelil:vc) 2,077,900,000 1,062,800,000 Visible Su{qtly (Negotiated) R27,200,000 92.51% piLle List Vulumc 49.0% Competitive placcnnml Rallo Se~les Del t tis n(Jvcr Yicld Cutve, (Scptenlhcr 1, 1990) 5% 625% 6.55% 1 ~na - b.05% 1 Year 6.25% 6,45 6.70 7.45 5 Year 6.90 7.15 6.70 7,45 7,75 10 Year 7.00 7.20 7.25 15 Year 7.30 7.55 7.1U 7.60 7,90 20 Year 7.15 735 7.95 25 Year 7.40 7.65 j 7.20 30 Year j CLOSER LOOK: THE 20 LARGEST COUNTIES.- KEY CREDIT STATIS7'ICS 4'utl Debt % Balance Nloaiy's PopulRQrnt Value Debt M1 Payout as % of + IOVcnrs He lew _ 5"Tt - S 596 57.0 7.5 19RRcst.._ Capita Rating_ 1.5 CmmY.--- 2,387.8 S 4!,710 1,005 64,9 S.G Aal 26,7)9 3.8 60 2645 Los Angclcs, CA A 1 5,284.3 5.1 2,145 ' Coale, 11, 2,786.7 37,635 622 2911 4.8 112 )Inrds,TX Aa 2,770.4 2.1 $2,117 2.1 4,071 29.0 13.0 qftjj Diego, CA AlIC011-0) 2,257.0 56,375 329 TO 3,3 r ('range, CCA AaI 2,4 4.6 2,127.R 38,765 1,841 94A lief 41,116 4,5 66.6 28.4 Wayne, Nil 2 AaI ,029,5 45,935 3.4 t, 6.6 NSarlcoMn, AZ Aaa 1,854.7 1.7 1, 1142 42 57. 6 Dallas, IA 1,9!7,5 d2,51T I,ll6 47.6 14.8 Dade, FL AI 1,438.9 51,699 2.2 2's 2811 69 Oig,WA ARI Con (A 1) 1,4320 55,811 LR 615 666 2210 L8 18.8 5nnlaClnra,CA An 1,430.8 35,W 01 419 100.0 CoyaiwgA.oil 1,373.6 73,291 814 67.1 1,7 Middle-;ox, NIA An 21,421 5.9 5612 4.7 A 1,754.7 36;376 4.2 1,514 2.4 Allcgheny,PA Daal 1,320.8 4.3 1,638 65:3 Sufrolk,NY 1;718,1 37,1 967 47.8 4.4 Naaaau,NY Al 72,1884 5 2.7 22,6 10,2 Al 11292.5 39,163 3.1 1,466 9.3 San 4lcmnrd6to, CA 1,241.1 3,9 1,085 67.0 33 AlamcdR,CA N1A 21,465 13,1 rU 1,211.7 5.1 1,394 36.6 13cxar,TX AR 1,!87.0 57,24'. ISmwarJ, 4'L r Sndrre: hlonJy's l~reaforsSenire 5 1 T T \1 I 1 I - -==Bond Market Research -4t c i' i h ti'i q, 9 Vol. 4, No. 8 INvl;,I..\I r nn~xrar: August 1, 1990 _ - - ~ - - BETWF,F;N IRAQ AND A YARD W ACE First Smrthwest Corttpatiy provides complete The Iraqi invasion of Kuwait on August 2 13s financial advisory and Iauler•Writing services for nnuticipal issuers. Our tuiderwriting introduced a considerable degree of uncer- tainty in tile, credit markets. Most analysts t expertise has proven invalunble to ortr f +uitl a modest rise in oil prices, to tine . ,j(11 advisory clients foresee $35 per barrel range, accompanied by b1- n inflation rates and interest rates )ve 1110 participants in the market, creases' Becrn2se . During the month of August, Ilse Bond Buyer's >I rather than observers of the market, sve are Index rose front 7.09% to 7,47%. Weil-equipped to discuss urarket co2rrlitions nrI evahtateIlrtaneing structures and t a ech I;clWever, Many analysts are quick to p isoint out niques. In adrliti+tiare withrkruleruritne,rs al enables as to tref that the world econo 19tile 7my in 7(0'1 and s and t9tmuch equal footing. different than that of Uic retUriturtl to meaning that tbere is little chance of 11 'Thank you,for rearlittg "florid Market Re runaway inflation or soaring interest rates, k search, " In fact, Ilse Iraqi s'ttuatlon cots}d benefit several important industries in the Southwest, inelud itsg the backing, Llefense and oil industries. to j P. Morgan Secuntiesl'In According Texas alonle, an oil price of just $251barre M state's _ adds almost $400 nlillionl a 111011th to 1110 ;i10NTIILY MARKET ONITOR' economy„•Banks in these areas ay begin to JULY betseGt as a stePPed up economicmreviva stinsulntes the real estate market,' I I)c unlaicipa} market cooY.cd tike a backyard barbc- qucasylcldsconrc'ISC.tl)Ito17.0g%onrAtlguyt61b. SOCL9LSpCVRITYANDMUNICII'AL fmm 7.24?6 y in 7 Similarly, the Revonue Bond lad asmo SfiCURITY astiaedby3l~C to 7.33 `6• The short-Senn tnarkel, 13ankctsTrtist1,ENR lIllex, fell from e.M% to 5,25 k• Sell. Bob Graham and Rep. Robert T. Matsui The ylukl curve flnucaect slightly as the yield sprcnd recently introduced legislation which would t1ctW`C1onc-yearbondsand30.ycartxmdsfcpt° 125 permit the social security trust fund to invest if' uvernntent market, untuicipal bonds. Proponents of the plan argue basis points. '111c, visible supply and vohitnc figures nue al low levcis, ill the g tx,nct rose slightly that it would diversify the trust fund and conti yields oil the 30'yc,,r'rmislny increase investment ill infrastructure, Ol l it would from 8.50^6 to 8.53'16• newts of the Platt argue that reduce investment earnings of the trust fund rtlcularly clistvpt Use municipal bond market, Pa if tine fund invested directly in srrtlnicipnl bonds. - ✓ SAN ANTONIO, 70205 04 1111tCOmma" tuna HOUSTON, 77002 LONGVIEW, 756n4 911 HW Loop 261, Box 71 0,1te 1920 70061 AUSTIN, 78701 4039 200 HCNa GMrt S g. 407 (512) 221.0522 ASILM, 7706~n J'clnlo CaMof Town 100 LO,gdma SWel (214)'M749PS 99 Sfn 1tolnto 9 lv d. (it'q 929-0760 107 NCNB 161" 13"l` uStr'Sldg ty11)4t9-4772 402 CYP (915)9726472 1 i 7 Y I AG OKs RI?FCORP STRY S DEFAULT DECLARATION DEFUSED In a July 25th letter to all bond counsel, the The'I'exas Public Finance Authority withdrew Attorney General announced that he will its proposal to advance refund an outstanding approve advance refunding transactions bond issue after several state officials voiced whereby bond proceeds are invested in the opposition to the move, interest component of Resolution Funding Corporation bonds (REFCORP STRIPs). Earlier, the Authority on the advice of its bond Similarly, Moody's Investors Service and counsel, financial advisor, and underwriter Standard & Poor's Corporation have approved declared a $145 million issue to be in default, escrow investments in REFCORP STRIPS. on the ground that the bond proceeds were used to buy an existing building, rather than Although REFCORP STRIPS are not "full build a new building, ns contemplated in the 'i faith and credit obligations of the federal gov- bond documents. The Authority proposed to ermnent, the interest payments arc guaranteed advance refund the issue to cure the perceived by the U.S. Treasury. Because REFCORP default. STRIPs have recently traded at yields 15 to 25 basis points ( 15% to.25%) higher than other The declaration, a first for a state issue, was stripped U.S. government se cutities, several trot supported by the Attorney General or by t investment bankers have suggested that issuers the bond trustee. After discussions with state pursue escrow swaps to replace government officials, the proposal to advance refund the securities in existhig escrow accounts with binds was withdrawn. REFCORP STRIPS. RATERS RECOUNT RISK, REGULATORS Bond counsel are generally comfortable with REVISE RESTRICTIONS { escrow investments in REFCORP STRIPS, al- though some have raised que.,, Ions about the Analysts at Fitch Investors Service, Inc. and legality of securing bonds issued after January Standard & Poor's Corporation have voiced 1, 1984 and tiie likelihood of receiving prompt concerns about [lie credit implications of payment from the U.S. Treasury. First South- interest rate swaps. West .,^ompany has received assurances from funding officials at the Federal Home Loati In all interest rate swap, an Issuer exchanges Bank concerning the prompt payment ques- with a counterparty fixed payments for float- tion, For advice or assistance on evaluating ing payments or floating payments for fixed escrow investments in REFCORP STRIPS, payments. Analysts have identified credit risk please call your First Southwest Company rep- risk related to the swap, and interest rate resentative. T Toll-Free Numhers In response to these concerns, the Govertunen- tal Accounting Standards Board (GASB) has Pleascfeelfrectovseourtoll -frecatinibers locontact recommended that issuers disclose the nature us: of the swap transaction and the result of the t -R(in Texas) swap transaction on the debt service payments, 1-t300--527527-9-90553 3 (Outside Texas) 2 i ~t M.i PSF PREFERENCE PRE M ILS An Internal Revenue Service privale letter ruling apparently pertaining to the State of Texas Permanent School Fund (PSF) guarantee program concludes that the PSF is a perpetual trust fund, rather than a bond reserve fund, thus exempt from the arbitrage rebate requirements. The PSF guarantee program allows the Stale to guarantee local school district bonds with the assets and investment earnings of the penna•• nent school fund. Because the fund is num- j aged to maximize investment earnings, the arbitrage rebate requirements would have i, severely limited the ability of the fund to serve its public purpose. Following the receipt of the private letter ruling, the program policies were changed to eliminate the dollar llrnit on guaranteed issues and to eliminate ;he PSI' yield calculation J { requitement, 1 There has also been some confusion over the ability to apply the PSF guarantee to advance refunding transactions. Advance refundings which produce gross debt service savings, irrespective of present value savings, can I receive the PSI' guarantee, as long as the - school district is accredited, and Is rated "An„ ACCORDING 70 or less, The refunding must be done under the Guaranty MrstSouthwest any legal authority of Chapter 20 of the T,B.C„ as ranked ias he leading financial adviso y fpnn In the r opposed to 717k, Budget Balanced Schools, nation for insured municipal Issues for rim first half which receive no state aid, are not eligible for of 1490, assisting on 40 Issues wllh a par vaiuc of the PSF guarantee. $626.3 million, Changes and clarifications of the PSF guaran- n Healt Care t-for1proft hospllamshad a InedlnZotal profi89 tee program have slowed the development of a margin of 3,53%, whereas Investor-owned hospI- $750 trillion school bond bank proposed by tals had u median loud profit margin of 2.67%, Bob Bullock, Texas Comptroller of Public Moody's Investors Service For die first half of Accounts. Some market participnnls have I M, Moody's upgraded 102 oaths and down. questioned the need for the bond bank, mud gmdcd 84 credits, incluiug 13 downgrades and 4 state officials recently announced that the upgrades in the Southwest region, program has been delayed. I 3 }111 1 WELCOME WAGON FEATURED FINANCING: TAX AND REVENUI% AN77CII'A770N N07'Is:S Fanoncin! Advisory _Cllenis (TRANS) College Station Independent School District ' Crfvbyton Consolidated Independent Arlington Independent School District (R,E. School District [ferry, Superintendent) issued $10,400,000 of El Paso County tax and revenue anticipation notes (TRANS), a Kernack Independent School District 1,orcna Independent School District TRANs'are typically issued to finance seasonal cnsh flow requirements. Arbli_agr Rcbntr. Clletits Austin Independent School District TRANs are secured by all available funds, Denton County Housing Finance Corporation including, but not limited to, ad valorem taxes El Paso Pubile Service Board Oleadalc UFISD No. 205, AZ levied for operation and maintenance purposes, Isaac ESD No. 5, AZ interest and other income, local non-tax In- Littleton F?SD No. 65, AZ corne, and State appropriations to the District. Peoria United School lllsWcl No. 11, AZ The notes bear interest at 6.10% and mature on Roosevelt ESD No. 66, AZ August 30, 1990, Tolleson UHSD No. 214, AZ Invesunent Execution Clients TRANs have become increasingly popular its City of VI Campo districts increase in size and sophistication, City of Keller reducing the likelihood that cash flow financ- United Independent School District ing can be provided by the local banks. In addition, declines in assessed valuations and 3 reductions in intergovernmenfal assistance place further burdens on districts, I I i "-j I "Bond Market Rescateh" is a monthly publi. cation prepared by First Southwest Company for the benefit and use of Its cl ienis and other Interested parties, I First Soulltwest Company 1700 Pacl{le Avenuc, Fifth Floor Dallas, Texas 75201 (214) 953.4000 1-800-442.7161 4 t ' a 1\- I! r MA RKET AT A GLANCE - All figtucs areas of the close of the fitst week of the month. August, 1990 July, 1990 _ Bond Buyers 20 Bond Index 7.08% 7.24% Bond Buyers 25 Revenge Bond Index 7.33% 7.43'% MAC 12 Texas Bond Index 7.24% 7,37% 30 Year U.S. Treasury Bond Yield 8.53% 8.50% Bankers Tnisr TEN R Index 5.25% 6.00% VlsibluSupply (CompeliQvo) $ 1,072,301,180 5 1,941,900,000 Visible Supply (Negolinled) 778,170,000 1,597,900,000 Bhie Usl volume 1,062,800,000 1,075,600,000 Competitive Placement Rnlio 92.5% 100.0% Dcly~is Ranovcr Yiel (llr1'e Scalrs (August I, 1990) "Aga" "Aa" 'A" "13sa"_ I Year 5.75% 5,40% 6110% 6.3576 5Ycar 6,15 6.30 6.50 6.75 10 Year 6.40 6.60 6.80 7.05 15 Year 6.70 6.90 7.10 7.35 ! 20 Year 6.85 7.05 7.25 7.50 25 Year 6.95 7.15 7.35 7.55 ' 30 Year 7.00 7.15 7.35 7.60 1 1 CLOSER LOOK: MEDIAN VALUES FOR DISTRESSED IIO.SPITALS 1989 1988 1987 Beds In Service, Total Acute 100 104 105 Occupancy Rate 41'91 44.47 45'55 Days Cash on Hand 9.31 11.92 18,31 Long-Tenn Debt to Equity 0,15 0,20 0'32 ~ Net Plant, Property S:. Equipment per Bed 800250 78,344 72,587 j Debt Service Coverage Ratio 0,12 0188 1,41 Operating ProfiitMargin (10,76) (5.31) (1.78) Total Profit Margin (9,31) (4.09) (0.36) ar538 Source: Health Care Investment Analysts, Inc, Information Services 5 i --mow-'-- I -=Bond Market Research t coNtPANY INVFIti'1'\EF7N'C' IIANIC Y; ECK I noad ii,qerl 0 l'ar n1onJ3V 50nd5 -J-- e ek 1'180 19E1- 1782 1767 -198!1_ 1985. f')BL 1787 ]981 1989 1790 7197 7.44 7.03 5C' 7 .03 7,40 I 1.32 7.47 17.76 7 37 9.66 9.60 8.04 6,70 7.87 65 4 7 7.51 7.2 7.19 January 2 7 30 9.57 13.44 9'4S 9.60 7.51 8.10 6 6.5 21 8.05 . 54 . 51 ?.21 7 7.28 9.63 U.VG li 7.86 6.56 7 9.91 13.13 9.LG 9.59 9 9 . 31 4 7.7) 24 5 7.52 6.57 7.49 7.73 7'29 7.20 7 .71 9: 0 7.2 667 7 40 7.54 7.16 Febr uarY 2 7.75 4 97 13, 09 9.72 9'1656 8 9 it 7.24 6.62 7.55 73 3 8.46 1D.22 I. 96 9,53 9.11 6.98 6.59 1.52 7155 7.27 G 9.12 10 27 12,70 7 3G 9,80 7 25 5 9.S6 9.15 6.88 6.5y 7.47 7.552 7.25 I 9.94 10.40 12.53 9'04 9.94 9.76 6.39 6.61 7.61 7. .52 7 .32 Glarch 2 9,08 10.34 12.71 9,22 9,98 9.82 7 J4 G~%9 ~.SQ 7,72 7.31 3 9.20 9.81 12.97 9,19 7.90 7.64 7.37 9.75 1.21 y 7.44 10117 13.04 9 . 