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1989-133NO J6111 AN ORDINANCE ACCEPTING THE PROPOSAL OF FRANK B HALL AND COMPANY FOR AIRPORT AND HANGARKEEPERS LIABILITY INSURANCE COVERAGE FOR THE DENTON MUNICIPAL AIRPORT, AUTHORIZING THE EXPENDITURE OF FUNDS THREREFORE, AND DECLARING AN EFFECTIVE DATE THE CITY COUNCIL OF THE CITY OF DENTON HEREBY ORDAINS SECTION I, That the proposal of Frank B Hall and Company for airport and hangarkeepers liability insurance coverage for the Denton Municipal Airport, a copy of which is attached hereto and incorporated by reference herein, is hereby accepted S CTION II, That the City Council hereby authorizes the expenditure of funds in the manner and amount as specified in the agreement SECTION III That this ordinance shall become effective immediately upon its passage and approval PASSED AND APPROVED this the /7 - day of ~a~L 1989 RAY ST NS, YOR ATTEST JENNIPn'WALTERS, CITY-SEC ETAR APPROVED AS TO LEGAL FORM DEBRA ADAMI DRAYOVITCH, CITY ATTORNEY BY Lvsaec~Iny U September 7 1989 City of Denton, Texas Purchasing Department 901-B Texas Street Denton TX 76201 Dear People Frank B Hall & Co 512 west Hickory Suite 205 Denton Texas 76201 Herewith please find our bid for Airport and Hangarkeepers liability coverage for the City of Denton The Underwriter is United States Aircraft Insurance Group and the coverage may or may not adhere to the specifications requested City is hereby advised that coverage proposed is subject to terms contained in the expiring policy (copy enclosed) COMMERCIAL GENERAL LIABILITY COVERAGE Products/Completed Operations Aggregate Limit $5 000,000 Personal and Advertising Injury Limit $5,000 000 000 000 Each Occurrence Limit $1000 Medical Expense Limit HANGARKEEPERS LIABILITY COVERAGE Each Aircraft Limit $200 000 Each Occurrence Limit $500 000 $250 Deductible Each Occurrence ANNUAL PREMIUM $4,000 If you have any questions on this proposal, please call Sincerely, Leonard Herring, Jr , CPCU Vice President jh Enclosure cc Bonnie Rogers Telephone (817) 382 9451 U AIG Airport Liability Policy Policy No ALO- 10 4 5 Former Policy No None DIclarations Page ocrirrence Form - Texas I 1 W e and Address of Named Insured City of Denton Municipal Building 1 Denton, Texas 76201 7 to 10/01/89 Policy Period Is from 10/01/88 lbo ppginning and ending at 12 01 A M Standard Time at the address shown above Rpmed Insured is ( D) A Individual 8 Corporation C Partnership D Municipality gpsiness Description City Government #►dlt Period Annual unless otherwise stated 3. I return for the payment of premium and subject to all the terms of this Policy we agree with you to provide insurance as dated in this Policy 't~' Limits of Insurance Advance Premium apysrage 4mmerclal General Liability Coverage ipperal Aggregate Limit 40her than Products/Completed Operations) "uctelcompleted Operations Aggregate Limit "nal & Advertising Injury Limit Each occurrence Limit Damage Limit Joel Expense Limit $ _ t Ap No olicable$._ Included $ 000 000 $ sided Included $ 5,000, 000, _ $ . d u Incl d $ 55 0o 50 0 000 $ $ _ - - included _ $ 1 _ . 000 $ _ Included $ . Hipgerkeeper a Liability Coverage 4ch Aircraft Limit Mach Occurrence Limit $ 200'00 $ 500,000 Total $ Included $ Included 5,050 airport premises owned rented to or occupied by the Named Insured at the beginning of the policy period Denton Municipal Airport Denton, Texas ALP US T1 01 88 1-12 have been added to this policy Enprsements The following endorsements 11 / 3 0 / 8 8 1` 5 050 This policy is written through the Aviation Managers on~ dtern Inc Adslince Premium - L 1 Endorsement Premium $ Included - Approved by United SlalesAvAviation iation Managers 5,050 Total Advance Premium $ - J Coutiteraignature of Authorized Representative Place of Signing ALD U9 D2 01 86 F 1 14 ui1G Aviation Liability Policy (Zr iirrence Form) ction VI: Common policy Conditions Alf Coverages included in this policy are subject to the following conditions matting or delivering to us or the ~Ganceliation cancel this policy by a hown in the Declarations May cancel The first Named Insured s or delivering to the first Named Insured written Aviation Managers advance written notice of cancellation the b nyctwe of canceilolatfon at9eastmay cancel this policy by cellation % no ten (10) days before the effective date of can it we or the Aviation Managers cancel for nonpayment of premium or (2) thirty (30) days before the effective date of cancellation It we or the Aviation Managers cancel for any other reason G. We or the Aviation Managers will mad or deliver our nonce to the first Named icy period l will and on that date ow to us or the Aviation Managers premium refund d Notice of cancellation will slate the effective data of cancellation rata pt if the i Named first InsuNamed Insureo cancels the e if this policy is cancelled we or the Aviation Managers will send the first Named any due it we or the Aviation Managers cancel the refund will be p refund may be less than pro rata The cancellation will be effective even it we or the Aviation Managers have no t made or offered a refund 1 if notice is mailed proof of mailing will be sufficient proof of notice Changes you and us and the Aviation Managers concerning the insurance This policy contains a ll the agreements between y bY endorsement oh first he Av Aviation Mlanag d shown in and the made larpart of this policy d to make changes in aived the only terms of this Policy afforded ers consent This policy s terms can be amended or w with o issued by us or the Aviation Managers an this policy at any time Examination of Your Books and Records years aftelrwt your ard books and records as they elate to We or the Aviation Managers may examine during the policy period and up inspections and Surveys not a We have a right but are surveys at any time 0) Make inspections (2) Give you reports on the conditions we or the Aviation Managers find an (3) Recommend changes b Any inspections surveys reports or recommendations relate only We and the Aviation and the pagers s to not charge We and the AviationoMe^y pars d do not make safety inspections We and the Aviation manpremlu agers or t not u tic A e ers organization to provide for the health or safety of workers or the public And to perform the duty do not warrant that conditions we and the Aviation Managers (1) Are safe or healthful or similar This advisory rate service or (2) Comply with laws, regulations codes or standards rating also to any condition applies not only to us and the Aviation Managers ul a or recommendations ance inspections surveys report organization which makes insur Premiums a The first Named Insured shown tof a,DI premiums and t (t) Is responsible for the payment return premiums we pay (2) Will be the payee for any I congnued on reverse side bus C1 12 85 (PoAE 1 or 2) x~ pgp1+ M° Transfer of Your Rights and Duties Under This Policy a coYour nsenthts ept duties cunder ase thdeathlcy ma nottibe tranb aarlerr nsutlo t °w ur the lWlatwn Man agars wnllan lutiliq within IePt b if you die ex the of of an dual red your rights and duties will be transfreired to you r legally preu d Ilaixve y uPF yttrJ'lanyulio having the scope of duties as your legal representative LjUha~ have proper temporary custody of your property vill yuur i iyht and rjbu but V11111 N to thal VIflY WItual policy Conditions This policy is nonassessablu The N Am trmrod a a in G ua of ilia l rty Mutual f Ios in aid of .a particate the nsur e accordance wdhlthe pro vsons of law In (tthe'dtstnbuuun of dividends so I xald anld deternnned f,~,,piCompany d and us entitled to vote tadt arlunit by virtui~ o( Oil person or by prudy it a iy and all member uehnyie Id at the home office at Boston Massachusuts un the thud Wednesday Lt )erly Mutual Insurance Notice of Annual 01 he mean The at a10 00 OcloCk nnual meeting A M April in t~ I United States Aviation Underwriters Incorporated Aviation Managers John V Brennan President t r CPC lib Cl 12 $5 (pAGE 2 nt 2) i y ussl U AIG Schedule. attachment to Policy No ALO 1045 to form a part of said policy rk reed Insured City of Denton t f Premises (Enter same' If same location as Declarations Page address ation o Same location as described in Item 4 "n of tMerest of Named Insured In such premises ;j owner premises occupied by Named Insured I" of OWRIPTION OF HAZARDS a AirpQrts - Commercial 1 A Pvemises B Cpytpleted operations TA C pducts, NOC Fuelfs Lubricants t~ x~ } of the Declarations Page C ] General lessee f ] Tenant Entire CODE NO I PREMIUM BASE I BI RATES I ADVANCE PREMIUMS PD 111 i Flat Included 40010 Flat 44444 Flat Flat included Flat Included 44444 Flat ALP Vq 61 01 BB 4, U#AIG Aviation Liability Policy NVclear Energy Exclusion Endorsement 'Ofurrence Form) TrThe lear Energy Liability Exclusion insurance does not apply or property damage A Under any Liability Coverage to bodily injury n (1) with respect to which an Insured under the policy is also an insured under a uclear energy liability Policy Liability Insurance Association Mutual Atomic Energy Liability Underwriters issued by Nuclear Energy at thir Canada or pon exhaustion Diets limit ofsl abll tyworuld be an Insured under any Nuclear Insurance arson such policy but for I se Association at u Act of 1954 or r; (2) resulting from the hazardous properties of nuclear matenal and with respect to which would any or organization is required to maintain financial protection pursuant to the Atomic Energy any law amendatory thereof or (b) the Insured is or had this policy not been issued be entitled thereof with any