1989-133NO J6111
AN ORDINANCE ACCEPTING THE PROPOSAL OF FRANK B HALL AND COMPANY
FOR AIRPORT AND HANGARKEEPERS LIABILITY INSURANCE COVERAGE FOR THE
DENTON MUNICIPAL AIRPORT, AUTHORIZING THE EXPENDITURE OF FUNDS
THREREFORE, AND DECLARING AN EFFECTIVE DATE
THE CITY COUNCIL OF THE CITY OF DENTON HEREBY ORDAINS
SECTION I, That the proposal of Frank B Hall and Company for
airport and hangarkeepers liability insurance coverage for the
Denton Municipal Airport, a copy of which is attached hereto and
incorporated by reference herein, is hereby accepted
S CTION II, That the City Council hereby authorizes the
expenditure of funds in the manner and amount as specified in the
agreement
SECTION III That this ordinance shall become effective
immediately upon its passage and approval
PASSED AND APPROVED this the /7 - day of ~a~L 1989
RAY ST NS, YOR
ATTEST
JENNIPn'WALTERS, CITY-SEC ETAR
APPROVED AS TO LEGAL FORM
DEBRA ADAMI DRAYOVITCH, CITY ATTORNEY
BY Lvsaec~Iny
U
September 7 1989
City of Denton, Texas
Purchasing Department
901-B Texas Street
Denton TX 76201
Dear People
Frank B Hall & Co
512 west Hickory
Suite 205
Denton Texas 76201
Herewith please find our bid for Airport and Hangarkeepers liability coverage
for the City of Denton The Underwriter is United States Aircraft Insurance
Group and the coverage may or may not adhere to the specifications requested
City is hereby advised that coverage proposed is subject to terms contained
in the expiring policy (copy enclosed)
COMMERCIAL GENERAL LIABILITY COVERAGE
Products/Completed Operations Aggregate Limit $5 000,000
Personal and Advertising Injury Limit $5,000 000
000 000
Each Occurrence Limit $1000
Medical Expense Limit
HANGARKEEPERS LIABILITY COVERAGE
Each Aircraft Limit $200 000
Each Occurrence Limit $500 000
$250 Deductible Each Occurrence
ANNUAL PREMIUM $4,000
If you have any questions on this proposal, please call
Sincerely,
Leonard Herring, Jr , CPCU
Vice President
jh
Enclosure
cc Bonnie Rogers
Telephone (817) 382 9451
U AIG Airport Liability Policy Policy No ALO- 10 4 5
Former Policy No None
DIclarations Page
ocrirrence Form - Texas
I
1 W e and Address of Named Insured City of Denton
Municipal Building
1 Denton, Texas 76201
7
to 10/01/89
Policy Period Is from 10/01/88
lbo
ppginning and ending at 12 01 A M Standard Time at the address shown above
Rpmed Insured is ( D) A Individual 8 Corporation C Partnership D Municipality
gpsiness Description City Government
#►dlt Period Annual unless otherwise stated
3. I return for the payment of premium and subject to all the terms of this Policy we agree with you to provide insurance as
dated in this Policy
't~' Limits of Insurance Advance Premium
apysrage
4mmerclal General Liability Coverage
ipperal Aggregate Limit
40her than Products/Completed Operations)
"uctelcompleted Operations Aggregate Limit
"nal & Advertising Injury Limit
Each occurrence Limit
Damage Limit
Joel Expense Limit
$
_
t Ap
No
olicable$._
Included
$
000 000
$
sided
Included
$
5,000,
000,
_
$
.
d
u
Incl
d
$
55 0o
50
0
000
$
$
_
-
-
included _
$
1
_
.
000
$
_
Included
$
.
Hipgerkeeper a Liability Coverage
4ch Aircraft Limit
Mach Occurrence Limit
$ 200'00
$ 500,000
Total
$ Included
$ Included 5,050 airport premises owned rented to or occupied by the Named Insured at the beginning of the policy period
Denton Municipal Airport
Denton, Texas
ALP US T1 01 88 1-12
have been added to this policy
Enprsements The following endorsements 11 / 3 0 / 8 8
1` 5 050 This policy is written through the Aviation Managers on~
dtern Inc
Adslince Premium - L 1
Endorsement Premium $ Included - Approved by United SlalesAvAviation iation Managers
5,050
Total Advance Premium $ - J
Coutiteraignature of Authorized Representative
Place of Signing
ALD U9 D2 01 86
F
1
14
ui1G Aviation Liability Policy
(Zr iirrence Form)
ction VI: Common policy Conditions
Alf Coverages included in this policy are subject to the following conditions matting or delivering to us or the
~Ganceliation cancel this policy by
a hown in the Declarations May cancel
The first Named Insured s
or delivering to the first Named Insured written
Aviation Managers advance written notice of cancellation the b nyctwe of canceilolatfon at9eastmay cancel this policy by cellation
% no ten (10) days before the effective date of can it we or the Aviation Managers cancel for nonpayment
of premium or
(2) thirty (30) days before the effective date of cancellation It we or the Aviation Managers cancel for any other
reason
G. We or the Aviation Managers will mad or deliver our nonce to the first Named icy period l will and on that date ow
to us or the Aviation Managers premium refund
d Notice of cancellation will slate the effective data of cancellation
rata pt if the i Named first InsuNamed Insureo cancels the
e if this policy is cancelled we or the Aviation Managers will send the first Named any due it we or the Aviation Managers cancel the refund will be p
refund may be less than pro rata The cancellation will be effective even it we or the Aviation Managers have no
t made or offered a refund
1 if notice is mailed proof of mailing will be sufficient proof of notice
Changes you and us and the Aviation Managers concerning the insurance
This policy contains a ll the agreements between y bY endorsement
oh first he Av Aviation Mlanag d shown in and the made larpart of this policy d to make changes in aived the only terms of this Policy
afforded ers consent This policy s terms can be amended or w
with o
issued by us or the Aviation Managers an this policy at any time
Examination of Your Books and Records
years aftelrwt your ard books and records as they elate to
We or the Aviation Managers may examine
during the policy period and up
inspections and Surveys not a We have a right but are
surveys at any time
0) Make inspections
(2) Give you reports on the conditions we or the Aviation Managers find an
(3) Recommend changes
b Any inspections surveys reports or recommendations relate only We and the Aviation and the pagers s to not charge
We and the AviationoMe^y pars d do not make safety inspections We and the Aviation manpremlu agers or t not u tic A e
ers organization to provide for the health or safety of workers or the public And
to perform the duty do not warrant that conditions
we and the Aviation Managers
(1) Are safe or healthful or similar
This advisory rate service or
(2) Comply with laws, regulations codes or standards rating also to any condition applies not only to us and the Aviation Managers ul a or recommendations
ance inspections surveys report
organization which makes insur
Premiums
a The first Named Insured shown
tof a,DI premiums and
t (t) Is responsible for the payment return premiums we pay
(2) Will be the payee for any
I
congnued on reverse side
bus C1 12 85 (PoAE 1 or 2)
x~
pgp1+
M°
Transfer of Your Rights and Duties Under This Policy
a coYour nsenthts ept duties cunder ase thdeathlcy ma nottibe tranb
aarlerr nsutlo t °w ur the lWlatwn Man agars wnllan lutiliq within IePt b if you die ex the of of an dual red your rights and duties will be transfreired to you
r legally preu d Ilaixve y uPF yttrJ'lanyulio having
the scope of duties as your legal representative
LjUha~
have
proper temporary custody of your property vill yuur i iyht and rjbu but V11111 N to thal
VIflY WItual policy Conditions This policy is nonassessablu The N Am trmrod a a in G ua of ilia l rty Mutual
f
Ios in aid of
.a particate the nsur e accordance wdhlthe pro vsons of law In (tthe'dtstnbuuun of dividends so I xald anld deternnned
f,~,,piCompany d and us entitled to vote tadt arlunit by virtui~ o( Oil person or by prudy it a iy and all member uehnyie
Id at the home office at Boston Massachusuts un the thud Wednesday
Lt )erly Mutual Insurance
Notice of Annual 01 he mean The at a10 00 OcloCk nnual meeting A M
April in
t~
I United States Aviation Underwriters Incorporated
Aviation Managers
John V Brennan
President
t
r
CPC lib Cl 12 $5 (pAGE 2 nt 2)
i
y ussl
U AIG Schedule.