38 1 7.77 y 6,91 1.80 1.56 7.77 I 9.44 10.21 13.13 9.23 10 04 9.17 7.19 1 9.44 10.45 112 2 S99 9.04 79'1 739 7.25 7.21 7.81 7.94 731 April .87 7.44 1.39 9.87 7.25 7 22 16 7 70 7 } 1 7.77 7.40 7.51 . 9.09 7 9.94 9•}7 7 2 .69 10.70 h y 8,11 10.80 1129 8 . 82 7.85 5 1.96 10.94 11.97 999 9.37 1,33 7.86 71,84 7,36 7,54 .S5 7.76 77.39 ,27 . 10.90 12.OV 8.7% 7.55 831 1.97 7L 18 1 7 11 May 2 7.44 10.83 11.82 8.86 IU.36 8.86 7.76 1'.,182 7.96 7.11 1.26 to: 19 7.12 10.73 11.96 9.29 7.26 3 7.71 10.64 11.99 9 51 11107 8 S- 7.70 8 S 31 7,87 7.15 7-21 IS 7.97 7 ' r Gg 10 . 59 5 . 66 8.08 7187 7.78 6.75 7.20 9 1 7.67 10157 12.13 .18 10.59 9.66 7.82 7.63 7.73 6.89 7.28 June 7,5) 10.63 11.40 9' 10.56 8.67 } 7.5576 10.73 12.L3 9.38 7.74 1.02 y 1. 1074 17.62 9,36 10.76 8-80 7.39 7.72 7.77 7.08 7.27 15 1.00 2 9 3S 3 10 67 8.92 1-11 7'81 71 7,24 1 7.88 10.85 12.58 9.54 70.4fp 8.81 7.45 1.67 7 7 ..7 77 6 6' .9925 7,17 7 16 7,15 Ju1Y 7.95 10-91 12.41 1036 3 73 2645 0 77..764 2 7.76 6 .87 2 . 4 7154 7.77 3 8 ,19 11 34 12.01 960 19.49 81 1' 5 8.59 11.44 11,72 7.56 7.69 6.V1 7.09 ' 63 11,37 9.74 9.92 9.01 7.3) 1 33 7'02 7.22 1 8.53 11.74 1186 9.35 9.31 9.02 7'17 7.81 7.85 7.09 7.26 August 2 10.02 9,12 7.06 1.80 1.80 7.15 1.56 3 8.62 12'49 10,82 910 10.02 9.18 6.93 7.16 1147 4 8,85 12'91 10 38 9.57 10,17 9.09 S 05 1.76 7.j5 7,41 S 8.18 13.10 10,74 9.79 1Irms 0.10 9.46 1.10 8'36 7,67 7.26 7.75 1 .75 7.41 September 9.67 2.50 7' 2 8'12 '2.2179 1010.14 1.62 7.95 9.75 11.,114 85 8.32 J0 1.42 7'40 7.57 3 8.78 12.57 10.58 9,42 10.15 9,38 7.64 4 9.18 10,48 9.4L 21 5 ) 8 8..55 66 7 1 9.22 12.93 9.75 9.49 1034 9.3) 1'I' 7.53 .2 9.01 12,7) 9.25 9.67 10.36 9'25 7.06 7 . 42 7,19 1.19 Oclober ,68 V0, 24 9.12 7.08 .17 7.45 2,22 ) .81 12.41) 9.69 7 9.81 10 Ay 8.25 1.11 8.72 7 J6 8 10.05 8.76 6.94 5.43 y 89 06 .81 !2.99 7.70 7.)7 7, 5 9.45 12.97 6 9b 24 I 7144 1244 4.46 9.79 t0.11 B.LS 6.92 8.03 1.44 '1 l0 S,Go Novemhcr 2 9.30 11.43 9.72 7.75 10,11 8,31 6•78 1.91 7.50 7.50 11.71 to 20 7 .70 10.71 7.04 q 9.61 11.95 10.16 9.24 10.24 SSI 6 Y4 1194 Y-59 0.04 S 7.90 6.99 7.61 I 9.64 12.18 10.2) 9.62 9.95 8.54 6.77 9 to 7.64 1.0 42 6 904 Deceinber 40,42 17.99 t0. J 9,91 19.93 8.38 6,92 8.01 7,6f, 6.91 2 91 8.16 6.83 7.9$ 17.51 6.97 3 10.56 IJ.00 19 . 07 19.92 9• 9.84 7.56 . 49 r, 9'99 11.11 9.56 9.16 5 9.76 13 .30 SAN ANTONIO, 78209 HOUSTON, 77002 LONGVIEW, 79804 15,3 EN3CW.1M4100 Street AUSTIN. 78701'-4099 oil NW t,"p 211, 9 41131 11,11l mo 2300 NCNB Comic &At 4301 (512)222.1522 A9ILENE,78081 170 So JNN3b Cerdm Y6rn Clke 7p01-11411604 SUN1 (144) "TAW 105 NCNi4 TekN AenN ~O' M &n JeebNe ONd. (155) 22110160 402 CYP t" S*W (6f2)176'µ772 (976) /71M32 S ^Band Buyer`s" Index of 25 Rev. nuc Bonds Basle valuation of par Bonds 1 Week 1980 ,1961_ 1982 1943 4964 4985 1966 1987 19SS 1989 4anuaty V 8.18 10.44 44.29 10. 37 10.43 10.11 3.7? 7.19 6.2H 773 7,36 .11 g.11 7. 01 8.31 7.66 7.75 0 2 5.21 VO 34 14.32 10.1 10,07 10 3 8,15 10.72 14.12 10.15 9.78 9.95 8.34 7.07 H•00 7.53 7.4 y 8.20 11.07 14.09 10.)3 9.95 9,81 E.29 6.98 7.84 T JG 7.32 5 8.30 1 47 10,84 IV .U3 10.30 9.46 9.76 8.24 6.98 7.84 7.56 7.42 p 8.11 11.06 17.89 10,23 9.9) 9.98 8.07 7.09 1.76 7.6) 7.50 February 8 . 3 7 JV !I 06 13.73 10.08 7.97 10.09 7.73 7.04 7.90 7.82 7.4 y 9.49 11.07 13.32 9.9i 10.23 10.24 1.66 7.01 7.83 7.63 IM 5 Slarch I 9.71 11 10 1335 9.62 10.14 10.23 r:53 7,D2 8.02 7,79 6.92 8.80 7.83 7• ' 991 11~03 13 59 9.95 10.41 0 25 j .99 lO.LT 13.77 9.85 10.41 10.24 8.13 7.08 8.09 7.75 7.505 10.26 10.19 7.69 7.11 8..2271 7 7..67 93 7 7. .57 4 S 3 9 6 19 99 10.60 17.79 9..73 LO.39 S Apr 11 l 10.23 10 .92 1).70 9.38 10 .36 10.09 7.56 7.2G 8•IS 7.80 7.1 60 9.37 10 25 2 9,19 I L 30 17.22 9.76 10.21 7.64 1.53 8.2E 8.27 7.69 1.64 S 16 4 9.'19 I Lyg 12.9) 9.26 10.23 9.82 7.69 8.13 8.25 7G1 7.77 5 9.07 11.71 12.64 , May 1 8.13 11.66 12.82 9.21 10.34 9.13 1.79 8.20 8.27 1.62 7.66 65 69 j S24 it 523 10-61 9 56 1 6 1154 12.74 9.77 10.82 9.14 7.91 8.66 8.34 7.39 7.41 7-49 4 8,51 11.45 12 78 9.96 11.24 9.39 8.09 8.33 8 J2 7.78 7.50 11.44 9.27 6.07 + S l~ 6 9 10 5.76 6.27 9.25 7.47 7.49 June 4.18 8.31 8.16 S jo 7,28 7.46 1 9.31 11.46 12.94 10.25 11-1 97 2 8.44 Il•47 13.15 10.'6 10 0. 97 7 6.39 II.48 13.51 9.93 10.94 9.1`7 g•2T 7.96 8 12 77,27 .34 7.53 . 94 4 8.52 11.34 13.59 9,94 11.19 9.24 8.05 8.10 8.10 7.42 7.48 5 ?,27 7.0 July I 8.66 11. 66 13,38 10 .05 11.11 9.25 1.90 6.16 8.14 7.32 7.4 7 9 3 H,71 I L 67 0.32 10.02 10.73 9.1) 1.91 8 OJ 8,13 7.26 7,40 0.09 10.99 6 t 08 4 8.H7 12.01 1).12 10.08 10.62 9'25 7,96 g,ly 8,13 726 7.76 5 9.31 12.12 53.05 7,19 7.37 i .79 9.75 7.97 9.20 8.OS .75 .29 9.40 7.64 8.04 8.18 7.71 .SV 1 9.47 12.34 12.90 10.20 10D lugust 2 9.39 12.55 12.84 10 8 7 39 7 3 9.62 1).Oy 12.28 10.21 40.47 9.47 7.43 6.12 ,19 7.32 8.09 8.19 7.41 7.80 9 43 . 4 9.76 0,89 II.65 10 20 10.45 9,43 7 46 7.70 S 91,1 9.47 9-10 7,43 7.69 1 9.68 14.10 11,91 10.)7 IU.56 9.60 7.63 8.67 7.78 1.45 7,64 Se plembcr p 9.73 14, 11.64 10.31 10.41 3 9.92 0.78 11.41 10.26 10,47 9.69 7.37 8.63 7.93 139 7.7 10 2h 4 10: IJ.62 10.96 10.00 10.63 9,7h 7.51 9.65 7.92 7.39 7.81 3 7 8.88 7.8) 7.30 October l 40.07 U.98 FUJI 7.95 10.96 7 J2 7.3 47 2 9 94 11.83 9 19 10 14 9.66 17.57 10.41 10.11 10 71 1. 7.52 7.39 9.69 1.17 70 7.47 3 4 9.93 13.94 10.87 10 JI 10.34 9.40 7.70 8 J8 7.+J 1 3 10,27 13.97 10.62 M6 7,30 9.29 1,64 7.47 N ovembcy 1 10.4) 13,54 10.66 9~Ig 10,61 9.25 729 8.41 7.17 7.45 Jg 12.66 10.67 3 10.38 13,06 10.19 10.19 10.82 9.08 1.19 8,44 7,86 2 VO 7.31 4 10,31 13.26 10.65 1022 IC 19 9`20 7'16 8.43 7.97 7.34 3 776 7.3) Oetelnber 1 40.74 13.49 l0 '7 10.45 10,1'4 9.96 7,34 9 J~ 7.96 7.29 2 II.30 13.89 10.79 ) 11.41 U .75 10.81 10.36 10 J6 8.90 7.31 8.47 7.94 4 10.96 14.12 40.66 IOJg 10 J3 8,83 7.16 8,29 771 7•17 5 10.81 14,23 IP•54 10.2) I , I h Tuesday, Augrst 28, 1990 ~Ipt~flailafjgornlnq~trlu>t (lC fI `3 h3Ji1 ' Blame, riTY,! a,iieSr ;;r Congress for est "ales through the '4%" `50s and ,early '60s. In exchange, borrowers money, Congress then deregulated LL/ ;got ready access to home mortgage the lending side of the thrift Indus. loans at attractive rates, try Ill 1981, ollowing the thrifts to Since regulation controlled the make small-business loans, to de. debacle -,loans of deposits, the thrifts were vir• veloP real estate, etc. While most .luallyguaranteed aprofit. thrift hunkers were not trained for This was a very protected Indus tile, change, some outsiders saw "11 is f.. "1 try. great Opportunity in unlimited lend. time for a 5ti'mit nn example of its praise. non, ing with deposits Insured by the fed. [lie people cral government. Some of these out. who had in the late 60s, when inflation siderswere crooks, the Part) and rising Interest rates first he. ■ Congress adds napalm. At the, to pay for came a problem, many savers were same time, Congress wanted to In. it." Tempted to take their money out of crease the incentives for capital in. So coll.: ~x savings accounts to buy higher vestment. So they wrote new depre• eludes JO- sCpn yleiding,US. Treasury bills. At the elation laws in 1981 that made lever. seph p. BURNS time, you could buy them it, a mint. aged real estate investing Kennedy, mum denomination of SUN, irresistlblyattractive. I a congressman from the People's The thrift bankers complained Where to tnvest? Republic of Massachusetts, in a re- about deposit losses, and Ole Treas. The Sun Belt, In general. Callfor• cent newspaper article on the cost ury rolsed the minimum for a'Ireas, nin, Florida, Texas and oll-pro. , j ofthesavingsandloancrisis, ury bill to $10,000. Smalt savers lost during states, in partlcntar. That's lie may be a Kennedy, but I millions of dollars in Interest, where the growth was, That's where don't think he can afford to pay ■ Financial innovation threatens people were moving. The combina• for the party. By my calculation, if the industry. The nnrlual fund In, lion of deregulation and economic f you divide the $l00 billion cost of dustry, seeing the widening spread incentives created a massive real es. 1 the Sdd, debacle by the total num. between Interest rates on large CDs tale boom. ber of congressmen and senators and what small savers were paid, ■ Congress changes the rules. now In Washington, his share created the first money market Having created an almost hysteri• would come 10 $560 million, give funds In 1971. They offered small cally favorn'ole Investment environ• or takea few million, savers the opportunity to participate ment for real estate nod having The congressional member In rising market Interest rates. caused hundreds of billions to be in. probably also would claim, since By 1977, the money market finds vested in now real estate projects, he was first elected In 1986, that were so large and numerous that Congress took back everything it lie isn't responsible and shouldn't thrift bankers complained again gave away a few years earlier with pay the bill, that they were losing deposits. So the tax reform of 1986. They cut top But while Mr. Kennedy and the deposit side of thrift banking tax rates, reduced depreciation ol• other congressional members was, for all practical purposes, dere• lowances and limited real estate point their fingers at smooth gulated thrifts were allowed to of. writenffs. With all exquisitely bad while-collor criminals and urge for CDs with yields lied to the yields souse of timing, they did this In the more aggresslve federal prosocu• on comparable maturity O.S. Treas. saute year oil prices collapsed. lion, It Is a fact that fraud and self. ury bills. The result: a dramallc reduction dealing, however outrageous. While the change allowed thrifts In real estate values and a collapse caused only % small portion of the to compete for deposits, It olso that has Its opicenter In Texas. QdcLImes. caused a dramatic increase In their The poit,t here Is not to white. j Most was caused by Congress. cost of funds, Suddenly, slow•mov- wash the real crimes committed by They created it, law by law, tax Ing Instihlllous that were slurred some developers and thrift manage. haage by tax change, over a period with billions In home mortgages ments: They shoutd be prosecuted f more than 25 years. Here's how: yielding 5, 6 and 7 percent were pay. fully, with vigor. ■ Creating the industry. The saw ing out 7, 8 and 9 percent oil depos• 'file point Is that rhetoric Is one Ings and loan industry was created Its, They were losing money, thing, reality another. Congress n0 provide home mortgages so that By the end of the decade, most makes taws. Laws create the frame. eworkhtg Americans could finance thrifts were technically bankrupt: work for the creation of value. Laws 'homes. Ueposlts were Insured by the The market value of their mortgage shift money from one person or In- ederal Savings and Loen Insurance assets was less than (heir deposits. If dustry to another; laws create ;Corp. and guaranteed by the federal they were forced t0 liquidate they wealth that ".lid not exist before; government; most mortgages were would be billions short, more than laws destroy wealth previously insured by the government; and the enough to empty the li"SIX Insur• thought secure. :interest rates paid on deposits were ance fund. Congress holds a legislative gun, ;regulated. ■ Congress throws gasoline on And it is smoking. Next to the Im• Will' few other outlets for their the Pre, Aware of the developing r.ri- pact of Congress, even the most out. savings, working Americans put till. sis but not wanting to spend federal rageous frauds are penny ante, -ll0us of dollars to work at low inter. t T, W- 1i OCT 21990 DENTON COUNTY HOUSING FINANCE CORPORA 10 SINGLE FAMILY MORTGAGE REVENUE BONDS SERIES 1982, DATED MARCH 01, 1982 Bonds Outstanding as of 0410111990 CURRENT INTEREST BONDS Maturi Interest Principal Maturity Interest Principal ty Rate Outs ndinn PAR Le Rate Outs andin Date 04101/19UI 12,3596 $95,000.00 0410111994 13.10% $126,000.00 04101/1992 12.60% $100,000.00 04101!2004 13.625% $1,925,000.00 0410111993 12.90% $120,000.00 ` As of April 01, 1990 all reserve funds are intact and invested per Investment Agreement with Citicorp, N,A. dated March 01, 1982. Cell Istor Delinquency information as of of 04_W Date Amount of Call 30 Days 8 Loans $263,894,57 1010111983 $12,065,000.00 60 Days 2 Loans $89,515.01 0410111119114 $425,000.00 90 Days 9 Loans $134,058.59 10 10!0111964 $1,145,000.00 in Foreclosure 3 Loans $155,014,26 04101/1965 $565,000.00 I 10/0111985 $415,000.00 0410111986 $1,370,000.00 - 10101/1986 $2,670,000.00 Mortgage Rate 13,550'o , 0410111987 $1,935,000,00 1010111987 $845,000.00 0410111906 $485,000.00 1010`111988 $515,000.00 04101/1989 $70,000,00 1 010111 98 9 $200,000.00 II 0410111990 $130,000.00 l Outstandina Mortgage Balance as of 0410111990 73 Loans $2,900,249,03 Claims on Pool Insurance as of 04/0111990 14 Claims $95,790.00 NCNB TEXAS NATIONAL BAN < Trustee r This is for your Information only. We are providing this In response to numerous requests lot the r0easo of this data, in order that we might make it available to all bondholders, without priority. r I DENTON COUNTY HOUSING FINANCE CORPORATION SINGSERIFAMILY MORTGAGE REVENUE BONDS ES 1985, DATED MARCH 15, 1985 Bonds Outstandirl as of 03!0111990 CURRENT INTEREST BONDS Maturity Interest Principal Maturity interest principal Rate Outstandln Dale Rate Qutst- anrilnt~ Date $240,000.00 0910111994 8.809'0 0910111990 7.90% $190,000.00 03101/1995 8.90% $295,000,00 8.1690 $160,000.00 9,200/0 $310,000-00 03!01!1991 $220,000,00 03!01!1996 $260,000.00 1 09!01!1991 8.2590 03!01!1997 9.400/o $290,000,00 0310111992 8,501/0 $180,000,00 0310111998 9.5090 9,600/0 $310,000.00 0910111992 8.5090 $2$245,000,00 0310111999 $340 0310111993 8,7090 85000.00 03!0112000 9.70% $4 ,000,00 09!01!1993 8,70% $285,000,00 ,575,000,00 $250,000.00 09101!2005 10.0090 0310111994 8,80% COMPOUND INTEREST BONDS MATURED VALUE principal Principal Maturity Outstandin Maturity Outstandin Date pate OglO1l1999 $340,000.00 $345,000,00 $340,000.00 09!01!1995 09!01!2000 09101!1996 $340,000.00 0910112011 $16,000,000.00 09/0111997 $340,000.00 09101/1996 $340,000.00 funds are intact and invested per Invastmont Agreement with As of March 01, 1990 all reserve Citicorp, N.A. dated April 11, 1985. Delig eno( information as of 03101 It 980 Cal History Date 30 Days 6 Loans $321,490,98 Amou of Call i Loan $70,306,05 05101!1986 $11,423,828.38 60 Days 90 Days 2 Loans $135,424.92 0310111`1987 $1,165,336.19 $500,309,13 $513,838,16 In Foreclosure 10 Loans 09!01!1987 h 03101!1988 $176,895.91 $374,927,80 _ 10.80% 09!0111988 $231 ii810 Mort a oRate 03!01! 