person or organization to indemnity from the United Stales of America or any agency thereof under any agreement enters from resulting by the United States of America or any agency 8 Under any Medical Payments coverage to expenses incurred with respect to bodily injury the hazardous properties of nuclear material and arising out of the operation of a nuclear facility by 6 any person or organization or property damage resulting from the hazardous proper C Under any Liability Coverage to bodily injury ties of nuclear material if or operated by or on behalf of an insured (1) the nuclear material (a) is at any nuclear facility owned by or (b) has been discharged or dispersed therefrom (2) the nuclear material is contained in spent fuel or waste at any time possessed handle use stored transported or disposed of by or on behalf of an insure by an Insured of services mater processed o (3) the 'bodily injury or property damage arses out of the furnishing construction maintenance operation or use of als parts or equipment in connection with the planning to America such nuclear facility any nuclear facility, but if such facility is locates withi olhproper y States damage of to such its lean fa tories or r only possessions or Canada this exclusion (3) app and any property thereat As used in this endorsement xic or explosive properties 'Hazardous Properties include radioactive to ate meanings material given them in the ' Nuclear material means source material special nuclear m matenal nal or have by P the product any material and by Product amendatory hereof ' Source material Act of 1954 nuclear Atomic Energy Energy Spent fuel means any fuel element or fuel component solid or ligwd, which has been used or exposed to ra i anon in a 'nuclear reactor b product material other than the tailings or wastes produced "Waste means any waste material (a) containing by included under the arson or organization of any nuclear facility by the extraction or concentration of uranium or Monett"' from any ore processed primarily for its source ma en he op and (b) resulting from I the definition ofa nuclear facility eration first two paragraphs ' Nuclear facility means plutonium (2) y (a) Any nuclear reactor waste (b) Any equipment or device designed or used for hand) ng processinthe g or topes of uranium packagi processing or utilizing sPe febcess or allaying of sp ast nuclear material (c) Any equipment or device used for the processing emis or uror of such such timeuipmethe total amount located cons seri of in the Cu nsdmorelt anj25 grams of pluto premises w ere or contai 235 um 233 or any combination thereof or more than 250 grams of prepared or usedrforrlthe sto age or disposal of waste (d) Any structure basin excavation Premises or place pe and includes the site on which any of the foregoing is located all operation conducted on suchorting cha In Nuclear premises used for such operations ' reactor means any apparatus designed or used to sustain nuclear fission in a sal supp reaction or to contain a crdiual mass of fissionable material property damage includes all forms of radioactive contamination of properly ALP Yf Nt tt BS ( U Ica Aviation Liability Policy 0, and Hangarkeeper's Liability Insurance Part HILL Coverage Part forme a part of your Policy No4tate~b~rtbw I as of the effective date of your policy unless oche us09 issued by us and it takes 4y ) use only If this Coverage Part is effective after the effective date of the policy Or T0I6 Coverage Part is effective (at the hour stated in the Declarations) It forms part of the above Policy Number issued to 11eturn for the payment of premium and subject to all terms of this policy not modified by this Coverage Part 11 pgree with you to provide insurance as shown in the Schedule below and asset forth in this Coverage Part Schedule I Advance Premiums Limits of Insurance erages y ground Hangarkeeper a Liability $ $ Each Aircraft Included $ 200,000 Each Occurrence Deductible Allowance for Overhead and Supervision H Ground Hangarkeeper's Liability Each Occurrence Insuring Agreement We will pay those sums that the Insured becomes legally obligated to pay because of direct loss or damage including the loss of use to an aircraft and parts of those aircraft temporarily detached and not replaced, Which are someone else s property and which area the care, custody or control of the Named Insured, as Was, for storage, repair servicing orsafskesping (aaevidenced by your recoi iol Out-on 41ofyhe(lo the t Declarations hnwn In wv~ aircraft or Its parts may also be temporarily elsewhere but it must be under your physical control for purpose of service or repair an you repair damages which you have caused we won t pay more than your actual net cost for necessary material and parts of like kind and quality and, your actual wages for labor at current straight time rates with no premium for overtime plus the percen tags of such wages shown in the above Schedule as an allowance for Overhead and Supervision con~Pued on reverse side y , , ALP 1OY 01 Be (PAGE 1 of 2) t us09 Exclusions This insurance does not apply to agreement (A) liability you assume under any contract or (B) to loss or damage to aircraft or parts of an aircraft er of the Named (1) owned by, rented to or loaned to the Named insure o partn Named insured unless dthe property M (2) owned by rented to or loaned to an officer or employee under an agreement for which a charge has been made is an aircraft in your custody t (3) due to radioactive contamination (C) To loss or damage to wearing apparel, personal effects or merchandise of any description whether or not the aircraft in which they are contained was damaged Limits of Insurance policy Subject to Paragraph 1 of Section III Limits of Insurance of your arts arising from any one occurrence (q) The most we II pay for loss or damage to each aircraft or its p the above ' Schedule under Each Aircraft and is the amount shown in a+ k (B) the most we II pay for all loss or damage to more than one aircraft arising from any one occurrence is the amount shown in the above Schedule under Each occurrence oeductible The deductible shown in the above Schedule applies to each occurrence covered under this Coverage Part or all of the deductible to settle any claim or suit You agree to promptly ream Part We may pay any bursa us for any part of the deductible which we have paid All. Additional Definition 'Aircraft' means any aircraft which includes " ~ (q) operating, navigating and radio equipment which is usually attached tothnedair raft and (B) parts temporarily awhich aircraft and are containedy sin the aircraft (C) tools and repair equipment our coverage except as stated above it is effective on the endorsement does not change any of y and hour shown below, local Standard Time at the first Named Insured's address policy issued to 1 City of Denton ALO 1045 I No 10/01/88 12 01 A Id Date and hour endorsement takes effect r` Fj)dorsement No i Il6 Og 01 g9 (PAGE 2 012) Po wy on Underwriters, Inc, Aviation Managers Approved United States Avla i t m usoo U*4/G Alvaation Liability Policy War Risks and Other Penis Exclusion Endorsement e This endorsement changes your policy Please read it carefully This endorsement modifies insurance provided under the following coverage(s) ❑ COMMERCIAL GENERAL LIABILITY COVERAGE ❑ PRODUCTS/COMPLETED OPERATIONS COVERAGE ❑ LIQUOR LIABILITY COVERAGE H , G Ilk IV lie policy does not cover claims caused by (a) war, invasion, acts of foreign enemies, hostilities (whether or not war be declared) civil war rebellion insurrection martial law military or usurped power or attempts at usurpation of power or (b) any hostile detonation of any weapon of war employing atomic or nuclear fission andlor fusion or other AA like reaction or radioactive force or matter or (c) strikes riots civil commotions or labor disturbances or therefrom soaccidental on intentonal terrorist or tti (d) pan act urposes fanone or more d whether lain o injury loss or agents of a sovereign (e) any malicious act or act of sabotage or (f) confiscation nationalization seizure restraint detention appropriation requisition by or under any government public or local authority or ofd meted the Insured (g) shi jacking or any seizure or wrongful exercise of control of an eizure or controlnmade by any person or persons acting without the aircraft xcept as coverage your hange any of does not Tbris endorse abo e and hourtshown belowclocal Standard Time at the Hirst NamedtInsudred svaddresse it is on the it City of Denton PQIICy ISSUed t0 10/01/88 12 01 A M e 2 ALO 1045 Policy No Date and hour endorsement lakes effect Erydorsement No Approved United States Avfah\Underwriters, ` Inc , Aviation Managers JJ!"