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HomeMy WebLinkAboutR2009-029iT RESOLUTION NO. A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF DENTON AUTHORIZING THE INVESTMENT OF PUBLIC FUNDS IN TEXAS SHORT TERM ASSET RESERVE PROGRAM ("TEXSTAR"), A TEXAS LOCAL GOVERNMENT INVESTMENT POOL; DELEGATING AUTHORITY TO INVEST FUNDS AND ACT AS CUSTODIAN OF INVESTMENTS PURCHASED WITH LOCAL INVESTMENT FUNDS TO TEXSTAR; PROVIDING FOR THE INVESTMENT OF PUBLIC FUNDS CONSISTENT WITH THE PUBLIC FUNDS INVESTMENT ACT AND THE CITY'S INVESTMENT POLICY; DESIGNATING AUTHORIZED REPRESENTATIVES; AUTHORIZING THE MAYOR TO EXECUTE THE APPLICATION FOR PARTICIPATION; AND PROVIDING FOR AN EFFECTIVE DATE. WHEREAS, the governing body of the City of Denton ("Applicant") has duly authorized this application by adopting the following resolution at a meeting of such governing body duly called, noticed, and held in accordance with the Texas Open Meeting Law, chapter 551, Texas Government Code: and WHEREAS; it is in the best interest of the Applicant to invest its funds jointly with other Texas local governments in TexSTAR in order to better preserve and safeguard the principal and liquidity of such funds and to earn an acceptable yield; and WHEREAS, the Applicant is authorized to invest its public funds and fiends under its control in TexSTAR and to enter into the application for participation authorized herein; NOW, THEREFORE, THE COUNCIL'OF THE CITY OF DENTON HEREBY RESOLVES: SECTION 1. The form of application for participation in TexSTAR attached to this resolution is approved. The officers of Applicant specified in the application are authorized to execute and submit the application, to open accounts, to deposit and withdraw funds, to designate other authorized representatives, and to take all other action required or permitted by Applicant under the Agreement created by the application, all in the name and on behalf of Applicant. SECTION 2. This resolution will continue in full force and effect until amended or revoked by Applicant and written notice of the amendment or revocation is delivered to the TexSTAR Board. SECTION 3. Terms used in this resolution have the meanings given to them by the application. SECTION 4. Applicant agrees with other TexSTAR Participants and the TexSTAR Board to the Terms and Conditions of Participation in TexSTAR, effective on this date, which are incorporated herein by reference. Applicant makes the representations, designations, i•r delegations, and representations, designations, delegations, and representations described in the Terms and Conditions of Participation. Each of the following Applicant's officials is designated as Applicant's Authorized Representative authorized to give notices and instructions to the Board in accordance with the Agreement, the Bylaws, the Investment Policy, and the Operating Procedures: 1. Name: Randee Klingele Title: Treasury Services Specialist Phone/Fax/Email: (940) 349-8206 / (940) 349-7206 / randee.klingele(@cityofdenton.com Signature:" 2. Name: Antonio Puente, Jr.Title: Treasury & Revenue Anal Phone/Fax/Email: 949 349-728 9 0 349-7206 / antonio. uente c ,cit ofdenton.com Signature: L. 3. Name: Caroline Finley itle:Treasury & Debt Manager Phone/Fax/Email: 940 349-7743-1,(940) 349-7206 / caroline.finle c cit ofdenton.com Signature: 4. Name: Bryan Langley Title: Director of Finance Phone/Fax/Email: (940),349-8224 / (940)(3-4-'9-7206 / brvan.lanizley(@cityofdenton.com Signature: 5. Name: Jon Fortune Title: Assistant City Manager Phone/Fax/Email: 40 349-8535 / 940 349-7206 / ion. fortune cit ofdenton.com Signature: Uht~ 1 V The following Applica s offc' listed above is designated as the Primary Contact and will receive all TexSTAR correspondence including transaction confirmations and monthly statements: Name: Randee Klingele Email: randee.klineele cbcitvofdenton.com The following Applicant official not listed above is designated as an Applicant Inquiry Only Representative authorized to obtain account information: Page 2 6. Name: N/A Title: N/A Phone/Fax/Email: Applicant may designate other authorized representatives by written instrument signed by an existing Applicant Authorized Representative or Applicant's chief executive officer. SECTION 5. This resolution shall become effective immediately upon its passage and approval. p~j~ PASSED AND APPROVED this the day of i6~/'(/ 2009. i4A. Bb OUVAYOR ATTEST: JENNIFER WALTERS, CITY SECRETARY BY: AAUTO LEGAL FORM: ANITA BURGESS, CITY ATTORNEY BY: Page 3 TexSTAR APPLICATION FOR PARTICIPATION IN TExSTAR The undersigned local government (Applicant) applies and agrees to become a Participant in the Texas Short Term Asset Reserve Program (TExSTAR). 1.Authorization. The governing body of Applicant has duly authorized this application by adopting the following resolution at a meeting of such governing body duly called, noticed, and held in accordance with the Texas Open Meeting Law, chapter 551, Texas Government Code, on November 3, 2009: WHEREAS, it is in the best interests of this governmental unit ("Applicant') to invest its funds jointly with other Texas local governments in the Texas Short Term Asset Reserve Program (TExSTAR) in order better to preserve and safeguard the principal and liquidity of such funds and to earn an acceptable yield; and WHEREAS, Applicant is authorized to invest its public funds and funds under its control in TExSTAR and to enter into the participation agreement authorized herein; Now, THEREFORE, BE IT RESOLVED THAT: SECTION 1. The form of application for participation in TExSTAR attached to this resolution is approved. The officers of Applicant specified in the application are authorized to execute and submit the application, to open accounts, to deposit and withdraw funds, to designate other authorized representatives, and to take all other action required or permitted by Applicant under the Agreement created by the application, all in the name and on behalf of Applicant. SECTION 2. This resolution will continue in full force and effect until amended or revoked by Applicant and written notice of the amendment or revocation is delivered to the TExSTAR Board. SECTION 3. Terms used in this resolution have the meanings given to them by the application." 2.Agreement. Applicant agrees with other TExSTAR Participants and the TExSTAR Board to the Terms and Conditions of Participation in TExSTAR, effective on this date, which are incorporated herein by reference. Applicant makes the representations, designations, delegations, and representations described in the Terms and Conditions of Participation. 3.Authorized Representatives. Each of the following Participant officials is designated as Participants Authorized Representative authorized to give notices and -instructions to the Board in accordance with the Agreement, the Bylaws, the Investment Policy, and the Operating Procedures: Name Signature Title Direct Phone Treasury Service Specialist 940-349-8206RandeeKlingeleJ Antonio Puente, Jr.Revenue & Treasury Analyst 940-349-7283 i Caroline Finley I IX Treasury & Debt Manager 940-349-7743 x Bryan Langley Director of Finance 940-349-8224 Jon Fortune Assistant City Manager 940-349-8535 The following Participant official listed above is designated as the Primary Contact and will receive all TexSTAR correspondence including transaction confirmations and monthly statements [required]: Name E-mail address Randee Klingele randee.klingele(a)cityofdenton.com The following Participant official not listed above is designated as a Participant Inquiry Only Representative authorized to obtain account information [optional]: Name Signature Title N/A N/A N/A Applicant may designate other authorized representatives by written instrument signed by an existing Applicant Authorized Representative or Applicant's chief executive officer. 4.Taxpayer Identification Number. Applicant's taxpayer identification number is 75-6000514 5.Bank Information Sheet(s). The attached 1 Bank Information Sheet(s) is or are approved and incorporated herein by reference to establish account(s) in the name of Applicant. Dated this 3rd day of November, 2009 City of Denton, Texas A'pplicant) By:Q1 Si "natu a of offici Mark A. Burroughs, Mayor Printed name and title) Approved and accepted: TEXAS SHORT TERM ASSET RESERVE FUND By: FIRST SOUTHWEST ASSET MANAGEMENT, INC., Participant Services Administrator By:Date:............................. Authorized Signer exSTAq BANK. INFORMATION SHEET EFFECTIVE DATE: 11/03/2009 Please check all that apply.City of Denton Participant Name Add new account Wire and ACH' 215 E. McKinney St. Street Address Change Information 12VVre Only Attn: Finance Department, 215 E. McKinney St. Mailing Address ACH Only' Denton TX 76201 Denton City State Zip County Randee Klingele Location Series Fund Primary Representative Operating Account 940) 349-8206 940) 349-7206 Account Name Phone Fax INSTRUCTIONS Bank Name:Wachovia/Wells Fargo Bank, N.A. Bank Address:1000 Louisiana St. City:Houston State:TX Zip:77002 Bank ABA No. (9 digits):111025013 Bank Account No:2000029861480 Bank Account Name:Control Concentration Bank Contact:Kay Thomas Brown Correspondent Bank (if any) Name/City:N/A Bank ABA No:N/A Account Name:N/A Account No:N/A CONFIRM THE INSTRUCTIONS FOR WIRE AND ACH TRANSFERS WITH YOUR LOCAL BANK. ACH INSTRUCTIONS MAY VARY FROM YOUR BANK'S WIRING INSTRUCTIONS IF THE LOCAL BANK IS NOT ON-LINE WITH THE FEDERAL RESERVE. IF ACH INSTRUCTIONS DIFFER FROM WIRING INSTRUCTIONS, PLEASE COMPLETE AN ADDITIONAL BANK INFORMATION