attachment to Policy No ALO 1045 to form a part of said policy
rk
reed Insured City of Denton
t
f Premises (Enter same' If same location as Declarations Page address
ation o
Same location as described in Item 4
"n of tMerest of Named Insured In such premises ;j owner
premises occupied by Named Insured
I"
of
OWRIPTION OF HAZARDS
a
AirpQrts - Commercial
1
A Pvemises
B Cpytpleted operations
TA
C pducts, NOC
Fuelfs Lubricants
t~
x~
}
of the Declarations Page
C ] General lessee f ] Tenant
Entire
CODE NO I PREMIUM BASE I BI
RATES I ADVANCE PREMIUMS
PD
111
i
Flat Included
40010 Flat
44444 Flat Flat included
Flat Included
44444 Flat
ALP Vq 61 01 BB
4,
U#AIG Aviation Liability Policy
NVclear Energy Exclusion Endorsement
'Ofurrence Form)
TrThe lear Energy Liability Exclusion
insurance does not apply or property damage
A Under any Liability Coverage to bodily injury n
(1) with respect to which an Insured under the policy is also an insured under a uclear energy liability Policy
Liability Insurance Association Mutual Atomic Energy Liability Underwriters
issued by Nuclear Energy at thir
Canada or pon exhaustion Diets limit ofsl abll tyworuld be an Insured under any
Nuclear Insurance arson
such policy but for I se Association at u
Act of 1954 or
r; (2) resulting from the hazardous properties of nuclear matenal and with respect to which
would any
or organization is required to maintain financial protection pursuant to the Atomic Energy
any law amendatory thereof or (b) the Insured is or had this policy not been issued be entitled
thereof with any person or organization
to indemnity from the United Stales of America or any agency thereof under any agreement enters from resulting by the United States of America or any agency
8 Under any Medical Payments coverage to expenses incurred with respect to bodily injury
the hazardous properties of nuclear material and arising out of the operation of a nuclear facility by
6 any person or organization or property damage resulting from the hazardous proper
C Under any Liability Coverage to bodily injury
ties of nuclear material if or operated by or on behalf of an insured
(1) the nuclear material (a) is at any nuclear facility owned by
or (b) has been discharged or dispersed therefrom
(2) the nuclear material is contained in spent fuel or waste at any time possessed handle use
stored transported or disposed of by or on behalf of an insure
by an Insured of services mater
processed o
(3) the 'bodily injury or property damage arses out of the furnishing construction maintenance operation or use of
als parts or equipment in connection with the planning to America
such nuclear facility
any nuclear facility, but if such facility is locates withi olhproper y States damage of to such its lean fa tories or
r only
possessions or Canada this exclusion (3) app
and any property thereat
As used in this endorsement
xic or explosive properties
'Hazardous Properties include radioactive to ate
meanings material
given them in the
' Nuclear material means source material special nuclear m matenal nal or have by P the product
any material and by Product
amendatory hereof
' Source material
Act of 1954 nuclear
Atomic Energy Energy
Spent fuel means any fuel element or fuel component solid or ligwd, which has been used or exposed to ra i
anon in a 'nuclear reactor b product material other than the tailings or wastes produced
"Waste means any waste material (a) containing by included under the
arson or organization of any nuclear facility
by the extraction or concentration of uranium or Monett"' from any ore processed primarily for its source ma en he op and (b) resulting from I the definition ofa nuclear facility
eration first two paragraphs
' Nuclear facility means plutonium (2)
y (a) Any nuclear reactor waste
(b) Any equipment or device designed or used for
hand) ng processinthe g or topes of uranium packagi processing or utilizing sPe febcess or allaying of sp ast nuclear material
(c) Any equipment or device used for the processing emis or uror of such such timeuipmethe total amount
located cons seri of in the Cu nsdmorelt anj25 grams of pluto premises w ere or contai
235 um 233 or any combination thereof or more than 250 grams of prepared or usedrforrlthe sto age or disposal of waste
(d) Any structure basin excavation Premises or place pe
and includes the site on which any of the foregoing is located all operation conducted on suchorting cha In
Nuclear premises used for such operations
' reactor means any apparatus designed or used to sustain nuclear fission in a sal supp
reaction or to contain a crdiual mass of fissionable material property damage includes all forms of radioactive contamination of properly
ALP Yf Nt tt BS
(
U Ica Aviation
Liability Policy
0, and Hangarkeeper's Liability Insurance
Part HILL
Coverage Part forme a part of your Policy No4tate~b~rtbw
I as of the effective date of your policy unless oche
us09
issued by us and it takes
4y )
use only If this Coverage Part is effective after the effective date of the policy
Or
T0I6 Coverage Part is effective (at the hour stated in the Declarations)
It forms part of the above Policy Number issued to
11eturn for the payment of premium and subject to all terms of this policy not modified by this Coverage Part
11 pgree with you to provide insurance as shown in the Schedule below and asset forth in this Coverage Part
Schedule
I
Advance Premiums Limits of Insurance
erages
y
ground Hangarkeeper a Liability $ $ Each Aircraft
Included $ 200,000 Each Occurrence
Deductible
Allowance for Overhead and Supervision
H Ground Hangarkeeper's Liability
Each Occurrence
Insuring Agreement
We will pay those sums that the Insured becomes legally obligated to pay because of direct loss or damage
including the loss of use to an aircraft and parts of those aircraft temporarily detached and not replaced,
Which are someone else s property and which area the care, custody or control of the Named Insured, as
Was, for storage, repair servicing orsafskesping (aaevidenced by your recoi iol Out-on 41ofyhe(lo the t Declarations
hnwn In wv~ aircraft or Its parts may also be temporarily elsewhere but it must be under your physical control for
purpose of service or repair
an you repair damages which you have caused we won t pay more than
your actual net cost for necessary material and parts of like kind and quality and,
your actual wages for labor at current straight time rates with no premium for overtime plus the percen
tags of such wages shown in the above Schedule as an allowance for Overhead and Supervision
con~Pued on reverse side
y
,
,
ALP 1OY 01 Be (PAGE 1 of 2)
t
us09
Exclusions
This insurance does not apply to agreement
(A) liability you assume under any contract or (B) to loss or damage to aircraft or parts of an aircraft er of the Named (1) owned by, rented to or loaned to the Named insure o partn Named insured unless dthe property
M (2) owned by rented to or loaned to an officer or employee
under an agreement for which a charge has been made
is an aircraft in your custody
t (3) due to radioactive contamination
(C) To loss or damage to wearing apparel, personal effects or merchandise of any description whether or
not the aircraft in which they are contained was damaged
Limits of Insurance policy
Subject to Paragraph 1 of Section III Limits of Insurance of your arts arising from any one occurrence
(q) The most we II pay for loss or damage to each aircraft or its p
the above ' Schedule under Each Aircraft and
is the amount shown in
a+ k (B) the most we II pay for all loss or damage to more than one aircraft arising from any one occurrence is
the amount shown in the above Schedule under Each occurrence
oeductible
The deductible shown in the above Schedule applies to each occurrence covered under this Coverage
Part or all of the deductible to settle any claim or suit You agree to promptly ream
Part We may pay any
bursa us for any part of the deductible which we have paid
