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HomeMy WebLinkAbout2026-010 Craver Ranch Fiscal Impact Analysis November 21, 2025 Report No. 2026-010 INFORMAL STAFF REPORT TO MAYOR AND CITY COUNCIL SUBJECT: Craver Ranch Planned Development Fiscal Impact Analysis. EXECUTIVE SUMMARY: On October 21, Staff and the Developer presented information on the Craver Ranch Planned Development in a work session. The fiscal impact analysis, which was preliminarily discussed in that meeting, has been finalized and detailed in this report. This fiscal impact analysis estimates the net effect of the Craver Ranch project on the City's General Fund, General Debt Service Fund, select Special Revenue Funds, and other key service areas by comparing projected revenues to anticipated service costs. Planning and Zoning Commission held public hearings on November 19, 2025 and recommended approval of a comprehensive plan amendment,mobility plan amendment, and zoning change. The project will come before City Council for consideration of the comprehensive plan and mobility plan amendments, zoning change and related agreements on December 2, 2025. BACKGROUND: Craver Ranch is an approximately 2,870-acre property in North Denton situated between FM 2153 to the east and north, FM 2164 to the west, and Shepard Road and Gribble Springs Road to the south. The majority of the property was annexed into the City in 2008 and 2009 and has remained undeveloped since that time. Following annexation, the placeholder zoning designation of Rural Residential (RD-5X) was applied under the City's 2002 Denton Development Code (DDC), and this transitioned to Rural Residential(RR)zoning with the adoption of the 2019 DDC. Old Prosper Partners Acquisitions, LLC, intended to develop 2,500-acres of the overall site with the intended mixture of uses, which includes single-family dwellings, multi-family dwellings, townhomes, commercial/retail uses, school sites, and a variety of open spaces. The City received notice of intent to introduce legislation for the creation of the Craver Ranch Municipal Management District (MMD) No. 1 (the "District") on February 6, 2025, and City Council approved a resolution in support of the creation on March 4, 2025. The MMD was approved through a special act by the 89th Legislature of the State of Texas. Part of the requirement of the City Council resolution was that the Developer had to negotiate and enter into a development agreement with the City for the property. Staff and the Developer have been working through studies and negotiations regarding the development agreements since that time and a fiscal impact analysis was a component of completing the agreements similar to the process taken for Hunter and Cole Ranches. City Staff engaged the consulting firm AECOM, Inc. to conduct a fiscal impact analysis assessing the overall development impact on the City of Denton. This analysis focused specifically on direct revenues and expenditures to the City, such as property and sales tax revenues and the cost of November 21, 2025 Report No. 2026-010 providing municipal services. It is important to note that this type of analysis differs from a broader economic development analysis, which typically evaluates the wider economic implications of a project.An economic development analysis considers factors such as job creation, income growth, business attraction, and the ripple effects of increased economic activity throughout the community. The results of this assessment highlight areas where the project may generate fiscal surpluses that support broader City priorities, as well as areas where service demand could outpace revenues, leading to fiscal pressures over time. This report aims to provide City leadership with a framework for understanding the fiscal implications of the proposed development. By highlighting both opportunities and potential funding gaps, the analysis positions the City to enhance long-term fiscal sustainability while ensuring access to the benefits of growth for current and future residents. DISCUSSION: Introduction to Fiscal Impact Analysis The process begins by identifying the growth scenario to be analyzed, in this case the proposed Craver Ranch project. Next, the analysis establishes baseline demand factors, including population,number of housing units,non-residential square footage, employment provided by the developer, and others that allow future change to be measured. Using these demand factors, the approach incorporates existing city financial data to establish baseline levels of service, capturing both revenues collected and costs paid under present conditions.With this foundation in place,the analysis defines assumptions regarding the allocation of capital projects and maintenance responsibilities of the new development,clarifying which costs could be expected to be borne by the City versus the developer or other partners. Finally, this information is combined to generate a fiscal impact model which integrates data and assumptions from the prior steps Results The fiscal impact analysis