SHEET. If ACH availability is selected, I hereby authorize JP Morgan Chase to directly deposit and withdraw funds by means of ACH electronic transfer to and from the financial institution and the account designated above ("Designated Account'). I agree that this authorization may be withdrawn with at least 45-days advance written notice to TexSTAR Participant Services. I understand that TexSTAR reserves the right to discontinue ACH electronic transfer without advance notice. I also authorize JP Morgan Chase to deduct from the Designated Account or from subsequent deposits made to the Designated Account all amounts deposited in error. Likewise, I authorize JP Morgan Chase to credit all amounts withdrawn in error to Designated Account. NOTE: This authorization must be executed by two current Authorized Representatives of the Participant as set forth in the duly enacted Resolution of the Participant which is on file with TexSTAR. As a 71~ A horized Rep ese ative, t certify that the above information is both true and correct. Bryan Langley Director of Finance Au ri ed Represe t e Signature Printed Name Title Datet~v Jon Fortune Assistant City Manager Authori e I Repre rtative Signature Printed Name Title Date TexSTAR INFORMATION STATEMENT CASH RESERVE FUND) The Premier Investment Service for Texas Local Governments 1 1 1 Organization and Structure 1 Public Funds Investment Act Disclosure Items 1 Understanding Risks Associated with Investing in TExSTAR 4 Administration of TExSTAR 5 Participation in TExSTAR 8 Summary of Operating Procedures 8 No person.or entity has.been authorized to provide.or.communicate any information or to make. any-representations-other than those contained in this Information Statement, and, if given or made, such other information or representations must not be relied upon as having been authorized by TEXSTAR, its Board of Directors, the program administrators or any agent of the- foregoing. -The attachments -are- part of this Information Statement. The information contained in this document.is subject to change. without prior notice. If you have any questions regarding this material, please contact: TExSTAR Participant Services First Southwest Asset Management, Inc. 325 North St. Paul, Suite 800 Dallas, Texas 75201 www.texstar.org 1-800-TExSTAR (1-800-839-7827) • (214) 953-8890 • Fax (214) 953-8878 E:mail: texstar(c-Virstsw.com TexSTAF2_ il, Texas Short Term Asset Reserve Program ("TexSTAR") has been organized in conformity with the Interlocal Cooperation Act, Chapter 791 of the Texas Government Code, and the Public Funds Investment Act, Chapter 2256 of the Texas Government Code. These two acts provide for the creation of public funds investment pools (including TExSTAR) and authorize eligible governmental entities ("Participants") to invest their public funds and funds under their control through the investment pools. J. P. Morgan Investment Management, Inc. ("JPMIM") and First Southwest Asset Management, Inc. ("FSAM") serve as co-administrators for TEXSTAR under an agreement with the TexSTAR board of directors (the "Board"). JPMIM provides investment services, and FSAM provides participant services and marketing. Custodial, transfer agency, fund accounting and depository services are provided by JPMorgan Chase Bank and/or its subsidiary J.P. Morgan Investor Services Co. The Board may establish separate Funds within TEXSTAR from time to time. Participants choose the Funds in which their deposits are invested. Participants' assets in the Funds are represented by units of beneficial interest ("units"). The Board may issue an unlimited number of units in each Fund. This Information Statement provides information relating to investments in the TexSTAR Cash Reserve Fund ("the Fund"). Public Funds Investment Act Disclosure Items-, Section 2256.016 of the Public Funds Investment Act requires investment pools to provide an information statement to the investment officer or other authorized representative of an investing entity. This section provides the required information for TExSTAR. 1.Objectives of TexSTAR. The primary objectives of TexSTAR are, in order of priority, preservation and protection of principal, maintenance of sufficient liquidity to meet Participants' needs, diversification to avoid unreasonable or avoidable risks, and yield. There is no sales charge and no investment minimum. TEXSTAR will invest only in instruments authorized under both the Public Funds Investment Act and the current TEXSTAR Investment Policy. Note Item 2 of this section for a description of authorized TEXSTAR investments. After consideration of safety and liquidity, the TexSTAR Fund will be directed toward achieving a competitive rate of return for Participants. Every effort will be made to minimize market and credit risk through investment diversification. So that TexSTAR is considered a 2a7-like pool" under Governmental Accounting Standards Statement No. 31, TexSTAR will operate in a manner consistent with Rule 2a-7 under the Investment Company Act of 1940, as amended. 2.Types of Investments Authorized for TexSTAR Cash Reserve Fund. The investment policies and composition guidelines for the TEXSTAR Cash Reserve Fund are summarized below. The TexSTAR Investment Policy restricts investment of the Cash Reserve Fund portfolio as follows: I TexSTAR, Authorized Investments: A. Obligations of or guaranteed or insured by the United States Government or its agencies and instrumentalities with a maximum final stated maturity limited to 397 days for fixed rate securities and 24 months for variable rate notes; B.Fully collateralized repurchase agreements and reverse repurchase agreements with a defined termination date not to exceed 95 calendar days unless the repurchase agreement has a put option that allows the fund to liquidate the position at par (principal plus accrued interest) with no more than 7 days notice to the counterparty and secured by any obligation of the United States or its agencies or its instrumentalities. The repurchase and reverse repurchase agreements must be placed with primary government securities dealers and/or state or national banks doing business in the State of Texas. Prohibited Investments: The TExSTAR Cash Reserve Fund will not invest in: A.Derivatives, which include instruments which have embedded features that alter their character or income stream or allow holders to hedge or speculate on a market or spreads between markets that are external to the issuer or are not correlated on a one-on-one basis to the associated index or market. 0tl B.Commercial paper. C. Certificates of deposit. D.Money market mutual funds Diversification Guidelines: Specific Fund diversification limitations govern investments of the TExSTAR Cash Reserve Fund portfolio, applied as the time of purchase. A.100% of the Fund may be invested in obligations of the United States or its agencies or instrumentalities. B.100% of the Fund may be invested in direct repurchase agreements. Not more than 25% of the Fund may be invested in term repurchase agreements. C.Reverse repurchase agreements will be used primarily to enhance Fund return and may not total more than one-third (1/3) of the total Fund assets. D. A maximum of 60 percent (60%) of the Fund may be invested in approved variable rate notes. 3.Maximum Average Dollar-Weighted Maturity. The dollar weighted average maturity of the TExSTAR Cash Reserve Fund portfolio may not exceed sixty (60) 2 TexSTAR low days calculated in accordance with SEC Rule 2a-7 or ninety (90) days based on the stated maturity of Fund investments. 4.Maximum Stated Maturity Date. The maximum stated maturity for any obligation of the United States its agencies or instrumentalities in the TEXSTAR Cash Reserve Fund portfolio is limited to 397 days for fixed rate securities and 24 months for variable rate notes. 5.Size of the Pool. The current size of the TexSTAR Cash Reserve Fund is provided in the TEXSTAR monthly newsletter or is available by contacting TEXSTAR Participant Services at 1-800-TEXSTAR (1-800-839-7827). A copy of the most recent newsletter may be obtained in connection with and in addition to this Information Statement. 6.TEXSTAR Advisory Board. Section 2256.016(8)(1) of the Public Funds Investment Act requires TEXSTAR to establish and maintain an advisory board composed of Participants in TEXSTAR and other persons who do not have a business relationship with TEXSTAR. Members are appointed and serve at the will of the Board. The names of the Advisory Board members are listed in the TEXSTAR newsletter. 7.Custodian for TEXSTAR. JPMorgan Chase Bank serves as custodian to TEXSTAR. The custodian will receive and disburse all Participant deposits and withdrawals, settle .all Fund trades, safekeep securities, and collect all income or any other payments due in connection with purchased securities for TEXSTAR. 8.Net Asset Value. The TEXSTAR Cash Reserve Fund seeks to maintain a net asset value of $1.00 per unit and is designed to be used by Participants for investment of funds that require daily liquidity availability. 9.Source of Payment. The only source of payment to Participants is the market value of the assets of the TEXSTAR Fund in which they invest and the income and profits derived from those assets. There is no secondary source of payment such as insurance or guarantees. 10. Independent Auditor. TEXSTAR is subject to annual review by an independent auditor consistent with the Public Funds Investment Act. PricewaterhouseCoopers LLP has been retained to provide independent auditing services for TEXSTAR. Its address is 1100 Louisiana, Houston, Texas 77002. 