1989 $401,047.86 09f 0111989 03101!1990 $523,112,22 990 f a e Balance as of 03f0i!1 Outs andin Mort 157 Loans $9,780,428.03 er the There is no pool ice u Policy this bond In ura n e AssorciationrdateddApril 11f 19185 at Bond Guaranty lnsuran Y with NCNB TEXAS NATIONAL BANK Trustee This is for your information 1/only, lrWmO We ako Providing avaavailable to all bor dhvldc s, wffhout prlvrltyrts for the release of this data, in ordv l r 1 I r r ~i t NOTICE OF CALL. 'OR REDEMPTION OF BONDS October 1, 1990 s Q DEN'iON COUNTY HOUSING FINANCE CORPORATION 51NOLE FAMILY MORTGAGE REVENUE BONDS L tl r11+'' SERIES 1982, DATED MARCH 1, 1982 I) S 6l' . d1' I 'k' I I, he Dillon co~ny Puauenl to the ter" SM1 NCNB ITe of Nagai eink, 8uue"or o Fg`vsn aR3I sisso00Fout 00 Ilas~rp Finance Colpx n, .1 amount of ry the Fusl bonds of Bank of fort Worth), pu ne Wgl r rnOipP emOwnt of fu11y Ieghlered ed bonds shell M called for fedemempbOn 00 0cl9 COlober I, 1990, at pal plus p 1 ""'4 In1ONOI IO aewas I _ daMO '"Ar It' ""iakMla o1 IM IMlenture IM Trust" hag sell by bl DO 10110Aing In aeW ~ numMled bore, end amount from Oath bond Wad 101 IOOernplbn'. \I NCN/lydeY kntaMl band C mount Number MaWrd} '.nsaN 11 I4Md Amounl I Use PIN No" COW I Nana 0_106 Aal~ Number 2079 BA I 1-1 M 17649'• RL 1891 5,C07 1699 5,000 I 171' i 24819606 x.11991 127+'* PR NT 550W 0M 111. R111. 1891 I 216796 AW 4 4 1.1992 1260 b RR 207 , S.7A RR 233 5 067 HL 1900 5.090 24,1%A%2 1.1.1993 1290", R7 131 5.000 AL 1901 5000 V, RI 109 5,070 RL 1011 50 4x6796 AY D la•199a 11.10 % R7 229 5.00) RL All? 10 YA RJ 296 SPA RL 1913 100% 206196 BA 1 1.1-2001 !3645'+ RL %4 5000 RL 1916 10000 RL 1829 6,000 AL 1918 6,070 AL 1658 6007 Pt 4BM 10.000 I TM manner of shlpm9nl 01 W bo 01 nd any, lel Is at your discretbn, however, we suggest 11 ansm"at by f InlWed of r Il1" 14e0 m1A. In dra GSe bOfW6 wnKh R16 glltefed (of Ir ah a Cb In 1W t 0 t nI, the 6e m6d of MN amount w1l be reissued aMrer wiled vnlh a cMCk to tM u8ed C*md sm d amOwnL be nl at the Ca whkA so h,t of NCNB Texas vxre 1 Sold bonds Irt U pl Bened for pByme Oink ~ ~ddtreal Meted MIOw on Otlebar 1' 1990' other hK21 date n0Wiher inlareal 3he0 a 10 U 1 "A 1-s NCNB Teens N00661 Bank P.O. Box 830501 Ba1186 Texas 7620,0601 te• NCNB Thee Nat+01111 Bank 1025 F. eStre fi20~111 xas Oetad; August 3L 1990 NCNB TEXAS Ne TIONAL BANK TrU NOTICE VAtnhOid" of 20% gross federnfWpprreoWeof any Wf lulmale ade tM offhan paying pay'vq the United his the 000"I reputed py the 1n1era6t and DPnderad Tex Comp1'arloe Act of 19&7 wh yenafietlbd nwmbM ieedn e9tur'ty a empeyM Identirketbn numtlsltt Of eeempBOn umRGta of yq M, p44" furNM a poWrM oompreted Fam 129 Of eeamptlon tlydM1Cate of eNUfvalenl when . ithis paaobrq yWl lecurfhO. ''r ~ , , : ,,,,5._. L fir'- T ~ - • - _ 1 I AUG I.~r NOYICE OF CALL FOR REDEMPTION OF BONDS September 1, 1990 DENTON COUNTY HOUSING FINANCE CORPORATION SINGLE FAMILY MORTGAGE REVENUE BONDS, SERIES 1585, DATED MARCH 15, 1965 Pursuant to the terms 01 Section 301 OF the Trust Indenture by and between the Dsnloo County to Fal that $295,041 22 WkouFp NC Texas NOt "Ousin 71.An (fOtmCuPO a AY) Bank Full Wwlh, N arwlke Is herebysswen ccrued Worth 611 BnKWnI Of fullyy rog,$4led bonds ]hell be ailed rOl re 1 and a1111enpCOmpOUr~p ~mpunl9 WUC40 n interest to soW data On Culrenl merest paying Inlelesl DON' . nde numbered oborxlyai wth artwunl loom eacn bond cta led lloraiedamD> ' a has selected by bt the r011ow,n9 CURRENT INTEREST PAYING WHOS CueID MHUdty Interest Bond Amount Cus1p Metuhty Interest Bond Amount 971 Number Called Number Dole RaH NumUU Called 2487Number 97 805 Dole 5000 a \1 218787 A%B 3.1.1991 8.25!6 1171 - 5 1014 5,000 248797 AL6 9.11991 825:e 1892 i•WU 246197 BE1 8-120 10~° 2707 5,000 1 248797 AM 5 311992 75rl 3788 5•~ 2795 5,000 240787 AN 2 0.1 .1992 N !0°• 3192 5.000 3301 5,000 - { 248787 AP 7 3.161993 8.70°6 22914 024 6,0000p0 3316 6.000 248797 A0b 9.1993 8,70°8 Awl 6. 000 3JW5 5,000 881 5,000 248797 AR3 3.1 8-80% 3714 5,000 3920 10000 4186 6.000 3921 5,000000 248197 SOB 91.1994 8.60% 3964 5.000 4059 5.000 I 260797 AS i 3.1.5995 890% 4065 5.000 4118 5000 1168 5,000 4123 6,000 AU B 3.1.1998 9.20% 4103 6,000 4184 6,000 248707 Wo 5.000 4168 15.000 248797 AW 2 3.1.1991 9.40% 3242 5,000 4186 t 04000 3710 5.000 4767 30.000 i 248197 AY 8 3.1.1998 9.60°6 4147 5.000 4188 16.000 1192 6,000 4189 6000 2487978/0 31-1999 9.BP'. 3663 66M 4196 5.0OD t 4000 5.0DO 4198 6.000 CgAp0UN0 INTEREST BONDS Toth Total Cull Mobility Bond Value CompourWed Cuslp Meturm Bored Vekre CompwndMl IArnbe! _Oeb _Nunlbar Celed Amount Number Data _Numbe7 Called Amwm j4 j797 AT9 9•I-1005 1669 5,000 3,261.23 249197 AZ5 94 ID9B ^M_ 6000 2,M '6 2370 5.000 3.264.23 2359 5,000 2.10462 248797 AVd 91.1090 376 00pp00 2,66116 24879790794•t999 2314 6,000 2,104.52 2353 SAM 2,861.18 000 2 593.6.1 248797 90, 3 9.1.20M 2313 10.000 3.804.94 248707 AX 0 9• V • 1897 3 5,~ WhourkharedIsU0l5 r09lion,tadd Id bhid rof,en we AMWru9Bent In l ot bA05rnib6V by 3,113 Tne Maeelm0o, of shipment at your bondlyyal Isbondals your Insured Or r ,stored mall 1a the Ca se Of an the ailed a,ed Amount, the balance of that amount %!I be re-llsued AM re areal along with d Cbeck Iw the ailed 1 amount Said bonds ehOUW Do presented Iw payment at the Cwpor010 Trust l no jof NCNB TOX sh laatk0al Wad WOW On September 1, 1990, Btler whkh date no u finer Interest eh a8 AN.rUe p o be to el M r 50d r B ~1 Mslilm NCNB Texas NatiooEl Bank DNNer to: NCNB Texas NaOonal Bank . Box 713601, D alas, Taxes 71520-3112Floor 91h p .0 Dallas, Texas 76283.0501 Dated, August 2. 1M NCNB TE7(ATMNATIONW AL BANK NOTICE Uro WdhMWing 0120%Ol9ross redemplul p+Oaodo of eny payment made "hen The United Sletea may of 1963 unless, the paYn9 Agent has be re0U9ed by the Interei end D"doond Tax COmplerrGe ! A cI or idanHOwlron number) 01 Oxempptlwr mplo tbn cedihale arrest taxpayer Wenli9catbn number I1. a IX-Jfity loony IN ► Cwnpl mPloy w rum W9 or exemp arlifkate of the Payee. phase fumrls a props ry' equlvaldnl when presenlln9 your seeurdes, I I i I I DENTON COUN' Y HOUSING FINANCE CORPORATION'; SINGLE FAMILY MORTGAGE REVENUE BONDS SERIES 1984, DATED JULY 16, 1984 Bonds Outstandino as o! 91101 18W ~r Yt,-In~A(i.r~glttrlrr: CURRENT INTEREST BONDS Maturity Interest Principal Maturity Interest Principal 12" BO ouIcul ba 61314 9St! Uut04ampa 07/0111990 9.269b $85,000.00 07101111904 10.20% $96,000.00 01101!1991 9.50% $86,000.00 0110111996 10.40% $100,000.00 071011`1991 9.50% $106,000.00 0110111996 10.60% $11101000.00 0`110111992 9.76% $105,000.00 0110111997 10.76% $116,000.00 0710111992 9.75% $110,000.00 0110111998 10.90% $135,000.00 01101/1993 10.00% $110,000.00 0110111999 11.00% $166,000.00 0710111993 10.004b $136,000.00 01101/2011 11.76% $6,086,000.00 0110111994 10.20% $80,000.00 COMPOUND INTEREST BONDS MATURED VALUE Principal ~ Maturity Principal Maturity Ina .240,000.00 $180,000.00 07101!2001 0710111985 07!0112002 $240,000.00 07101!1980 $170,000.00 0710111997 0710112003 S240000,00 ' $185,000.00 071011141198 $190,000.00 0740112004 $240,000.00 07101111999 $190,000.00 011/0112016 $6,206,000.00 I 0710112000 $200,000.00 NI reserve funds are Intact and invested per Investment Agreement ta with July Bank One, Texas, N.A (formerly Mercantile National Bank at Dallas (MBank Dallasl) y 16, 1984. 198n 0101101!1890 mall Hlelor~t R9lla9~.. u1~L o1 C 30 Days 9 Loans $673,064.86 Le L1]2 Q-0 - 60 Days i I..oan $57,249.10 0210111980 $11,614,716,35 01110111887 $1,187,008.20 90 Days 4 Loans $280,135.38 i 0710111987 $2,132,687.20 In Foreclosure 6 Loans $301,766.00 0110111988 $`1,130,879A8 0710 11 1 988 $263,943.80 0,110111989 $531,661.20 140960.6-WA - 12.00% 0710111989 $772,613.46 $630,214.80 01/0111990 uWam 122 Loans $7,831,086.61 rln~mn an Pn01 Incurcz101J3111990 h - 20 Clalms $230,463.00 NCNB TEXAS NATIONAL BANK Trustee Thfo is for your Information only Wb are providing this In response to nuns arous requests for the release of this data, in order that we might make It available to all bondholders, without priority. lqw- r~ D tVIR P ..r { i NOTICE OF CALL FOR REDEMPTION OF BONDS Clfi' i July 17, 1990 CITY td!ri.,;:c DENTON COUNTY HOUSING FINANCE CORPORATION MULTIFAMILy HOUSING REVENUE BONDS (CFRTIFICATE OF DEPOSIT PROGRAM) SERIES 1982-A, DATED DECEMBER 1, 1982 DENTON SAVINGS ASSOCIATION 1 1 Pursuant to the terms of Section 3.01 of the 'T'rust Indenture by and between the Denton County Housing Finance Corporation and NCNB Texas National Bank, Successor to First RepublicBank Fort Worth, N.A. (formerly the First National Bank of Fort worth', notice is hereby given that the entire { principal amount of $15,565,000.00 of fully registered bonds shall be called for redemption on July 17, 1990, at pa! plus accrued interest to said date. The manner of shipment of your bond(s) is at your discretion, however, we suggest transmittal by insured or registered mail. Said bonds should be presented for payment at the Corporate Trust Office of NCNB Texas i National Hank to either address listed below on July 179 199n, after which date no further interest shall accrue or be paid on said bonds. Mail to: NCNB Texas National Bank P.O. Box 830501 Dallas, Texas 75283-0501 Deliver to: NCNB Texas National Bank 1025 Elm Street - 9th Floor Dallas, Texas 75202-3112 Dated: July 2, 1990 NCNB TEXAS NATIONAL BANK Trustee N0TICF. Withholding of 20% of gross redemption proceeds of any payment made within the United States may be required by the Interest and Dividend Tax Compliance Act of 1983 unless the Paying Agent has the correct taxpayer identification number (social security or employer identification number) or exemption certificate of the Payee. Please furnish a properly completed Form W-9 or exemption certificate or equivalent when presenting your securities. I t i I d 1 ~ PIU'PICF OF CALL FOR RFDBmjjTION OF BONDS April to 1990 l DJ3NTON cO Y IIOUS NUSRFYFNUF RI?FUNDING BONDS i~1UL FSLIGINSURFI) CFR`f'IFICATF. OF DFPOSIT pItOGRA (AI,AMO SAVINGS ASSOCIATION OF TFXAS - 3 1988 PHASE I PROJFrT) POST OAK HIDGF APARTMF.N CUSIP NUMBER 248795 AF 3 I r, and N1 by Pursuant to the terms ofliSection 3 03 of the `Crust Indenture Finance Corporation and NCNB notice exas between the Denton County 225+000.00 of fully National Bank, Successor to First RepublicBank Port Worth, par ,lus principal amredemptionount on of April $6,1, 1990, at l hereby given that the enti d for S» ~ registered bonds shall be cane accrued interest to said date our discretion, however, The manner of shipment of your bond(s) is e y insured or registered mail. Said bonds should transmittal by orate Trust it 1 office 990Naflte Texas µ7e suggest r which payment at the Coro ril , ow on April be presented for on said ponds. to either aress datNational no fcrBank iper interest shall accrue ordbe paid , Mail to: NCNB Texas National Bank P,O, Box 830501 Dallas, Texas 75283-0501 Deliver to. NCN13 Text's eat _tionat9thBa17 102,5 Elm Stre i Dallas, Texas 75202-3112 ' Dated. Marcls 29 1990 NCN13 TFXAkNATION At, BANK KOTII rocoed» of any Payment made Withholding of 201 of gross redemption p the interest and Dividend Tax within the United States may be required by Agent has the correct taxpayer Cortp toyer Identification ompleted Hance Act of 1983 unless the Paylg furnish a properly the Payee, Identification nu (social security please amp resenting your mber or exemption certifica lrtificatc a equivalent when p l+orm 11'-9 or exemption ce securities. 4w QP NC11CE OF CALL, FOR REDEMP11ON OF BONDS R -PUN ON July 1, 1990 C41Y BlA1ldGF8S OfFIC,F. _ DENTON COUNTY HOUSING FINANCE CORPORATION SINGLE FAMILY MORTGAGE REVENUE BONDS SERIFS 1984, DATED 7/15/84 f Pursuant to the terms of Section 3.01 of the Trust indenture by and between the Denton Canty ]lousing Fin-nee Corporation and NCN13 Texts National Bank, Successor to First RepublicBank Fort 'North, N.A. (formerly InterFirst Bank Fort Worth; N.A.), notice is hereby given that $486,787.55 principal amount of fully registered bonds shall be called for redemption on July 1, 1990, at par plus accrued interest to said date on Current Interest Paying Bonds and tit the compounded amount on Compound Interest Bonds. In accordance with the provisions of the Indenture, the 'trustee has selected by lot r the following numbered bonds and amount from each bond called for redemption: CURRENT INTEREST PAYING BONDS Maturity Interest Bond Amount Maturity Interest Bond Amount Date -Rate Number Called Date _ Rate Number Called CUSIP NUMBER 248796 BP 8 CUSIP NUMBER 248796 CB 8 1/1/1991 9.59% RAP 268 $ 5,000 1/1/1997 10.75% R 1939 $ 5,000 CUSIP NUMBER 248796 BQ 6 R 2050 5,000 7/1/1991 9.50% R 2064 5,000 CUSIP NUMBER 248796 CD 4 CUSIP NUMBER 248796 BR 4 1/1/1.998 10.90% R 2018 50000 1/1/1992 9.75% R 2056 50000 R 2054 51000 CUSIP NUMBER 248796 BS 2 CUSIP NUMBER 248796 CF 9 7/1/1992 9.75% RBS1135 51000 1/1/1999 11.00% R 1700 51000 CUSIP NUMBER 248796 BT 0 R 1884 5,000 1/1/1993 10.00% R 2061 5,003 CUSIP NUMBER. 248796 CN 2 CUSIP NUMBER 248796 BU 7 1/1/2011 11.75% DR 652 59000 7/1/1993 10.0096 RBU1248 59000 DR 676 5,000 RBU1262 59000 DR 678 5,000 CUSIP NUMBER 248796 BV 5 DR 816 5'000 1/1/1994 10.20% R 1845 50000 DR 882 51000 CUSIP NUMBER 248796 BW 3 DR 888 10,000 ' 7/1/1994 10.20% R 1657 51000 DR 897 50000 CUSIP NUMBER 248796 BX I DR 898 2809000 1/1/1995 10.40% R 1970 5,000 R 1918 51000 ` CUSIP NUMBER 248796 B7. 