~~-- by µp lIG 29 01 B9 i Risks Coverage Endorsement This endorsement changes your policy Please read it carefully This endorsement modifies insurance provided under the following coverage(s) Cl COMMERCIAL GENERAL LIABILITY COVERAGE C PRODUCTS/COMPLETED OPERATIONS COVERAGE ❑ LIQUOR LIABILITY COVERAGE letes the endorsem Perils ttached ecttorthe following cancella on alndsterm at onr p ovisions Exclappusioncable only to th saendo sements policy ~ collation and Termination ~erage under this endorsement may be cancelled by the Company or the Aviation Managers to the rations on the Insure irst notice o such cilaning stating whenfnot less than atdaysthe address such cancellation shall be effectivef Named Insured The mailing or delivery of such notice shall be sufficient coveage earned pram um shalltbe computed pro rata If the Company or the Aviation Managers cancel th d sement will automatically terminate whether or not notice has been mailed or premium for this endorsement $ Ar This endorsement does not any of your and hour hown belowclocal Standard Time at theefirst Named Insured svaddressffectlve on the except as City of Denton policy issued to 10/01/88 12 01 A M 3 Endorsement No us30 Aviation Liability PoliCy between any of the the Union of Soviet Socialist Republics or the People s p ig atomic or there or wherever and whenever such detonation shall ccurn reaction or radioactive foceyor weapon matter o e under this an or d to the first Named Insured if there is an outbreak of war whether or not there has been a declaration of war China United Kingdom France following countries The United States America ubc Ch ALO 1045 Date and hour endursunenl Lakes effoct Policy No Approved fill gates Aviat\n tr dprtvufers Inc Avaaf#on Managers 1 7L 11G Aviation Liability Policy Traffic Control Exclusion Endorsement This endorsemen This endorsement modifies insurance provided under the following coverage(s) ❑ COMMERCIAL GENERAL LIABILITY COVERAGE ❑ PRODUCTS/COMPLETED OPERATIONS COVERAGE t changes your policy Please read it carefully us00 ❑ LIQUOR LIABILITY COVERAGE TWs Insurance does notapply to rducted by any insured 2 !r S x Qk ay fN44rr 1 M 74 11 w bodily injury' or property damage arising out of Air Traffic Control Operations Endorsement No coverage f your below hangs any ord Tlme at the first Named insured s above address effective on the ale and rhour shown sement does not City of Denton lioy issued to 4 ALO 1045 10/01/88 12 01 A M Date and hour endorsement takes effeU r~ Policy No Approved United States Avis ion Underwriters, In°Vf Avi Ltr°n Managers by l < ALP y1le 31 01 06 i us00 U$ AIG Aviation Liability Pohcy Notice Texas Changes Endorsement-Conditions Requiring This endorsement changes your policy Please read it carefully This endorsement modifies insurance provided under the following coverage(s) ❑ COMMERCIAL GENERAL LIABILITY COVERAGE ❑ PRODUCTS/COMPLETED OPERATIONS COVERAGE 0 LIQUOR LIABILITY COVERAGE perty Damage Liability unless we are prejudiced by the Insured s or your failure to comply requirement any provision of this Coverage requiring you or any Insured to give notice Wth regard to B with tInj ry and Pro of,occurrence claim or suit or forward demands notices summonses or legal papers in connection with a claim cry suit will not bar liability under this Coverage qqN, 4 f y ~f1 1 1 l t 4 and hour hown belowolocaI Standard Time at the first Named Insured svaddressffective on the is City of Denton vICy ISSUed t0 lo/01/88 12 01 A M p 10A5 5 ALO - Date and hour endorsement takes effect wo-rsement No r zl Policy No Approved United States Avfat+pn Underwriters Inc I Aviation Managers by-- ALP 0103 9 85 T UVIG Aviation Liability Pol►cy and Nonrenew~oo Tgms Changes Endorsement-Cancellation A. I This endorsement c -W This endorsement modifies insurance provided under the following coverage(s) 0 COMMERCIAL GENERAL LIABILITY COVERAGE ONS COVERAGE h n es your policy Please read it carefully ❑ PRODUCTSICOMPLETED OPERATI ❑ LIQUOR LIABILITY COVERAGE aph 1 b of the Cancellation Common Policy Condition ireplaced by the f ollo in first Named insured b we or the Aviation Managers may cancel this policy by mailing delivering e days before the of written notice of cancellation, stating the reason for cancellation at least ten (10) fectve date of cancellation cancel (1) If this policy has been in effect for sixty (60) or fewer days we or the Aviation Managers may for any reason han (2) If for one has more of he following more reas ns xty (60) days been in effect for (a) fraud to obtaining coverage we or the Aviation Managers may cancel (b) failure to pay premiums when due (c) an increase in hazard within the control of the insured which would produce an increase in rate rs reinsurance covering all or part of the risk covered by the (d) loss of our or the Aviation Manage p policy or iversh (e) it we or the Aviation Managers have been placed in supervision roved or directed by he superv sorry otnservatorror erece ver and d the cancellation has been approved ~ B Ile following condition is added and supersedes any provision to the contrary nrenewal this policy by mailing or delivering to the first p 1 we or the Aviation Managers may elect not to renew the Named Insured at the last mailing address known to us or Aviation Managers written notice o nonrenewal, stating the reason for nonrenewal at least sixty (60) days before the expiration date If 11 notice is marled or delivered less than sixty (60) days before the expiration date this policy will remain In effect until the siefyod first oi(cove agethat t extends beyond the expiration date will be delivered compu ed rpro premium for any p remwm rata based on the previous year s p p If notice is mailed, proof of mailing will be sufficient proof of notice I _ ,y it is a dat le and hour shown below, local Standard Time, at theefirst Named Insured svaddressffectve on the Ff City of Denton Policy issued to 1 0 / 01 / 8 8 12 01 A M Indorsement No a ALO 1045 Policy No Approved Date and hour endorsement lakes effect United States Aviat on underwriters, Inc , Aviation Managers by c' -y ALP 00 75 11 87 1987 I„~ copyrighted maienel 91 Inaurence Sormcn Onto. Inc w Ili i1e to mmsmn Copyright f ih 4A iG Aviation Liability Policy l'Tmium Discount Endorsement-Texas u s 3 5 This endorsement changes your policy Please read it carefully This endorsement modifies insurance provided under the following coverage(s) ❑ COMMERCIAL GENERAL LIABILITY COVERAGE ❑ PRODUCTS/COMPLETED OPERATIONS COVERAGE ❑ LIQUOR LIABILITY COVERAGE It is agreed that the premium pertaining to Texas for General Liability and Medical Pa to unt in accordance with the following procedure Texas General Liability Standard Premium Such Premium Payments insurance is subject the provisions of the policies designated in paragraph 5 hereof other than this endorsement and exclusive Premium of the application of any retrospective rating plan shall be known n sttheeTexas General Liability Standard Total Standard Premium for All States The General Liability and Medical Payments Premium computed in x) accordance with the provisions of the policies designated in paragraph 5 hereof other than this endorse ment and exclusive of the application of any retrospective rating plan any Automatic Premium Adjustment Endorsement any Premium Return Plan Endorsement or other Premium Discount Endorsement shall be known as the Total Standard Premium Premium Discount-Texas (a) For policy periods of one year or less The Texas General Liability Standard Premium shall be subject to the applicable discount percentages for the Total Standard Premium obtained from the Table of Texas fro Premium Discounts (General Liability) a (b) For policy periods of more than one year-The Texas General Liability Standard Premium for each annual period or portion thereof during the policy period shall be subject to the applicable discount Percentages as stated in said Table of Texas Premium Discounts (General Liability) Opposite Standard Premium for the policies for each such period or portion thereof during the oli iW (c) If retrospective rating is applicable to a the Total discount applicable to the Texas Generaa Liability the pertaining to Texas the amount of premium Standard Premium exclusive the am any p fp period lect to any Retrospective Rating Plan shall be the difference between (t) the discount determined by applying to the Texas General Liability Standard Premium the applicable percentages stated in said te the Total Stan ard and the termined tionlof the Teixas General L ability S andard Prem u(m)wh ch is subjecteto retrospective rating the ap lica ble percentage stated in said Table opposite by so much of the Total Standard Premium as is subject to Table of Texas Premium Discount Perceniiges (see reverse) Policy Numbt 40" - - Flu TABLE OF TEXAS (Genes aM DISCtO jNT PERCENTAGES Premium Premium Premium Premium Discount Discount Premium Discount c percentage Percentage Discount Percentage Peerrceentat ntage Applicable to Texas Percentage Applicable to Tezas ApplieghlO to Texas General i Gemmel Applicable to Texas to Texas Texxas s to Texas General General Wittily General Liability Total Liability Total Tied Liability Total Ueblllry Total Liab Standard standard Standard Standard Standard Standard Standard Standard Premium Premium Premium SltldYd standard (1) 121 Pre(~ tldgGl Premium Premium Pre1~1um Premium Premium P$30) 1 (2) $ 59 053 18 4% 80/0 0 22) $2 543 46% $ 7 561 % 000 30325 13 9 60 323 18 5 $1000 7 686 9 0 bi 649 18 6 2 632 4 7 30 656 14 0 021 01 48 7619 94 141 63034 187 7 949 1 1 Q21 2 728 g 6 30 995 64 403 18 8 1435 0 3 2 831 590 8 87 9 b 31 341 14 2 2942 66 000 16 9 04 6231 97 31695 143 67591 190 1 054 0 5 3 82 5 1 8 379 98 32 058 14 4 69 2b0 ig 1 1060 06 3 192 5 3 8 533 0 0 32 428 14 4 6 71 013 19 2 99 07 3 334 8 692 10 0 32 BOB 72 B58 19 3 1 0 8 3 489 5 4 858 1 u 1 33 196 14 7 74 000 19 4 L, 2 0 9 3 859 5 5 0 33 593 14 tl 76 850 195 yy 10 3 847 5 6 9 030 10 2 34 34000418 14 9 19 1hl~r 11 4055 57 9208 103 34418 150 79015 6 !lMM99RR?? 286 5 8 9 394 104 81 305 19 7 15 1 1 1 2 4 4 546 5 y 9 588 10 5 334 84b 5 204 15 2 83 732 19 8 1 a 1 3 $39 6 0 9 790 106 86 300 19 9 1 jo 1 4 4 5 028 10 000 10 7 35 733 15 4 89 048 20 0 6 1 36 194 10 B 91 960 20 1 1 6 5082 2 10220 36667 15 5 202 1251 1 6 3 10 450 109 15 fi 95 085 ljo 1.7b3 1 7 5 139 10 690 11 0 37 153 98 422 20 3 I X5 1 5 196 6 5 