11. Operating Procedures. Deposits and withdrawals may be made by wire transfer or automated clearinghouse ACH) transfer according to established operating procedures. The requirements for TEXSTAR deposits and withdrawals, deadlines, and other operating procedures are summarized under the section entitled Summary of Operating Procedures" later in this Information Statement. 12. Performance History. The performance history, including yield, weighted average maturity, expense ratios and average balance for the TEXSTAR Cash Reserve Fund are available as a supplement to this Information Statement. 13. Administrator/Investment Manager. J. P. Morgan Investment Management, Inc. JPMIM) serves as investment manager, and First Southwest Asset Management, 3 TexSTAR_ IJ Inc. (FSAM) serves as customer services and marketing agent, for TEXSTAR. JPMIM is an asset management subsidiary of JPMorgan Chase & Co., a leading global financial services company and is one of the largest asset managers worldwide. FSAM is the investment services affiliate of First Southwest Company. Founded in 1946, Texas based-First Southwest Company is consistently ranked as one of the nation's leading providers of financial advisory and underwriting services and maintains a dominating presence in the Southwest and Texas.. FSAM and JPMIM have extensive experience with the administration and investment management of local government investment pools. They provide administrative and investment services to the Board under a contract that may be extended periodically to a term of two years or less. They may be replaced by the Board either for cause or by affiliates or upon resignation, or by an affiliate of the co-administrator, or with the approval of Participants owning two-thirds of the units in TEXSTAR. JPMorgan Chase Bank, the TExSTAR custodian, is the principal banking affiliate of JPMorgan Chase & Co. Understanding the Risks with Investing in T~x "TA Before making an investment decision, each Participant should consider a minimum of two types of risks in determining whether any investment, including TEXSTAR, is appropriate: Credit Risk. Credit risk is the possibility that the issuer of a security will fail to make timely payments of interest or principal. In general, the lower the credit quality of a security, the higher the yield and the higher the element of credit risk, all other factors.being equal. In an attempt to minimize credit risk, the TEXSTAR investment policy allows investment-of the TEXSTAR Cash Reserve Fund-only in the obligations described above. The-credit risk associated with investments in direct obligations of the United States is considered minimal by most authoritative sources. Obligations issued or guaranteed by many Federal agencies or government-sponsored enterprises are not direct obligations of the United States and offer.more varied credit risk. Noting that the United States government is not obligated to provide support or guarantees to its instrumentalities, TExSTAR's investment manager will invest in obligations issued by an agency or instrumentality only after conducting appropriate credit risk analysis and believing that any credit risk with respect to the issuer is minimal. TExSTAR's investment manager will also invest in repurchase agreements and reverse repurchase agreements documented by a Master Repurchase Agreement in form approved by The Securities Industry and Financial Market Association SIFMA")and collateralized by obligations of the United States and its agencies and instrumentalities or other obligations the principal of and interest on which are unconditionally guaranteed or insured'by the United States. Repurchase agreement and reverse repurchase agreement transactions will be placed with an approved primary government securities dealers or state or national banks doing business in the State of Texas, and proceeds received under reverse repurchase agreements will be reinvested in securities with the same maturity as the term of the reverse agreement. 4 TexSTAR_ J___1 Market Risk. Market risk is the potential for a decline in market value generally due to, but not limited exclusively to, rising interest rates. For example, a bond or other security issued or backed by the United States government is guaranteed only as to the timely payment of interest and principal; its market price on any given day is not guaranteed and will fluctuate in value as market perceptions, market conditions and interest rates change. In general, the market value of a bond varies inversely with interest rates. If interest rates rise, then market values fall. If interest rates fall, then market values rise. Also, the volatility and related market values typically fluctuate more for longer-term securities than for shorter-term securities. Restrictions on dollar weighted average maturity and maximum stated maturity for the Fund are used in an attempt to minimize certain market risks. TexSTAR's investment manager will maintain the dollar weighted average maturity of the Fund at sixty (60) days or less, and the maximum stated maturity for any obligation of the United States its agencies or instrumentalities in the TexSTAR Cash Reserve Fund portfolio is limited to 397 days for fixed rate securities and 24 months for variable rate notes. TexSTAR will seek to maintain a stable $1.00 net asset value per unit, and immediate action must be taken if the net asset value of the units of any Fund falls below $0.995 or rises above $1.005. These limitations are designed to minimize market risk. It must be noted that the value of the TexSTAR Cash Reserve Fund portfolio is dependent on timely receipt of principal and interest payments from the issuers of the respective investment securities. Any delays or failures in receipt of payments can and will have detrimental effects on the value of the Fund's portfolio and may cause loss of principal and interest to any Participant. TexSTAR Board. By executing and submitting an application to open an account, a Participant designates the Board as its agent for investing deposited funds. The Board holds legal title to all money, investments, and assets and has the authority to employ personnel, contract for services, and engage in other administrative activities necessary or convenient to accomplish the objectives of TExSTAR. The business and affairs of TEXSTAR are managed by the Board in accordance with its bylaws (the "Bylaws"). The Bylaws set forth procedures governing the selection of, and action taken by, the Board. Board oversight of TexSTAR is maintained through daily, weekly, and monthly reporting requirements. The Bylaws provide for a five-member Board consisting of three representatives of Participants and one member designated by each of the co-administrators. Board members serve for staggered three-year terms. Replacement Board members other than the co-administrator representatives) are appointed by the Board and may be replaced by directors elected by the Participants in accordance with the Bylaws. Board members serve without compensation but are entitled to reimbursement of reasonable out-of-pocket expenses incurred in the performance of Board duties. The names, terms, and affiliations of Board members are listed in the TexSTAR newsletter. Investment Management. TExSTAR's Board has adopted (and will review and revise at least annually) a list of brokers that are authorized to engage in investment 5 TexSTAR_ % transactions with TEXSTAR. Before a broker may be added to the list, a qualified representative of the broker must certify that the broker has read the TexSTAR Investment Policy and has implemented reasonable procedures and controls to preclude investment transactions conducted between the broker and TEXSTAR that are not authorized by the TEXSTAR Investment Policy, other than by reason of portfolio-wide diversification requirements or subjective standards. The investment manager may dispose of securities without regard to the time they have been held when such actions, for defensive or other Fund management reasons, appear advisable. Investments may be sold by one Fund to another Fund at prevailing market prices.. All securities purchased on behalf of TexSTAR must be delivered versus payment to the custodian bank for TexSTAR. All book entry securities, whether purchased outright or under repurchase agreements, shall be held in a separate custodial account at the Federal Reserve Bank in the name of TexSTAR. All securities not held in book entry form shall be held by the Custodian or its agent. Third party institutions must issue original safekeeping receipts to the Custodian. The Custodian shall keep accurate records reflecting TexSTAR's ownership of the securities. Money market fund accounts must be in the name of TexSTAR. Ratings. In compliance with Section 2256.016(h) of the Public Funds Investment Act, TexSTAR will operate to maintain a AAA, AAA-m or equivalent rating for the Cash Reserve Fund from at least one nationally recognized rating agency. TEXSTAR is currently rated AAAm by Standard and Poor's. An explanation of the significance of such rating may be obtained from Standard & Poor's at 1221 Avenue of the Americas, New York, New York 10020. TEXSTAR will notify Participants of any change to its rating. Calculation of Yields and Net Asset Value. Each day, TEXSTAR determines the net interest income for each Fund for that day. The net interest income is