6 R 1924 51000 l 1/1/1996 10.60% R 1760 5,000 R 2039 5,000 COMPOUND INTEREST BONDS 'total Total Maturity Bond Value Compounded Maturity Bond Value Compounded Date Number Called Amount Date Number Called Amount CUSIP NUMBER 248796 BY 9 CUSIP NUMBER 248796 CO 7 7/1/1995 RBY 32 $ 5,000 $ 20962.05 7/1/1999 RC0386 $ 51000 $ 1,867.15 R 1290 51000 21962.05 R 1,411 51000 11867.15 CUSIP NUMBER 248796 CA 0 R 1761 51000 1,867.15 7/1/1996 12 1296 51000 20629.85 CUSIP NUMBER 248796 CH 5 R 1763 51000 29629.85 7/1/2000 R 1326 5,000 10657.80 1 CUSIP NUMBER 248796 CC 6 R 1744 5, 000 1, 057.80 7/1/1997 R 1515 5,004 2,339.45 R 1757 50000 10657.80 R 1688 5,000 21339.45 CUSIP NUMBER 248796 CJ 1 CUSIP NUMBER 248796 CE 2 7/1/2001 R 1432 59000 10469.15 71/1/1998 R 1314 6,000 21090.95 R 1748 59000 11469.15 R 1610 5,000 21090.95 R 1771 5,000 1,469.15 R 1653 5,000 2,090.95 COMPOUND INTEREST 13ONDS Total Total Blaturity Bond Value Compounded Maturity Bond Value Compounded Date Number Called Amount Date Number Called An10Uht CUSIP NUMBER 248796 CK 8 r CUSP NUMBER 248796 CP 7 J 7/1/2002 RCK 600 $ 5,000 $ 11209.50 1/1/2016 CR2445 $ 59000 $ 241.20 IICJ1725 5,000 1,299.50 CR2451 10,000 482.40 R 1750 5 , 000 1,299.50 CR 2457 10, 000 482.40 CUSIP NUMBER 248796 Cl, 6 CR2459 15,000 723.60 7/1/2003 RCL 772 51000 11147.35 CR2460 25,000 11206.00 11 1752 5,000 1,147,35 CR2.461 5,000 241,20 R 1758 5 , 000 1 ,147.36 CR 2462 209000 964.80 CUSIP NUMBER 248796 CM 4 CR2463 50,000 2,412.00 7/1/2004 R 1570 5,000 1,011.05 CR2464 30,000 19447.20 R 1592 5,000 11011.05 CR2465 95,000 4,582.80 R 1755 59000 1,011.05 CH 2466 150000 723.60 CUS1P NUMBER 248796 CP 7 CR 2467 10,000 482.40 1/1/2016 CR 2174 5,000 241.20 CR2470 51000 241.20 CH 2175 5,000 2,11.20 CR2472. 20,000 964.80 CR 2206 51000 241.20 CR2475 15,000 723.60 CR 2242 5,000 241.20 CR2477 5,000 241.20 CH 2313 5,000 241.20 CH 2478 10,000 482.40 Cl? 2315 5101)0 241.20 CR 2484 5, 000 241.20 CR 2354 5,000 241 .20 CR2486 5,000 241.20 CR 2355 51000 241.20 CR2487 51000 241.20 The manner of shipment of your bond(s) is at your discretion, however, we suggest transmittal by insured or registered mail. In the case of any bonds which are registered for tin amount in excess of the called amount, the balance of that amount will be re-issued and returned along with it check for the called amount. Said bonds should be presented for payment at the Corporate Trust Office of NCNB Texas National Bank to either address listed below on July 1, 1990, after which date no further interest shall accrue or be paid on said bonds. Mail to., NCNB Texas National Bank P.O. Box 83050, Dallas, Texas 75283-0501 Deliver to: NCNB Texas National Bank 1025 Elm Street - 9th Floor Dallas, Texas 75202-3112 Dated: June 19 1990 I II j' NCNB TEXAS NATIONAL BANK Trustee C NOTICE Withholding of 20;1 of gross redemption proceeds of any payment made within the United States may be required by the Interest and Dividend Tax Compliance Act of 1983 unless the Paying Agent hits the correct taxpayer Identification number (social security or employer identification number) or exemption certificate of the Payee. Please furnish a properly completed Form W-9 or, exemption certificate or equivalent when presenting your securities. AENTOIIL COUNTY HOUSING MORNGAGFINANCE E R VENUE BONDS ON ! I~~ SING SERIES 1980, DATED 11/1,'SO Bonds Outstandin as of 12,/1 89 - ,TV QT tl $15,140,000.00 All reserve funds are intact and invested per investment Agreement with Citibank, N.A. dated December 1, 1980• Flistory~ Tendered Bonds Cul! llistor pate Tdered-__-_ou~ 30,000 Date mount of Call 105,000 12%01%85 $ 24_ 245, ,000 08 12/01/87 $ 905,000 /01/82 0/83 $ $ 26545,,000 000 112/01/88 2/01/89 $ 350,000 12/012/01/83 $ 130,000 06/01/84 $ 290,000 12/01/84 715,000 12/01/85 $ 5,000 Delia uenc Infer 0n as of 12/1/89 06/01/86 $ 26 1,110,000 13 Loans 599'799,23 12/01/86 $ 30 Days 8 Loans $ 401,718.44 52 06/01/87 $ $ 21,,120260,,000 11260,000 60 90 Days 5 Loans $ $ 555,000 06/ In Foreclosure 9 Loans $ 285 450,6U0976..05 12/01/87 06/01/88 $ 240,000 12/01/88 000 $ 535, 08/01/89 12/01/88 $ 295,000 ! nnnrtgK[~e Rate - 11.35: Outs~noort a to Balance as of 12/1189 245 Loans $11,601,959.37 r J Claims on y! Insurance_us of 12/1/89 Caaitns $ 321096.00 NCNB TEXAS NATIONAL BANK Trustee requests for the wo are providln[ this in response to release ble to ail! bondholders, without Priority- . This is for your lnformat only numerous of this data, in othat we might make It availa Mop ,y 1 NOTICE OF CALL FOR REDEMPTION OF BONDS April 1, 1990 DENTON COUNTY HOUSING FINANCE CORPORATION SINGLE FAMILY MORTGAGE REVENUE BONDS 1 SERIES 1982, DATED MARCH 1, 1982 i Pursuant to the terms of Section 3.01 of the Trust Indenture by and between the Denton Ceunly >iouslnq Finance Cr ofatlon and NCNB Texts Notional Bank, Successor to Is 1 RepublicBank Fort Worth. N A (formerly the First National Bank of of Fort Worlhl, 1I Is i hereby given that 5130,000.00 Princlpal amount of fully registered bonds shell be celled for redemption on April 1, 1990, al par plus accrued Interest io said date. In accordance with the provLoons of the Indenture, the Trustee has selected by lot the lollowing numbered bonds and amount from each bond celled for rodompUon: Maturity Intereel gland Amount I Nu6bn C1 Dale -RAto Number called 1 248796 AV 6 41.101 12.35 % no 178 5.000 241198 AW 4 4.1,1992 12.60 Y nN 242 85,000 ,000 246796 AX 2 4.1.1993 12,9o f0 229 5,000 248795 AY 0 4.111994 43.10nJ 279 248796 glA 1 4.1.2004 13.526% RL 1879 10.000 AL 1887 5,000 J RL 1694 5.000 1 RL 4905 6,000 I f RL 1908 10,000 AL 1907 10.000 nL 1908 6,000 The manner of shipment of your bond (sl Is et your cilsvetlon, howover, we suggest 8o amount inyoxce Insured the registered amount ntheebalancefof or. bonds a mount will be re-issued alnd returned along with a check for the called amount. Said Wnds shoutd be presented for payment at the Corporate Trust Office of NCNB annexue h or a paid on listed s18 elow on April 1, 1990, after which dale no loxes Natiiona Ban to further Interest Mall to; p Notional Bank 0. Box 830Ot Dallas, Texas 75283.0501 Deliver to: NCNB Texas Notlenal Dank 1025 Elm Street - 9th Floor 1 Dallas, Texas 75202.3112 I Dated! March 2, 1990 I NCNB TEXAS NATIONAL BANK Trustee NOTICE Withholding of 20% of gross redompptlon proceeds of anyy pa ni made within the United States may be required by Ilia Intorest and Dividend !ax Compllanco Act of 1983 unless the Paying Agent has the correcf taxpayer Identification number asocial security or r employer Identification number) or oxemptlon certificate of the Ps ee, Please furnish a youi p rr ety completed Form W-9 or exemption certlllcats or equlvalent when presenting D)T3 I~ MAR 5 !qp1 , I it I Jj 01 of k a rl'f" DFNTON COUNTY IIOUSINCI FINANCR CORPORATION 1 RFVHNU SINCLF. FS IL S M9 RTGA i) 3/15 g5 F BONDS \ MAR Bonds 0utstandin as of 9/1 89 it CUIIRFN'r INTFRF3'r BONDS Interest Principal Principal illa Rate Outstandin llltiturity interest Date e - - Date Rate Outstanding 8.80% $ 255,000 9/1/1994 310,000 3/1/1990 7,90% $ 215,000 3/1/1995 8.90% 330,000 9/1/1990 7.90% 200,000 3/1/1996 9,20% 170,000 9.40% 275,000 3/1/1991 8.25% 3/1/1997 305,000 9/1/1991 8,25% 230000 3/1/1998 9.50% 8.50 % 1901000 9.60% 330,000 3/1/1992 260,600 3/1/1999 9.70% 360,000 9/1/1992 8.50 % 3/1/2000 4,830,000 3/1/1993 8170% 300220,,000000 9/1/2,005 10.00 % ' 8.70% 9/1/1993 265,000 3/1/1994 8,80% COMPOUND INTF.RFS,r BONDS ~IATURFD VALUE Maturity Principal Principal Oatstandin maturity Outstanding Date_ Date _ $ 355,000 $ 365,000 9/1/1999 3600000 9/1/1995 360,000 9/l/2000 15,000,000 9/1/1996 360,000 9/1/1997 355,000 9/1/1998 are intact and invested per investment Agreement with Citicorp, N.A. dated All reserve funds April 11, 1985- Delin uenc Information }at!°n as °f- 9 Call-!21 tor 10 Loans $ 576,191.56 30 Days 2 Loans $ 71,482.80 Date Amount 3 j 8 26 .Call38 60 Days 1 Loan 64,938.85 5/1/86 11,4238 90 Days 166, $ 1,35.19 In Foreclosure 9 Loans $ 426,790.82 ' $ 513335838-.119 5113 3i 3/1/87 9/1/87 $ 176,88,38895..191 3/1/88 $ 374,927.80 - 10.80% 9/1/88 $ 231,118.10 M ort a e Rate 3/1/89 $ 401,047.86 9/1/89 r uutstandin Mora. e0BBa-llance as 134 of X10>297, oat insurance on this bond program. The bonds are insured under tyre Municipal Bond G 1, 1985. p uaranty insurance Policy with Municipal Bond Insurance i~AI.iDANKdeted April 1 There is no NCNB TEXAS ee ',his is for your information only. lYe are providing this in response to numerous requests for the release of this data, in order that we might make it available to all bondholders, without priority. i air ~VNOTICE OF CALL FOR REDEMPTION OF BONDS March 1, 1900 DENTON COUNTY HOUSING FINANCE CORPORATION SINGLE FAMILY MORTGAGE REVENUE BONDS SERIES 1966, DATED MARCH 15, 1905 Pursuant to the terms of section 3.01 of the Trust Indenture by and between the Donlon Count HousinRRgg Finance CorrFPporalion and NC 1ND Texas NAllonal epu Bsnk~FortcWorth. N.A.),, notice is herein giventthat $523,11222 pr uolpal amount plus leccroed interest bondsto satdidale oo Gu~ren llntertest Payln9rUonds ay d at ttoo , compounded amount on compound interest Bonds. In accordance with the provisions of the Indenture, the Trustee has selected by 101 the Ioliowing numbered bonds and amclmt from each bond called for redemptlon: CURRENT INTEREST PAYING BONDS Bend Amount MAN I lty InlareN Number Called Meturlry intarlel Bond Amount Date _Rala_ _ ONI Rata Number CUled 06giP NUMBER 24019) AU 6 CUSIP NUMBER 218791 AJ 17 3,1,1996 9.20 864 6.900 9.1. 1990 7.9D% 181 5.000 3132 150000 .000 4042 5,000 4129 CUBIP NUMBER 20107 Ax 8 CU 91P NUMBER 218197 AW 2 5000 _ 3.1.1991 6.25!: 4904 5 5.000 &11991 940". 4100 10,000 CUS1p NUMBER 240797 At 6090 5,000 CUBIP NUMBER 218791 AT 6 9L1401 B2Y< 311098 9.50°• 3130 5•~ 6011 5.000 fi06 5,000 CUSIP NUMBER 241791 AM / 3735 5.000 3-1.1492 8.60". 3697 5.000 Cu91P NUMBER 246797 SA 9 3704 5.900 666 3.1 1999 9 60° 3 15,000 C1161P NUMBER 240191 AN 2 5.000 3010 9 1.1942 B 50°'+ 3593 CUBIP NUMBER 248797 BC 5 000 901 6 1013 5.000 3121100 0.70°4 3216 3680 55000 .000 1 CU5IP NUMBER APT 140526 5000 0 5.000 35.1993 8,10% 0ti 2006 5000 5.000 Cu SIP NUMBS 1197 BE I CUSI9 HUMBER 216791 AO 6 9.1.2005 0.0Oti 34604 ry O~QO 9.1.5993 670% 3844 55.000 ,000 3609 5.000 3746 15.000 CV41P NUMBER 240117 AR3831 5.000 3854 SA00 31.1994 a W. 885 5,000 5932 5.000 3129 5.000 4018 5,000 4105 6,000 4111 30,000 5000 CLLBI9 NUMBER 216797 BOJ4 5 ~ 4„4 35 DOD I 9.1.1891 090'b 4115 65,000 4143 5800 4516 115,000 0,000 CU91p NUMBER 2079/ AS 1 4111 3•L1995 a.90% 3537 6.000 4119 5,000 3913 5,000 4120 40,000 4105 $,000 4160 6,000 i COMPOUND INTEREST BONDS Total Total Malumv Rend Val" Compounded Maturxy Sa1d VPI" conpounded Dale NVmber CUa ta Calved .-Alnounl - Dols Number Coiled . _ Amount - NUMSEmb e r 828 .r CUSIP NUMBER 28797 AT / 9.19999 2169 5,000 2,226.06 9.1105 1458 $ 000 3,064.79 2285 1000 4452.16 i 1516 5,000 3,OB4,79 C0511, NUMBER 241797 Be 7 2016 5,000 3.064.19 9.1.1999 1623 6 DOD 2005.74 6.000 3,064,78 2,005,74 CUBIP NUMBER 211191 AV A 244 400000 2,005.74 9•L 1996 313 6,000 2,751.02 CUSIP NUMBE 244191 03 2,751,82 1,812.74 2162 6000 6,503.64 9'1 .,.ON 3.625.48 2238 10000 811 10,E 4.6 5.48 CUSIP NUMBER 20197 Ax 0 2.414 .04 2312 Q 74 9.1.1991 2252 6,000 2,474,84 2201 5.000 2,474.64 2310 6,~ 247484 ' 2335 6.000 The manner of shl9mo~t of your bond(s) Is at your discretion, however, we suggest transmittal by `nsurod or registered mail, In the case of any bonds which ss Of arnouni e Of 9mreitered befre•1 suedoand returned alongB thl adcheck for tthe he Celled am ount, Said bonds should be presented lot payment at the Corporate Trust Otlice 1090. of NB aftecwhich Texas no tllurtheraIneresttshall accrue oir be pbelow on aid on Said rbondsd Mall W NCNB Texas Ntl10n11 Bonk 041NO IM NCNB Taea% Netlmal Bank Y.O. Sox 830601 1025 elm 6u Bet75202- 9th rw ` D414 S, Ta48e 762&70501 05435. T(i .3112 I[7 Dated' February 1,1090 i NCNB TEXAS NATIONAL BANK True180 ND7,CE p qq D Withholding of of ag,ross y bredemption ptheeinterest An d BOlvldend Tax I within the e United States may be require paying b by ess IdentlllcellonAnumf 193 ber9 9loclalI secu ity~~toyer denffl-~allonenumberr) yor rrb a~ exemption certitlcale of the Payee. Please furnish a properly completed Form W FE B G 9 or exemption cerllficate or equivalent when presenting your' se_ ou_ r~tlee. CIiY b}pp p(;ERS ~FflCE,_ DFNTON COUNTY IIOUSING FINANCE CORPORATION SINGLE FAMILY MORTGAGF RFVFNUF BONDS SERIFS 1981, DATED 7/15/84 r~ Bonds Outstanding as of 7/1/89 ° CURRI?NT INTEREST BONDS if1 Maturity Interest Principal Maturity Interest Principal )hate Rate 0 utstandin Ditto Rate Uukstandi~ - ° 1/10990 9.2590 $ 85,000 1/1/1994 10.20 96 $ 85,000 9.2540 90,009 7/1/1994 10.20% 110005,000 000 7/1/1990 900000 1/1/1995 10.40% + 1/1/1991 9.509 7/1/1991 9.50% % 110,000 1/1/1996 10.60% 120,000 r 110,000 1/1/1987 10.75% 125145,000 ,000 1/1/1992 `)•7 5 120,000 1/1/1998 10.90% 7/1/1992 !1.00% 1/1/1999 11.00% 165,000 14205,,000000 1/1/2011 11.7546 51440,000 7/1/1991/1/19933 1100.. 00 0090 % 120,000 COMPOUND INTEREST BONDS MATUREM VALUE Maturity Maturity Principal Principal Outstandieg Maturity Ditto Outstanding Date 7/1/2601 $ 255,000 7/l/1995 $ 170,000 7/1/2002 260,000 7/1/1996 180,000 7/1/2003 260,000 7/1/17/1/1997 998 200205,,0 0000 7/1/2004 260,000 0 7/1/1999 2059000 1/1/2016 61640,000 7/1/2060 215,000 J Mercantile National Bank at Dallas (MBank Dai]asA dated July 15,n1984 with Bank One, 'texas, N.A. (formerly Delin ncInformation asof Call History Amount of Call 30 Days 14 Loans $ 790,472.60 Date 60 Day's 4 Loans $ 204 '.057.29 .13 2/1/8 6 ? 1 , 8 14 ,7 15. 