10 942 11 1 37 652 15 1 19 9 5 255 38 164 15 8 102 000 20 4 1* 20 5 315 66 11 205 "3 38 690 159 105 10850000 20 20 6 11 482 5 1 A52 1 All 21 5 376 6 9 11 773 11 4 39 231 1601 114 490 20 7 2 2 5 439 12 078 11 5 39 788 119 362 20 8 j 2 3 5503 6 9 569 7 0 12 400 11 6 40 360 lb 2 124 667 20 9 y) 2 4 5 11 7 40 949 16 3 130 46b 21 0 as 7 1 12 740 41 556 16 4 1 As 2 5 5 637 7 2 13 099 11 8 42 181 to 5 136 830 21 1 21 2 5 78 11 9 143 847 I,W I U7 2 2 7 6 5 777 7 3 1313381 479 12 0 42 825 1166 6 7 151 622 21 3 ~BA7 5 850 7 4 12 1 43 489 1 2 6 5 924 7 5 14 38 16 8 160 283 21 4 1 2 9 12 2 44 174 14 762 44 800 16 9 170 000 21 5 tuAg 3 0 6 U~B 7 7 15 246 12 3 45 610 7 0 180 938 21 b 1g 3 1 7 3 15 763 12 4 46 364 17 1 193 449 21 7 1 6 9 2 8 159 7 9 16 316 12 5 47 143 17 2 207 778 21 B 11,E 33 6242 327 80 16910 126 224400 219 1~Qg 3 4 6 17 548 2 7 47 949 17 3 243 913 22 0 1,852 3 5 6 414 6 1 18 236 12 8 48 783 17 4 267 143 22 1 i og 3 6 6 506 6 3 18 980 129 49 647 17 5 17 6 295 263 22 2 i y4g 3 7 6 596 8 4 19 788 13 0 50 51 541 466 17 7 330 000 22 3 2` 38 6691 85 20667 131 3 9 6789 21 628 13 2 52 430 17 8 374 431 08 538 22 4 17 9 22 5 4 0 6 889 6 6 22 683 13 3 53 429 18 0 500 000 22 5 2a 74 4 1 6 993 8 7 23 647 13 4 54 467 18 1 Over 4 2 7 100 8 8 25 136 135 55 545 000 80 See Note 2 7210 96 136 56667 182 2 381 4 3 9 0 3 26 572 57 836 18 3 2 Al 4 4 7 323 9 1 28 182 7 ~"r 4 5 7 0.40 For norm not shown use the value to( the next lower premium stated in the table h dl GL Jemi n,,Ld ae dil W61glind aWa0l 01 22 5uu foi oan is 500 the NOTE If t e Total Standard 23 1146 for $he Parton oaere$500 OOOmwm dislount Peiclnlage applicable s and ~'11 ( M r ALP Use 36 09 07 (pAGE 2111 a v us25 USI G Aviation Liability Policy Te Notice-Required by Law file CoMplaint Notice Should any dispute arise about your premium o about a claim that youoa v of Id contact youfagent or write to us If the problem is not resolved, y Dep~ytMont C 1110 San Jacinto, Austin Texas 78786 This notice of complaint procedure is for information only anQ>, 1 not become a part or condition of this policy write us at the address shown below Yoy jpaY United States Aviation Underwriters Incorporated One Lincoln Centre 5400 LSJ Freeway Dallas, Texas 75240 United States Aviation Underwriters Incorporated Park Central Plaza I 1111 North Loop west Houston Texas 77008 f4 and hour hown below local St ndald Time at the first Named Insured s addressfective on the da i City of Denton 8 ALO 1045 10/01/88 12 01 A M POUp y issued to Date and hour endorsement lakes effect Endorsement No Policy No Approved United States AviatlQn Underwriters, Inc , Aviation Managers V ri by ALP U9 *0186 V W UPIG Aviation Liability Policy Injury Exclusion Endorsement This endorsement changes your policy Please read it carefully This endorsement modifies insurance provided under the following coverage(s) GSl COMMERCIAL GENERAL LIABILITY COVERAGE ❑ PRODUCTS/COMPLETED OPERATIONS COVERAGE ❑ LIQUOR LIABILITY COVERAGE usuo 1 be following exclusion is added to your policy 1 This insurance does not apply to a ersonal injury or ' advertisinq jfUWX n w. (5) to any employee of the Insured arising out of and in the course of employment by the Insured not 1 , 1Q any apprise, ch ,pArQltb brother ocsister of lbat arriployea as,a consequence of employment ,¢y j e insure4 A i 9 ALO 1045 10/01/88 12 01 A M dorsemenl No Policy No Date and hour endorsement takes effect tr Approved United States Aw itfon Underwriters Oic, Aviation Managers i by 7SS vk, ALP ~ 39 0] 87 1 r, This endorsement does not change any of your coverage except as stated above It is effective on the Ate and hour shown below, local Standard Time, at the first Named Insureds address Frillcv issued to City of Denton USAIG Aviation Liability Policy Cgntractual Liability Limitation Yn This endorsement changes your policy please read it carefully This endorsement modifies insurance provided under the following coverage(s) ® COMMERCIAL GENERAL LIABILITY COVERAGE ❑ PRODUCTS/COMPLETED OPERATIONS COVERAGE ❑ LIQUOR LIABILITY COVERAGE Deflpition 9 a vt iw l r i x J usoo I appearing in Section V Definitions under paragraph 8 is changed to read as follows sume That part of any other contract or agreement pertaining to your business p uonpdee`y hick oulasa thud that tort liability of another to pay damages because of bodily injury person or organization if the contract or agreement is made prior to the bodily injury or property damage Tort liability means a liability that would be imposed by law in absence of any contracts or agreements An insured contract does not include that part of any contract or agreement a That indemnifies an architect engineer or surveyor for injury or damage arising out of (1) Preparing approving or failing to prepare or approve maps drawings opinions reports surveys change orders designs or applications or (2) Giving directions or instructions or failing to give them it that is the primary cause of the injury or damage b Under which the Insured if an architect engineer or surveyor assumes liability for injury or damage engineering prof sees ionall services including those listed inrisiang out of the and supervisory a rendering or failing c That indemnifies any person or organization for damage by fire to premises rented or loaned to you d Which is for the benefit of any manufacturer of aircraft or aircraft parts or e Which applies to damage which is the result of any major alteration or repair of an aircraft or air craft parts or unless the contract or agreement is required f Which body for you ato use an nd another airport by a governmental YOU agree to furnish the Aviation Managers a copy of any contract or agreement between you an another person or organization within thirty (30) days after its effective date and the Aviation Managers shall have ten (10) days after receipt by them to reject in writing any contract or agreement between you and another person or organization endorsement does not change any of your coverage except as stated above it is effective on the _ and hour shown below, local Standard Time, at the first Named Insured S address City of Denton ppilcy issued t0 10/01/88 12 01 A M d 10 ALL 1045 Date and hour endorsement takes effect Endorsement No Policy No by~ Aviation Managers Approved United States Aviat o1 n Underwriters, ~ ALP U4 0106 88 ~ us14 UfAIG Aviation Liability Policy n®cinnated Insurer Endorsement This endorsement changes your policy please read it carefully This endorsement modifies insurance provided under the following coverage(s) ❑ COMMERCIAL GENERAL LIABILITY COVERAGE ❑ PRODUCTSICOMPLETED OPERATIONS COVERAGE ❑ LIQUOR LIABILITY COVERAGE IT Ajtlough a number of companies are listed on the cover of your policy you designate the following comp the one which issued your policy The Aetna Casualty & Surety Company Whenever the words 'we or ' our, or us' are used in your policy they mean the designated comp voy your u designated 9 you designated Is a member of the United States Aircraft insurance t thecompany Grou yo once the company y age igautomatically shared by all the companies listed on the cover of your po icy b0comes insolvent the Group will assume all ds legal and financial obligations under your policy e company you designated must comply with all government laws regarding serving of notice and paying Th otaxes insurance agent who countersigned your policy is a licensed agent of the designated company f ,gpt as slated c rd Time, at theefiirrst Named Insured svaddress effective rve on the I and hour shown below Ioca9Stands City of Denton fticy issued to ti 11 Fjtdorsement No it ALO 1045 Policy No Approved 10/01/88 12 01 A M Date and hour endorsement takes effect United States Aviattn Underwriters, Inc, Aviation Managers by ALP 1401 BB 1 U$AIG Aviation Liability Policy Dletion of Exclusion Endorsement- PwDerty Damage to "Your Product" and "Your Work" This endorsement changes your policy Please read it carefully This endorsement modifies insurance provided under the following coverage(s) ® COMMERCIAL GENERAL LIABILITY COVERAGE ❑ PRODUCTS/COMPLETED OPERATIONS COVERAGE ❑ LIQUOR LIABILITY COVERAGE Iusions It and I of Coverage A (Section 1) do not apply us00 your c xcept as doe and hourlshown ge any Time~at theefust Named Intsured svaddresse it is on the City of Denton Pgilcy issued t0 10 / 01 / 8 8 12 01 A M 12 ALO 1045 Date and hour endorsement takes efiecl Fpdorsement No Policy No Approved United States Aviation Underwriters, Inc Aviation Managers by ALP UA 15 01 811 U §4/G Aviation Liability Policy 14 WITNESS WHEREOF, each of the Companies named on the face of this policy and 14ated below has caused this policy to be executed on their behalf by the I.Ption Managers THE AETNA CASUALTY AND SURETY COMPANY Hartford, Connecticut ~+C fln a rv L4 SgIg stare 'Swre ary CONTINENTAL CASUALTY COMPANY Chicago, Illinois GENERAL ACCIDENT INSURANCE COMPANY OF A h ladelphis, Pennsylvania HART ORD FIRE INSURANCE COMPANY Hartford, Connecticut LIBERTY MUTUAL INSURANCE COMPANY Boston, Massachusetts ~~S*Fretar~ C MARYLAND CASUALTY COMPANY Baltimore, Maryland II~ PreAAIV~ sident ROYAL INDEMNITY COMPANY Charlotte, North Carolina c,O Prea de t RI 'K/ /y/mil ST PAUL FIRE AND MARINE INSURANCE Lumra x S Watery 6 St Paul, Minnesota 'Secretary ratary't' l ,,eCrstary STATE FARM FIRE AND CASUALTY COMPANY Bloomington, Illinois THE TRAVELERS INDEMNITY COMPANY Hartford, Connecticut President P eider nt Ze~ President UNITED STATES FIDELITY 6 GUARANTY COMPANY Baltimore, Maryland 6ie Prekent ZURICH INSURANCE COMPANY Schaumburg, Illinois