determined by adjusting TExSTAR's accrued interest for that day by the amortization of any premiums and/or the accretion of any discounts, daily service fee, and any gains or losses from the sale of securities. TExSTAR's daily interest rate will be determined by dividing the net interest income for that day by the total balance including all cash and securities) available for investment of the applicable Fund for that day. The resulting rate will then be used to determine the amount of interest income to distribute to each Participant's account. Interest income accrued during the month is credited to each Participant's account at the end of the month and is reinvested unless the Participant provides specific instructions for its withdrawal or transfer. Valuation of TexSTAR Assets. All investments are stated at amortized cost, which usually approximates the market value of the securities. The stated objective of TEXSTAR is to maintain a stable average $1.00 per unit net asset value; however, the $1.00 net asset value is not guaranteed or insured by TEXSTAR, its Board, the i co-administrators, their agents, or any governmental or other entity. All TEXSTAR securities will be marked to market on a daily basis. If the ratio of the market value of a Fund portfolio divided by the book value of the portfolio is less than 0.995 or greater than 1.005, TEXSTAR will liquidate investments in the portfolio as required to maintain the ratio between 0.995 and 1.005. All gains or losses from the sale of 6 TexSTAR_ S- securities will be distributed among Participants in the applicable Fund on a pro rata basis over a period of up to 30 days from the date the gain or loss is realized. If a Fund is dissolved, earnings may be withheld after notice of dissolution, as needed to provide for Fund liabilities. Ethics and Conflicts of Interest. The co-administrators' staff must refrain from personal business activity that conflicts with the proper execution and management of the investment program or that could impair their ability to make impartial decisions. TExSTAR may purchase investments from the co-administrators or their affiliates only on terms and conditions approved by a majority of the Participant members of the Board. The co-administrators must implement policies and procedures to comply with these restrictions. Agents, advisors and contractors providing services in connection with the custody, management and investment of public funds under a contract with TExSTAR must at all times avoid any actual or apparent conflict of interest with respect to the custody, management and investment of public funds, subject to the foregoing. As stated in the TExSTAR Investment Policy, a conflict of interest refers to any situation in which the Board determines, at its sole discretion, that the duties of the agent, advisor or contractor under its contract with TExSTAR are or may become inconsistent with the interests or other duties of the agent, advisor or contractor. Fees and Expenses. In return for contracted service, TExSTAR has agreed to pay service fees to the co-administrators and custodian totaling twelve (12) basis points per year, calculated daily on the total fund balances. The co-administrators may (but are not obligated to) waive all or a portion of their fees from time to time. The service fees cover all normal services provided to the Board by the co-administrators and custodian. Additional expenses required to attain TExSTAR objectives and conduct on-going operations will be incurred by TExSTAR. These include expenses for independent auditors, legal representation, liability insurance, board meeting attendance, and ratings. The TExSTAR service fee and other expenses are deducted from the gross interest earnings daily and charged monthly. There is no direct reduction to the Participant's principal account related to the payment of fees and expenses, but only the remaining net income after deduction of the applicable fees and expenses is credited to the Participant's account. All TExSTAR rates are quoted net of fees and expenses. There are no hidden costs or additional reductions to Participants' accounts. In the event a Fund does not earn adequate interest income and profits to cover allocable expenses and fees for a given month or period, the deficit will be carried over to future months or periods when adequate income and profits have been received. Liability. TExSTAR directors and officers will not be liable for (and TExSTAR earnings may be applied to indemnify them against) loss and liability that may arise from or in connection with any of their acts or omissions, including acts and omissions caused by their negligence, to the extent permitted by law. 7 TexSTAR Participation in TEXSTAR Participation in TExSTAR is limited to eligible governmental entities that have authorized, executed, and submitted an application to participate in TUSTAR. Eligibility to Invest. Only eligible local governments and agencies of the State of Texas may become Participants. Eligible local governments include any municipality, school district, county, special district, junior college district, or other legally constituted political subdivision of the State or a combination of political subdivisions e.g., a combination by means of an interlocal agreement). Eligible state agencies include: (a) a department, board, bureau, commission, court, office, authority, council or institution of the state, (b) a university, college, or any service or part of a state institution of higher education, and (c) a statewide job or employment training program for disadvantaged youths that is substantially financed by federal funds and was created by execution order not later than December 30, 1986. Each state agency must have authority under state law to invest its funds in the Pool and in investments authorized by the Public Funds Investment Act. Establishment of Accounts. To participate in TExSTAR, an eligible local government or state agency must duly authorize, complete, execute, and submit an application for participation. By executing and submitting an application, a Participant agrees to the terms and conditions governing TExSTAR as well as its Bylaws, Investment Policy, and Operating Procedures. Application forms (including forms of authorizing resolutions) may be obtained from TExSTAR Participant Services.In their applications, Participants must designate authorized representatives who have authority to transfer funds for investment, to withdraw funds, to issue- letters of instructions, and to take all other actions necessary or appropriate for the investment of funds in TExSTAR. A Participant must also provide a separate bank information sheet for each account and sub-account, signed by two authorized, Participant representatives unless otherwise permitted by the Operating Procedures. The Operating Procedures describe in detail the procedures required for the establishment of account(s), deposits to and withdrawals from TExSTAR, and related information. A copy of the Operating Procedures may be obtained from TExSTAR Participant Services. Amendments. The Board may amend the TExSTAR terms and conditions, Bylaws, Investment Policy, and Operating Procedures. It must give Participants at least 30 days advance notice of each amendment. Participants are deemed to have accepted the amendments unless they withdraw from TExSTAR before the amendments are effective. Surrimary • Operating Procedures Deposits to and withdrawals from TExSTAR may be made by wire transfer or automated clearinghouse (ACH) transfer according to established operating procedures. Excerpts from the current Operating Procedures are provided below. Wire Transfers. Wire transfer transactions will be executed on the same day as initiated. TExSTAR must be notified via automated means (i.e., by voice response 8 TexSTAR_ II-, unit, TEXSTAR on-line direct dial modem, or TEXSTAR internet access) by 4:00 p.m. central time (or by both voice and facsimile to a Participant Services Representative by 3:00 p.m. central time) for all wire transfer activity, and incoming deposits must be received by 4:00 p.m. central time, to earn interest for that day. In addition, wire transfer deposits received after 4:00 p.m. central time for which TEXSTAR has not received a corresponding subscription transaction by the applicable deadline will not be invested until the following business day. Outgoing wire transfers from TEXSTAR requested by 10:30 a.m. are typically sent between 12:00 noon and 12:30 p.m. central time. Some delay may occur, depending on unforeseen circumstances, including, but not limited to, delays or failures unrelated to TEXSTAR. TEXSTAR reserves the right to suspend the right of withdrawal or to postpone the date of payment in the event that the Federal Reserve is closed other than for customary weekend and holiday closings, in the event of a general suspension of trading in any securities market which affects TEXSTAR operations, or if, in the opinion of the Board, an emergency exists so that the disposal of TExSTAR's securities or determination of its net asset value is not reasonably practical. TEXSTAR will process deposits and withdrawal requests only on the days the Federal Reserve is open for business. TEXSTAR may also be closed or have limited trading hours on any Friday preceding or Monday following a weekend, which includes a national holiday provided that notice has been given to Participants at least 30 days prior to such a day, or whenever The Bond Market Association