projects that the Craver Ranch development could result in an overall net fiscal surplus of approximately $106.6 million over the 40-year analysis period. Table 14 summarizes cumulative revenues and expenditures by fund, highlighting where surpluses and deficits are expected to occur. November 21, 2025 Report No. 2026-010 Table 14. Summary of 40-Year Cumulative Fiscal Impacts ImpactCumulative Cumulative Net Fiscal Revenues % Expenditures % GENERAL FUND $629,180 54% $615,100 58% $14,080 GENERAL DEBT SERVICE FUND $248,250 21% $103,320 10% $144,930 SPECIAL REVENUE FUNDS Street Improvement Fund $24,550 2% $82,040 8% ($57,490) Roadway Impact Fee Fund $31,300 3% $26,190 2% $5,110 Water Impact Fees $92,860 8% $92,860 9% $0 Wastewater Impact Fees $ 138,040 12% $138,040 13% $0 TOTAL $ 1.164,180 100% S 1.057,550 100% $106,630 Note:Values presented in$1,000s_ Figure 1 displays estimated future year annual net fiscal results over the 40-year analysis period. Points above the horizontal axis ($0 line) represent potential annual surpluses while those below the line represent potential annual deficits. Surpluses in any one year are not carried over from one year to the next. N $10 g $8 $6 $4 $2 $0 ($2) ($4) ($6) ($8) Figure 1.Annual Net Fiscal Impacts-Craver Ranch Figure 2 presents the estimated cumulative fiscal impacts of the Craver Ranch development over the 40-year analysis period, disaggregated by total revenues, capital expenditures, and operating expenditures. While Figure 1 illustrates annual surpluses and deficits, this cumulative view highlights the long-term balance between ongoing revenues and expenditures. Notably, revenues are sufficient to cover operating costs in nearly all years,indicating that day-to-day service delivery has the potential to be fiscally sustainable. Substantial capital outlays required to support new infrastructure—together with the debt service obligations incorporated into the analysis—are seen as more likely to yield an overall deficit. November 21, 2025 Report No. 2026-010 N $ 1,400 c 0 $ 1,200 $ 1,000 $ 800 $ 600 $400 $ 200 $0 ®Operating Expenditures o Capital Expenditures Revenues Figure 2. Cumulative Estimated Expenditures and Revenues - Craver Ranch It is important to note that these results are based on a series of assumptions regarding development timing, absorption rates, infrastructure costs, tax and fee structures, and other key fiscal parameters. While these assumptions were developed using the best available information and in consultation with City Staff, they represent reasonable estimates rather than precise forecasts. This fiscal impact analysis also does not take into consideration some additional benefits being provided to the city through the development, including: • Approximately 360 acres of City Parkland Dedication • 13.5 miles of trails • Easement for Water transmission line • Elevated water storage tank to be provided by the developer • Offsite Wastewater improvements of$12.2M • Financial contribution to Police/Fire of$2.5M • Financial contribution to affordable housing of$3M • Land contribution for 3 school sites, generating benefit to local community • $402M in infrastructure to be financed by MMD and private developer funding and dedicated to the City CONCLUSION: The results of this fiscal impact analysis provide an informed estimate of the fiscal implications associated with the Craver Ranch development over 40 years, where the analysis indicates a net surplus of $106 million during this period.The findings should be interpreted within the broader context of development phasing, financing practices, and evolving fiscal conditions. These results are intended to serve as a planning tool to help the City anticipate potential revenue and November 21, 2025 Report No. 2026-010 expenditure trends, refine its capital funding strategies, and support informed decision-making as the project advances from concept to implementation. ATTACHMENTS: 1. City of Denton Craver Ranch Fiscal Impact Analysis STAFF CONTACT: Charlie Rosendahl Interim Director of Development Services Charlie.Rosendahlkcityofdenton.com (940) 349-8452 REQUESTOR: Staff Initiated STAFF TIME TO COMPLETE REPORT: 4 PARTICIPATING DEPARTMENTS: Development Services A=COM City of Denton Craver Ranch Fiscal Impact Analysis November 19, 2025 City of Denton—Craver Ranch Fiscal Impact Analysis Quality information Prepared by Checked by Verified by Approved by Nolan Villasmil Christina Biedny Chris Brewer Chris Brewer Dillon Gillman Dillon Gilman Christina Biedny Revision History Revision Revision date Details Authorized Name Position Draft v1 11/04/2025 Final 11/13/2025 Final Rev 11/19/2025 2 City of Denton—Craver Ranch Fiscal Impact Analysis Prepared for: City of Denton, Texas Prepared by: AECOM 130 E Randolph St., Suite 2400 Chicago, IL 60601 3 City of Denton—Craver Ranch Fiscal Impact Analysis Table of Contents I. Project Background ........................................................................................... 5 II. Introduction to Fiscal Impact Analysis............................................................. 