All. Additional Definition
'Aircraft' means any aircraft which includes
" ~ (q) operating, navigating and radio equipment which is usually attached tothnedair raft and
(B) parts temporarily awhich aircraft
and are containedy sin the aircraft
(C) tools and repair equipment
our coverage except as stated above it is effective on the
endorsement does not change any of y
and hour shown below, local Standard Time at the first Named Insured's address
policy issued to
1
City of Denton
ALO 1045
I No
10/01/88 12 01 A Id
Date and hour endorsement takes effect
r` Fj)dorsement No
i
Il6 Og 01 g9 (PAGE 2 012)
Po wy
on Underwriters, Inc, Aviation Managers
Approved United States Avla
i
t
m usoo
U*4/G Alvaation Liability Policy
War Risks and Other Penis Exclusion Endorsement
e This endorsement changes your policy Please read it carefully
This endorsement modifies insurance provided under the following coverage(s)
❑ COMMERCIAL GENERAL LIABILITY COVERAGE
❑ PRODUCTS/COMPLETED OPERATIONS COVERAGE
❑ LIQUOR LIABILITY COVERAGE
H
,
G
Ilk
IV
lie policy does not cover claims caused by
(a) war, invasion, acts of foreign enemies, hostilities (whether or not war be declared) civil war rebellion
insurrection martial law military or usurped power or attempts at usurpation of power or
(b) any hostile detonation of any weapon of war employing atomic or nuclear fission andlor fusion or other
AA like reaction or radioactive force or matter or
(c) strikes riots civil commotions or labor disturbances or
therefrom soaccidental on intentonal terrorist or
tti (d) pan act urposes fanone or more d whether lain o injury loss or agents of a sovereign
(e) any malicious act or act of sabotage or
(f) confiscation nationalization seizure restraint detention appropriation requisition by or under any
government public or local authority or
ofd meted
the Insured
(g) shi jacking or any seizure or wrongful exercise of control of an eizure or controlnmade by any person or persons acting without the aircraft
xcept as
coverage
your
hange any of
does not
Tbris endorse
abo e and hourtshown belowclocal Standard Time at the Hirst NamedtInsudred svaddresse it is on the
it City of Denton
PQIICy ISSUed t0 10/01/88 12 01 A M
e 2 ALO 1045
Policy No Date and hour endorsement lakes effect
Erydorsement No
Approved United States Avfah\Underwriters, ` Inc , Aviation Managers
JJ!"~~--
by
µp lIG 29 01 B9
i
Risks Coverage Endorsement
This endorsement changes your policy Please read it carefully
This endorsement modifies insurance provided under the following coverage(s)
Cl COMMERCIAL GENERAL LIABILITY COVERAGE
C PRODUCTS/COMPLETED OPERATIONS COVERAGE
❑ LIQUOR LIABILITY COVERAGE letes the
endorsem
Perils
ttached ecttorthe following cancella on alndsterm at onr p ovisions Exclappusioncable only to th saendo sements policy
~
collation and Termination
~erage under this endorsement may be cancelled by the Company or the Aviation Managers to the
rations
on the
Insure
irst
notice o such cilaning stating whenfnot less than atdaysthe address such cancellation shall be effectivef Named
Insured
The mailing or delivery of such notice shall be sufficient
coveage earned pram um shalltbe computed pro rata
If the Company or the Aviation Managers cancel th
d sement will automatically terminate whether or not notice has been mailed or
premium for this endorsement $
Ar
This endorsement does not any of your
and hour hown belowclocal Standard Time at theefirst Named Insured svaddressffectlve on the except as City of Denton
policy issued to 10/01/88 12 01 A M
3
Endorsement No
us30
Aviation Liability PoliCy
between any of the
the Union of Soviet
Socialist Republics or the People s p ig atomic or there
or wherever and whenever such detonation shall ccurn
reaction or radioactive foceyor weapon matter o
e under this an or
d to the first Named Insured if
there is an outbreak of war whether or not there has been a declaration of war
China United Kingdom France
following countries The United States America
ubc Ch
ALO 1045
Date and hour endursunenl Lakes effoct
Policy No
Approved fill gates Aviat\n tr dprtvufers Inc Avaaf#on Managers
1
7L
11G Aviation Liability Policy
Traffic Control Exclusion Endorsement
This endorsemen
This endorsement modifies insurance provided under the following coverage(s)
❑ COMMERCIAL GENERAL LIABILITY COVERAGE
❑ PRODUCTS/COMPLETED OPERATIONS COVERAGE
t changes your policy Please read it carefully
us00
❑ LIQUOR LIABILITY COVERAGE
TWs Insurance does notapply to
rducted by any insured
2
!r
S
x
Qk
ay
fN44rr
1
M
74
11
w
bodily injury' or property damage arising out of Air Traffic Control Operations
Endorsement No
coverage f your
below hangs any ord Tlme at the first Named insured s above address effective on the
ale and rhour shown sement does not
City of Denton
lioy issued to
4 ALO 1045 10/01/88 12 01 A M
Date and hour endorsement takes effeU
r~
Policy No
Approved
United States Avis ion Underwriters, In°Vf Avi Ltr°n Managers
by l <
ALP y1le 31 01 06
i
us00
U$ AIG Aviation Liability Pohcy Notice
Texas Changes Endorsement-Conditions Requiring
This endorsement changes your policy Please read it carefully
This endorsement modifies insurance provided under the following coverage(s)
❑ COMMERCIAL GENERAL LIABILITY COVERAGE
❑ PRODUCTS/COMPLETED OPERATIONS COVERAGE
0 LIQUOR LIABILITY COVERAGE
perty Damage Liability unless we are prejudiced by the Insured s or your
failure to comply requirement any provision of this Coverage requiring you or any Insured to give notice
Wth regard to B with tInj ry and Pro
of,occurrence claim or suit or forward demands notices summonses or legal papers in connection with a claim
cry suit will not bar liability under this Coverage
qqN,
4
f y
~f1
1
1
l
t
4
and hour hown belowolocaI Standard Time at the first Named Insured svaddressffective on the
is
City of Denton
vICy ISSUed t0 lo/01/88 12 01 A M
p
10A5
5 ALO - Date and hour endorsement takes effect
wo-rsement No
r
zl
Policy No
Approved
United States Avfat+pn Underwriters Inc I Aviation Managers
by--
ALP 0103 9 85
T
UVIG Aviation Liability Pol►cy
and Nonrenew~oo
Tgms Changes Endorsement-Cancellation
A.
I
This endorsement c -W
This endorsement modifies insurance provided under the following coverage(s)
0 COMMERCIAL GENERAL LIABILITY COVERAGE
ONS COVERAGE
h n es your policy Please read it carefully
❑ PRODUCTSICOMPLETED OPERATI
❑ LIQUOR LIABILITY COVERAGE
aph 1 b of the Cancellation Common Policy Condition ireplaced by the f ollo in first Named insured
b we or the Aviation Managers may cancel this policy by mailing delivering e
days before the of
written notice of cancellation, stating the reason for cancellation at least ten (10)
fectve date of cancellation cancel
(1) If this policy has been in effect for sixty (60) or fewer days we or the Aviation Managers may
for any reason han (2) If
for one has
more of he following more reas ns xty (60) days been in effect for (a) fraud to obtaining coverage
we or the Aviation Managers may cancel
(b) failure to pay premiums when due
(c) an increase in hazard within the control of the insured which would produce an increase in rate
rs reinsurance covering all or part of the risk covered by the
(d) loss of our or the Aviation Manage
p
policy or iversh (e) it we or the Aviation Managers have been placed in supervision roved or directed by he superv sorry otnservatorror erece ver
and d the cancellation has been approved
~
B Ile following condition is added and supersedes any provision to the contrary
nrenewal this policy by mailing or delivering to the first
p
1 we or the Aviation Managers may elect not to renew the
Named Insured at the last mailing address known to us or Aviation Managers written notice o
nonrenewal, stating the reason for nonrenewal at least sixty (60) days before the expiration date If
11
notice is marled or delivered less than sixty (60) days before the expiration date this policy will remain