35 f $ 1,187,008.20 90 Days 11 Loans $ 3 64321,,758158.65 7/1/87 t/1/87 $ 2,1320587.20 In Foreclosure 9 Loans $ 1/1/88 $ 1,1300879.05 7/1/88 $ 263,943.80 1/1/89 $ 531,661.20 Mortgage Rate - 12.00% 7/1/69 $ "72,613.45 Outstandin Mort a e Balance us of 7/1/89 Mtya oans 8,4r) 77'j483.64 Claims on Pool Insurance as$of 7'598,670.00 NCNB TFXAS NATIONAL DANK TrUatee This is for your information onlyeproviding iit aviailnble to all bon dh olders, witho tspriorilty. release of this data, in order that we lnight m k ' t NOTICE OF CALF. FOR 1 !j REDEMPTION OF BONDS CI'iYOFfi IINO1 January 1, 1990 CITY N!"JJGtiiS 01FIf,F. DENTON COUNTY MOUSING FINANCE CORPORATION SINGLE FAMILY MORTGAGE REVENUE BONDS SERIES 1984, DATED 7/15/84 pursuant to the terms of Section 3.01 of the TrUSt Indenture by and between the Denton County Efousing Finance Corporution and NCNB Texas National Bank, Successor to First RepublicBank Fort Worth, N.A. Uormerly InterFirst Funk Fort Worth, N. A,), notice is hereby given that $530,214.80 principal amount of fully registered bonds shall be called for redemption on January 1, 1990, at par plus accrued interest to said date on Current Interest Paying Bonds and at the compounded amount on Compound Interest Bonds. In accordance with the provisions of the Indenture, the 'T'rustee has selected by lot the following numbered bonds and amount from each bond called for redemption: CURRENT INTEREST PAYING BONDS Maturity Interest Bond Amount Maturity Interest Bond Amount Date Rate Number Called Date Rate Number Called CUSIP NUMBER 248796 BN 3 CUSIP NUMBER 248796 BX 1 7/1/1990 9.25% It 2Oa6 $ 5,000 1/1/1995 10.40% R 2009 $ 51000 CUSIP NUMBER 248796 13P 8 CUSIP NUMBER 248796 BY, 6 1/1/1991 9.50% R 1893 5,00() 1/1/1996 10.610% RB% 572 51000 CUSIP NUMBER 248796 BQ 6 R 1709 51900 7/1/1991 9.5046 R 1877 6,000 CUSIP NUMBER 248798 CB 8 CUSIP NUMBER 248796 BR 4 1/1/1997 10.75% R 1885 50000 1/1/1992 9.75% R 2020 5,000 R 2023 5,000 j CUSIP NUMBER 248796 BS 2 CUSIP NUMBER 248796 CD 4 7/1/1992 9.7596 R13S1153 5,000 1/1/1998 10.90% It 2024 10,000 R 2035 5,000 CUSIP NUMBER 248795 CF 9 CUSIP NUMBER 248796 BT 0 1/1/1999 11.00% RCF 827 50000 R 1823 5,000 1/1/1993 10. 00% R 2033 51000 R 2034 5,000 CUSIP NUMBER 248796 CN 2 CUSIP NUMBER 248796 BU 7 1/1/2011 11.7590 DR 889 5f000 7/1/1993 10.00°o R 2022 5,000 DR 894 3350000 DR 895 5,000 It 2029 5,000 DR 898 5,000 CUSIP NUM13FR 248796 BV 5 R 1925 5,000 I/l/1994 10 .201,Y) R 1992 ),000 CUSIP NUMBER 2485'96 BW 3 7/1/1994 10.20% R 3661 5,000 COMPOUND INTEREST BONDS Total Total Maturity Bond Value Compounded Maturity Bond Value Compounded Date Number Called Amount Date Number Called Amount CUSIP NUMBER 248796 BY 9 - CUSIP NUMBER 248796 CE 2 960.05 7/1/1998 It 1666 $ 5,000 $ 1, 7/1/1995 RE31' 51 $ 5,000 $ 2,810.95 RCJ 1't 1),3 5,000 2,810.95 7/1/1999 UNUM131IR 02448796 CU 7 000 5,303.10 CU51P NUMBER 248796 CA 0 r CUSIP NUMBER 248796 CH 5 7/1/1996 R 1297 97 9,00 2,492.7v 0 1,568.75 R 1299 5,000 0 2,492.75 7/1/2,01)0 R 1386 5Dp+ 11568'75 CUSIP NUMBER 248796 CC 6 RCJ 1733 5,0(10 1, 7 /1 /1997 RCC 211 11 5,000 2,215.90 it 1617 5,000 '568.75 It CC 217 5,000 2,215.90 CUSIP NUMBER 248796 CJ 1,389.55 R 1566 5,(1()0 2,215.90 7/1/2001 R t413 5,0011 1,389389..55 CUSIP NUMBER 2.48796 C1: 7. 1 R t('J 117712.2 2 55,,000 000 1 R 1., 515 7/1/1998 R 16'6`060 5,()00 1,980.05 .f COMPOUND INTEH}'sST BONDS Total Total Value Compounded Compounded Maturity Band Amount Value Dates - Number Called ~ [Maturity Bond rlmount Date Number Called CUSIP NUMBER 248796, C}' $ 227.25 CUSIP NUMBER 248796 CK 8 1/1/2015 CR2323 $ 50+00 227.25 $ 1,228.55 CI{23 5+000 , .Cis 227.25 .,3 7/1/2002 RCI( 682 $ 5,1100 1 2?.8 it 1486 5,000 CR2396 6,00 1 363.50 RGJ1724 5,000 L,228.55 C11 2420 351 0000000 227.25 1'228.55 C1t2421 0, ]{CJ 1735 `i,t)00 10 000 454. SO CUSIP NUMFER 248796 G1, 6 (,It 2423 081.75 ' 1 084 .20 CR 2426 15,000 909.00 7/1/2003 RCI, 778 ~~~0~ 1,084.20 GIt2427 20,000 1583 35,000 1,590.75 11 1678 6,000 1,084.20 CR2,128 , 2,727.00 5,000 1,084.20 CR242.9 60,000 r R lfi0fi 60,000 2,727.00 ` CUSIP NUMBER 248796 CM 4 CFt243U g 090.50 5, DO() 954.95 CH 2431 O0, 000 227.25 7/1/21104 RG}1728 10,000 1,909.90 CR2433 5,000 i 1tCJ1729 954.95 51000 227.25 RCJ1730 5,000 CR2434 287,25 CR2438 5,(100 CUSIP NUMBER 248796 CP 7 ,154.50 , 000 227.25 1/1/2016 CR 2059 101(100 227 R 2447 55 000 227.25 1 cR 2139 000 .25 OR 2447 454.50 CR 2136 ),000 68L76 CR2448 10,000 10 5 000 227.25 CR 2181 5,000 227.25 GR2449 227.25 CR 2243 10,000 454'50 CR2452 5,009 ?.27.25 59000 GR 2265 c ' Your discretion, however, we suggest bonds which are registerod of and hc t case The mannerofship~neregisteredrmtojount, ld{In is transmittal by insured called amaunt,f that amount will be re-issue l balance an amount in,excess ~ chile cfore the till ith and returned ala g Said bonds should be pre.:nted for payment at he corporate `trust Office of NCNB shall a either address be listd on saielow OR January 1, 1990, after wh ch date Texas National 13ank to rue or bonds. no further interest Mail to: N CN 3 Texas Bank Dallas, Texas 75283-0501 Streettionyth Floor Deliver to: N 1025 EAM C N13 Tex"s Dallas, Texas 75202-3112 Dated: December 4, 1989 NCN13 TEXAS Trustee BANK NO__ TIC1% roceed- of any paymont tTtacie within the Act }Vithltolding of 20% of gross reclemQtion p Tax O United states may be required by the Interest and lident ficstlonCnuimbernI oc al securi8ty nS'dC-, the paying A;,ent has the correct taxpuy ng nti or employer identlfieation number) or ecxemmption certificate of the Payee. Please furnish a properly completed form 1V-9 or ex plion certificate or equivalent when prone o l y'OUl' SCCll1'ItiC4. v DENTON COUNTY HOUSING FINANCE CORPORATION SINGLE, FAMILY MORTGAGE REVENUE BONDS SERIES 1980, DATED 11/1/80 D T DEC Bonds Outstanding as of 6/1/89 I FDfIJ~QN-M $15,675,000.00 CfTY MItNAOERS OFFICE All reserve funds are intact and invested per Investment Agreement with Citibank, N.A. dated December 1, 1980. Cuff History history of Tendered Bonds Date Amount of Call Date Tendered Amount 06/01/82 245,000 12/01/85 $ 30,000 06/01/83 $ 265,000 12/01/87 $ 1650000 12/01/83 $ 45,000 12/01/88 $ 905,000 06/01/84 $ 130,000 12/01/84 $ 290,000 12/01/85 $ 715,000 06/01/86 $ 265,000 Delinquency Information as of 6/1/89 j 12/01/86 $ 111101000 06/01/87 $ 291200000 30 Days 24 Loans $ 1,0911652.93 { 12/01/87 $ 112600000 60 Days 3 Loans $ 128,416.66 06/01/88 $ 555,000 90 Days 8 Loans $ 400,809.48 12/01/88 $ 2409000 In Foreclosure 9 Loans $ 412,522.68 06/01/89 $ 5350000 Outstanding Mortgage Balance as of 6/1/99 Mortgage Rate - 11.35% 252 Loans $11,962,210.23 { Claims on Pool Insurance as of 6/1/89 3 Claims $ 25,096.()0 1 NCNB TEXAS NATIONAL BANK Trustee ,rhis is for your information only. We tire providing this in response to numerous requests for the release of this data, in order that we might make it available to all bondholders, without priority. lJ ~ OCT - 3 I C . C DENTON COUNTY HOUSING FINANCE CORPORATIO s VENUE BONDS I SINGLE. FAMILY MORTGAGE RE SERIFS 1982, DATED 3/1/82 Bonds Outstandin as of 4/1/89 CURRENT INTEREST BONDS Maturity Interest Principal Maturity Interest Principal Rate Outstanding Oitstandin Date Date Rate 4/1/1093 12.90 % $ 135,000 4/1/1990 12.10% $ 80,000 4/1/1994 13.10% 140,000 4/1/1991 12.35% 110,000 4/1/2004 13.625% 21190,000 4/1/1992 12.60% 115,000 i All reserve funds are intact arid invested Per Investment Agreement with Citicorp, N. A. dated March 1, 1982. i I Delin uq ency Information as of 4/1/89 Callliistory ~ 6,282.26 6 Loans $ 27,639.26 30 Day's Amount of Call Date 60 Days 2 Loans $ 66 12,065,000.00 209,63'1.25 i 04/01/84 10%01/83 $ 4259000.00 90 Days 5 Loans $ l , 10/01/84 $ 1,1451000.00 In Foreclosure 3 Loans $ 88 498.45 04/01/85 $ 5650000.00 10/01/85 $ 4159000.00 I 04/01/86 $ 1,370,000.00 10/01/86 $ 2,6709000.00 Mortgage Rate - 13.55% 04/01/87 $ 1,935,000.00 10/01/87 $ 845,000,00 04/01/88 $ 485,000.00 10/01/88 $ 5150000.00 1 04/01/89 $ 70,000-00 I ir 30 OutstandingMort a e Balat colas of 4/1/ 89 77 Loans Claims on pool Insurance as of 4/1/99 12 Claims 84,315.00 NCNB TEXAS NATIONAL BANK TRUSTEE This is for your information only. We are providing this in response to numerous requests for the release of this data, in order that we might make It available to all bondholders, without priority. 1 I SEP 121989 NOTICE OF CALL FOR CI 0l N 11EDEMPTION OF BONDS CIIY h1AUA0EA5 OFI iCE.,._... I September 26, 1989 DENTON COUNTY HOUSING FINANCE CORPORATION MULTIFAMILY HOUSING REVENUE (CERTIFICATE OF DEPOSIT PROGRAM) SERIES 1987-B, DATED DECEMBER It 1982 SAVERS FEDERAL SAVINGS AND LOAN ASSOCIATION 1 Pursuant to the terms of Section 3.01 of the Trust Indenture by and between the Denton County }lousing Finance Corporation and NCNB Texas National Bank, Successor to Firsl RepublicBank Fort Worth, N.A. (formerly the First National Bank of Fort Worth), notice Is hereby given that the entire principal n0 0 19891,IIl at par gl Pluseacoi° ed Inshall terestetoa for redemption said for on September 26 date. The manner of shipment of your bond(s) is at your discretion, however, id bonds should we suggest transmittal atsthedCor mOfficeail. NCNB Texas National for for payment National Bank to either address listed below on September 269 1989, after which date no further Interest shall accrue or be paid on said bonds. Mail to: NCNB Texas National Bank P.O. Box 830501 Dallas, Texas 75283.0501 8th Floor Bank Deliver to: 35NCNB Texas 0 North St, Paul National Dallas, 'T'exas 75201 Dated: September 11, 1989 i NCNB TEXAS NATIONAL BANK Trustee NOw T__IC19 Withholding of 20% of gross redemption proceeds of any payment made within the United States may he required by the rtheacorrectiaaxpayer Compliance Act of 1983 unle.[s the Paying Agent Identification number (social security or employer Identifficatio number) or exemption certificate of the Payee. Please furnish a properly completed Form 11-9 or exemption certificate or equivalent when presenting your securities. R rte" t --w-- _ DENTON COUNTY HOUSING FINANCE CORPORATION } SINGLE FAMILY MORTGAGE REVENUE. BONDS S~P SERIES 1985, DATED 3/15/85 IY I ~ 1 _ MA AgRS Dff'ICE Bonds Outstanding; as of 3/1/89 . . CURRENT INTEREST BONDS Maturity Interest Principal Maturity Interest Principal Date Rate OutstandinE -Date Rate Outstanding 9/1/1989 7.60% $ 185,000 3/1/1994 8.80% $ 275,000 a 3/1/1090 7.90 % 225,000 9/1/1994 8.80% 265,000 9/1/1990 7.90% 210,000 3/1/1995 8.90% 320,000 I 3/1/1991 8.25% 1750000 3/1/1996 9.20% 345,000 ! 9/1/1991 8.25% 240,000 3/1/1997 9.40% 285,000 3/1/1992 8150% 1957000 3/1/1998 9.50% 3150000 9/1/1992 8.50% 270,000 3/1/1999 9.6096 345,000 3/1/1993 8.70% 230,000 3/1/2000 9.70% 3750000 9/1/1993 8.70% 310,000 9/1/2005 10.00% 5,025,000 COMPOUND INTEREST BONDS MATURED VALUE Maturity Principal Maturity Principal Date Outstandin _ Date Outstanding 9/1/1995 $ 380,000 9/1/1999 $ 370,000 9/1/1996 375,000 9/1/2000 375,000 9/1/1997 376,000 9/1/2011 150000,000 9/1/1998 3700000 All reserve funds are Intact and Invested per Investment Agreement with Citicorp, N.A. dated April 11, 1985. Call lllatory Delinquency Information as of 3/1/89 Date Amount of Call 30 Days 8 Loans $ 482,375.95 5/1/86 11,4230826.38 60 Days 1 Loan $ 71,134.78 3/1/87 $ 1,1651335.19 90 Days 1 Loan t 50,605.84 9/1/87 $ 513,838.15 In Foreclosure 11 Loans $ 412,017.60 3/1/88 $ 176,895.91 9/1/88 $ 374,927.80 M ertgage Rate - 10.80% 3/1/89 $ 231,118.10 Outstanding Mortgage Balance as of 3/1/89 167 Loans 101472,851.92 There is no pool Insurance on this bond program. The bonds are insured under the Municipal Bond Guaranty Insurance Policy with Municipal Bond Insurance Association dated April 11, 1985. NCNB TEXAS NATIONAL BANK TRUSTEE This is for your information only. we are providing this in response to numerous requests for the release of this data, in order that we might make it available to all bondholders, without priority. , r NOTICE OF CALL FOR REDEMPTION OF BONDS October 1, 1989 CORPORATION HOUSING FINANCE DE gTION C FAMILY MORTQAQE REVENUE BONDS SERIES 1982, DATED MARCH 1, 196 Ind between the Denton rallon end indenture IBnk, Successor to First Pursuant to the forme of Secpon 3.01 o f the NCNB TrusTexas t st in National celled for N A (lot riy the Him u by Nstlon0l 1381114 of Fort hall Wcr1 be lot nOt"Is county HOpsln Finance Gorpo gg cl aIBlue eccof fully registered d bond data' the harpeby cg9 enk 1al y2D0,0 dn redempllon on October 1. 1099, at p plus accordance with the provisions of the lndenlu the Trustee bas selected numbered bonds and Amount from each bond called for redemption: ion: Amount in icllOwln9 lui Interest R4U el Nu_m_ber called CumA [)a[* - 5,000 FIF 233 N_- umhral 12.10 % sO 1 1 5.0 411.1990 12,75°b a6 5.000 / \1 248796 AU 8 4,1.1991 ItB 187. 