Presi~t '~President dERI CA - P-"'residLent ' resident ~ dent ' President l~z W 64y ~ United States Manager ALP US Tl 01 88 Tabllg of Contents Declarations Page (Enclosed) Named Insured and Mailing Address Policy Period Description of Business and Location Section I Coverages Page Coverage A BodWy Injury and Property Damage Liability Irpruring Agreement 1 gousiona Coverage B PeeQnal and Advertising Injury Liability Insuring Agreement 2 2 5jifousions Coverage C Medical Payments 3 Insuring Agreement 3 Eitcfusions Supplementary Payments Coverages A and B 3 Section II Who is an Insured 3 Section III Limits of Insurance 4 Section IV Commercial General Llahflfty Conditions 4 Bankruptcy Duties In the Event of Occurrence Claim or Suit 4 4 Legal action Against Us Other,irlsurance 4 4 Premium Audit 5 Representations 5 Separation of Insureds Transfer of Rights of Recovery Against Others to Us 5 Section V Definitions 5 Section VI Common Policy Conditions (Enclosed) Canc if lason Changes Examination of Your Books and Records Inspeotfons and Surveys Premiums Trans* of Your Rights and Duties Under this Policy Nuclear Energy Exclusion Endorsement (Enclosed) I Various provisions in this policy restrict coverage Read the entire policy cVefully to determine rights duties and what is and is not coverecq Throughout this policy the words you and your refer to the Named Insured shown in the Declarations The words we us and our" refer to the Companies named on the face of this policy which are collectively called the Company and who do jointly and severally provide this insurance Aviation Managers means United $tatas Aviation Underwriters Inc The word' Insured means any person or organization qualifying as such under Section II Who is an Insured Other words and phrases that appear in quotation marks have special Teemng Refer to Section V Definitions Section 1 Coverages Coverage A Bodily Injury and Property Damage Liability Insuring Agreement a obWe will p ligated ay pay as damages l because a of bodily injury nor property damage to which this insurance applies No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under Supplementary Payments Coverages A and B This insurance applies only to bodily injury and property damage which occurs during the policy period The bodily injury or properly damage must be caused by an occurrence The occurrence must lake place in the coverage territory We will have the right and duty to defend any suit seeking those damages But (1) The amount we will pay for damages is limned as described in Section III Limits of Insurance (2) We may investigate and settle any claim or sun at our discretion and (3) Our right and duty to defend end when we have used up the applicable limn of insurance in the payment of judg ments or settlements under Coverages A or B or medical expenses under Coverage C a Damages because of bodily injury include damages claimed by any person or organization for care loss of services or death resulting at any time from the bodily injury Properly damage that is loss of use of tangible property that is not physically injured shall be deemed to occur al the time of the occurrence that caused it Exclusions This insurance does not apply to a Bodily injury or property damage expected or intended from the standpoint of the Insured This exclusion does not apply to bodily injury resulting from the use of reasonable force to protect persons or property b Bodily injury or property damage for which the Insured is obligated to pay damages by reason of the assumption of liability in a contract or agmement This exclusion does not ap ply to liability for damages (1) Assumed in a Contract or agreement that is an insured contract or (2) That the Insured would have in the absence of the contract or agreement c Bodily injury or property damage for which any Insured may be held liable by reason of (1) Causing or contributing to the intoxication of any person (2) The furnishing of alcoholic beverages to a person under the legal drinking age or under the influence of alcohol or (3) Any statute ordinance or regulation relating to the sale grit distribution or use of alcoholic beverages This exclusion applies only if you are in the business of manufacturing distributing selling serving or furnishing alto holic beverages d Any obligation of the Insured under a workers compensation disability benefits or unernployment compensation law or any similar law e Bodily injury to (1) An employee of the In. ured ansing out of and in the course of employment by the Insured or (2) The spouse child parent brother or sister of that employee as a consequence of (1) above This exclusion applies (1) Whether the Insured nnay be liable as an ernploye r or in any other capacity and (2) To any obligation to share damages with or repay someone else who must pay damages because of the inlury This exclusion does not apply to liability assumed by the, Insured under an insured contract f (1) Bodily injury or properly damage arising out of the actual alleged or threatened discharge dispersal ruled e or escape of pollutants (a) At or from premises you own rem or occupy (b) Al or from any site or location used by or for you or others for the handling storage disposal processing or treatment of waste (c) Which are at any limo transposed handled stored treated disposed of or processed as waste by or for you or any person or organization for whom you may be legally responsible or (d) At or from any site or location on which you or any contractors or subcontractors working directly or indirectly on your behalf are performing upt rations (i) it the pollutants are brought on or to the site or loc 1 lion in connection with such operations or (it) it the operations are to test for monitor clean up remove contain treat doexily or neutralize the pollutants ALO US 01 01 88 (2)'/iny loss cost or expense ansing out of any governmental Olfaction or request that you test monitor clean up ,4jemove contain treat deloxily or I ralize pollutants Piyjutants means any solid liquid gaseous or thermal irritant oripontaminant Including smoke vapor soot fumes acids alWis chemicals and waste Waste includes materials to be retaCled reconditioned or reclaimed (3) Bodily injury or property damage arising out of an '{environmental disturbance or for sums or awards claimed s damages to the extent that such sums or awards repro Gent payment or compensation for the taking of or exercise rights with respect to the property of others Environmental disturbance means a) noise (whether audible to the human ear or not) or vibration including sonic boom and similar phenomena associated with trans sonic and super sonic movement generated by the operation of aircraft or any of its parts (p) Interference with the quiet enjoyment of property by overflight or other operation of aircraft ,Put environmental disturbance does not include noise Vibration pollutants or interference resulting from crash or ,Collision of a vehicle or aircraft operated in an emergency altuation Bodily injury or property damage arising out of the owner ship maintenance use or entrustment to others of any aircraft "amp or watercraft owned or operated by or rented or loaned to any Insured Use includes operation including aircraft in flight and loading or unloading Thy exclusion does not apply to (1) 4 watercraft while ashore on premises you own or rent (2),A watercraft you do not own that is t$) Less than 26 feet long and (b) Not being used to carry persons or properly for a i charge (3) Parking an auto on or on the ways next to premises you 'own or rent provided the 'auto is not owned by or rented loaned to you or the Insured (4) (,lability assumed under any insured contract for the ownership maintenance or use of aircraft or watercraft or (5) "Bodily injury or property damage arising out of the oper peon of any of the equipment listed in paragraph f (2) or 1(3) pf the definition of mobile equipment (Section V10) Bodily injury or property damage arising out of (1) The transportation of mobile equipment by an 'auto owned or operated by or rented or loaned to any Insured ror (?),The use of mobile equipment in or while in practice or preparation for a prearranged racing speed or demolition nlesl or in any stunting activity Ily injury or property damage due to war whether or rtotoisclared or any act or condition incident to war War Includes civil war insurrection rebellion or revolution This ex*5ron applies only to liability assumed under a contract or ag(eement Nperty damage to (1) property, you own rent or occupy (2) remises you sell give away or abandon it the property )pamage arises out of any part of those premises (3) f roperty loaned to you (4)i rsonal property in your care custody or control (5) That particular part of real property on which you or any ppntractors or subcontractors working directly or indirectly pin your behalf are performing operations if the property mage arises out of those operations or (6) ~hal particular part of any property that must be restored {opared or replaced because your work was incorrectly performed on it Paragraph (2) of this exclusion does not apply if the premises are Iyour work and were never occupied rented or held for ren(,al by you Paragraphs (3) (4) (5) and (6) of this exclusion do not apply to liobilay assumed under a sidetrack agreement Paragraph (4) of this exclusion does not apply to property damage to aircraft when your control is solely for the purpose of 14pling or traffic control of an aircraft Paragraph (6) of this u,.Uuston does not apply to