In effect until the siefyod first oi(cove agethat t extends beyond the expiration date will be delivered compu ed rpro
premium for any p remwm
rata based on the previous year s p
p If notice is mailed, proof of mailing will be sufficient proof of notice
I _
,y it is a
dat le and hour shown below, local Standard Time, at theefirst Named Insured svaddressffectve on the
Ff City of Denton
Policy issued to 1 0 / 01 / 8 8 12 01 A M
Indorsement No
a
ALO 1045
Policy No
Approved
Date and hour endorsement lakes effect
United States Aviat on underwriters, Inc , Aviation Managers
by c' -y
ALP 00 75 11 87 1987
I„~ copyrighted maienel 91 Inaurence Sormcn Onto. Inc w Ili i1e to mmsmn Copyright
f
ih
4A iG Aviation Liability Policy
l'Tmium Discount Endorsement-Texas u s 3 5
This endorsement changes your policy Please read it carefully
This endorsement modifies insurance provided under the following coverage(s)
❑ COMMERCIAL GENERAL LIABILITY COVERAGE
❑ PRODUCTS/COMPLETED OPERATIONS COVERAGE
❑ LIQUOR LIABILITY COVERAGE
It is agreed that the premium pertaining to Texas for General Liability and Medical Pa
to unt in accordance with the following procedure
Texas General Liability Standard Premium Such Premium Payments insurance is subject
the provisions of the policies designated in paragraph 5 hereof other than this endorsement and exclusive
Premium
of the application of any retrospective rating plan shall be known n sttheeTexas General Liability Standard
Total Standard Premium for All States The General Liability and Medical Payments Premium computed in
x) accordance with the provisions of the policies designated in paragraph 5 hereof other than this endorse
ment and exclusive of the application of any retrospective rating plan any Automatic Premium Adjustment
Endorsement any Premium Return Plan Endorsement or other Premium Discount Endorsement shall be
known as the Total Standard Premium
Premium Discount-Texas
(a) For policy periods of one year or less The Texas General Liability Standard Premium shall be subject
to the applicable discount percentages for the Total Standard Premium obtained from the Table of Texas
fro Premium Discounts (General Liability)
a (b) For policy periods of more than one year-The Texas General Liability Standard Premium for each
annual period or portion thereof during the policy period shall be subject to the applicable discount
Percentages as stated in said Table of Texas Premium Discounts (General Liability) Opposite
Standard Premium for the policies for each such period or portion thereof during the oli
iW (c) If retrospective rating is applicable to a the Total
discount applicable to the Texas Generaa Liability the
pertaining to Texas the amount of premium
Standard Premium exclusive the am any p fp period
lect to any Retrospective Rating Plan shall be the difference between (t) the discount determined by
applying to the Texas General Liability Standard Premium the applicable percentages stated in said te the Total
Stan
ard
and
the
termined tionlof the Teixas General L ability S andard Prem u(m)wh ch is
subjecteto retrospective rating the ap lica
ble percentage stated in said Table opposite by so much of the Total Standard Premium as is subject to
Table of Texas Premium Discount Perceniiges (see reverse)
Policy Numbt
40" - -
Flu TABLE OF TEXAS (Genes aM DISCtO jNT PERCENTAGES
Premium Premium
Premium Premium Discount Discount
Premium Discount c percentage Percentage
Discount Percentage Peerrceentat ntage Applicable to Texas
Percentage Applicable to Tezas
ApplieghlO to Texas General
i Gemmel Applicable to Texas
to Texas Texxas s to Texas General General Wittily
General Liability Total Liability Total
Tied Liability Total Ueblllry Total Liab Standard standard Standard Standard
Standard Standard Standard Standard Premium Premium Premium
SltldYd standard (1) 121
Pre(~ tldgGl Premium Premium Pre1~1um Premium Premium P$30) 1 (2) $ 59 053 18 4% 80/0
0 22) $2 543 46% $ 7 561 % 000
30325 13 9 60 323 18 5
$1000 7 686 9 0 bi 649 18 6
2 632 4 7 30 656 14 0
021 01 48 7619 94 141 63034 187 7 949 1
1 Q21 2 728 g 6 30 995 64 403 18 8
1435 0 3 2 831 590 8 87 9 b 31 341 14 2
2942 66 000 16 9
04 6231 97 31695 143 67591 190
1 054 0 5 3 82 5 1 8 379 98 32 058 14 4 69 2b0 ig 1
1060 06 3 192 5 3 8 533 0 0 32 428 14 4 6 71 013 19 2 99 07 3 334 8 692 10 0 32 BOB 72 B58 19 3
1 0 8 3 489 5 4 858 1 u 1 33 196 14 7 74 000 19 4
L, 2 0 9 3 859 5 5 0 33 593 14 tl
76 850 195
yy 10 3 847 5 6 9 030 10 2 34 34000418 14 9 19
1hl~r 11 4055 57 9208 103 34418 150 79015 6
!lMM99RR?? 286 5 8 9 394 104 81 305 19 7 15 1 1 1 2 4 4 546 5 y 9 588 10 5 334 84b 5 204 15 2 83 732 19 8
1 a 1 3 $39 6 0 9 790 106 86 300 19 9
1 jo 1 4 4 5 028 10 000 10 7 35 733 15 4 89 048 20 0
6 1 36 194
10 B 91 960 20 1
1 6 5082 2 10220 36667 15 5 202
1251 1 6 3 10 450 109 15 fi 95 085
ljo 1.7b3 1 7 5 139 10 690 11 0 37 153 98 422 20 3
I X5 1 5 196 6 5 10 942 11 1 37 652 15 1
19 9 5 255 38 164 15 8 102 000 20 4
1* 20 5 315 66 11 205 "3 38 690 159 105 10850000 20 20 6
11 482 5
1 A52
1 All 21 5 376 6 9 11 773 11 4 39 231 1601 114 490 20 7
2 2 5 439 12 078 11 5 39 788 119 362 20 8
j 2 3 5503 6 9 569 7 0 12 400 11 6 40 360 lb 2 124 667 20 9
y) 2 4 5 11 7 40 949 16 3 130 46b 21 0
as 7 1 12 740 41 556 16 4
1 As 2 5 5 637 7 2 13 099 11 8 42 181 to 5 136 830 21 1
21 2
5 78 11 9 143 847
I,W
I U7 2 2 7 6 5 777 7 3 1313381 479 12 0 42 825 1166 6 7 151 622 21 3
~BA7 5 850 7 4 12 1 43 489
1 2 6 5 924 7 5 14 38 16 8 160 283 21 4
1 2 9 12 2 44 174
14 762 44 800 16 9 170 000 21 5
tuAg 3 0 6 U~B 7 7 15 246 12 3 45 610 7 0 180 938 21 b
1g 3 1 7 3 15 763 12 4 46 364 17 1 193 449 21 7
1 6 9 2 8 159 7 9 16 316 12 5 47 143 17 2 207 778 21 B
11,E 33 6242 327 80 16910 126 224400 219
1~Qg 3 4 6 17 548 2 7 47 949 17 3 243 913 22 0
1,852 3 5 6 414 6 1 18 236 12 8 48 783 17 4 267 143 22 1
i og 3 6 6 506 6 3 18 980 129 49 647 17 5 17 6 295 263 22 2
i y4g 3 7 6 596 8 4 19 788 13 0 50 51 541 466 17 7 330 000 22 3
2` 38 6691 85 20667 131
3 9 6789 21 628 13 2 52 430 17 8 374 431 08 538 22 4 17 9 22 5
4 0 6 889 6 6 22 683 13 3 53 429 18 0 500 000 22 5
2a 74 4 1 6 993 8 7 23 647 13 4 54 467 18 1 Over
4 2 7 100 8 8 25 136 135 55 545 000 80 See Note
2 7210 96 136 56667 182
2 381 4 3 9 0 3
26 572 57 836 18 3
2 Al 4 4 7 323 9 1 28 182 7
~"r 4 5 7 0.40
For norm not shown use the value to( the next lower premium stated in the table h dl GL Jemi n,,Ld ae dil W61glind aWa0l 01 22 5uu foi oan is
500
the NOTE If t e Total Standard 23 1146 for $he Parton oaere$500 OOOmwm dislount Peiclnlage applicable s and ~'11
(
M
r
ALP Use 36 09 07 (pAGE 2111
a
v
us25
USI G Aviation Liability Policy
Te Notice-Required by Law file CoMplaint Notice Should any dispute arise about your premium o about a claim that youoa v of Id contact
youfagent or write to us If the problem is not resolved, y
Dep~ytMont C 1110 San Jacinto, Austin Texas 78786 This notice of complaint procedure is for information only
anQ>, 1 not become a part or condition of this policy
write us at the address shown below
Yoy jpaY
United States Aviation Underwriters Incorporated
One Lincoln Centre
5400 LSJ Freeway
Dallas, Texas 75240
United States Aviation Underwriters Incorporated
Park Central Plaza I
1111 North Loop west
Houston Texas 77008
f4 and hour hown below local St ndald Time at the first Named Insured s addressfective on the
da
i City of Denton
8
ALO 1045 10/01/88 12 01 A M
POUp y issued to
Date and hour endorsement lakes effect
Endorsement No Policy No
Approved United States AviatlQn Underwriters, Inc , Aviation Managers
V
ri by
ALP U9 *0186
V
W
UPIG Aviation
Liability Policy
Injury Exclusion Endorsement
This endorsement changes your policy Please read it carefully
This endorsement modifies insurance provided under the following coverage(s)
GSl COMMERCIAL GENERAL LIABILITY COVERAGE
❑ PRODUCTS/COMPLETED OPERATIONS COVERAGE
❑ LIQUOR LIABILITY COVERAGE
usuo
1 be following exclusion is added to your policy
1 This insurance does not apply to
a ersonal injury or ' advertisinq jfUWX
n w.