6 Key Assumptions for this Analysis ................................................................................................................7 III. Methodology..................................................................................................... 10 DemandUnits ............................................................................................................................................. 10 Revenues.................................................................................................................................................... 13 Expenditures ...............................................................................................................................................22 IV. Results .............................................................................................................. 25 Tables Table 1. Developer Program for Craver Ranch and Related Derived Assumptions.....................................8 Table 2. Demand Units Used in Revenue and Expenditure Multiplier Calculations ................................... 10 Table 3. Trip Generation Data for Residential and Nonresidential Land Uses ........................................... 12 Table 4. Residential Trip Adjustment Factor................................................................................................ 13 Table 5. General Fund Revenues—Calculation Approaches by Line Item ................................................ 14 Table 6. General Debt Service Fund Revenues—Calculation Approaches by Line Item........................... 17 Table 7. FY2024-25 Adopted Property Tax Rates....................................................................................... 17 Table 8. Key Sales Tax Revenue Assumptions........................................................................................... 19 Table 9. Special Revenue Fund Revenues- Calculation Approaches by Line Terns.................................20 Table 10. Roadway Impact Fee Revenue Multipliers..................................................................................21 Table 11. Water and Wastewater Impact Fee Revenue Multipliers ............................................................21 Table 12. Craver Ranch Capital Expenditure Inventory..............................................................................22 Table 13. General Fund, General Debt Service Fund, and Special Revenue Fund Operating Expenditures —Calculation Approaches by Line Item.......................................................................................................24 Table 14. Summary of 40-Year Cumulative Fiscal Impacts........................................................................25 Figures Figure 1.Annual Net Fiscal Impacts - Craver Ranch..................................................................................25 Figure 2. Cumulative Estimated Expenditures and Revenues - Craver Ranch..........................................26 4 City of Denton—Craver Ranch Fiscal Impact Analysis L Project Background The City of Denton ("the City") is evaluating the potential fiscal impacts of Craver Ranch ("the project"), a proposed development plan put forward by KFM Engineering and Design ("the Developer"), which encompasses approximately 2,500 gross acres. The plan includes a mix of residential neighborhoods and commercial spaces, intended to accommodate population growth, stimulate local economic activity, and expand the City's long-term tax base. The City commissioned this analysis to understand how new development could affect municipal revenues and expenditures, and to provide insights that will inform ongoing negotiations with the Developer. This Fiscal Impact Analysis (FIA) estimates the net effect of the Craver Ranch project on the City's General Fund, General Debt Service Fund, select Special Revenue Funds, and other key service areas by comparing projected revenues to anticipated service costs (such as police, fire, public works, parks, and libraries). Residential and commercial components are evaluated separately to capture differences in their revenue and service demand profiles. The analysis does not account for all developer-provided funding or financing contributions at this stage, but it establishes a baseline against which potential concessions or contributions can be measured. The results of this assessment highlight areas where the project may generate fiscal surpluses that support broader City priorities, as well as areas where service demand could outpace revenues, leading to fiscal pressures over time. These findings are particularly valuable in identifying negotiation points, such as infrastructure cost-sharing, land dedication for public amenities, or commitments to phased development that align with the City's service delivery capacity. Ultimately, this report aims to provide City leadership with a framework for understanding the fiscal implications of the proposed expansion and for shaping negotiations with the Developer. By highlighting both opportunities and potential funding gaps, the analysis positions the City to secure concessions that enhance long-term fiscal sustainability while ensuring access to the benefits of growth for current and future residents. The sections of this report introduce Fiscal Impact Analysis, describe the methodology and key assumptions, present the findings, and discuss their implications. 