recommends that markets for fixed income securities close. Automated Clearing House ("ACH") Transfers. ACH transactions will be executed on the business day following the date the transaction was initiated. TEXSTAR must be notified by 3:30 p.m. central time by automated means (or by both voice and facsimile to a Participant Services Representative by 3:00 p.m. central time) for all ACH transfer activity, one day prior to the actual settlement of the funds. ACH transfer withdrawals are sent in accordance with the prearranged Participant information as provided on the bank information sheet corresponding to that specific TEXSTAR account or subaccount. In the event of an ACH rejection, TEXSTAR will contact the Participant to confirm the rejection. TEXSTAR will credit/debit the Participant's account accordingly. Methods of Notification. Participants may notify TExSTAR of wire transfer or ACH activity by: a.Voice Response Unit (VRU) touch-tone telephone system; b.TExSTAR internet access system; or c Verbal notification to a TEXSTAR Participant Services representative followed by a fax confirmation. Reports. A Participant's monthly statement will be mailed within the first five (5) business days of the respective succeeding month. The monthly statement will include a detailed listing of the balance in the Participant's accounts as of the date of the statement; all account activity for the previous month, including deposits and withdrawals; daily and monthly yield information; and any special fees and expenses 9 TexSTAR , charged to the Participant. Additionally, copies of the Participant's reports will be maintained and made available for a minimum of three prior TexSTAR fiscal years in either physical or electronic form. A complete copy of the TexSTAR Operating Procedures may be obtained by contacting TexSTAR Participant Services. The TexSTAR Information Statement should be read careful before investing. Investors should consider the investment objectives, risks, charges and expenses associated with this or any security prior to investing. Investments in TexSTAR are not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency and although TexSTAR seeks to preserve the value of the investment at a fixed price, it is possible to lose money by investing in the fund. For further information, contact TexSTAR Participant Services at (800) 839-7827. April 2009 10 TexSTAR TERMS OF PARTICIPATION AND BYLAWS The Premier Investment Service for Texas Local Governments TERMS AND CONDITIONS OF PARTICIPATION By making application to open an account in TExSTAR, Participants agree to the following terms and conditions and make the following representations and delegations. 1. TexSTAR. 1.1 Creation. The initial Participants have created TExSTAR as an investment pool to provide for the joint investment of Participants' public funds and funds under their control. TExSTAR was created under the authority of applicable Texas law, including the Cooperation Act and the Investment Act. 1.2 Name. The name of TExSTAR is the "Texas Short Term Asset Reserve Program," but it may do business as TExSTAR. 1.3 Governance. The business and affairs of TExSTAR will be managed by the Board. The Board is the governing body of TExSTAR. The Board will have full power to act in the name of TExSTAR or its own name. The Board may exercise all powers of the governing bodies of the Participants in respect of the investment of Participant funds deposited to TExSTAR. The Board will supervise performance of the Participants' Agreement. The Board may appoint officers and delegate powers of the Board to the officers in accordance with the Investment Act and the Bylaws. Members of the Board will be selected, and the Board may act, as provided in the Bylaws. 1.4 Advisory Board. The Board shall appoint an Advisory Board. The Advisory Board will consist of representatives of Participants and of other persons who do not have a business relationship with TExSTAR and are qualified to advise the Board. 1.5 Bylaws. The Board will adopt (and act in accordance with) the Bylaws. 1.6 Dissolution. The Board may dissolve TExSTAR and terminate the Agreement as provided in the Bylaws on not less than 30 days advance written notice to the Participants and the approval of Participants owning at least two-thirds of the units in TExSTAR. 2. PARTICIPANTS. 2.1 Agreement and Representations. By executing and submitting an application for an account in TExSTAR, each applicant (1) agrees with the Board and each other Participant to the terms and conditions of (and delegates to the Board all powers described in) the Agreement, the Bylaws, the Investment Policy, and the Operating Procedures, and (2) represents that (a) the applicant is eligible to become a Participant and to invest its funds through TExSTAR) in accordance with the Agreement, the Cooperative Act, and the Investment Act, (b) the Participant's governing body has duly authorized execution of the application and investment through TExSTAR by rule, order, ordinance, or resolution, as appropriate, and (c) the Participant has duly executed and delivered the application. 1 2.2 Withdrawal. A Participant. may terminate its status as a Participant and its rights and obligations under the Agreement by providing written notice of termination to the Board in accordance with the Operating Procedures and withdrawing its account balance in full. Absent notice of termination, withdrawal of a Participant's account balance in full will not terminate its rights as a Participant. 3. INVESTMENTS AND OPERATIONS. 3.1 Objectives. The Board will invest TEXSTAR assets in accordance with the following investment objectives, stated in order of priority: (1) preservation and safety of principal, 2) liquidity, and (3) yield. The Board will seek to obtain and maintain a TEXSTAR credit rating no lower than AAA, AAA-m, or the equivalent by at least one nationally recognized rating agency, unless otherwise permitted by the Investment Act and the Investment Policy. 3.2 Policies. The Board will adopt an Investment Policy and Operating Procedures. The Board will review and revise or readopt the Investment Policy annually. Participants will make deposits to and withdrawals from the Funds and the Board will accept, hold, invest, and remit Participant funds in each Fund, in accordance with the Investment Policy and the Operating Procedures. 3.2.1 Investment Policy. The Investment Policy will be written, will primarily emphasize safety of principal and liquidity in accordance with the TEXSTAR investment objectives, will address investment diversification, yield, and maturity and the quality and capability of investment management, and will include a list of the types of authorized investments in which each Fund within TEXSTAR may be invested, the maximum allowable stated maturity of any individual investment owned through TEXSTAR, the maximum dollar-weighted average maturity of investments allowed for each Fund, and methods to monitor the market price of investments acquired by TEXSTAR. The Investment Policy will authorize investment only in investments authorized by the Investment Act for the investment of Participant funds, but need not require liquidation of investments that cease to be authorized after purchase. Each investment strategy will use the following priorities in the order of importance stated: (1) understanding the suitability of the investment to the financial requirements of TEXSTAR, (2) preservation and safety of principal, (3) liquidity, (4) marketability of the investment, (5) diversification of the investment portfolio, and 6) yield. Each Participant accepts and adopts the Investment Policy as its investment policy for the funds it deposits with TEXSTAR. 3.2.2 Operating Procedures. The Operating Procedures will be written and will establish procedures for (and any conditions to) becoming a Participant, opening accounts, depositing funds, crediting earnings, charging expenses, and withdrawing funds. 3.3 Investment Officers. The Board will designate one or more investment officers to be responsible for the investment of funds through TEXSTAR consistent with the Investment Policy. Investment officers for TEXSTAR will be the investment officers of Participants or their funds invested in TEXSTAR. TEXSTAR investment officers will exercise the judgment and care, under prevailing circumstances, that a prudent person would exercise in the management of the person's own affairs. As fiduciaries of TEXSTAR, the Board will retain ultimate responsibility for investments. 2 3.4 Standard of Care. Investments will be made with the judgment and care that, under prevailing circumstances, a person of prudence, discretion, and intelligence would exercise in the management of the person's own affairs, not for speculation, but for investment, considering the probable safety of capital and the probable income to be derived. 3.5 Compliance. The Board will have performed an independent annual audit of its financial statements and, in connection with the audit, a compliance audit of management controls on investments and of adherence to the Investment Policy. 3.6 Ownership and Custody. Participants delegate to the Board the authority to hold legal title (as custodian) to investments purchased with their funds deposited through TexSTAR. The Board may engage a bank or trust company to act as its custodian for investments and its depository for temporarily uninvested funds. Participants' funds in TexSTAR may be commingled, but will be separately accounted for. Participants will own an undivided beneficial interest in the investments and temporarily uninvested funds in each Fund in which it has deposited funds, in shares determined in accordance with the Investment Policy and the Operating Procedures. 