(5) to any employee of the Insured arising out of and in the course of employment by the Insured not
1 , 1Q any apprise, ch ,pArQltb brother ocsister of lbat arriployea as,a consequence of employment
,¢y j e insure4
A
i 9 ALO 1045 10/01/88 12 01 A M
dorsemenl No Policy No Date and hour endorsement takes effect
tr Approved United States Aw itfon Underwriters Oic, Aviation Managers
i by 7SS vk,
ALP ~ 39 0] 87
1
r,
This endorsement does not change any of your coverage except as stated above It is effective on the
Ate and hour shown below, local Standard Time, at the first Named Insureds address
Frillcv issued to City of Denton
USAIG Aviation Liability Policy
Cgntractual Liability Limitation
Yn
This endorsement changes your policy please read it carefully
This endorsement modifies insurance provided under the following coverage(s)
® COMMERCIAL GENERAL LIABILITY COVERAGE
❑ PRODUCTS/COMPLETED OPERATIONS COVERAGE
❑ LIQUOR LIABILITY COVERAGE
Deflpition
9
a
vt
iw
l
r
i
x
J
usoo
I appearing in Section V Definitions under paragraph 8 is changed to read as follows sume That part of any other contract or agreement pertaining to your business p uonpdee`y hick oulasa thud
that tort liability of another to pay damages because of bodily injury
person or organization if the contract or agreement is made prior to the bodily injury or property
damage Tort liability means a liability that would be imposed by law in absence of any contracts or
agreements
An insured contract does not include that part of any contract or agreement
a That indemnifies an architect engineer or surveyor for injury or damage arising out of
(1) Preparing approving or failing to prepare or approve maps drawings opinions reports
surveys change orders designs or applications or
(2) Giving directions or instructions or failing to give them it that is the primary cause of the
injury or damage
b Under which the Insured if an architect engineer or surveyor assumes liability for injury or damage
engineering prof sees ionall services including those listed
inrisiang out of the
and supervisory a rendering or failing
c That indemnifies any person or organization for damage by fire to premises rented or loaned to you
d Which is for the benefit of any manufacturer of aircraft or aircraft parts or
e Which applies to damage which is the result of any major alteration or repair of an aircraft or air
craft parts or
unless the contract or agreement is required
f Which
body for you ato use an nd another airport
by a governmental
YOU agree to furnish the Aviation Managers a copy of any contract or agreement between you an
another person or organization within thirty (30) days after its effective date and the Aviation Managers
shall have ten (10) days after receipt by them to reject in writing any contract or agreement between
you and another person or organization
endorsement does not change any of your coverage except as stated above it is effective on the
_ and hour shown below, local Standard Time, at the first Named Insured S address
City of Denton
ppilcy issued t0 10/01/88 12 01 A M
d 10 ALL 1045
Date and hour endorsement takes effect
Endorsement No Policy No
by~ Aviation Managers
Approved United States Aviat o1 n Underwriters, ~
ALP U4 0106 88
~ us14
UfAIG Aviation Liability Policy
n®cinnated Insurer Endorsement
This endorsement changes your policy please read it carefully
This endorsement modifies insurance provided under the following coverage(s)
❑ COMMERCIAL GENERAL LIABILITY COVERAGE
❑ PRODUCTSICOMPLETED OPERATIONS COVERAGE
❑ LIQUOR LIABILITY COVERAGE
IT
Ajtlough a number of companies are listed on the cover of your policy you designate the following comp
the one which issued your policy
The Aetna Casualty & Surety Company
Whenever the words 'we or ' our, or us' are used in your policy they mean the designated comp voy
your u designated
9 you designated Is a member of the United States Aircraft insurance t thecompany
Grou yo
once the company y age
igautomatically shared by all the companies listed on the cover of your po icy
b0comes insolvent the Group will assume all ds legal and financial obligations under your policy
e company you designated must comply with all government laws regarding serving of notice and paying
Th
otaxes
insurance agent who countersigned your policy is a licensed agent of the designated company
f
,gpt as slated c
rd Time, at theefiirrst Named Insured svaddress effective rve on the
I and hour shown below Ioca9Stands
City of Denton
fticy issued to
ti
11
Fjtdorsement No
it
ALO 1045
Policy No
Approved
10/01/88 12 01 A M
Date and hour endorsement takes effect
United States Aviattn Underwriters, Inc, Aviation Managers
by
ALP 1401 BB
1
U$AIG Aviation
Liability Policy
Dletion of Exclusion Endorsement-
PwDerty Damage to "Your Product" and "Your Work"
This endorsement changes your policy Please read it carefully
This endorsement modifies insurance provided under the following coverage(s)
® COMMERCIAL GENERAL LIABILITY COVERAGE
❑ PRODUCTS/COMPLETED OPERATIONS COVERAGE
❑ LIQUOR LIABILITY COVERAGE
Iusions It and I of Coverage A (Section 1) do not apply
us00 your c
xcept as doe and hourlshown ge any Time~at theefust Named Intsured svaddresse it is on the
City of Denton
Pgilcy issued t0 10 / 01 / 8 8 12 01 A M
12 ALO 1045
Date and hour endorsement takes efiecl
Fpdorsement No Policy No
Approved United States Aviation Underwriters, Inc Aviation Managers
by
ALP UA 15 01 811
U §4/G Aviation Liability Policy
14 WITNESS WHEREOF, each of the Companies named on the face of this policy and
14ated below has caused this policy to be executed on their behalf by the
I.Ption Managers
THE AETNA CASUALTY AND SURETY COMPANY
Hartford, Connecticut
~+C fln a rv
L4
SgIg stare
'Swre ary
CONTINENTAL CASUALTY COMPANY
Chicago, Illinois
GENERAL ACCIDENT INSURANCE COMPANY OF A
h ladelphis, Pennsylvania
HART ORD FIRE INSURANCE COMPANY
Hartford, Connecticut
LIBERTY MUTUAL INSURANCE COMPANY
Boston, Massachusetts
~~S*Fretar~ C
MARYLAND CASUALTY COMPANY
Baltimore, Maryland
II~ PreAAIV~
sident
ROYAL INDEMNITY COMPANY
Charlotte, North Carolina c,O
Prea de t
RI 'K/ /y/mil ST PAUL FIRE AND MARINE INSURANCE Lumra x
S Watery 6 St Paul, Minnesota
'Secretary
ratary't' l
,,eCrstary
STATE FARM FIRE AND CASUALTY COMPANY
Bloomington, Illinois
THE TRAVELERS INDEMNITY COMPANY
Hartford, Connecticut
President
P eider nt
Ze~ President
UNITED STATES FIDELITY 6 GUARANTY COMPANY
Baltimore, Maryland 6ie
Prekent
ZURICH INSURANCE COMPANY
Schaumburg, Illinois
Presi~t
'~President
dERI
CA -
P-"'residLent
'
resident
~
dent
'
President
l~z W 64y ~
United States Manager
ALP US Tl 01 88
Tabllg of Contents
Declarations Page (Enclosed)
Named Insured and Mailing Address
Policy Period
Description of Business and Location
Section I Coverages
Page
Coverage A
BodWy Injury and Property Damage Liability
Irpruring Agreement
1
gousiona
Coverage B
PeeQnal and Advertising Injury Liability
Insuring Agreement
2
2
5jifousions
Coverage C
Medical Payments
3
Insuring Agreement
3
Eitcfusions
Supplementary Payments Coverages A and B
3
Section II Who is an Insured
3
Section III Limits of Insurance
4
Section IV Commercial General
Llahflfty Conditions
4
Bankruptcy
Duties In the Event of Occurrence Claim or Suit
4
4
Legal action Against Us
Other,irlsurance
4
4
Premium Audit
5
Representations
5
Separation of Insureds
Transfer of Rights of Recovery Against Others to Us
5
Section V Definitions
5
Section VI Common Policy Conditions (Enclosed)
Canc if lason
Changes
Examination of Your Books and Records
Inspeotfons and Surveys
Premiums
Trans* of Your Rights and Duties Under this Policy
Nuclear Energy Exclusion Endorsement (Enclosed)
I
Various provisions in this policy restrict coverage Read the entire
policy cVefully to determine rights duties and what is and is not
coverecq
Throughout this policy the words you and your refer to the
Named Insured shown in the Declarations The words we us
and our" refer to the Companies named on the face of this policy
which are collectively called the Company and who do jointly and
severally provide this insurance Aviation Managers means
United $tatas Aviation Underwriters Inc
The word' Insured means any person or organization qualifying
as such under Section II Who is an Insured
Other words and phrases that appear in quotation marks have
special Teemng Refer to Section V Definitions
Section 1 Coverages
Coverage A Bodily Injury and
Property Damage Liability
Insuring Agreement
a obWe will p ligated ay pay as damages l because a of bodily injury nor
property damage to which this insurance applies No other
obligation or liability to pay sums or perform acts or services
is covered unless explicitly provided for under Supplementary
Payments Coverages A and B This insurance applies only to
bodily injury and property damage which occurs during
the policy period The bodily injury or properly damage
must be caused by an occurrence The occurrence must
lake place in the coverage territory We will have the right and
duty to defend any suit seeking those damages But
(1) The amount we will pay for damages is limned as described
in Section III Limits of Insurance
(2) We may investigate and settle any claim or sun at our
discretion and
(3) Our right and duty to defend end when we have used up
the applicable limn of insurance in the payment of judg
ments or settlements under Coverages A or B or medical
expenses under Coverage C
a Damages because of bodily injury include damages claimed
by any person or organization for care loss of services or death
resulting at any time from the bodily injury
Properly damage that is loss of use of tangible property that
is not physically injured shall be deemed to occur al the time
of the occurrence that caused it
Exclusions
This insurance does not apply to
a Bodily injury or property damage expected or intended
from the standpoint of the Insured This exclusion does not
apply to bodily injury resulting from the use of reasonable
force to protect persons or property
b Bodily injury or property damage for which the Insured is
obligated to pay damages by reason of the assumption of
liability in a contract or agmement This exclusion does not ap
ply to liability for damages
(1) Assumed in a Contract or agreement that is an insured
contract or
(2) That the Insured would have in the absence of the contract
or agreement
c Bodily injury or property damage for which any Insured may
be held liable by reason of
(1) Causing or contributing to the intoxication of any person
(2) The furnishing of alcoholic beverages to a person under the
legal drinking age or under the influence of alcohol or
(3) Any statute ordinance or regulation relating to the sale grit
distribution or use of alcoholic beverages
This exclusion applies only if you are in the business of
manufacturing distributing selling serving or furnishing alto
holic beverages
d Any obligation of the Insured under a workers compensation
disability benefits or unernployment compensation law or any
similar law
e Bodily injury to
(1) An employee of the In. ured ansing out of and in the course
of employment by the Insured or
(2) The spouse child parent brother or sister of that employee
as a consequence of (1) above
This exclusion applies
(1) Whether the Insured nnay be liable as an ernploye r or in any
other capacity and
(2) To any obligation to share damages with or repay someone
else who must pay damages because of the inlury
This exclusion does not apply to liability assumed by the,
Insured under an insured contract
f (1) Bodily injury or properly damage arising out of the
actual alleged or threatened discharge dispersal ruled e
or escape of pollutants
(a) At or from premises you own rem or occupy
(b) Al or from any site or location used by or for you or
others for the handling storage disposal processing
or treatment of waste
(c) Which are at any limo transposed handled stored
treated disposed of or processed as waste by or for