5 City of Denton—Craver Ranch Fiscal Impact Analysis II. Introduction to Fiscal Impact Analysis Overview A Fiscal Impact Analysis (FIA) is a structured approach used to estimate how proposed new real estate development could affect a community's revenues and expenditures over time. By comparing anticipated costs of providing public services and infrastructure against expected revenues from new development, an FIA helps decision makers understand the fiscal implications of growth and identifies potential areas for negotiation or policy action. The process begins by identifying the growth scenario to be analyzed, in this case the proposed Craver Ranch project. Next, the analysis establishes baseline (i.e., pre-development) demand factors including population, number of housing units, non-residential square footage, employment provided by the developer, and others that allow future change to be measured. Using these demand factors, the approach incorporates existing city financial data to establish baseline levels of service, capturing both revenues collected, and costs paid under present conditions. With this foundation in place, the analysis defines assumptions regarding the allocation of capital projects and maintenance responsibilities of the new development, clarifying which costs could be expected to be borne by the City versus the developer or other partners. Finally, this information is combined to generate a fiscal impact model which integrates data and assumptions from the prior steps. The model estimates fiscal outcomes of the proposed growth scenario, providing the city with forward-looking results to evaluate the balance between revenues and expenditures and to inform planning, policy, and negotiation efforts. This section provides an overview of revenue and cost estimation, and a brief introduction to some of the key assumptions used in this analysis. Detailed assumptions and methodologies used are described in subsequent sections. Estimating Revenues and Expenditures Estimating revenues is a critical component of FIA, as it establishes the foundation for comparing anticipated revenues with projected service costs. For this analysis, major revenue sources such as Property Tax, Sales Tax, and Impact Fee revenues are modeled using customized approaches tailored to the way each revenue stream is generated and collected. These methodologies, described in more detail in Section I Il, account for the unique structures and policies that govern each source of funds. All remaining revenues are estimated using a per-demand unit approach. Under this method, each revenue line item is linked to a relevant demand unit—such as population, housing units, non-residential square footage, or employment—ensuring that revenue projections scale appropriately with growth. The assignment of demand units for each revenue category was developed in close collaboration with City of Denton to reflect local fiscal realities and service delivery practices. The intention of this framework is to provide a consistent and transparent method for estimating potential future revenues under the growth scenario, while allowing for flexibility where major revenue sources require more detailed modeling. 6 City of Denton—Craver Ranch Fiscal Impact Analysis On the expenditure side, our approach applies a per-demand unit approach for most service categories, linking projected costs to the same measures used to estimate revenue. This method ensures that service costs are also scaled in proportion to growth and remain consistent with current levels of service. It is important to note that though the per-demand unit (or average cost/revenue) approach is regularly used for its simplicity and general applicability, several key assumptions are highlighted: 1. This approach relies on the assumption of a linear relationship between each unit of demand and the revenues or costs it generates. This implies that, over the long run, current average operating costs and revenues per capita remain constant in the future. In other words, the City is assumed to collect and expend the same fixed amount per person now and in later years, without accounting for potential economies of scale. While this assumption lends itself to a straightforward and transparent modeling framework, it does not capture the possibility that certain services may become more efficient—or less costly to provide—on a per-capita basis as the population grows. 2. This approach assumes that current levels of services will be maintained in the future, even if they may not be adequate now. For example, while the City may wish to, or may in the future achieve, an increased level of park space provided per capita beyond today's existing conditions, this would not be captured in the analysis. 