5.000 248i9B AV 8 a 12.so `b RN 199 6000 219798 AW 1 6.1.5992 RN 246 6A00 NI 152 248796 Ax 2 4•I.5983 12'90 % RI 227 Fl) 278 6,690 13.10 % 6,000 41.5994 n) 205 6090 248798 AY 0 13.026% RL 1852 6,00 4.62004 St. 1867 6,000 266799 B.4 1 RL 188t 5,000 RL 1882 15,000 RL I80 16.000 J RL IRR093 " 105,000 The manner of shipment of your bond(s) Is at your dViseretlon,l arer,egwe eug~f . I r, the he beancAfol ih eemounwlAbe re-llsstwd and 00.0 sn amount bn insur d or re istler am all, NCNB returned along with a Check fe h°sd Co rporabs I~G+ ment at the (;0 r 1 1, 1989, afteOrMwhichidata no Sold bonds should be P 9 low on October , NBUonal Bank to elther addeeeld On sa a bord6, Taxes Texasr nttrest shall accrue or be p i unth Mall nt NCNB Texas National Bank 1to: i p,0. Box 9306Dt Dallas, Texas 76293-0501 National DaliWr lo: NCNB Texaa Bank 350 NorthSt. Paul - 8th Floor Dallas, Texas 76201 Dazed: September 1, 1989 1 NCNB TEXAS ATI NAL BANK Trustee NOTICE payment made wRhin the of roes rademptwo proceeds of eny Y C Aance Act of 1993 y the correct tax interest and Dividend Tox bar sor'lal securlty of Withholding of required b ayer ide ofntifwabOn (I I r Untied Stales maY pp furnIsti a P iho unbar the payln9 A9Ant has the axemPlwn Ce,yhoate e Yee • when e pesen 1ng employer Identlf 8toln number) or xemplion certifwete or equ i property completed Form W0 or a ` J your securities. r ~r C SFP_~~ f CiTYIMATIAGCRS (}F+ 't s DENTON COUNTY ,LOUSING FINANCE CORPORATION SINGLE FAMILY MORTGAGE REVENUE BONDS SERIES 1984, DATED 7/15/84 Bonds Outstanding as of 1/1/89 CURI?ENT INTEREST BONUS Maturity Interest Principal Date Re Maturity interest principal Outstanding Date Rate Outstu_ nding 7/1/1989 1/1/1990 9,25% $ 95,000 1/1/1994 10.20% $ 950000 7/l/1990 c `95,000 7/1/1994 10,20% 1/1/1991 9.25% 100,000 1/1/1995 110,000 9.50% 100 000 10,40% 115,000 7/1/1991 9.50% 120,000 1/1/11/1/1997 996 1100.60% 1359000 % 7/1/1992 5,75% 120,000 .90% 0 1/1/1998 13,000 i/1/I993 9,75% 1`40'000 1/1/1999 11,00% 160,000 992 f I 7/1/1893 1D.00% 130,000 1/7/2011 11.75% 180,000 i 160,000 5,955,000 COMPOUND INTEREST BONDS MATURED VALUE + Maturity Date Principal Aaturity Outsten ft Date Principal 7/1 /1995 Outstanding 7/1/1995 1851,000 7/l/2001 $ 280,000 7/1/1997 $ 195,000 7/1/2002 7/]/1998 220,900 7/1/2003 2851000 7/1/1999 2250000 7/1/2004 285,000 ' 7/1/2000 225,000 I/]/2016 285,000 235,000 712701,000 All reserve funds are intact and Invested per Investment Agreement with Deposit Insurance Bridge Rank, N.A. (formerly Mercantile National Bank at Dallas [MBank Dallas]) dated July 15, 1084, Call i_ !story Delinquency Information as of 1/1/89 Date Amount of Call 2//886 '11,614,715,35 30 Days 6 Loans $ 428,684.57 ~ 1/1/87 60 Days ] Loan $ 1,187,008,20 $ 730520,90 7/1/87 $ 2,132,587.211 90 Days 6 Loans $ 4271891.97 1/1/88 In Foreclosure 12 Loans $ 7150922.25 $ 1,130,879.05 7/1/88 $ 263,943,80 1/1/89 $ 5311661.20 ~'lortga~ ge Hato - 12.00% Outstandin¢ Mort a e Balance as of 1/1/89 238 Loans 7 8o 262 Claims on Pool lnsurunceasofl/l/89 6 Claims ~ 52,15A.00 ;1 `i~ ~~j NCNIS TEXAS NATIONAL BANK yy 7'ItUSTEIi I..._ CrlYrrtnrr, r,r;r;,Itr K... This is for your information only, We are providing this in response to nttrnerous requests for the rcleatse of this data, in ado{' {hut We might make it available to ali bondholders, without priority. DENTON COUNTY HOUSING FINANCE CORPORA'T'ION SINGLE FAMILY MORTGAGE REVENUE BONDS SERIES 19840 DATED 7/15/84 Bonds Outstandin us kf 1/1/89 CURRENT INTEREST FONDS Maturity Interest Principal Maturity Interest Principal _Date_ Rate Outstanding Date Rato Outstanding 7/1/1989 9.00% $ 959000 1/1/1994 10,20% $ 95,000 1/1/1990 9.25% 95,000 7/1/1994 10.20% 110,000 7/1/1990 9,25% 100,000 1/1/1995 10.40% 115,500 1/1/1991 9.50% 100,000 1/1"1996 10.60% 1309000 7/1/1991 9.50% 120,000 1/1/1997 ?0.75 % 135,000 1/1/1992 9.75% 120,000 1/1/1998 10.90% 160,000 7/1/1992 9.75% 130,000 1/1/1999 11.00 % 180,000 (/1/1993 10.00% 130,000 1/1/2011 11.75% 5,955,000 7/1/1993 10.00% 1609000 COMPOUND INTEREST BONDS MATURED VALUE , Maturity Principal Maturity Principal Outstanding Date Outstanding Date 1J i 7/1/1995 $ 185,000 7/1/2001 $ 280,000 ? 7/1/1996 195,000 7/1/2002 285,000 7/1/1997 220,000 7/1/2003 2859000 7/1/1998 225,000 7/1/2004 285100D 7/1/1999 2259000 1/1/2016 7,270,()00 7/1/2000 235,000 E All reserve funds are intact and invested per Investment Agreement with Deposit Insurance Bridge Rank, N.A. (formerly Mercantile National Bank at Dallas (MBank Dallasl) dated July 15, 1984. Cali Ilistoty Delinquency Information us of 1/1/89 Date Amount of Call 30 Days 6 Loans $ 428,884.57 2/1/86 11,614,715.35 60 Duys I Loan $ 73,520.30 1/1/87 $ 1,187,008.20 90 Days 6 Loans $ 427,891.97 7/1/87 $ 211320587.20 In Foreclosure 12 Loans $ 7150422.25 1/1/88 $ 11130,879.05 7/1/88 $ 263,943.80 Mortgage Rate - 12.00% 1/1/89 $ 631,661.20 Outstanding Mort age Balance as of 1/1/89 138 Loans 8,875,262.65 Claims on Pool Insurance as of 1/1/89 6 Claims $ 52,158.00 .)1h. + 5189 R NCNB TEXAS NATIONAL 13ANK GlY (iF°UFtaI0';"i" CITY fIANACEkS piFfCI? TRUSTEE This is for your information only. We are providing this in response to numerous requests for the release of this data, in order that we might make it available to afi bondholders, without priority. DENTON COUNTY HOUSING FINANCE CORPORA71 K f I SINGLE FAMILY MORTGAGE REVENUE BONDS SERIES 19809 DATED 11/1/80 JUN _ 5 1931 4'I 1 u W ITY 0 MR fUrl--- Bonds OutStanding as of 12/1/88 C CITY MANAURS OFFICE j I $16,820,000.00 All reserve funds are Intact and Invested per Investment Agreement with Citibank, N.A. dated December 1, 1980. ~ t_or Delinctuency Information _as of 12/1/88 I Call lii~ 30 Days 17 Loans $ 743t292.81 l Date Amount of Call 80 Days 7 Loans $ 339,544.58 08 el 82 245,000 7 Loans $ 393,887.27 12/01/83 $ 45,000 In Foreclosure 9 Loans $ 451,861.93 08/01/83 $ $ 265, 000 90 Days 06/01/84 $ 130,000 f 12/01/84 $ 290,000 12/01/85 $ 715,000 06/01/86 $ 265,000 12/01/86 $ 1,1109000 Mortgage Rate - 11.35% 06/01/87 $ 21120,000 12/01/87 $ 1,260,000 06/01/88 $ 5559000 12/01/88 $ 11145,000 i Outstanding Mort a e Halance as of 12/1188 261 Loans $12,488,511.08 lip Claims on Pool Insurance as of 12/1/88 2 Claims $ 16,351.35 NCNB TEXAS NATIONAL BANK Trustee requests available to all bondholders, without p iority. for 'Phis for is data, in order th ut we might ent providing release of this NOTICE OF CALL FOR REDEMPTION OF BONDS July It 1989 DENTON COUNTY HOUSING FINANCE CORPORATION DATED REVENUE BONDS SINGLE FAMILY MORTGAGE 7/15/84 SERIES to the terms of Section 3.01 of the Trust Indenture by and between the Denton Pursuant County Housing Finance Corporation and NCNB 'Cexas National Dank, Successor to First 1 RepublicBank Fort Worth, N.A. (formerly InterFirst Dank Fort Worth, N.A.), notice is hereby given that $772,613.45 principal amount of fully registered bonds shall be called for redemption on July 1, 1989, at per plus accrued Interest to said date on Current Interest Paying Bonds and at the compounded amount on Compound Interest Bonds, thelfollowinga umbered bonds and amount from each bond called rfor redemption: by lot CURRENT INTEREST PAYING BONDS Maturity Interest Bond Amount Maturity Interest Bond Amount Date Rate Number Called Date Rate Number Called CUSIP NUMBER 248796 BX 1 CUSIP NUMBER 248796 BM 5 1/1/1990 9.25% R 1804 $ 10,000 1/1/1995 10.40% R 1967 $ 51000 R 2005 5,000 CUSIP NUMBER 248796 BN 3 CUSIP NUMBER 248796 B7. 6 i 7/l/1990 9.25% RBN1012 51000 5 000 RBN1028 5,000 1/1/1996 10.60% RBI. 563 5000 CUSIP NUMBER 248796 BP 8 R 1718 ~ 1/1/1991 9.50% RBP 264 5 r,000 CUSIP NUMBER 248796 CB 8 R 1730 51000 1/1/1997 10.75% R 1.896 59000 I R 1982 5,000 CUSIP NUMBER 248796 BQ 8 CUSIP NUMBER 248796 CD 4 7/1/1991 9.50% R 1957 5,000 R 1958 59000 1/1/1998 10.90% R 1683 6,000 j ' R 1832 5,000 CUSIP NUMBER 248796 BR 4 R 1851 5,000 I /l/1992 9.76% R 1892 10,000 CUSIP NUMBER 248796 CF 9 CUSIP NUMBER 248796 BS 2 1/1/1999 11.00% RCF1553 5,000 7/1/1992 9.75% R 1983 5,000 R 1990 51000 R 1833 59000 4 ~ R 1889 x,000 CUSIP NUMBER 248796 BT 0 CUSIP NUMBER 248798 CN 2 1940 59000 1/1/1993 10.00% R 1984 5,000 1/1/2011 11.75% DR 169 5,000 DR 682 5,000 CUSIP NUMBER 248796 BU 7 DR 680 5,000 7/1/1993 10.00% RBU1251 5,000 DR 884 50000 R 1810 10,000 885 10,000 CUSIP NUMBER 248796 BV 5 DR 5100D DR 885 410,000 1/1/1994 10.20% R 1979 DR 887 6,000 R 1985 5,000 R 192E 5,000 CUSIP NUMBER 248796 BIN 3 5 000 R 1927 5,000 II/l/1994 10.20% R 1988 5,000 COMPOUND INTEREST BONDS Total Total Maturity Bond Value Compounded Maturity Bond Value Compounded Date Number Called Amount _Date Nmnber Called Amount CUSIP NUMBER 248796 CC 6 Z X098 90 CUSIP NUMBER 249796 BY 000 $ 2)667.55 7/1/1997 R 1444 $ 5,000 $ 7/1/1995 R 1769 5, it 1700 10 ,000 50335.10 It 1508 5,000 2,098.90 . R 1578 5,000 2,998.90 CUSIP NUMBER 248796 CA 0 R 1703 5,000 2,098.90 7/1/1996 R 1293 5,000 20362.80 CUSIP NUMBER 248796 CE 2 10875.05 R 1 527 5,0110 2,362.80 7/1/1998 it 1466 5,000 I1 16639 39 5:0110 2,3G2.fl0 R 1549 000 11875.05 R 1693 10,000 3,750.10 -r W- i COMPOUNT INTEREST BONDS Total Total Maturity Bond Value Compounded Maturity Bond Value Compounded Data Number Called Amount Date Number Called Amount CUSIP NUMBER 258796 CG 7 CUSIP NUMBER 248796 CP 7 7/1/1999 RCG 399 $ 51000 $ 11673.55 1/1/2016 OR 2186 $ 5,000 $ 214.15 HOG 403 5,000 1, 673.55 CR 2187 51000 214.15 RCG 424 5,000 11673.55 CR2221 51000 214.15 RCJ1720 51000 1,673.55 CR2241 5,000 214.15 CUSIP NUMBER 248796 CIi5 CH 2251 5,000 214.15 l 7/1/2000 R 1625 5,000 1,484.50 C 82291 51000 214.15 R 1646 109000 2,969.00 OR 2317 10,000 428.30 R 1707 50000 1,484.50 CR2321 5,000 214.15 CUSIP NUMBER 248796 CJ 1 OR 2335 51000 214.15 7/1/2001 R 1629 5,000 1,314.35 CR2338 5,G00 214.15 R 1G95 20,000 5,257.40 CR2339 15,000 642.45 CUSIP NUMBER 248796 CK 8 OR 2340 51000 214.15 7/1/2002 It 1631 10,000 21323.00 OR 2341 45,000 11927.35 R 1632 50000 11161.50 OR 2342 259000 11070.75 i M R 1684 10,000 2,323.00 CR2343 25,000 11070.75 CUSIP NUMBER 248796 CL 6 OR 2344 70,000 2, 998.10 7/1/2003 ROL 786 5,000 11024.50 CR2345 65.000 2,783.95 ROL 788 5,000 1,024.50 CR2346 160,0G0 61852.80 R 1344 5, 000 19024.50 OR 2348 160000 642.45 R 1614 109000 2,049.00 CR2349 10,000 428.30 CUSIP NUMBER 248796 CM 4 CR2352 51000 214.15 7/1/2004 R 1635, 51000 901.95 CR2353 5,000 214.16 R 1698 10,000 11803.90 CR2356 5,000 214.15 R 1699 10,000 19803.90 CR2357 159000 642.45 ' CUSIP NUMBER 248796 CP 7 CR2359 6,000 214.15 1/1/2016 OR 1900 15,000 642.45 CR2362 51000 214.15 OR 2036 51000 214.15 CR2369 10,000 428.30 OR 2079 50000 214.15 CR2371 51000 214.15 r OR 2133 5,000 214.15 CR2372 59000 214.15 OR 2135 5,000 214.15 CR2374 5,000 214.15 OR 2136 20,000 856.60 CR2401 5,000 214.15 OR 2185 5P000 214.15 OR 2404 51000 214.15 CR2418 51000 214.15 I The manner of shipment of your bond(s) is at your discretion, however, we suggest transmittal by Insured or registered mail. In the case of any bonds which are registered for an amount in excess of the called amount, the balance of that amount will be reissued and returned along with a check for the called amount. Said bonds st.ould be presented for payment at the Corporate Trust Office of NCNB Texas National Bank to either address listed below on July 1, 1989, after which date no further interest shall accrue or be paid on said bonds. Mail to. NCNB Texas National Bank P.O. Box 830501 Dallas, Texas 75283-0501 Deliver To. NCNB Texas National Bank 360 North St. Paul - 8th Floor Dallas, Texas 75201 Dated: June 1, 1989 NCNB TEXAS NATIONAL BANK Trustee NOTICE Withholding of 20% of gross redemption proceeds of any payment made within the United States may be required by the Interest and Dividend Tax Compliance Act of 1983 unless the Paying Agent has the correct taxpayer identification number (social security or employer Identification number) or exemption certificate of the Payee. [']ease furnish a properly completed Form w-9 or exemption certificate or equivalent when presenting ` your securities. r h t, r ~ l DENTON COUNTY HOUSING FINANCE CORPORATION SINGLE FAMILY MORTGAGE REVENUE BONDS SERIES 1982, DATED 3/1/82 Bonds Outstanding as of 10/1/88 r CURRENT INTEREST BONDS hlaturity Interest Principal Alaturity Interest Principal Date _ Rate Outstanding Date Rate Outstanding 4/1/1989 11.60% $ 85,000 4/1/1993 12.90% $ 140,600 4/1/1990 12.10% 850000 4/1/1994 13.10% 145,000 4/1/1991 12.35% 110,000 4/1/2004 13.625% 21245, D 0 4/1/1992 12.60% 1209000 j i All reserve funds are intact and invested per investment Agreement with Citicorp, N.A. dated March It 1982. i Call History Delinquency Information as of 10/1188_ Date Amount of Call 30 Days 5 Loans $ 192,021.48 10/01/83 12,065,000.00 60 Days 5 Loans $ 195,534.10 04/01/84 $ 4250000.00 90 Days 4 Loans $ 172,958.87 10/01/84 $ 131450000.00 In Foreclosure 2 Loans $ 71,648.09 i 04/01/85 $ 565,000.00 10/01/85 $ 415,000.00 04/01/86 $ 11370,000.00 Mortgage Rate - 13.55% 10/01/86 $ 23670,000.00 04/01/87 $ 19935,000.09 10/01/87 $ 845,000.00 04/01/88 $ 4859000.00 10/01/88 $ 515,000.00 Outstanding Mortgage Balance as of 10/1/88 n 81 Loans $ 3,265,609.91 - 4 I9$9 Claims on Pool Insurance as of 10/1/88 t 10 Claims 64,286.13 'rnYOFiir~„ fliYhtF.rG1:Rfi(.r!(t NCNB TEXAS NATIONAL BANK TRUSTEE This is for your information only. We are providing this In response to numerous requests for the release of this data, in order that we might make it available to all bondholders, without priority. 4qF r DENTON COUNTY ROUSING FINANCE CORPORATION 1 SINGLE. FAMILY MORTGAGE REVENUE BONDS SERIES 1982s DATED 3/1/82 Bonds Outstandfngr as of 10/1/89 i CURRENT INTEREST BONDS ~ Maturity Interest Principal Maturity Interest Principal Date Rate Outstanding Date Rate Outstanding 4/1/1990 12.10% $ 800000 4/1/1993 12.90% $ 125,000 4/1/1991 12.35% 1000000 4/1/1994 13,10% 130,000 4/1/1992 12.60% 105,000 4/1/2004 13.62596 2,035t000 All reserve funds are intact and invested per Investment Agreement with Citicorp, N.A. dated March 1, 1982. , Call History Dcllnquency_Lr~formation as of 10/1189 Date Amount of Call 30 Days 9 Loans $ 322,796.86 100/01/83 12,065,000.00 60 Days I Loan $ 370223.61 ~ 04/01/84 $ 425,000.00 90 Days 6 Loans $ 297,002.41 10/01/84 $ 1,145,000.00 In Forel,losure 2 Loans $ 980747.78 04/01/85 $ 5655 000.00 10/01/85 $ 4159000.00 0!