you or any person or organization for whom you may
be legally responsible or
(d) At or from any site or location on which you or any
contractors or subcontractors working directly or
indirectly on your behalf are performing upt rations
(i) it the pollutants are brought on or to the site or loc 1
lion in connection with such operations or
(it) it the operations are to test for monitor clean up
remove contain treat doexily or neutralize the
pollutants
ALO US 01 01 88
(2)'/iny loss cost or expense ansing out of any governmental
Olfaction or request that you test monitor clean up
,4jemove contain treat deloxily or I ralize pollutants
Piyjutants means any solid liquid gaseous or thermal irritant
oripontaminant Including smoke vapor soot fumes acids
alWis chemicals and waste Waste includes materials to be
retaCled reconditioned or reclaimed
(3) Bodily injury or property damage arising out of an
'{environmental disturbance or for sums or awards claimed
s damages to the extent that such sums or awards repro
Gent payment or compensation for the taking of or exercise
rights with respect to the property of others
Environmental disturbance means
a) noise (whether audible to the human ear or not) or
vibration including sonic boom and similar
phenomena associated with trans sonic and super
sonic movement generated by the operation of aircraft
or any of its parts
(p) Interference with the quiet enjoyment of property by
overflight or other operation of aircraft
,Put environmental disturbance does not include noise
Vibration pollutants or interference resulting from crash or
,Collision of a vehicle or aircraft operated in an emergency
altuation
Bodily injury or property damage arising out of the owner
ship maintenance use or entrustment to others of any aircraft
"amp or watercraft owned or operated by or rented or loaned
to any Insured Use includes operation including aircraft in
flight and loading or unloading
Thy exclusion does not apply to
(1) 4 watercraft while ashore on premises you own or rent
(2),A watercraft you do not own that is
t$) Less than 26 feet long and
(b) Not being used to carry persons or properly for a
i charge
(3) Parking an auto on or on the ways next to premises you
'own or rent provided the 'auto is not owned by or rented
loaned to you or the Insured
(4) (,lability assumed under any insured contract for the
ownership maintenance or use of aircraft or watercraft or
(5) "Bodily injury or property damage arising out of the oper
peon of any of the equipment listed in paragraph f (2) or 1(3)
pf the definition of mobile equipment (Section V10)
Bodily injury or property damage arising out of
(1) The transportation of mobile equipment by an 'auto
owned or operated by or rented or loaned to any Insured
ror
(?),The use of mobile equipment in or while in practice or
preparation for a prearranged racing speed or demolition
nlesl or in any stunting activity
Ily injury or property damage due to war whether or
rtotoisclared or any act or condition incident to war War
Includes civil war insurrection rebellion or revolution This
ex*5ron applies only to liability assumed under a contract or
ag(eement
Nperty damage to
(1) property, you own rent or occupy
(2) remises you sell give away or abandon it the property
)pamage arises out of any part of those premises
(3) f roperty loaned to you
(4)i rsonal property in your care custody or control
(5) That particular part of real property on which you or any
ppntractors or subcontractors working directly or indirectly
pin your behalf are performing operations if the property
mage arises out of those operations or
(6) ~hal particular part of any property that must be restored
{opared or replaced because your work was incorrectly
performed on it
Paragraph (2) of this exclusion does not apply if the premises
are Iyour work and were never occupied rented or held for
ren(,al by you
Paragraphs (3) (4) (5) and (6) of this exclusion do not apply
to liobilay assumed under a sidetrack agreement
Paragraph (4) of this exclusion does not apply to property
damage to aircraft when your control is solely for the purpose
of 14pling or traffic control of an aircraft
Paragraph (6) of this u,.Uuston does not apply to property
damag eluded in the Products/Completed Operations
hazard
6,, PropeqLda~,Lnage~to yourptoducl ansinkoulofitoranypad
'of it C.
I Property damage to your work arising out of it or any pall
kpl it anq ncluded in th@_ ProduclsfComplelad Operatlon$
hazarr(
This exclusion does not apply it the damaged, work or the work
,out of which the damage arises was performed on your behalf
by a subcontractor
M`' Property darnaye to unpaired property or property that has
not been physically injured arising out of
(1) A defect deficiency inadequacy or dangerous condition
in your product or your work or
(2) A delay or failure by you or anyone acting on your behalf
to perform a contract or agreement in accordance with its
terms
This exclusion does not apply to the toss of use of other prop
any arising out of sudden and acudental physical injury to
your product or your work titter it has been put to as
intended use
n Damages claimed for any loss cost or expense incurred by
you or others for the loss of use withdrawal recall Inspccron
repair replacement adjustment removal or disposal of
(1) Your product
(2) Your work or
(3) Impaired property
if such product work or prupurty is withdrawn or recallud from
the market or from use by any person or organization because
of a known or suspected dcfeU deficiency inadequacy or
dangerous condition in it
o Properly damage arising out of the appropriation or taking
of property or property rights by governmental power
p Bodily injury or property damage arising out of any contest
exhibition armeel air race air show parachute jumping or sky
diving permitted spon.,orcd by or participated in by you or
any Insured
Exclusions c through n do riot apply to damage by fire to
premises renled to you A cps tie Ilrnll of insurance applies to
this coverage as described in Secllon III Limas of Insurance
Coverage B Personal and
Advertising Injury Liability
1 insuring Agreement
a We will pay those sums Ili it the Inburcd becomes legally
obligated to pay as damages because of personal injury or
advertising injury to which this insurance applies No other
obligation or liability to pay sums or perform acts or services
is covered unless explicitly provided for under Supplementary
Payments Coverages A and B We will have the right and duly
to defend any suit seeking those damages But
(1) The amount we will pay for damages is hmilud as described
in Section If Limits of Insurance
(2) We may investigate and settle any claim or suit at our
discretion and
(3) Our right and duty to defend end when we have used up
the applicable limit of insurance in the payment of judg
menls or settlements under Coverages A or B or medical
expenses under Coverage C
b This insurance applies to personal injury only if caused by
an olfense
(1) Committed in the coverage territory during the policy
period and
(2) Arising out of the conduct of your business excluding
advertising publishing broadcasting or telecasting done
by or for you
c This insurance applies to advertising injury only If caused by
an olfen.,e committed
(1) In the coveage lenilory during the policy peiod and
(2) In the course of advutising your goods products or
services
2 Exclusions
This insurance does not ipply to
a Personal injury or advcrlisng injury
(1) 4rising out of oral or wntten publication of material if done
bw or at the direction of the Insured with knowledge of its
(2) 1-. out of oral or written puolication of material whose
et publication took place before the beginning of the
.'0, period
(3) Arising out of the willful violation of a penal statute or
ordinance committed by or with the consent of the Insured
(4) ' which the Insured has assumed liability in a contract
gFegreement. This exclusion does not apply to liability for
4Wnages that the Insured would have in the absence of the
aultract or agreement
b AdWis[ng injury arising out of
(1) afeach of contract other than misappropriation of adver
Offing ideas under an implied contract
of goods products services to conform with
(2) W failure
see quality or once
rt
(3) The wrong description of the price of goods products or
rlervices or
(4) An offense committed by an Insured whose business is
advertising broadcasting publishing or telecasting
Coveraw C Medical Payments
1 Insuring Agreement
a We Vo pay medical expenses as described below for bodily
injugff caused by an accident
(1) ( premises you own or rent
(2) op ways next to premises you own or rent or
(3) aecause of your operations
provided that
(1) The accident takes piece in the coverage territory and
during the policy period
(2) The expenses are incurred and reported to us within one
year of the date of the accident and
(3) bThe j! physicians jrof our choice as often as we our
require
b We Will make these payments regardless of fault These
payrrients will not exceed the applicable limit of insurance, We
will pay reasonable expenses for
(1) F1% aid at the time of an accident
(2) Necessary medical surgical x ray and dental services
ingluding prosthetic devices and
(3) Necessary ambulance hospital professional nursing and
j4perai services
2 Exclusigps
We will qo pay expenses for bodily injury
a To MV Insured
b To a person hired to do work for or on behalf of any insured
or a tenant of any Insured
c To a person injured on that part of premises you own or rent
that qte person normally occupies
d To a person whether or not an employee of any insured if
bens" for the bodily injury are payable or must be provided
undelre workers compensation or disability benefits law or a
simiie¢ law
e To a person injured while taking part in athletics
f Indui within the Products/Completed Operations hazard
g Exclujilfed under Coverage A
h Due to war whether or not declared or any act or condition
incid" to war War includes civil war insurrection rebellion or
revolt0on
Supplementary Payments
Coverages A and B
We will pay with respect to any claim or suit we defend
1 All expenses we incur
2 up to $250 for cost of bail bonds required because of accidents
or traffic law violations arising out of the use of any vehicle to which
the Bodily Injury Liability Coverage applies We do not have to
furnish these bonds
3 The cost of bonds to release attachments but only for bond
amounts within the applicable limit of insurance We do not have
to furnish these bonds
I All reasonable expenses Incurred by the insured at our request
to assist us in the investigation or defense of the claim or suit
including actual loss of earnings up to $100 a day because of time
off from work
5 All costs taxed against the Insured in the suit
5 Pre judgment interest awarded against the Insured on that part of
the judgment we pay If we make an offer to pay the applicable
limit of insurance we will not pay any pre judgment interest based
on that period of time alter the oiler
7 All interest on the full amount of any judgment that accrues after
entry of the judgment and before we have paid offered to pay or
deposited in court the part of the judgment that is within the
applicable limit of insurance
These payments will not reduce the limits of insurance
Section 11 Who is an Insured
if you are designated in the Declarations as
a An individual you and your spouse are Insureds but only with
respect to the conduct of a business of which you are the solo
owner
b A partnership or joint venture you are an insured Your
members your partners and their spouses are also Insureds
but only with respect to the conduct of your business
c An organization other than a partnership or joint venture you
are an Insured Your executive officers and directors are
Insureds but only with respect to their duties as your officers or
directors Your stockholders are also Insureds but only with
respect to their liability as stockholders