3. The analysis assumes that the distribution of revenues and expenditures across the City's departments and services in the baseline period will remain constant in the projection period. For example, the department that spends the largest amount in the baseline period will continue to be the largest spender in the projection periods and these allocations will not change. Next, we outline the high-level assumptions that form the backbone of this FIA before turning to detailed methodologies in Section III and results in Section IV. Key Assumptions for this Analysis Some of the key assumptions underlying this analysis are listed below. For details of specific methodologies, see Section III. Time Period —The Craver Ranch development program anticipates construction commencing in 2028, with the first properties to be added to the tax roll in 2030.1 The development's construction is assumed to conclude in 2045 (with properties constructed in that year added to the tax roll in 2047). To capture both early development and a forward-looking status quo once the development is established, this FIA evaluates a conceptual future 40-year period from calendar year 2030 through year-end 2069. Revenue and expenditure data used in the Craver Ranch FIA are based on the Annual Program of Services (adopted budget) for the fiscal year ending September 30, 2025 ("FY25 APOS"). Developer Program —Table 1 details the Craver Ranch program as provided by the Developer. The developer program contained housing units and non-residential space in annual phases. 1 Completed properties will be assessed in January 2030 for taxes due in arrears for calendar year 2029.Subsequent residential units will follow the same two-year construction assumption, being added to the tax roll in the second year. 7 City of Denton-Craver Ranch Fiscal Impact Analysis Additional assumptions such as development population and future jobs potential were derived from this development information. Table 1. Developer Program for Craver Ranch and Related Derived Assumptions Developer Provided Assumptions Construction Period 2028-2045 Development Completiona 2047 Existing Year 1 Year20 Year30 Year40 2025 2039 2049 2059 2069 Residential Lots 65,886 5,650 9,190 9,190 9,190 Residential Units Single Family 36,089 4,000 7,091 7,091 7,091 Townhome 1,127 450 584 584 584 Multifamily 28,670 1,200 1,515 1,515 1,515 Total Added Residential 65,886 5,650 9,190 9,190 9,190 Units growth from existing 8.6% 13.9% 13.9% 13.9 Derived AssumptionSb Population 155,374 15,590 26,930 26,930 26,930 growth from existing 10.0% 17.3% 17.3% 17.3 Commercial Square Feet (SF) Retail 10,748,010 621,549 621,549 621,549 621,549 Office 4,503,801 466,161 466,161 466,161 466,161 Hotel 155,387 155,387 155,387 155,387 Total Added Commercial SF 15,251,811 1,243,097 1,243,097 1,243,097 1,243,097 growth from existing 8.2% 8.2% 8.2% 8.2 Employment(2024 data) Retail 18,038 2,978 2,978 2,978 2,978 Office 18,138 2,196 2,196 2,196 2,196 Hotel 351 56 56 56 56 Total Added Jobs 36,527 5,230 5,230 5,230 5,230 growth from existing 14.3% 14.3% 14.3% 14.3 Source:Development Plan documents provided by City of Denton Staff(Developer Provided Assumptions);CoStar, Lightcast (Existing Commercial SF and Employment);AECOM calculations(Projections only). Notes:a Construction is estimated to finish in 2045 with the final properties added to the tax roll in 2047. b Projections were estimated using customized approaches as detailed in upcoming sections.Baseline values are provided for information only. Relevant Funds -This FIA models revenues and expenditures for the following funds only: • General Fund • General Debt Service Fund • Special Revenue Funds: Water, Wastewater, and Roadway Impact Fees, and the Street Improvement Fund Static Revenues and Expenditures -The analysis is static in that the FY24-25 multipliers are applied to all years of the Craver Ranch development scenario. The FIA does not update revenue and expenditure data beyond the FY24-25 baseline, and the results are provided in 2025 dollars. Revenue Structure and Tax Rates - Revenues are projected under the assumption that FY24- 25 tax policy and/or rates do not change during the projection period. 8 City of Denton—Craver Ranch Fiscal Impact Analysis Inflation — Revenues and expenditures, both in the baseline period and any projected period, are in constant 2025 dollars. This assumption avoids the difficulty of speculating about inflation rates and how inflation might impact various cost and revenue categories differently. It also avoids having to interpret results expressed in nominal dollars over an extended period. 