/01/86 $ 113709000.00 10/01/86 $ 2,670,000.00 Mortgage Rafe 13.55% 04/01/87 $ 1,935,000.00 10/01/87 $ 8450000.00 04/01/88 $ 485,000.00 10/01/88 $ 5155000.00 04/01/89 $ 70,000.00 10/01/89 $ 200,000.00 Outstanding Mortgage Balanco as of 10/1/89 7~73 Loan,990,227.48 APR n 11;~ - Claims on Pool Insurance as of 10/1/89 12 Claims 85+838.00 r NCNB TEXAS NATIONAL BANK Trustee This is for your information only. We are providing this in response to numerous requests for the reletise of this data, in order that we might make it available to all bondholders, without priority. i 6 l DFNTON COUNTY HOUSUTO FINANCE CORPORATIO SINGLF FAMILY MORTC,AOF RFVFNUI; BONDS IFS 1985, DATED 3/15/85 ID SLR 2INA i 11 CIYY Of in"t7r0 1 Bonds Outstxndit as of 9/1/88 CIlY ACi11;ciril~l MAN CUIi11F:NT IN'PFRFST 130NDS Platurlty Interest Principal O utst^ ending Pluturily Interest Prcncipui Rate Date Date Rate Outstandin , 8.80°6 $ 280,000 r 3/1/1994 000 3/1/198c0 7.G0°6 $ 200,000 9/1/1994 80% 270, c ,000 19U,000 325 9/1/1989 7.60% 2300011 3/1/1995 8.90% 355,000 3/1/1990 7.9096 , 3/1/1996 9.20 96 3/1/1 7.909) 215,000 3/1/1997 9.40% 290,000 9J0 3/1/1991 8.25 % 175,000 3/1/1998 9.50% 320,000 9/1/1991 8.2i`b 245,000 9.60% 355,000 ~ 3/1/1999 8.5000 200 1100 3859000 3/1/1992 ' 3/1/2000 9.70% 5,1350000 I 9/1/1992 8.50% 275000 9/1/2005 10.00% E 3/1/1993 8.7090 236,000 9/1/1993 8.7094 315,000 COA'SPOUNI) INT13R1iSi' BONDS MATURED VALUE: Maturity Principal r A4aturity Principal Dxte~ Outstandln Date Outsling - $ 380,000 f $ 390,000 9/1/1999 385,000 9/1/1995 3859000 9/1/2000 159000,000 9/1/1996 385,000 91112011 9/1/1997 380,000 9/1/1998 ed per Investment Agreement with Citicorp, N.A. dated All reserve funds are intact and Invest April 11, 1985. Delinquency Information x-3 0-f 9 1/88 Call History 30 Days 3 Loans $ 139,759.83 Amount of Call 60 Days 0 Loans -0- Date 5/1/86 11,423,826.38 ll.oan $ 33,017.46 11165,335.19 90 Days 406,244.02 3/1/87 $ 513,838.15 In Foreclosure 7 Loans 9/1/87 $ 176,895.91 _ 10.80% 3/l/88 $ 374,927.80 M ort u e R ate 9/1/88 Outstandin€ ftlott~"~e Balance as of 9/1/88 172 Loans $10,990,668.80 Guaranty Insurxn nici~ rl Bond In inanb~e Association dated April ll, 198 Municipal Bond Id p There Is no pool Insurance o+vithhiMu C I NCNB TEXAS ONAL BANK TRUSTEE i for the I avullxble ipon 11 bondholders, withoutSpriority. Phis I, for y°ucinformation ordecotnirYt we mightproviding i elettse of thrs. d r NOTICE OF CALL FOR REDEMPTION OF BONDS April 1, 1989 DENTON COUNTY HOUSING FINANCE CORPORATION SINGLE FAMILY MURTOAGE REVENUE BONDS SERIES 1982, DATED MARCH 1, 1082 Pursuant 1oiiia farms of r~iction3,01 oftha Trust IndanWro by and boiwuon Iho DOnton Counly Nouri np finance Corporation and NCNB exas National [lank, Successor to it RepublicBank Fort Wo,tlr• N.A (formerly the First National Bank of fort Wonhl, n0lico is par l plus accrued of interest to said dale s shalt be called for hereby on All 11,0189. principal wing numbered bonds and Amount from each Indenture bond calleTrustee has d of rredom plion: by tat the foll a0nd Amount MHudty Inlersel mos Dell Pale Number Called NunrY4r 246706 AW 4 4 1 1992 12 so ^a nil 219 5000 248706 A% 2 4•1-1993 12.90 Al 226 6•~ 248796 AY 0 4.11994 $0.10 Rhi 298 L. 1277 s w 240796 BA 1 4.1.2007 13.625°6 RL 1000 500 RL 1805 40,000 nL 1888 6.000 The manner of shipment of yew bond(s) Is at your discretion. however, we suggest ,I transmittal by insured or registered mall. In the rasa of An bonds which are rngislerod for t along III excess of the call the called she balance of That amount will be returned re ssuoA and amount. Said bonds should be presented for payment at the Corporate 'trust Office of NCNB on April I. 1909, after which date no Texas Inl oral shall seen er be paid on listed eal below bonds, fa "I Moll lo: NCNB Texas National Bank P.O. Box 830501 Oallao, Texas 762830501 De liver lo: NCNB Texas Nat lonet Bank Btn Floor Dallas, Texas 76201 Delad: March 1, 10 119 NCNB TEXAS NATIONAL BANK Trustee NOTICE Withholding of 20% or gross redemption proceeds of an paymeal made within the United States may be rertuhod by the Inlereat and Dividend lax C0MOP"Iiancs Act of 1083 unless the Paying Agent has the correct Itolryel Identification number (social security or employer Identification number) 07 exemption cenifteater of the Pa lentee. Please resents g property completed Form W0 or exemption certificate or equiva when presenting your securities. i { All 21989 ~c nckfr~oFrlr,E v. a t' t ~ 1 NOTICE OF PURCTIA813 OR REDEMPTION FEB 2 1989 ;!f ! ~ ;69225,000 Denton County Iiousing Finance Corporation OILY pf"jjFidfol"" w Multifamily Housing Revenue Refunding Bonds ^1 O^~^.AN BIERS ofr7..F. FSLIC-Insured Certificate of Deposit Prcgram (Alamo Savings Association of Texas - - Post Oak Ridge Apartments Phase I Project) Series 1988 With respect to the Denton County llousing Finance Corporation (the "Issuer") Multifamily blousing Revenue Refunding Bonds FSLIC-Insured Certificate of ` Deposit Progrcun (Alamo Savings Association of Texas - - Post OHk Ridge Apartments Phase I Project) Series 1988 (the "Bonds") registered in your name on the books kept for thut purpose by NCNB Texas National Bank, Successor to First RepublicBank Fort Worth, N.A., as trustee (the "Trustee") under an Indenture of Trust, dated as of Janufu'y 1, 1988 (the "Indenture"), between the Trustee and the Issuer, you hereby are notified as follows, with all capitalized but undefined terms as used herein to have the meaning assigned to such terms in the Indenture: 1. The Bonds hold by you are subject to purchase upon tender to the Trustee its hereinafter described on April 11 1989 (the "Remarketing Date"). Upon failure to deposit Available Aloney with the Trustee in an Hmount sufficient to purchase any Bond properly tendered or deemed tendered to the Trustee for purchase on such date, the Bonds shall be Immediately redeemed without further notice to any Bondholder. 2. Prudential-Bache Securities, Inc. and Douglas Capital Markets, Inc. (the "Remarketing Agents") have estimated that the Interest rate on the Bonds during it period from the Remarketing Date to (but not Including) April 1, 1990, y will be not toss than 6.625% per Hnnum (the "Estimated Rate"), a:cd the Remarketing Agent will determine the actual Interest rHte on the Bonds not 1 less than seven Business Days prior to the Remarketing Date. The interest rate on the Bonds under the Indenture cannot be lower than the Estimated Rate or higher lhun 9.00%, unless the weighted average interest rate of the Bonds from the date of Issuance of the Bonds to the last day of the Remarketing Period during which such interest rate will be in effect will not thereby equal or exceed { 9.00%. 3. As a Holder of Bonds, you may irrevocably elect to cause the purchase of any of your Bonds on and after the Remarketing Date, by fully completing, executing and returning the enclosed election form (the "Election") to the Trustee, tit 801 Cherry Street, 18th Floor, Fort Worth, Texas 76102, Attention: Corporate Trust Department, for receipt by the Trustee not more than 40 and not less than 31 days prior to the Remarketing Date (the "Election Period"). If you do not deliver nn Election to the Trustee within the Election Period you shall . be deemed not to have made tin Election, and will not be entitled to tender your bond for mandatory purchase until an election and tender is provided for in connection with the next Remarketing Date scheduled for April 1, 1990, but shall continue to be entitled to all rights under the Indenture of Trust with respect to such Bonds. You will be required to tender to the Trustee all Bonds which you ;ire not deemed to have retained one day prior to the applicable Remarketing Date for such Bonds. 4. Any Election will be irrevocable upon Its receipt by the Trustee within the Election Period, and any Election shall describe your Bonds with respect to which such Election is being made. 5. Based on the Elections, the Remarketing Agent will remarket the tendered Bonds and deposit the proceeds of such remarketing with the Trustee to purchase the tendered Bonds. If tiny or all of the tendered Bonds are not remarketed, the remarketed Bonds subject to remarketing but not remarketed cony be purchased us a whole by the Association, at its option, or, if no such purchase is made, all of such Bonds shall be Immediately redeemed by the Trustee without additional notice to the Bondholders. r The Association may exercise its option to purchase the Bonds tendered but not remarketed by the Remarketing Agent, by notifying the Trustee by ` telephonic notice not later than 2:00 p.m., Fort Worth, Texas, time, on a f ` Remarketing Date, promptly confirmed in writing, that Available Money i previorsly deposited with the Trustee shall be used for such purpose. If the Association has not exercised its option to purchase such Bonds by no later than MO p.m., Fort Worth, 'T'exas, time, on a Remarketing Date, and the Bonds, less the amount of Bonds for which Notice of Redemption has previously been given or which are not required to be tendered for remarketing or deemed tendered on such Remarketing Date, will be redeemed on such Remarketing Date from money previously deposited with the Trustee and without further notice to Bondholders. 6. The Bonds are expected to be rated "AAA-L/A-1+" by Standard do Poor's Corporation until April 11 1990, due to the FSLIC-Insured Certificate of Deposit supplied by the Association, Dated; February 17, 1989 NCNB Texas National Bank Successor to First RepublicBank Fort Worth, N.A. By- John C. Stohimann Vice President i • 1 1. ELECTION TO CAUSE BONDS TO BF. PURCHASED Denton County Housing Finance Corporation Multifamily Housing Revenue Refunding Bonds FSLIC-Insured Certificate of Deposit Program (Alamo Savings Association of Texas - - Post Oak Ridge Apartments Phase I Project) Series 1988 us holder of the following Denton County Housing Finance Corporation Rtultifamiiy Housing Revenue I Refunding Bonds FSLIC-Insured Certificate of Deposit Program (Alamo Savings Association of Texas - - Post Oak Ridgy Apartments Phase I Project) Series 1988: Bond Number Principal Amount I hereby elect to cause the purchase of the following of my Bonds on and after April 1, 1989 (the "Remarketing Date"). Bond Number Principul Amount f After Its delivery to NCNB Texas National Bank as Successor to First RepublicBank Fort Worth, N.A., as trustee, this election will be Irrevocable. I further understand that this Election is conditioned upon the satisfaction of the conditions set forth in the Notice of Mandatory Purchase or Redemption (the "Notice"), receipt of which I hereby acknowledge, and that rr if said conditions are not satisfied, my Bonds will be redeemed without further notice '.o me on the Remarketing Dutc. I hereby further acknowledge that, other than as provided in the Notice, neither the Trustee nor the Issuer has provided me with any Information concerning the Bonds, the facilities financed with the Bonds, or the financial condition of the Association or Federal Savings and Loan Insurance Corporation. i I Nirunc of Owner as It appeurs on the registration books of the Trustee 1 NOTICE OF CALL FOR REDEMPTION OF BONDS .73 March B, 1989 n _a DENTON COUNTY HOUSING FINANCE CORPORA f~J` FE~ 16 ~J MULTIFAMILY HOUSING REVENUE BONDS •~f° (CERTIFICATE OF DEPOSIT PROGRAM) eil~In~iAGt_gsIF SERIES 1983-A, DATED APRIL 12 1983 DENTON SAVINGS ASSOCIATION Pursuant to the terms of Section 3.01 of the Trust Indenture by and between the Denton County Housfng Finance Corporation and NCNB Texas National Bank, Successor to First RepublicBank Fort Worth, N.A. (formerly the Firot National Bunk of Fort worth), notice is hereby given that the entire principal amount of $7,675,000.00 of fully registered bonds shall be called for redemption on March 60 1989, at par plus accrued Interest to said dute. The manner of shipment or your bond(s) Is at your discretion, however, we suggest tranSmlttal by Insured or registered mail. Said bonds should be presented for payment at the Corporate Trust office of NCNB Texas National Bank to either, address listed below on March 6, 1989, after which (late no further interest shall accrue or be paid on said bonds. i .I a Mail to: NCN13 Texas National Bank P.O. Box 830501 Dallas, Texas 75283-0501 E Deliver to: NCNB Texas National Bank 350 North St. Paul - 8th Floor Dallas, Texas 75201 Ali Dated: Februury 15, 1989 { NCNB TEXAS NATIONAL BANK Trustee NOTICE Withholding of 20% of gross redemption proceeds of tiny payment made within the United States may be required by the Interest and Dividend Tux Compliance Act of 1983 unless the Paying Agent has the correct taxpayer identification number (social Becarfty or employer Identification number) or exemption certificate of the Payee. Please furnish a properly completed Form W-9 or exemption certificate or equivalent when presenting your securities. a , NOTICE OF CALL FOR REDEMPTION OF BONDS March 6, 1989 DENTON COUNTY ]LOUSING FINANCE CORPORATION MULTIFAMILY HOUSING REVENUE BONDS (CERTIFICATE OF DEPOSIT PROGRAM) SERIES 1982-A, DATED DECEMBER I~ 1982 0 DENTON SAVINGS ASSOCIATION Pursuant to the torms of Section 3.01 of the Trust Indenture by and between the Denton County Housing Finance Corporation and NCN13 'rexfis Nationul Bank, Successor to First RepublicBank Fort ]forth, N,A. (formerly the First National Bunk of Fort Worth), notice is hereby givon that $5,600,000,00 principal amount of fully registered bonds shalt be called for redemption on March 0 1989, at par plus accrued interest to said date. In accordance with the provisions of the Indenture, the Trustee has selected by lot the following numbered bonds and amount from each bond called for redemption: CURRENT INTEREST BONDS MATURING 12/1/1992 - 9.75% CUSIP NUMBHR 248795 AA 4 Bond Amount Bond Amount Bond Amount Number Calied Number Called Number Called CR 1,114 $ 5,000 CH 1595 $ 20,000 CR1724 $ 51000 1 CH 1416 51000 CR1597 10,000 CR1726 51000 OR 1420 25,000 OR1598 10,000 CR1729 51000 C, It 1421 20,000 CR1602 51000 CR1730 51000 OR 1423 250000 CH 1604 51000 CR1735 51000 OR 1425 20,000 CR1605 10,000 CR1737 20,000 OR 1430 5,000 CH 1606 51000 CR1741 30,000 OR 1431 5,000 CR1607 100000 CR1745 5,000 CH 1432 5,000 CR1610 51000 CR1746 5,000 OR 1436 5,000 CR1616 51000 CR1748 100000 OR 1437 10,000 OR 1619 5,000 CR1750 30,000 OR 1439 5,000 CR1624 5,000 OR 1752 10,000 CR 1440 100000 CR1626 5,000 CR1756 100000 CR 1443 51000 CR1627 5,000 CR1761 50000 OR 1444 10,000 CR1629 500(10 OR17?1 10,000 OR 1445 5,000 OR 1030 5,000 OR 1774 10,000 CR 1446 51000 CR1635 5,000 CR1778 59000 i OR 1447 10,000 CR1638 5,000 OR 1786 5,000 CR 1450 51000 CR1644 25,000 OR 1790 10,000 CR 1456 5,000 CR1649 10,000 CR1793 5,ooo OR 1460 15,000 CR1661 5,000 CR1794 15,000 CR 1463 51000 CR1652 10,000 CR1797 5,000 OR 1464 5,000 CR1653 300000 CR1801 59000 CR 1468 10,000 CR1657 5,000 OR 1809 10,000 OR 1477 5,000 CR1661 35,000 OR 1811 59000 OR 1478 50000 CR1662 30,000 OR 1812 5,000 OR 1484 10,000 CR1663 51000 OR 1813 51000 OR 1485 5,000 CR1667 51000 CR1815 151(100 OR 1488 15,000 CR1670 10,000 OR 1823 5,(100 CR 1493 5,000 CR1074 20,000 CR1825 10,(100 ^,R 1497 50000 Oil 1679 51000 OR 1829 5,(100 OR 1503 20,000 CR 1680 51000 CH 1830 150000 Gil 1505 100000 CR1684 15,000 OR 1931 10,000 CR 1507 59000 CR1686 5,o0o CR1832 51000 CR 1551 51600 OR 1690 59000 CRIS33 51000 CR 1552 10,000 OR 1694 51000 OR 1835 15,000 CR 1554 10,000 CR1695 51000 OR 1,138 51000 CR 1558 5,000 OR 1696 5,000 OR1841 10,000 CH 1559 10,000 OR 1697 10,000 OR 1846 5,000 CR 1502 5,000 CH 1701 51000 OR 1852 10,000 CR 1577 1;,000 CIt1702 51000 CR1853 51000 OR 1578 