3.7 Expenses. The Board may assess expenses of operating TexSTAR against each Participant's share of earnings from the investment of TexSTAR assets in accordance with the Investment Policy and the Operating Procedures. 3.8 Information Statement and Reports. The Board will prepare and periodically update or supplement an information statement containing the information specified in Section 2256.016(b) of the Investment Act. The Board will provide a copy of each update or supplement to each Participant. The Board will furnish to each Participant's investment officer (1) confirmations of the Participant's investments in and withdrawals from each Fund and (2) a monthly report containing the information specified in Section 2256.016(c) of the Investment Act. i i 4. DEFINITIONS. IN THESE TERMS AND CONDITIONS FOR PARTICIPATION AND THE AGREEMENT: 4.1 "Agreement" means the agreement among the Participants (and with the Board) that is created by the Participants' authorization, execution, and submission of an application for an account in TexSTAR. The agreement consists of (1) the applications of all Participants who have not withdrawn as a Participant in TexSTAR in accordance with the Operating Procedures and (2) these Terms and Conditions of Participation. 4.2 "Board" means the board of directors of TexSTAR duly elected or appointed, qualified, and incumbent in accordance with the Bylaws. I 4.3 "Bylaws" means the Bylaws for TexSTAR provided to the initial Participants, as amended from time to time in accordance with the terms of the Agreement and the Bylaws. 4.4 "Cooperation Act" means Chapter 791, Texas Government Code, as amended from j time to time. 3 4.5 "Fund" means a separate portfolio of investments created by the Board for Participant funds with a different investment objective or strategy or authorized investments (or available to different categories of Participants) than other funds in TexSTAR, as specified in the Investment Policy or the Operating Procedures. 4.6 "Investment Act" means Chapter 2256, Texas Government Code, as amended. 4.7 "Investment Policy" means the Investment Policy for TexSTAR furnished to the initial Participants, as amended by the Board from time to time in accordance with the Agreement and the Bylaws. 4.8 "Operating Procedures" means the Operating Procedures for TexSTAR furnished to the initial Participants, as amended by the Board from time to time in accordance with the Agreement and the Bylaws. 4.9 "Participant" means a municipality, a county, a school district, a district or authority created under article 3, section 52(b) or article 16, section 59 of the Texas Constitution, a hospital district, a state agency (as defined under Sections 771.002 and 2256.002, Texas Government Code), or any other corporate and political entity organized under Texas law that has duly authorized, completed, executed, and submitted an application for an account in TexSTAR in accordance with the Operating Procedures (incorporating these Terms and Conditions of Participation by reference) and has not terminated its participation in TexSTAR in accordance with the Operating Procedures. The "initial Participants" are the Participants as of April 3, 2002. 4.10 "TexSTAR" means the Texas Short Term Asset Reserve Program, a joint investment pool created by the Agreement. 5: MISCELLANEOUS. 5.1 Notices. Notices to a Participant may be given in accordance with the Operating Procedures to the address and the attention of the person specified in the Participant's account application, as amended or supplemented from time to time in writing delivered to the Board. Notices to the Board will be given as specified in the Operating Procedures. 5.2 Liability. The Participants and TexSTAR release the directors and officers of TexSTAR from liability for and (from and to the extent of TexSTAR earnings in the current year) indemnify them against all loss and liability that may arise from or in connection with any of their acts or omissions, including acts and omissions caused by their negligence, as provided in the Bylaws, to the extent permitted by law. 5.3 Severability. If any provision or application of the Agreement is invalid, illegal, or unenforceable, the validity, legality, and enforceability of the other provisions and applications of the Agreement will not be impaired or otherwise affected. 5.4 Benefits of Agreement. The Agreement is for the sole benefit of the Participants, the Board, and its officers and is not intended to create a legal right, remedy, or claim in favor of any other person. 4 5.5 Governing Law. The Agreement is governed by and to be construed in accordance with the laws of the State of Texas. 5.6 Term. The Agreement will have an initial term extending from the date of execution and submission of an account application by the second initial Participant through March 31, 2003. The Agreement will be automatically renewed for an additional one-year term beginning each April 1, except with respect to any Participant that withdrew as a Participant in accordance with the Operating Procedures before the renewal term. 5.7 Amendments. The Agreement, Bylaws, Investment Policy, and Operating Procedures may be amended by the Board from time to time. The Board will provide at least 30 days advance written notice of amendments to each Participant. Participants agree to the terms of amendments unless they withdraw as a Participant before the effective date of the amendment. 5 BYLAWS ARTICLE I GENERAL ORGANIZATION SECTION 1.1. Organization. By authorizing, executing, and submitting applications for participation that incorporate by reference Terms and Conditions for Participation in TExSTAR, eligible local governments and agencies of the State of Texas have agreed jointly to invest public funds and funds under their control as a public funds investment pool ("TExSTAR") and delegated their authority to invest the funds to a TExSTAR board of directors (the "Board"). The applications and incorporated terms and conditions are referred to herein as the "Agreement." Eligible local governments and agencies that are parties to the Agreement are referred to herein as Participants." Other terms used herein have the meanings assigned to them by the Agreement. These bylaws provide for the composition and authority of the Board. SECTION 1.2. Name. The name of the investment pools created by the Agreement is the Texas Short Term Asset Reserve Program, which may do business as "TExSTAR." SECTION 1.3. Offices. The chief administrative office of the Board shall be located in Dallas, Texas. The Board may also have offices at such other places within the State of Texas as the Board may from time to time determine or the business of the Board may require. ARTICLE 11 DIRECTORS SECTION 2.1. Directors. The number of directors which shall constitute the Board shall be five. Three directors shall be officers or employees of Participants (or, prior to July 1, 2002, prospective Participants). One director shall be an officer or employee of the company providing Participant service and marketing to the Board (the "Participant Services Administrator") or of an affiliate. One director shall be an officer or employee of the company providing investment management services to the Board (the "Investment Administrator") or an affiliate. The initial directors comprising the Board, their affiliations, and the dates their terms expire are as follows: 6 Name Affiliation Term Ends William Chapman Central Texas Regional Mobility Authority April, 2011 Nell Lange City of Frisco April, 2012 Melinda Garrett Houston Independent School District April, 2010 Michael G. Bartolotta First Southwest Company April, 2011 Will Williams JPMorgan Chase Bank April, 2011 SECTION 2.2. Terms. The term of office of directors (other than the initial term of the initial directors) shall be three years. Each director not otherwise removed or replaced shall hold office until his or her successor shall be elected or appointed and qualified. SECTION 2.3. Vacancies. Any vacancy occurring in the Board may be filled by a majority of the remaining directors, even if they constitute less than a quorum of the Board, except that (1) a vacancy in a position filled by an officer or employee of the Participant Services Administrator or the Investment Administrator or affiliate shall be filled by appointment of the Participant Services Administrator or the Investment Administrator, respectively, and (2) the person appointed to fill a vacancy in any other position may be replaced by vote of the Participants as described in this Section. A director elected to fill a vacancy shall be elected for the unexpired term of his or her predecessor in office. The death, declination, resignation, retirement, removal, incapacity, or inability of the directors, or any of them, shall not operate to annul TEXSTAR or the Board or to revoke any existing agency created pursuant to the terms of the Agreement. The Board shall give notice to the Participants of each appointment of a director to the Participants within 45 days after the appointment. Participants may nominate one or more candidates to replace any director appointed by the Board by written instrument delivered to the Board. If, within 30 days after the Board gives notice of the