Each of the following is also an insured
a Your employees other than your executive officers but only for
acts within the scope of their employment by you However
none of these employees is an Insured for
(1) Bodily injury or personal injury to you or to a cc
employee while in the course of his or her employment or
(2) Bodily injury or personal injury arising out of his or her
providing or failing to provide professional health care
services or
(3) Property damage to property owned or occupied by or
rented or loaned to that employee any of your other
employees or any of your partners or members (if you are
a partnership or joint venture)
b Any person (other than your employee) or any organization
while acting as your real estate manager
c Any person or organization having proper temporary custody
of your property if you die but only
(1) With respect to liability arising out of the maintenance or use
of that property and
(2) Until your legal representative has been appointed
d Your legal representative it your die but only with respeol [o
duties as such That representative will have all your rights and
duties under this Coverage
e Any airport manager of yours while acting within the scope of
duties as your airport manager
I With respect to mobile equipment registered in your name under
any motor vehicle registration law any person is an Insured while
driving such equipment along a publie highway with your permis
sion Any other person o organization responsible for the conduct
of such person is also an Insured but only with respect to liability
arising out of the operation of the equipment and only if no other
insurance of any kind is available to that person or organization for
this liability However no pef. on or organization is an Insured with
respect to
a Bodily injury to a cc employ( e of the person driving the
equipment or
b Properly damage to property owned by rented to in [he
charge of or occupied by you or the employer of any person
who is an Insured under this provision
h Any organization you newly acquire or form other than a p armor
ship or joint venture and over which you main[ tin owneiship or
majority interest will be deemed to be a Named Insured ,l Iheie i
no other similar insurance av ulable to that organization Howr.ver
a Coverage under this prove on m afforded only until [he 9011 day
alter you acquire or form the org inizalion or the end of the
policy period whichever is earlier
r
b Coverage A does not apply to bodily injury or properly
Authorize u the Aviation Managers to obtain records
(2)
on
t
f
damage that occurred before you acquired or formed the
orma
i
and other in
(3) Cooperate with us or the Aviation Managers in the invuli
organization and
c Coverage B does not apply to personal injury or advertising
.lion settlement or defense of the claun or suit and
gour
or the
Aviation Ma
r th
injury arising out of an offense committed before you acquired
(4) Assist us o
he enforcement of any Aghl
e
lion Manager
or formed the organization
5 If you are a public government political or municipal corporation
against any person or organization which may be liable to
the Insured because of injury or damage to which this in or
or agency thereof board commission or authority created by a
ante may also apply
publioovernment
d No Insureds will except at their own cost voluntarily make
Ali elected public official
a
r
payment assume any obligation or incur any expense other
b Any elected or appointed executive
than for first aid without our or the Aviation Managers Managers consent
c Any board commission or authority member
3 legal action against Us
Is Insured with respect to the conduct
organz
No peraW or
No person or organization has a right under this Coverage
en
of any ny cif autism past or joint venture that is not shown
partnership
a To join us as a party or otherwise bring us into a suit asking
as a Natp~ed Insured in the Declarations
for damages from an Insured or
b To sue us on this Coverage unless all of its terms have been
Section III Limits of Insurance
fully complied with
d
1 The Limits of Insurance shown in the Declarations and the rules
A person or organization may sue us to recover on an agree
ent or on a final judgment against an Insured obtained alter
ttl
below fix the most we will pay regardless of the number of
se
em
an actual trial but we will not be liable for damages that are not
Insureds a
payable under the terms of this Coverage or that are in excess of
b Claims laims made or suite brought or
c Persons or organizations making claims or bringing scats
the applicable limit of insurance An agreed settlement means a
settlement and release of liability signed by us the Insured and
2 The General Aggregate Limit is the most we will pay for the sum of
the claimant or the claimants legal representative
a Medical expenses under Coverage C and
b Damages under Coverage A and Coverage B except
4 Other Insurance
It other valid and collectible insurance is available to the Insured
damages because of injury and damage included in the
for a loss we cover under Coverages A or B of thib Coverage our
PmductslCompleted Operations hazard
obligations are limited as follows
3 The Products Completed Operations Aggregate Limit is the most
we will pay under Coverage A for damages because of injury and
a Primary Insurance
This insurance is primary except when b below applies If this
damage included in the products completed operations hazard
insurance is primary our obligations are not affected unless any
h
4 Subject to 2 above the Personal and Advertising Injury Limit is
s
l d
of the other insurance is also primary Then we will share wit
thod described in c below
h
amage
the most we will pay under Coverage B for the sum of al
e me
all that other insurance by t
because of all personal injury and all advertising injury
b Excess Insurance
sustained by any one person or organization
This insurance is excess over any of the other insurance
to 2 or 3 above whichever applies the Each Occurrence
5 Subi
whether primary excess contingent or on any other basis.
t a
Limit a the most will pay for the sum of
(1) That is Fire Extended Coverage Builders Risk Installation
a Damages under r Coverage A and
Risk or similar coverage for your work
b Medical expenses under Coverage C
(2) That Is Fire insurance for premises rented to you or
beca4pe of all bodily injury and property damage arising out
(3) If the loss arises out of the maintenance or use of aircraft
lt to the extent not subject to Exclusion
of any one occurrence
6 Sublapl to 5 above the Fire Damage Limit is the most we will pay
autos or walercra
g of Coverage A (Section 1)
d
under Coverage A for damages because of property damage
er
When this insurance is excess we will have no duty un
to promises rented to you arising out of any one fire
e the Medical Expense Limit is the most we will
b
5
Coverage A or 8 to defend any claim or butt that my other
insurer has a duty to defend If no other insurer defends we
ov
a
7 Subjedi to
under Coverage C for ail medical expenses because of bodily
a
will undertake to do so but we will be entitled to the Insurud s
p
y
injury" sustained by any one person
The limits of this Coverage apply separately to each consecutive
fights against all those other insurers
When this insurance is excess over other insurance we will pay
ds
annual period and to any remaining period of less than 12 months
only our share of the amount of the loss it any that excee
starting with the beginning of the policy period shown in the Decla
rations u111ess the policy period is extended after issuance for an addi
the sum of
(1) The total amount that all such other insurance would pay
tional penpd of less than 12 months In that case the additional period
for the joss in the absence of this insurance and
will be deemed part of the last preceding period for purposes of deter
(2) The total of all deductible and self insured amounts under
mining thPI Limits of Insurance
e
all that other insurance
We will share the remaining loss it any with any other Insur
Section IV Commercial General
ante that is not described in this Excess Insurance provision
and was not bought specifically to apply in excess of the Limits
Liability Conditions
of Insurance shown in the Declarations of this Coverage
1 Bankrupicy,
Bankruptcy or insolvency of the Insured or of the Insureds estate
c Method of sharing
ual
If shares the other insuran is cellper itsocU tribution bye ouch
will not relieve us of our obligations under this Coverage
each insurer contributes equal amounts until it has paid its
2 Duuep In the event of occurrence claim or suit
applicable limit of Insurance or none of the joss remains which
a You must see to it that we or the Aviation Managers are note
occurrence which may result in a claim
Gad promptly of
ever comes first
ll any of the other insurance dues not permit coninbulion by
cl
(1)
NWce How should when include
and ude where she occurrence took place and
(1)
equal shares we will contribute by limits Under this me hod
rers share is based on the ratio of its applicnbie limit
s
h
(21 The names and addresses of any injured persons and
in
u
eac
of insurance to the total applicable hods of Insurance of all
witnesses
b it claim is made or suit is brought against any Insured you
insurers
5 Premium Audit
must see it that we the Aviation Managers receive prompt
a We will compute all picmwins for this Coverage in aucordancc
written notice of the claim or burl
with our rules and rate s
c You and any other involved Insured must
nd us the Aviation Managers copies of
l
b Plemlurn shown in this Covcrule is idvance premium is a
close of each audit puriud we
Al th
l
y se
(1) Immediate
any demands notice es summonses or legal papers
e
y
deposit premium on
will compute the earned premium for that period Audit
received in connection with the claim or a bud
premiums are due and payable on notice to the first Named
Infected If the sum of the advance and audit premiums paid
lpr the policy term is greater than the earned premium we will
re(urn the excess to the first Named Insured
a The first Named Insured must keep records of the information
We need for premium computation and send us copies at such
tffnes as we may request
B Re{gesemations
By accepting this policy you agree
a 'Rho statements in the Declarations are accurate and complete
b. Those statements are based upon representations you made
lp us and
c lif(e have issued this policy in reliance upon your
representations
7 Sepetatlon of Insureds
Except with respect to the Limits of Insurance and any rights or
duttee specifically assigned in this Coverage to the first Named
Instilled this insurance applies
a As if each Named Insured were the only Named Insured and
b $epar ety to each Insured against whom claim is made or
*it Is brought
8 Tfanefer of rights of recovery against others to Us
If the Insured has rights to recover all or part of any payment we
have made under this Coverage, those rights are transferred to us
The insured must do nothing after joss to impair them At our
request the Insured will bring suit or transfer those rights to us
andyh~elp us enforce them
9
Section V Definitions
7 Advertising injury means injury arising out of one or more of the
foildifing offenses
a Qral or written publication of material that slanders or libels a
person or organization or disparages a persons or organize
dens goods products or services
b Kral or written publication of material that violates a persons
right to privacy
a rvgsappropnation of advertising ideas or style of doing bust
nos or
d Infringement of copyright title or slogan
2 Autzr means a land motor vehicle trader or semitrailer designed
for aovei on public roads including any attached machinery or
equipment. But auto does not include mobile equipment
3 Bodily injury means bodily injury sickness or disease sustained
by a.porson including death resulting from any of these at any
time.