101000 CR1704 51000 CR1855 50000 CR 1584 5,000 Olt 1706 50000 CR 1858 5, 000 CR 1590 5,000 OR 1715 10,000 CR 1859 51000 OR 1592 151,000 CR1718 5,00(1 CR186t 10,000 C It 1594 51,0011 CIt1722 15,0(10 CR1863 511100 a CURRENT INTEREST BONDS MATURING 12/1/1992 - 9.75% CUSIP NUMBER 248795 AA 4 Bond Amount Bond Amount Bond Amount Number Called Number Called Number Called CR 1864 $ 52000 OR 2121 $ 15,000 OR 2650 $ 10,000 CR 1865 510(10 CR2133 10,000 CR265e 20,000 CR 1870 10,000 CR2,134 5,OOU OR 2675 100000 ell 1871 5,000 ell 2136 30,000 CR2679 250000 CR 1872 5,000 ell 2137 10,000 ell 2684 5,000 OR 1875 5,000 OR 21,13 5,000 CR2699 5,000 CR 1876 5,11110 CIt21,14 5,000 ell 2707 5,000 CR 1891 10,000 CIt 2145 5,000 OR 2709 103000 CR 1904 15,000 CR 2146 5)000 CR 2710 10,000 CR 1905 5,000 OR 2154 5,000 OR 2711 5,000 CH 1909 51000 CR2162 35,000 CR2724 51000 CR 1912 5,0()0 CIt 216G 15,000 CR2725 15,000 OR 1914 5,000 CR2173 5,000 OR 2741 10,000 CH 1915 15,000 ell 2174 101000 CR2745 20,000 OR I918 8,000 OR 2176 5,000 CR2772 5,000 OR 1919 15,000 OR 2186 15,000 Oil 2775 5,000 OR 1920 6,000 CR2190 45,000 ell 2786 5,000 CR 1921 5,000 CR2193 15,000 ell 2828 159000 CR 1923 10,000 CR2197 5,(100 CR2848 51000 CR 1930 5,O00 OR 2198 5,000 OR 2849 51000 CR 1933 101(100 OR 220,1 15,000 CR 2854 5,000 a CR 1934 51000 ell 2206 5,000 ell 2865 10,000 OR 1935 15,000 ell 2210 15,000 ell 869 5,000 CR 1937 10,000 OR 2217 51000 CR2885 10,000 CR 1938 20,000 OR 2218 10,000 CR2921 5,noo Cit. 1939 10,000 OR 2221 5,000 ell 2925 5 000 CR 1955 50000 CR 2223 10, 000 CR 2926 15,000 CR 1958 5,000 CR22,16 10,000 OR 2949 10,000 CR 1960 20,000 CR 2253 510()o CR 2957 50000 ell 1962 5,000 CR2257 20,000 CR2962 5000 CR 1964 5$000 (111 12258 5,000 CR 3000 20,050 CR 1965 59000 ell 2260 10,000 CR3021 5,000 CR 1967 5,000 CR2264 5,000 OR 3028 10,000 OR 1972 51000 CR2268 5,000 CR3030 5,000 CR 1976 10, 000 OR 2271 51000 CR 3054 51000 CR 1977 5,000 ell 2272 10,000 CR3056 20,000 CH 1979 51000 CR 2278 5, 000 CR3061 50000 i OR 1983 5,000 CR2294 20,000 CR3089 51000 OR 1984 5,000 CR2316 50000 CR3098 51000 CR 1989 20,000 CH 2318 5,000 CR3110 50000 ell 1990 5,000 CH 2319 51000 CR3113 5,000 CR 1991 40,000 CH 2347 10,000 OR 3131 59000 CR 1993 15,000 Gil 2350 5000 CR3133 5,000 OR 1998 10,000 CR2356 51000 CR3154 5000 CR 1999 5100() ell 2357 51000 Oil 3164 5, 000 CR 2001 51000 CR2362 10,ooo OR 3165 51000 CH 2006 5,000 0112366 51000 ell 3169 5,000 CR 2012 51000 CR2367 5,000 ell 3171 10,000 CH 2045 5,000 OR 2385 10,000 OR 3187 59(100 CR 2052 15,000 ell 2395 102000 CH 3193 0,9000 CR 2061 59000 OR 2405 15,000 C113198 5,000 CR 2063 10,000 ell 2408 50ODO OR 3199 10,000 OR 2668 5,000 CR2428 1011100 OR 3253 109000 CR 2070 5,000 OR 2429 5,000 OR 3266 51000 CR 2072 5,000 CR2430 10,000 ell 3280 5,000 t OR 2073 5900() CR2465 5,30(1 CR3281 5,000 CR 2078 5,000 ell 2480 51000 OR 3290 1.01000 , ell 2079 10,000 ell 2488 15,000 CB 3292 50000 OR 2081 10,000 CIt2491 51000 ell 3296 51000 OR 2085 51000 CR2499 59000 CR3302 59000 { CR 2088 59000 OR 2564 10,000 ell 3310 51000 CR 2089 10,()00 CR2569 209000 ell 3311 10,000 C1t 2105 20,000 CR25SO 510(10 CR3314 51000 CR 2107 3(1,00) Oil 2597 20,000 CR3315 50000 CR 211.3 5,0110 OR 2599 15,000 CR3329 10,000 C1t 2117 1,000 CIt2024 5,000 CR3330 101000 l • 1 MA,ru CURRENT INTECUSIPBONDS6R 248795 AA241/1992 - 9.75"6 NUA1 Bond Amount Bond Amount Bond Amount Number Called Number Called Number Called ' r ell 3672 $ 5,000 CR3935 $ 1r0,009 oil ell 333 3353 3 $ 15,00 000 0 (1113674 5,000 CH 3937 5,000 51 r r CR3675 51000 CR3938 10,009 I ell 000 r CU3940 51000 OR 3359 10,000 ell 3680 ~,00U 10 000 CR 3362 35,900 Ci 000 OR 3941 , CI{{3682 5,000 CR3944 7550000 CR 3363 35,000 CR 3947 50000 ell 3365 25,060 CR3686 51000 000 OR3950 5,006 ell 3366 10,0110 CR3708 5r1 CR3951 59900 OR 3368 151600 ell 3724 35 r'0 CR3952 25,000 ell 3369 15,000 CIZ3751 5,000 ell 39r7 100000 ell 3374 51000 CR 3767 15 11110 CR3060 190,000 ell 3375 10,009 CR3774 5,000 5 000 CR3777 5,0(10 CR3962 + OR 3376 15,600 CR3968 5,000 011 3378 5,006 1 5000 CR 3805 1r0, 0 00 000 CR 3970 1 ell 3385 15,000 15 000 CR3971 :'i,900 ell 3388 5,000 CR3806 ell 3972 10,060 ell 3391 5^0 ell 3807 5,000 5 000 r CR 3809 15, 900 CR 3974 + CR 3163 x,110(1 ell 3977 20,000 , ell 3464 25,000 0113810 5,00() CR3980 5,000 ell 3465 35,000 CR3811 100000 CR3981 51000 CR 3481 20,090 CR3813 10,000 CR3984 30,000 1 ell 3816 109000 1'r),000 CR 3482 2,r 1,000 51000 ell 3985 I,ODO ell 3483 5,000 CR3836 CR3986 10,000 CR 3537 5,000 CR3836 10,000 50000 CR 3591 51000 CR3840 5,000 CR3992 S,OOD CR 3614 15,000 CR3842 51000 605000 50000 CR3994 CR 3625 5,000 CR38 CF, 3995 5,000 ell 3626 5,000 ell 38662 2 3865 150,000 2300000 OR 3627 S,OOD eR , 000 CR 397 l0 000 01.39997 5,600 ell 3628 101000 CR3868 1 CR3999 5,000 OR 3629 10,OD0 CR3871 159000 5 000 15,000 CR4000 + ell 3633 5,000 CR3894 20 CR4001 10,000 10,000 CR386 5,000 CB4004 51000 ell 3634 CR3 CR 3636 5,000 904 10,000 C'R4012 5,000 ell 3637 51000 CR304 1000 CR4016 309000 CR 3638 5,000 ell 3906 51000 CR4021 5,000 CR 3654 51000 CR3907 45'000 CR4023 20,000 CR 3659 5,000 ell 3924 5000 CR4024 15,000 CR 3661 59000 CR3925 1451000 CR4027 10,000 OR 3662 5,060 C113933 , CR4028 50,000 ell 3670 51000 35 000 The manner of shipment of your bond(s) is at your discretion, however, we suggest transmittal by insured or registered mail. In the case of any bonds which are registered for an amount in excess of the called amount, the balance of that amount will be returned along with u check for the called amount. Said bonds should be presented for payment at tite Corporate Trust Office of NCNB Ir, Texas National Bank to either address listed below on March 61 1989, after which date no further Interest shall accrue or be paid on said bonds. Deliver to: NCNB Texas National Bank Mail to: NCNB Texas Notional Bank 350 North St. Paul _ 8th Floor 830501 Box P.O. Dallas, Texxits as 75283-11561 Dallas, Texas 75201 Dated: February 15, 1989 i NCNB TEXAS, NATIONAL 13ANK Trustee NOTICV 1Vithholding of 2096 of gross redemption proceeds of any payment made within the United Stales may be required by the Interest and Dividend Tax Compliance Act of 1983 unless the Puying Agent has the correct tuxpayer identification number (social security or employer u1 b9lof, exemption lcertlificate or equivalentPayee. prope when presenting compteted Form 1V your securities. t i 1 , t Trust and Investment Servlcea NCNB Texas 1 801 Cherry Street P.O. Box 1317 Fora Worth, Texas 76101 {617} 390-6161 AN - J 19x9 i ycw „Y t,(, rr t Texas January 49 1989 r 1 61r. I,loyd Harrell 1 Secretary/`treasurer 215 East McKinney Denton, Texas 76201 RE; The Denton County Housing Finance Corporation Single Family Mortgage Revenue Bonds series 1984 i / Dear Mr. Flarrelit pogrMr Enclosed please find the most recent bond call notice as well as status information sheet for the above refer enced bond program. of information Don liiaskmember of the Denton County Housing FiinanceeCo poration. I to yc,a as a Should you have tiny questions or require additional information, please feel free to contact me at 81'1/390-6688. Sincerely) ! ` amela M. Jones Corporate Account Manager Enclosures PMJ:vly , ,I Corporate Trust Department 801 Cherry Street ° P.A. Box 2911 ° Fart Worth, 'Pexaa'l6113 ° (81'!) 390-6951 ri NOTICE OF CALL. FOR REDEMPTION OF BONDS January 11 1989 DENTON COUNTY HOUSING FINANCE CORPORATION BONDS SINGLE FAMILY MORTGAGE GAGE REVENUE /15/84 Pursuant to the terms of Section 3.01 of the Trust Indenture by and between the Denton 1 County (lousing Finance Corporation and NCNB Texas National Bank, Successor to First RopubllcBank Fort Worth, N.A. (formerly InteeFirst Bank Fort Worth, N.A,), notice Is hereby given that $531,661,20 principal amount on Current Interest Paying Bonds and compounded amount on Compound Interest Bonds shall be called for redemption on January 1, 1989, at par plus accrued Interest to said date on Current Interest Paying Bonds and at the compounded amount on Compound Interest Bonds. rdance thelfollowing numbered bond Pand rovisions frthe Indenture om each bond called for redemption i selected by lot amount of CURRENT INTEREST PAYING BONDS Maturity Interest Bond Amount Maturity Interest Bond Amount Date Rate Number Called Date Rate Number Called CUSIP #248796 BW 3 7/1/89 CUSIP 9.#24879600 0% 7 RBL 987 $ 5,000 7/1/94 10.20% R 1943 $ 50000 I CUSIP #248796 BX 1 1./1/90 CUSIP 9. #248796 255% % 5 RBM 203 51000 1/1/95 10.4006 R 1822 51000 CUSIP #248796 BN 3 CUSIP #248796 BY, 6 7/1/90 9.2596 RBNIOOg 5,000 1/1/96 10.6006 R 1711 52000 000 R 1716 , CUSIP #248796 BP 8 r 1/1/91 9.59% RBP 277 x,000 CUSIP #248796 CB 8 1/1/97 10.7596 R 1812 10,000 CUSIP #248796 6 CUSIP #248796 CD 4 7/1/91 9.500°% b R 1961 5,000 I/l/98 10.9096 RCD 701 51000 ' R 1901 5,000 CUSIP #248796 BR 4 5 u0C 1/1/92 9.7596 RBR 310 CUSIP #248796 CF 9 CUSIP #248796 BS 2 I/1/99 11.00% R R 1813 51000 1824 5,000 7/1/92 9.7596 R 1860 51000 R 1917 5,000 CUSIP #248796 CN 2 CUSIP 0248796 BT 0 1/1/2011 11.75% DR 673 51000 DR 683 10,000 1/1/93 10.00% R 18'79 10,000 DR 684 59000 DR 878 5,000 CUSIP #248796 BU 7 000 DR 883 320,400 7/1/93 10.00% R 1843 12 1881 ~ 5i 000 R 1938 10,000 > ClIS1P #248796 BV 5 1/1/94 10.20% R 1820 5,000 COMPOUND INTEREST BONDS Total Total Maturity Bond Value Compounded Maturity Bond Value Compounded Date Number Called Amount Datc_ Number Called Amount D 65 CUSIP #248796 BY 9 CUSIP #248796 CA 0 000 $ 21531.50 7/1/90 R 1296 $ 51000 $ 2,239239.5 7/l/95 R 1642 $ 5, 29531.50 It 1681 50000 29.65 R (643 5,000 COMPOUND INTFRFSIBONDS Total Total Bond Value Compounded Alaturity Alaturity Bond Value Compounded Date Nlimber Called Amount Date Number Called Amount CUSIP #248796 CM 4 CUSIP #248796 CC 6 7/1/2004 R 1637 $ 5,000 $ 851.90 OOU 851.90 7/1/99 R 1523 5,000 $ 1,988.05 R 1680 S1 R 1623 5,000 1,988.05 It 1644 59000 1,988.05 CUSIP #248796 CV 7 1/1/2016 (1R 1973 $ 5,000 $ 201.50 CUSIP #246798 CF 2 5 000 201.80 7/1/98 R 1606 5,000 1,775.60 CR21135 5,000 201.80 r 1 775.60 1,J09.00 R R 116&=676 ' 5,,000 000 1775.60 CRCR22113643 25 5,,000 000 201,80 CR2168 10,000 403.60 CUSIP #248796 CO 7 CR2180 51000 201.80 000 1,5Cit2192 51000 201.80 7/1/99 RC 162628 S 11584.45 CR2193 5 f 000 201.80 R R 1]6641 5,,DOU000 11584,45 CR2209 5,000 201.80 CR2221 51000 201.80 CUSIP #248796 CII 5 CR2244 10,000 403.60 5 000 11404.80 CR2247 20,000 807.20 7/1/?.000 R 1328 1 404.80 201.80 R 1390 5,000 CR2250 5,000 It 1554 51000 J, 409.80 CR 2252 51000 201.80 CR2264 109000 403.60 CUSIP #246796 CJ 1 CR2260 5,000 201.60 , 1 243.15 CR2268 10,000 403.60 7/1/2001 R 1677 RC 1677 105,,000000 2486 30 Ch 2287 10,000 403.60 CR2295 51000 201.80 CUSIP #248798 CK 8 CR2301 30,000 11210.80 5 000 1 098'05 CH 2302 151000 605.40 7/1/2002 RCK697 + 1098.05 11009,00 R 1491 51000 CR2303 25,000 R 16411 5,000 1,088.05 CR2305 35,000 1,412.60 CR2306 100000 403.60 CUSIP 0248796 CL 6 CR2311 51000 201.80 50000 968.10 CR2312 51004 201.80 7/1/2003 RC 068,10 CR2314 5,000 201.80 R 1 1354 354 51000 R 1497 5,000 968.10 CR2316 51000 201.80 12 1679 5,000 968.10 CR2318 159000 605.40 CR2320 50000 8201-90 07.20 CUSIP #248796 CM 4 651.90 CR2322 20,000 41036-00 7/1/2009 R 1364 5,000 CR2325 100,000 R 1636 5,000 851.90 The manner of shipment of your bond(s) is at your discrebondslwhlchear wregisttered Th case of any transmittal by insured or registered mail. In itxm for an amount In excess of thi, fort the aount,aniie balance of that amount will be reissued and returned along with a check Said bonds should be presented for payment at the Corporate Trust Office of NCNB bonds, January 1, 1989, after which date Texas National flank to either odaddress listed i on said below no further Interest shall a ' Mail to: NCNB Texas National Bank P.O. Box 830501 Dallas, Texas 75283-0501 Deliver to., NCN13 Texas National Bank 350 North St. Paul 8th Floor Dallas, Texas 75201 Dated: December 2, 1988 NCN): TFXAS NATIONAL BANK Trustee NOTICE Withholding of 20% of gross redemption proceeds of any payment made within the nles cl States may benrequired li a correct lideintifidcatTax i n namblern(social `security unless s the Paying Agent or employer identiflcatfon number) or exemption certificate of the Payee. Please furnish a properly completed Form W-9 or exemption certificate or equivalent when presenting your securities. r - _ , 1 a 1 1 I rr CoRY0RAT14N C'INU GENUE, UUNnB nCl'CON COUNTY lyu)t4ORTGA 5I04 9INGLJEI?IESL1904, 9p1ED 1l1 !li100 QrinciQal S 4incls 4utst?nd?n`~-1CURRENT 1:ZEMataONDY Inte,'est Ors}aslid ' - 0 INT Rat^e_ $ 170, 00 principal Date _ lp 00% 140,000 7/ 1 Into ces± Outst g x000 11 /1 9 9 3 4 10.20* 1150000 Maturity 10.20 124,000 1 Rate $ ~D_ate - g 00~ 100,000 7!1/94 10.40% 140,400 S/i/89 9,04% 100,000 1/1/95 14.60% 145,000 7/i/99 9.2,5% 105.000 1/i/96 10.75% 170,400 1/1190 9.?.6% 105,000 111/97 10.90% 190,000 7/1/90 y.50% 125,000 1/1/90 11.00% 6, 310,0p0 111191 9.50% 125,000 1/1/99 11.76% 1 7l1/91 9.75% 140,000 X1112011 111192 9.75% 140,400 ONDS 7/1/97 10.00 INTEREST 11 principal 1/1/93 COMPOONP MATURED VALUE Ou~ tsta-5 p4 Maturity 295, principal Dam 3000000 nd 2-E 7/1/2001 306,000 Out_sta~ 7/1/2002 305x000 Maturity 0 0 0 1901 { Data 2050000 711/2003 4 7,706,000 711%95 2351090 7/1/'100 7/1/96 240,000 1/02016 7/1/0 240,000 ant w)th 1 98 250,000 tme::t Agreem 1904 711/99 ted per Invadated July l6, 7/1/2000 and inves Dallas? are intact MOank nds nk at Dallas C in£ormat_ iOn a$61r44.701 A11 reserve National DR De1 5ug nc Loans 70,442 Mercantile 30 Pays 1 Loan 512,195.74 Call Ristor £ Call 60 Dayj 7 Loans •1431360.34 ~mount-__. o _715,35 qD pays 11 Loans re Date 11,614r040.7.0 In Foreclo su 2/ 106 1,107o 0()o 12.00% 132,50 a Rate J 7/1/07 $ 11 r130,079.05 Mnrt a~~-• / 1/1/00 $ 2630943.00 L00 84 of 52.2.5 ~r Outr rtaLn~_`- ~3.s 9~"a),~n 7. 214, 0141 Loans ranee as of 7.L1A in reagonse tmake thin. t 9 ir"s on Pool Ins 6,000.94 mih Ww are Qroviinnor,der that we 2 Loans t only. this dater tjon Yredyou to for e release o£ ut QrloritY~ This in £or ders, witho rue F: bondh it avai ollab).a t-a all it TEXAS NATlONtiL BANK NCNO TRUSTEE