appointment, the Board receives one or more nominations signed by Participants owning at least 25% of the units in TUSTAR as of the end of the month preceding the month in which the appointment is made (the "record date"), the Board shall promptly conduct an election for a replacement director by written ballots mailed to the Participants. The ballots shall include the names of the director appointed by the Board and the candidates nominated by Participants owning at least 25% of the units in TEXSTAR as of the record date. The candidate receiving the most votes on ballots completed, signed, and returned by Participants within 30 days after the ballots are mailed, weighted by units owned by such Participants as of the record date, shall be elected to fill the unexpired term of the director appointed by the Board. SECTION 2.4. Removal. The Board may remove any director if (a) the director was an official or employee of a Participant when he or she became a director and the director ceases to be an elected or appointed official or employee of a Participant, either because he or she no longer serves the Participant or the Participant withdraws from participation in TUSTAR, (b) the director files personal bankruptcy or is adjudicated incompetent, or (c) the director has no business relationship with the Board. A director who was an officer or employee of the Participant 7 Services Administrator or the Investment Administrator when he or she became a director may be removed with or without cause by the Participant Services Administrator or the Investment Administrator, respectively. SECTION 2.5. Advisory Board. The Board shall appoint an advisory board (the "Advisory Board") for TEXSTAR pursuant to the Investment Act. The Advisory Board may consist of any number of persons designated by the Board and may include members of the Board. All members of the Advisory Board shall be either (1) a representative of a Participant or (2) a person who has no business relationship with the Board but who is qualified to advise the Board, and the Advisory Board shall at all times include at least one member of each such description. The Advisory Board shall have such duties as may be delegated to it by the Board. The Board shall fix the terms of (and may remove) members of the Advisory Board. ARTICLE III MEETINGS OF THE BOARD SECTION 3.1. Location. Meetings of the Board, regular or special, shall be held within the State of Texas or such other location as,,may be determined by the Board and permitted by applicable law. SECTION 3.2. Regular Meetings. Regular meetings of the Board may be held upon such notice, at such time, and at such place as shall from time to time be determined by the Board, subject to applicable law. SECTION 3.3. Special Meetings. Special meetings of the Board may be called by the President and shall be called by the Secretary on the written request of two directors. Notice of each special meeting of the Board shall be given to each director at least 72 hours before the date of the meeting or as otherwise required by applicable law, except that emergency meetings may be held as provided by applicable law. SECTION 3.4. Waiver of Notice. Attendance of a director at any meeting shall constitute a waiver of notice of such meeting, except where a director attends for the express purpose of objecting to the transaction of any business on the ground that the meeting is not lawfully called or convened. Except as otherwise provided by law or by the Agreement, neither the business to be transacted at, nor the purpose of, any regular or special meeting of the Board need be specified in the notice or waiver of notice of such meeting. SECTION 3.5. Quorum. With respect to any issue, a majority of the directors shall constitute a quorum and the act of a majority of the directors present when there is a quorum shall be the act of the Board. 8 SECTION 3.6. Open Meetings. Board meetings and Advisory Board meetings shall be held in compliance with the Open Meetings Act, chapter 551, Texas Government Code. Notices of meetings shall be posted at the Dallas County Courthouse, the chief administrative office of the Board, and the office of the Secretary of State. SECTION 3.7. Committees. The Board may from time to time appoint one or more committees of directors, including an executive committee, which shall have and may exercise such powers as the Board may specify in the resolutions appointing them. A majority of all the members of any such committee may take action and fix the time and place of its meetings, unless the Board shall otherwise provide. The Board may change the members or authority of or discharge any such committee at any time. SECTION 3.8. Expenses. The directors and members of the Advisory Board shall receive no compensation, but shall be paid their reasonable expenses, if any, of attendance at each meeting of the Board. Per diems and expenses paid to any director by a Participant for such director's service on the Board shall be considered an expense of the Board and shall be paid from TExSTAR earnings upon proper invoice. ARTICLE IV NOTICES SECTION 4.1. Notices. Any notice to directors shall be in writing and shall be delivered personally or mailed to the directors at their respective addresses appearing on the record books of the Board. Notice by mail shall be deemed to be given at the time when the same shall be deposited in the United States mail, postage prepaid. Notice to directors may also be given by telegram or telecopy. SECTION 4.2. Waivers. Whenever any notice is required to be given under the provisions of the statutes or of these Bylaws, a waiver of notice in writing signed by the person or persons entitled to the notice, whether before or after the time stated in the waiver, shall be deemed equivalent to giving the notice. ARTICLE V OFFICERS SECTION 5.1. General. The officers of the Board shall consist of a president, one or more vice presidents, a secretary, a treasurer, one or more assistant secretaries and assistant treasurers, and an investment officer or officers. Officers of the Board shall be elected by the Board. Two or more offices may be held by the same person, except the offices of president and secretary- 9 SECTION 5.2. Agents. The Board may appoint such agents as it shall deem necessary or convenient. Agents of the Board shall hold their offices for such terms and shall have such authority, exercise such powers, and perform such duties as shall be determined from time to time by the Board consistent with these Bylaws. SECTION 5.3. President. The president shall preside at all meetings of the Board and shall have such other powers and duties as may from time to time be prescribed by the Board. SECTION 5.4. Vice President. During the absence or disability of the president, the vice presidents in the order of their seniority, unless otherwise determined by the Board, shall perform the duties and may exercise the powers of the president. The vice presidents shall also perform such other duties and have such other authority and powers as the Board may from time to time prescribe. SECTION 5.5. Secretary. The Secretary shall attend all meetings of the Board, record (or cause to be recorded) all of the proceedings of the meetings in a minute book to be kept for that purpose, and perform like duties for the standing committees when required. The secretary shall give, or cause to be given, notice of all meetings of the Board and shall perform such other duties and have such other powers as may be prescribed by the Board or, consistent with these Bylaws, the president. The secretary shall keep in safe custody the seal of the Board, if any, and, when authorized by the Board, shall affix the same to any instrument requiring it and, when so affixed, attest the same by his or her signature. SECTION 5.6. Assistant Secretaries. During the absence or disability of the secretary, the assistant secretaries in the order of their seniority, unless otherwise determined by the Board, shall perform the duties and may exercise the powers of the secretary. They shall also perform such other duties and have such other powers as the Board may from time to time prescribe. SECTION 5.7. Treasurer and Assistant Treasurers; Investment Officer. The treasurer and any assistant treasurers and the investment officer shall perform such duties and have such powers as the Board may from time to time prescribe or as may otherwise be established by applicable law. ARTICLE VI GENERAL PROVISIONS SECTION 6.1. Disbursements. Withdrawals of funds invested through TEXSTAR, distributions of earnings from investments, and all payments for investments shall be made in accordance with the Investment Policy and the Operating Procedures. All other checks drawn by and other authorizations for 10 fund withdrawals from TEXSTAR shall be signed-by such officer or officers or such other person or persons as the Board may from time to time designate. SECTION 6.2. Fiscal Year. The fiscal year of TExSTAR and the Board shall be from April 1 to March 31. SECTION 6.3. Seal. The Board's seal shall be.in such form as may be prescribed by the Board. The seal may be used by causing it or a facsimile thereof to be impressed, affixed, or in any manner reproduced. SECTION 6.4. Books and Records. i The Board shall keep correct and complete books and records of account, minutes of the proceedings of the Board, and a record of the Participants (and their addresses and the number and class of the units held by each) at its registered office