property damag eluded in the Products/Completed Operations hazard 6,, PropeqLda~,Lnage~to yourptoducl ansinkoulofitoranypad 'of it C. I Property damage to your work arising out of it or any pall kpl it anq ncluded in th@_ ProduclsfComplelad Operatlon$ hazarr( This exclusion does not apply it the damaged, work or the work ,out of which the damage arises was performed on your behalf by a subcontractor M`' Property darnaye to unpaired property or property that has not been physically injured arising out of (1) A defect deficiency inadequacy or dangerous condition in your product or your work or (2) A delay or failure by you or anyone acting on your behalf to perform a contract or agreement in accordance with its terms This exclusion does not apply to the toss of use of other prop any arising out of sudden and acudental physical injury to your product or your work titter it has been put to as intended use n Damages claimed for any loss cost or expense incurred by you or others for the loss of use withdrawal recall Inspccron repair replacement adjustment removal or disposal of (1) Your product (2) Your work or (3) Impaired property if such product work or prupurty is withdrawn or recallud from the market or from use by any person or organization because of a known or suspected dcfeU deficiency inadequacy or dangerous condition in it o Properly damage arising out of the appropriation or taking of property or property rights by governmental power p Bodily injury or property damage arising out of any contest exhibition armeel air race air show parachute jumping or sky diving permitted spon.,orcd by or participated in by you or any Insured Exclusions c through n do riot apply to damage by fire to premises renled to you A cps tie Ilrnll of insurance applies to this coverage as described in Secllon III Limas of Insurance Coverage B Personal and Advertising Injury Liability 1 insuring Agreement a We will pay those sums Ili it the Inburcd becomes legally obligated to pay as damages because of personal injury or advertising injury to which this insurance applies No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under Supplementary Payments Coverages A and B We will have the right and duly to defend any suit seeking those damages But (1) The amount we will pay for damages is hmilud as described in Section If Limits of Insurance (2) We may investigate and settle any claim or suit at our discretion and (3) Our right and duty to defend end when we have used up the applicable limit of insurance in the payment of judg menls or settlements under Coverages A or B or medical expenses under Coverage C b This insurance applies to personal injury only if caused by an olfense (1) Committed in the coverage territory during the policy period and (2) Arising out of the conduct of your business excluding advertising publishing broadcasting or telecasting done by or for you c This insurance applies to advertising injury only If caused by an olfen.,e committed (1) In the coveage lenilory during the policy peiod and (2) In the course of advutising your goods products or services 2 Exclusions This insurance does not ipply to a Personal injury or advcrlisng injury (1) 4rising out of oral or wntten publication of material if done bw or at the direction of the Insured with knowledge of its (2) 1-. out of oral or written puolication of material whose et publication took place before the beginning of the .'0, period (3) Arising out of the willful violation of a penal statute or ordinance committed by or with the consent of the Insured (4) ' which the Insured has assumed liability in a contract gFegreement. This exclusion does not apply to liability for 4Wnages that the Insured would have in the absence of the aultract or agreement b AdWis[ng injury arising out of (1) afeach of contract other than misappropriation of adver Offing ideas under an implied contract of goods products services to conform with (2) W failure see quality or once rt (3) The wrong description of the price of goods products or rlervices or (4) An offense committed by an Insured whose business is advertising broadcasting publishing or telecasting Coveraw C Medical Payments 1 Insuring Agreement a We Vo pay medical expenses as described below for bodily injugff caused by an accident (1) ( premises you own or rent (2) op ways next to premises you own or rent or (3) aecause of your operations provided that (1) The accident takes piece in the coverage territory and during the policy period (2) The expenses are incurred and reported to us within one year of the date of the accident and (3) bThe j! physicians jrof our choice as often as we our require b We Will make these payments regardless of fault These payrrients will not exceed the applicable limit of insurance, We will pay reasonable expenses for (1) F1% aid at the time of an accident (2) Necessary medical surgical x ray and dental services ingluding prosthetic devices and (3) Necessary ambulance hospital professional nursing and j4perai services 2 Exclusigps We will qo pay expenses for bodily injury a To MV Insured b To a person hired to do work for or on behalf of any insured or a tenant of any Insured c To a person injured on that part of premises you own or rent that qte person normally occupies d To a person whether or not an employee of any insured if bens" for the bodily injury are payable or must be provided undelre workers compensation or disability benefits law or a simiie¢ law e To a person injured while taking part in athletics f Indui within the Products/Completed Operations hazard g Exclujilfed under Coverage A h Due to war whether or not declared or any act or condition incid" to war War includes civil war insurrection rebellion or revolt0on Supplementary Payments Coverages A and B We will pay with respect to any claim or suit we defend 1 All expenses we incur 2 up to $250 for cost of bail bonds required because of accidents or traffic law violations arising out of the use of any vehicle to which the Bodily Injury Liability Coverage applies We do not have to furnish these bonds 3 The cost of bonds to release attachments but only for bond amounts within the applicable limit of insurance We do not have to furnish these bonds I All reasonable expenses Incurred by the insured at our request to assist us in the investigation or defense of the claim or suit including actual loss of earnings up to $100 a day because of time off from work 5 All costs taxed against the Insured in the suit 5 Pre judgment interest awarded against the Insured on that part of the judgment we pay If we make an offer to pay the applicable limit of insurance we will not pay any pre judgment interest based on that period of time alter the oiler 7 All interest on the full amount of any judgment that accrues after entry of the judgment and before we have paid offered to pay or deposited in court the part of the judgment that is within the applicable limit of insurance These payments will not reduce the limits of insurance Section 11 Who is an Insured if you are designated in the Declarations as a An individual you and your spouse are Insureds but only with respect to the conduct of a business of which you are the solo owner b A partnership or joint venture you are an insured Your members your partners and their spouses are also Insureds but only with respect to the conduct of your business c An organization other than a partnership or joint venture you are an Insured Your executive officers and directors are Insureds but only with respect to their duties as your officers or directors Your stockholders are also Insureds but only with respect to their liability as stockholders Each of the following is also an insured a Your employees other than your executive officers but only for acts within the scope of their employment by you However none of these employees is an Insured for (1) Bodily injury or personal injury to you or to a cc employee while in the course of his or her employment or (2) Bodily injury or personal injury arising out of his or her providing or failing to provide professional health care services or (3) Property damage to property owned or occupied by or rented or loaned to that employee any of your other employees or any of your partners or members (if you are a partnership or joint venture) b Any person (other than your employee) or any organization while acting as your real estate manager c Any person or organization having proper temporary custody of your property if you die but only (1) With respect to liability arising out of the maintenance or use of that property and (2) Until your legal representative has been appointed d Your legal representative it your die but only with respeol [o duties as such That representative will have all your rights and duties under this Coverage e Any airport manager of yours while acting within the scope of duties as your airport manager I With respect to mobile equipment registered in your name under any motor vehicle registration law any person is an Insured while driving such equipment along a publie highway with your permis sion Any other person o organization responsible for the conduct of such person is also an Insured but only with respect to liability arising out of the operation of the equipment and only if no other insurance of any kind is available to that person or organization for this liability However no pef. on or organization is an Insured with respect to a Bodily injury to a cc employ( e of the person driving the equipment or b Properly damage to property owned by rented