a Coverage territory means
a The United States of America (Including its territories and
possessions) Puerto Rico and Canada
b International waters or airspace provided the injury or damage
duos not occur in the course of travel or transportation to or
from any place not included in a above or
c A# parts of the world if
(11E The injury or damage arises out of
,y (a) Goods or products made or sold by you in the territory
r described in a above or
(b) The activities of a person whose home is in the territory
described in a above but is away for a short time on
r your business and
( i The Insureds responsibility to pay damages is determined
in a "suit on the merits in the territory described in a above
14 or in a settlement we agree to
5 Impaired property means tangible property other than your pro
dud" or "your work that cannot be used or is less useful because
a It Incorporates your product or your work that is known or
thought to be defective deficient, inadequate or dangerous or
b You have failed to fulfill the terms of a contract or agreement
it such property can be restored to use by
a The repair replacement adjustment or removal of your
product or your work or
b your fulfilling the terms of the contract or agreement
6 In flight means
a When a fixed wing aircraft is in light from the time it moves
forward for takeoff and until it completes its landing run
b A rolorcraft is in flight while its rotors are in motion as a result
of engine power or autorolation
7 In motion means
a When a fixed wing aircraft is moving under its own power or
momentum generated by its engine
b A rolorcratt is in motion when its rotors are in motion as a
result of engine power
8 Insured contract means
a A lease of premises
b A sidetrack agreement
c An easement or license agreement in connection with vehicle
or pedestrian private railroad crossings at grade
d Any other easement agreement except in connection with
construction or demolition operations on or within 50 feel of a
railroad
e An indemnification of a municipality as required by ordinance
except in connection with work for a municipality
f An elevator maintenance agreement or
g That part of any other contract or agreement pertaining to your
business under which you assume that tort liability of another
to pay damages because of bodily injury or properly
damage to a third person or organization if the contract or
agreement is made prior to the bodily injury or property
damage Tort liability means a liability that would be imposed
by law in the absence of any contract or agreement
An insured contract does not include that part of any contract
or agreement
a That indemnities an architect engineer or surveyor for injury
or damage arising out of
(1) Preparing approving or tailing to prepare or approve maps
drawings opinions reports surveys change orders
designs or specifications or
(2) Giving directions or instructions or falling to give them it
that is the primary cause of the injury or damage
b Under which the Insured it an architect engineer or surveyor
assumes liability for injury or damage arising out of the
Insureds rendering or falling to render professional services
including those listed In a above and supervisory inspection
or engineering services or
c That indemnities any person or organization for damage by fire
to premises rented or loaned to you
9 Loading or unloading means the handling of property
a After it is moved from the place where it is accepted for move
ment into or onto an aircraft watercraft or auto
b While it is in or on an avctaft watercraft or auto or
c While it is being moved from an aircraft watercraft or auto to
the place where n Is finally delivered
but loading or unloading does not include the movement of
property by means of a mechanical device other than a hand
truck that is not attached to the aircraft watercraft or auto
10 Mobile equipment means any of the following types of land
vehicles including any attached machinery or equipment
a Bulldozers farm machinery forklifts and other vehicles
designed for use principally off public roads
b Vehicles maintained for use solely on or next to p emises you
own or rent
c Vehicles that travel on crawler treads
d Vehicles whether sell propelled or not maintained primarily to
provide mobility to permanently mounted
(1) Power cranes shovels loaders diggers or drills or
(2) Road construction or resurfacing equipment such as
graders scrapers or rollers
e Vehicles not described in a b c or d above that are not sell
propelled and are maintained primarily to provide mobility to
permanently attached equipment of the following types
(1) Air compressors pumps and generators including
spraying welding building cleaning geophysical explore
lion lighting and well servicing equipment or
(2) Cherry pickers and similar devices used to raise or lower
workers
1 Vehicles not described in a b c or d above maintained
primarily for purposes other than the transportation of persons
or cargo
However self propelled vehicles will) the following types of
permanently attached equipment are not mobile equipment
but will be considered autos
(1~ Equipment designed primarily for
r (a) Snow removal
rf (b) Road maintenance but not construction or resurfacing
f (c) Street cleaning
(21 Cherry pickers and similar devices mounted on automobile
or truck chassis and used to raise or lower workers and
(JAir compressors pumps and generators including
spraying welding building cleaning geophysical explore
>1J Von lighting and well servicing equipment
11 OoCprrence means an accident including continuous or
repatled exposure to substantially the same general harmful
conld6lons
12 PerWal Injury means injury other than bodily Injury arising
out of one or more of the following offenses
a F*e arrest detention or imprisonment
to. Mgllclous prosecution
c Wrongful entry into or eviction of a person from a room
dvoling or premises that the person occupies
d Oral or written publication of material that slanders or libels a
poison or organization or disparages a persons or organize
aglh goods products or services or
e Oral or written publication of material that violates a persons
right of privacy
13 a "PrOducts/Completed Operations hazard Includes all bodily
Injury and property damage occurring away from premises
you own or rent and arising out of 'your product or your work
eslfept
(tp Products that are still in your physical possession or
(2)I Work that has not yet been completed or abandoned
b 'ttaw work will be deemed completed at the earliest of the
IdtlOwing times
(1)iWhen all of the work called for in your contract has been
completed
(2) When all the work to be done at the site has been com
(plated if your contract calls for work at more than one site
(3L(When that part of the work done at a lob site has been put
to its intended use by any person or organization other than
another contractor or subcontractor working on the same
project
Work that may need service maintenance correction repair
or replacement, but which is otherwise complete will be treated
as Completed
a Thy hazard does not include bodily injury or property
damage arising out or
(1) +The transportation of property unless the injury or damage
anses out of a condition in or on a vehicle created by the
loading or unloading of it
(2Khe existence of tools, unlnstalled equipment or abandoned
pr unused materials
(3) Products or operations for which the classification in this
Ooverage or in our manual of rules includes products or
Completed operations
14 Propq{ty damage means
a Ph)ji l injury to tangible property including ail resulting loss
of 4jW of that property or
b Lent of use of tangible property that is not physically injured
15 Suit gleans a civil proceeding in which damages because of
bodily~nfury property damage, personal injury or "advertising
injury ++j~pC which this insurance applies are alleged Suit includes
an arbitration proceeding alleging such damages to which you
must M it or submit with our consent
16 Your product means
a Any goods or products, other than real property manufactured
sold handled distributed or disposed of by
(1) Wit
(2) Others trading under your name or
(3) A person or organization whose business or assets you
have acquired and
b Containers (other than vehicles) materials parts or equipment
furnished in connection with such goods or products
Your product includes warranties or representations made at any
time with respect to the fitness quality durability or performance
of any of the items included in a and b above
Your product does not include vending machines or other prop
any reread to or located for the use of others but not sold
includes copyrighted material of insurance Sam ee Off co I , Is pe, mission
oaa
17 Your work means
a Work or operations performed by you or on your behalf and
b Malenals parts or equipment furnished in connection with such
work or operations
Your work includes wananhes or representations made at any
time with respect to the fitness quality durability or performance
of any of the items included in a or In above
i
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