or principal place of business or at the office of its transfer agent or registrar. ARTICLE VII INVESTMENT MANAGEMENT AND ADMINISTRATION Section 7.1 Professional Management. The Board shall contract with one or more experienced persons for account administration, investment management, and custodial services required by TEXSTAR. Contracts for such services shall not exceed two years in duration. SECTION 7.2 Engagement of Service Providers. The Board initially shall engage JPMorgan Fleming Asset Management (USA), Inc. as Investment Administrator to provide investment management services, First Southwest Asset Management, Inc. as Participant Services Administrator to provide participant services and marketing, and JPMorgan Chase Bank to provide custodial services. Any person subsequently engaged to provide such services to the Board shall be approved by Participants owning two- thirds of the units in TEXSTAR, unless such person is an affiliate of a person previously engaged to provide the same service and except that the Board may engage temporary services without Participant approval if any existing service provider resigns or becomes insolvent or unable to perform its duties or is removed for cause in accordance with the provisions of its contract. ARTICLE VIII INDEMNIFICATION AND RELEASE OF DIRECTORS AND OFFICERS SECTION 8.1. Indemnification. A.Indemnification. Subject to the exceptions and limitations contained in Subsection B below: 11 1) every person who is, or has been, a director or officer of the Board hereinafter referred to as a "Covered Person"), whether or not the Covered Person has been alleged to have been negligent in the exercise of the duties of his office, shall be indemnified to the fullest extent permitted by law against liability and against all expenses reasonably incurred or paid by the Covered Person in connection with any claim, action, suit, or proceeding in which he or she becomes involved as a party or otherwise by virtue of being or having been a director or officer and against amounts paid or incurred by the Covered Person in the settlement thereof; and 2) the words "claim", "action", "suit", and "proceeding" shall apply to all claims, actions, suits, or proceedings (civil, criminal, or other,- including appeals), actual or threatened, while in office or thereafter, and the words "liability' and "expenses"' shall include, without limitation, attorneys' fees, costs, judgments, amounts paid in settlement, fines, penalties, and other liabilities. B.Limitations. No indemnification shall be provided hereunder to a Covered Person: 1) who shall have been adjudicated by a court or body before which the proceeding was brought to be liable to the Board, TExSTAR, or the Participants by reason of fraud, willful misfeasance, or bad faith; or 2) in the event of a settlement, unless there has been a determination that the Covered Person did not engage in fraud, willful misfeasance, or bad faith, a) by the court or other body approving the settlement; b) by at least a majority of those directors who are not parties to the matter, based upon review of readily available facts (as opposed to full trial-type inquiry); or c) by written opinion of independent legal counsel based upon a review of readily available facts (as opposed to a full trial-type inquiry). C.Miscellaneous. The rights of indemnification herein provided may be insured against by policies maintained by the Board, shall be severable, shall not be exclusive of or affect any other rights to which any Covered Person may now or hereafter be entitled, shall continue as to a person who has ceased to be a director or officer, and shall inure to the benefit of the heirs, executors, and administrators of the Covered Person. Nothing contained herein shall affect any rights to indemnification to which TExSTAR personnel, other than directors and officers, and other persons may be entitled by contract dr otherwise under law. D.Expenses of Defense. Expenses in connection with the preparation and presentation of a defense to any claim, action, suit or proceeding of the character described in Subsection A of this Section may be paid as an expense of the applicable portfolio from time to time prior to final disposition thereof upon receipt of an undertaking by or on behalf of the Covered Person that such amount will be paid over by him to the applicable portfolio if it is ultimately determined that he is not entitled to indemnification under this Section; provided, however, that either (i) the Covered Person shall have provided appropriate security for such undertaking, (ii) the Board is insured against losses arising out of any such advance payments, or (iii) either a majority of the directors who are not parties to the matter, or independent legal 12 counsel in a written opinion, shall have determined, based upon a review of readily available facts (as opposed to a trial-type inquiry or full investigation), that there is reason to believe that the Covered Person will be found entitled to indemnification under this Section. E.Right to Defend. Subject to applicable law, the Board may, and if requested in writing by a Covered Person shall, undertake the defense of any claim, action, or proceeding in connection with the matters set forth in Subsections A through D for which the Covered Person is indemnified under this Section, and thereafter the Board shall not be liable to the Covered Person for any costs of counsel or other expenses other than reasonable costs subsequently incurred by the Covered Person at the request of the Board in connection with the defense thereof, unless (1) the employment of such counsel has been specifically authorized in writing by the Board, (2) the Board has failed after request to assume the defense and to employ counsel, or (3) the named parties to any such action (including impleaded parties) include both a Covered Person and the Board and the Covered Person shall have been advised by counsel that there may be one or more legal defenses available to it which are different from or additional to those available to the Board (in which case, if the Covered Person notifies the Board in writing that it elects to employ separate counsel at the expense of the Board, the Board shall not have the right to assume the defense of the action on behalf of the Covered Person; provided that if the Board has insured against losses pursuant to Subsection D and the insurer proceeds to defend the Covered Person pursuant to the policy of insurance, then the Board shall have no further duty to indemnify costs of defense or defend the Covered Person pursuant to this Section. SECTION 8.2. Limitation of Liability. The directors and officers of the Board are governmental officials and shall enjoy the same immunities from liability and suit as are enjoyed by officers of the Participants. Provided they have acted in good faith under the belief that their actions are in the best interest of TEXSTAR, the directors and officers of the Board shall not be responsible for or liable in any event for neglect or wrongdoing by them or any officer, agent, employee, or investment advisor of TEXSTAR, but nothing contained herein shall protect any director against any liability to which he or she would otherwise be subject by reason of fraud, willful misfeasance, or bad faith. The directors may take advice of counsel or other experts and shall be under no liability for any act or omission in accordance with such advice. The directors shall not be required to give any bond as such, nor any surety if a bond is obtained. SECTION 8.3. Liability Insurance. The Board may obtain general liability and errors and omissions insurance for the protection of the Board and others in the operation and conduct of TExSTAR in such amounts as the Board deems adequate to cover foreseeable tort and contract liability. Premiums for such insurance shall be paid by the Board as an expense of TEXSTAR. ARTICLE IX DISSOLUTION SECTION 9.1. Dissolution. The Board may dissolve any Fund, or may dissolve TEXSTAR in whole and terminate the Agreement, on not less than 30 days notice to the Participants, provided that the Board 13 v J , makes provision for all liabilities and obligations of the Fund or of the Board and TExSTAR, respectively, and, in the case of dissolution of TExSTAR, Participants owning two-thirds of the units in TExSTAR approve the dissolution.. After voting to dissolve and making provision for all liabilities and obligations of a Fund or of the Board and TExSTAR, the Board shall disburse all of the assets of the Fund or TExSTAR, respectively, to the Participants in proportion to their units in the Fund or TExSTAR, respectively. After giving notice of dissolution of a Fund or TExSTAR, the Board may withhold distributions of earnings from the Fund or TExSTAR, respectively, in such amounts as it deems advisable to make provision for its liabilities and obligations. ARTICLE X AMENDMENTS SECTION 10.1. Amendments. These Bylaws may be altered, amended, or repealed or new Bylaws may be adopted by a majority of the whole Board at any regular or special meeting. No amendment, alteration, repeal, or replacement shall be effective until 30 days after notice of the same is given to the Participants and, in the case of any amendment or repeal of Section 7.2 hereof or permitting dissolution of TUSTAR without the approval of Participants owning two-thirds of the units in TUSTAR, until approved by Participants owning two-thirds of the units in TExSTAR. s April 2009 14