to in [he charge of or occupied by you or the employer of any person who is an Insured under this provision h Any organization you newly acquire or form other than a p armor ship or joint venture and over which you main[ tin owneiship or majority interest will be deemed to be a Named Insured ,l Iheie i no other similar insurance av ulable to that organization Howr.ver a Coverage under this prove on m afforded only until [he 9011 day alter you acquire or form the org inizalion or the end of the policy period whichever is earlier r b Coverage A does not apply to bodily injury or properly Authorize u the Aviation Managers to obtain records (2) on t f damage that occurred before you acquired or formed the orma i and other in (3) Cooperate with us or the Aviation Managers in the invuli organization and c Coverage B does not apply to personal injury or advertising .lion settlement or defense of the claun or suit and gour or the Aviation Ma r th injury arising out of an offense committed before you acquired (4) Assist us o he enforcement of any Aghl e lion Manager or formed the organization 5 If you are a public government political or municipal corporation against any person or organization which may be liable to the Insured because of injury or damage to which this in or or agency thereof board commission or authority created by a ante may also apply publioovernment d No Insureds will except at their own cost voluntarily make Ali elected public official a r payment assume any obligation or incur any expense other b Any elected or appointed executive than for first aid without our or the Aviation Managers Managers consent c Any board commission or authority member 3 legal action against Us Is Insured with respect to the conduct organz No peraW or No person or organization has a right under this Coverage en of any ny cif autism past or joint venture that is not shown partnership a To join us as a party or otherwise bring us into a suit asking as a Natp~ed Insured in the Declarations for damages from an Insured or b To sue us on this Coverage unless all of its terms have been Section III Limits of Insurance fully complied with d 1 The Limits of Insurance shown in the Declarations and the rules A person or organization may sue us to recover on an agree ent or on a final judgment against an Insured obtained alter ttl below fix the most we will pay regardless of the number of se em an actual trial but we will not be liable for damages that are not Insureds a payable under the terms of this Coverage or that are in excess of b Claims laims made or suite brought or c Persons or organizations making claims or bringing scats the applicable limit of insurance An agreed settlement means a settlement and release of liability signed by us the Insured and 2 The General Aggregate Limit is the most we will pay for the sum of the claimant or the claimants legal representative a Medical expenses under Coverage C and b Damages under Coverage A and Coverage B except 4 Other Insurance It other valid and collectible insurance is available to the Insured damages because of injury and damage included in the for a loss we cover under Coverages A or B of thib Coverage our PmductslCompleted Operations hazard obligations are limited as follows 3 The Products Completed Operations Aggregate Limit is the most we will pay under Coverage A for damages because of injury and a Primary Insurance This insurance is primary except when b below applies If this damage included in the products completed operations hazard insurance is primary our obligations are not affected unless any h 4 Subject to 2 above the Personal and Advertising Injury Limit is s l d of the other insurance is also primary Then we will share wit thod described in c below h amage the most we will pay under Coverage B for the sum of al e me all that other insurance by t because of all personal injury and all advertising injury b Excess Insurance sustained by any one person or organization This insurance is excess over any of the other insurance to 2 or 3 above whichever applies the Each Occurrence 5 Subi whether primary excess contingent or on any other basis. t a Limit a the most will pay for the sum of (1) That is Fire Extended Coverage Builders Risk Installation a Damages under r Coverage A and Risk or similar coverage for your work b Medical expenses under Coverage C (2) That Is Fire insurance for premises rented to you or beca4pe of all bodily injury and property damage arising out (3) If the loss arises out of the maintenance or use of aircraft lt to the extent not subject to Exclusion of any one occurrence 6 Sublapl to 5 above the Fire Damage Limit is the most we will pay autos or walercra g of Coverage A (Section 1) d under Coverage A for damages because of property damage er When this insurance is excess we will have no duty un to promises rented to you arising out of any one fire e the Medical Expense Limit is the most we will b 5 Coverage A or 8 to defend any claim or butt that my other insurer has a duty to defend If no other insurer defends we ov a 7 Subjedi to under Coverage C for ail medical expenses because of bodily a will undertake to do so but we will be entitled to the Insurud s p y injury" sustained by any one person The limits of this Coverage apply separately to each consecutive fights against all those other insurers When this insurance is excess over other insurance we will pay ds annual period and to any remaining period of less than 12 months only our share of the amount of the loss it any that excee starting with the beginning of the policy period shown in the Decla rations u111ess the policy period is extended after issuance for an addi the sum of (1) The total amount that all such other insurance would pay tional penpd of less than 12 months In that case the additional period for the joss in the absence of this insurance and will be deemed part of the last preceding period for purposes of deter (2) The total of all deductible and self insured amounts under mining thPI Limits of Insurance e all that other insurance We will share the remaining loss it any with any other Insur Section IV Commercial General ante that is not described in this Excess Insurance provision and was not bought specifically to apply in excess of the Limits Liability Conditions of Insurance shown in the Declarations of this Coverage 1 Bankrupicy, Bankruptcy or insolvency of the Insured or of the Insureds estate c Method of sharing ual If shares the other insuran is cellper itsocU tribution bye ouch will not relieve us of our obligations under this Coverage each insurer contributes equal amounts until it has paid its 2 Duuep In the event of occurrence claim or suit applicable limit of Insurance or none of the joss remains which a You must see to it that we or the Aviation Managers are note occurrence which may result in a claim Gad promptly of ever comes first ll any of the other insurance dues not permit coninbulion by cl (1) NWce How should when include and ude where she occurrence took place and (1) equal shares we will contribute by limits Under this me hod rers share is based on the ratio of its applicnbie limit s h (21 The names and addresses of any injured persons and in u eac of insurance to the total applicable hods of Insurance of all witnesses b it claim is made or suit is brought against any Insured you insurers 5 Premium Audit must see it that we the Aviation Managers receive prompt a We will compute all picmwins for this Coverage in aucordancc written notice of the claim or burl with our rules and rate s c You and any other involved Insured must nd us the Aviation Managers copies of l b Plemlurn shown in this Covcrule is idvance premium is a close of each audit puriud we Al th l y se (1) Immediate any demands notice es summonses or legal papers e y deposit premium on will compute the earned premium for that period Audit received in connection with the claim or a bud premiums are due and payable on notice to the first Named Infected If the sum of the advance and audit premiums paid lpr the policy term is greater than the earned premium we will re(urn the excess to the first Named Insured a The first Named Insured must keep records of the information We need for premium computation and send us copies at such tffnes as we may request B Re{gesemations By accepting this policy you agree a 'Rho statements in the Declarations are accurate and complete b. Those statements are based upon representations you made lp us and c lif(e have issued this policy in reliance upon your representations 7 Sepetatlon of Insureds Except with respect to the Limits of Insurance and any rights or duttee specifically assigned in this Coverage to the first Named Instilled this insurance applies a As if each Named Insured were the only Named Insured and b $epar ety to each Insured against whom claim is made or *it Is brought 8 Tfanefer of rights of recovery against others to Us If the Insured has rights to recover all or part of any payment we have made under this Coverage, those rights are transferred to us The insured must do nothing after joss to impair them At our request the Insured will bring suit or transfer those rights to us andyh~elp us enforce them 9 Section V Definitions 7 Advertising injury means injury arising out of one or more of the foildifing offenses a Qral or written publication of material that slanders or libels a person or organization or disparages a persons or organize dens goods products or services b Kral or written publication of material that violates a persons right to privacy a rvgsappropnation of advertising ideas or style of doing bust nos or d Infringement of copyright title or slogan 2 Autzr means a land motor vehicle trader or semitrailer designed for aovei on public roads including any attached machinery or equipment. But auto does not include mobile equipment 3 Bodily injury means bodily injury sickness or disease sustained by a.porson including death resulting from any of these at any time. a Coverage territory means a The United States of America (Including its territories and possessions) Puerto Rico and Canada b International waters or airspace provided the injury or damage duos not occur in the course of travel or transportation to or from any place not included in a above or c A# parts of the world if (11E The injury or damage arises out of ,y (a) Goods or products made or sold by you in the territory r described in a above or (b) The activities of a person whose home is in the territory described in a above but is away for a short time on r your business and ( i The Insureds responsibility to pay damages is determined in a "suit on the merits in the territory described in a above 14 or in a settlement we agree to 5 Impaired property means tangible property other than your pro dud" or "your work that cannot be used or is less useful because a It Incorporates your product or your work that is known or thought to be defective deficient, inadequate or dangerous or b You have failed to fulfill the terms of a contract or agreement it such property can be restored to use by a The repair replacement adjustment or removal of your product or your work or b your fulfilling the terms of the contract or agreement 6 In flight means a When a fixed wing aircraft is in light from the time it moves forward for takeoff and until it completes its landing run b A rolorcraft is in flight while its rotors are in motion as a result of engine power or autorolation 7 In motion means a When a fixed wing aircraft is moving under its own power or momentum generated by its engine b A rolorcratt is in motion when its rotors are in motion as a result of engine power 8 Insured contract means a A lease of premises b A sidetrack agreement c An easement or license agreement in connection with vehicle or pedestrian private railroad crossings at grade d Any other easement agreement except in connection with construction or demolition operations on or within 50 feel of a railroad e An indemnification of a municipality as required by ordinance except in connection with work for a municipality f An elevator maintenance agreement or g That part of any other contract or agreement pertaining to your business under which you assume that tort liability of another to pay damages because of bodily injury or properly damage to a third person or organization if the contract or agreement is made prior to the bodily injury or property damage Tort liability means a liability that would be imposed by law in the absence of any contract or agreement An insured contract does not include that part of any contract or agreement a That indemnities an architect engineer or surveyor for injury or damage arising out of (1) Preparing approving or tailing to prepare or approve maps drawings opinions reports surveys change orders designs or specifications or (2) Giving directions or instructions or falling to give them it that is the primary cause of the injury or damage b Under which the Insured it an architect engineer or surveyor assumes liability for injury or damage arising out of the Insureds rendering or falling to render professional services including those listed In a above and supervisory inspection or engineering services or c That indemnities any person or organization for damage by fire to premises rented or loaned to you 9 Loading or unloading means the handling of property a After it is moved from the place where it is accepted for move ment into or onto an aircraft watercraft or auto b While it is in or on an avctaft watercraft or auto or c While it is being moved from an aircraft watercraft or auto to the place where n Is finally delivered but loading or unloading does not include the movement of property by means of a mechanical device other than a hand truck that is not attached to the aircraft watercraft or auto 10 Mobile equipment means any of the following types of land vehicles including any attached machinery or equipment a Bulldozers farm machinery forklifts and other vehicles designed for use principally off public roads b Vehicles maintained for use solely on or next to p emises you own or rent c Vehicles that travel on crawler treads d Vehicles whether sell propelled or not maintained primarily to provide mobility to permanently mounted (1) Power cranes shovels loaders diggers or drills or (2) Road construction or resurfacing equipment such as graders scrapers or rollers e Vehicles not described in a b c or d above that are not sell propelled and are maintained primarily to provide mobility to permanently attached equipment of the following types (1) Air compressors pumps and generators including spraying welding building cleaning geophysical explore lion lighting and well servicing equipment or (2) Cherry pickers and similar devices used to raise or lower workers 1 Vehicles not described in a b c or d above maintained primarily for purposes other than the transportation of persons or cargo However self propelled vehicles will) the following types of permanently attached equipment are not mobile equipment but will be considered autos (1~ Equipment designed primarily for r (a) Snow removal rf (b) Road maintenance but not construction or resurfacing f (c) Street cleaning (21 Cherry pickers and similar devices mounted on automobile or truck chassis and used to raise or lower workers and (JAir compressors pumps and generators including spraying welding building cleaning geophysical explore >1J Von lighting and well servicing equipment 11 OoCprrence means an accident including continuous or repatled exposure to substantially the same general harmful conld6lons 12 PerWal Injury means injury other than bodily Injury arising out of one or more of the following offenses a F*e arrest detention or imprisonment to. Mgllclous prosecution c Wrongful entry into or eviction of a person from a room dvoling or premises that the person occupies d Oral or written publication of material that slanders or libels a poison or organization or disparages a persons or organize aglh goods products or services or e Oral or written publication of material that violates a persons right of privacy 13 a "PrOducts/Completed Operations hazard Includes all bodily Injury and property damage occurring away from premises you own or rent and arising out of 'your product or your work eslfept (tp Products that are still in your physical possession or (2)I Work that has not yet been completed or abandoned b 'ttaw work will be deemed completed at the earliest of the IdtlOwing times (1)iWhen all of the work called for in your contract has been completed (2) When all the work to be done at the site has been com (plated if your contract calls for work at more than one site (3L(When that part of the work done at a lob site has been put to its intended use by any person or organization other than another contractor or subcontractor working on the same project Work that may need service maintenance correction repair or replacement, but which is otherwise complete will be treated as Completed a Thy hazard does not include bodily injury or property damage arising out or (1) +The transportation of property unless the injury or damage anses out of a condition in or on a vehicle created by the loading or unloading of it (2Khe existence of tools, unlnstalled equipment or abandoned pr unused materials (3) Products or operations for which the classification in this Ooverage or in our manual of rules includes products or Completed operations 14 Propq{ty damage means a Ph)ji l injury to tangible property including ail resulting loss of 4jW of that property or b Lent of use of tangible property that is not physically injured 15 Suit gleans a civil proceeding in which damages because of bodily~nfury property damage, personal injury or "advertising injury ++j~pC which this insurance applies are alleged Suit includes an arbitration proceeding alleging such damages to which you must M it or submit with our consent 16 Your product means a Any goods or products, other than real property manufactured sold handled distributed or disposed of by (1) Wit (2) Others trading under your name or (3) A person or organization whose business or assets you have acquired and b Containers (other than vehicles) materials parts or equipment furnished in connection with such goods or products Your product includes warranties or representations made at any time with respect to the fitness quality durability or performance of any of the items included in a and b above Your product does not include vending machines or other prop any reread to or located for the use of others but not sold includes copyrighted material of insurance Sam ee Off co I , Is pe, mission oaa 17 Your work means a Work or operations performed by you or on your behalf and b Malenals parts or equipment furnished in connection with such work or operations Your work includes wananhes or representations made at any time with respect to the fitness quality durability or performance of any of the items included in a or In above i i ~ 4 i i i I + I i i i i i t a 1 I ~ ~ i 1 t I i t 4 I ~ I 1 _ _ ~ _ L