9 City of Denton—Craver Ranch Fiscal Impact Analysis Ill. Methodology As described in Section II, a per-demand unit (or average revenue/cost) approach is used to generate revenue and expenditure multipliers in most cases.All multipliers are computed using baseline data (FY24-25) and remain fixed at the values detailed below when assessing the Craver Ranch development scenario. To estimate revenues and expenditures for the development program, these demand units also need to be projected for each year of the development's buildout. Demand Units Because demand units are integral to this multiplier-based methodology, this first subsection of focuses on the methods and assumptions used to derive demand units in detail. While some demand units are straightforward (e.g., number of housing units, which are provided by the Developer), others require their own methodologies that warrant further discussion. Table 2 summarizes the various demand units that are used for both revenue and expenditure calculations. Those that require a unique or more complex calculation, are described in narrative following the table. Table 2. Demand Units Used in Revenue and Expenditure Multiplier Calculations Demand Unit Family Units* Commercial Space Breakout Total Residential Units* Total Police Calls Total Nonresidential Square Feet* Total Fire Calls Population Vehicle Trips Population and Jobs Note:Asterisks(*)indicate demand units which were directly provided by the Developer.All others require specific methodologies. Population Population growth expectations associated with the Craver Ranch development are estimated based on the number and type of housing units provided by the Developer, adjusted for an assumed straight line annual pace of absorption over the development timeline. Unit counts are categorized into single-family, multifamily, and townhome units. To estimate population, we apply an assumption of 3.2 residents per single-family and townhome unit and 2.5 residents per multifamily unit. These household size factors are applied to the units expected to be delivered and occupied each year, ensuring that projected population growth reflects not only the total buildout but also the timing of unit occupancy. Residential absorption is assumed to occur over a three-year period, with 55% of units occupied in the first year after unit completion, 85% occupied by the second year, and 95% occupied by the third year. This equates to a long-term stabilized vacancy rate of 5%, consistent with current market conditions. Population and Jobs For this analysis, total demand is expressed in terms of population and jobs, reflecting both residential and commercial (non-residential) growth attributable to the Craver Ranch development. Population is estimated using the housing absorption—based methodology described above. To this, we add jobs estimated to be generated by the development's commercial components. To estimate these jobs, AECOM compared 2024 employment and occupied commercial real estate in the City of Denton to establish the typical amount of square footage (SF) required per job, by space type. Taking the program provided by the Developer, new job creation for each type of commercial space was calculated by dividing its SF by the historical SF per job. These jobs were then summed to reach a total job estimate for the 10 City of Denton—Craver Ranch Fiscal Impact Analysis development. Combining the population and jobs estimates produces a comprehensive estimate of new residents and workers associated with the development. Commercial Space Breakout While the developer program provides only a total estimate of commercial square footage, projecting fiscal impacts requires a framework for how this space could be distributed across different commercial uses over the future forecast period. Distinguishing between retail, office, and other commercial categories is important because each use generates revenues in different ways—for example, retail activity directly contributes to sales tax collections, while office space primarily influences employment-based revenues and service demands. AECOM relied on historical commercial real estate development and current inventory data by space type from CoStar and assumed that commercial space within Craver Ranch will be restricted to retail, hotel, and office space. The distribution of space within Craver Ranch was then determined by estimating retail demand based on anticipated population growth, identifying sites suitable for hotel development and typical hotel size, and allocating the remaining commercial area to office use. Police and Fire Calls Rather than assuming police or fire service calls increase linearly with population growth, this approach adjusts for the City's demonstrated ability to handle higher call volumes without proportional increases in staff. The resulting "efficiency-adjusted" methodology yields more realistic estimates of future police and fire service calls while remaining consistent with the observed historical performance of both departments. The methodology used to estimate police and fire calls can be summarized in three steps resulting in an efficiency-adjusted per-capita measure of calls for service: 1. Establish baseline service intensity Data from the FY25 APOS was used to calculate the number of police and fire calls per resident ("calls per capita"). This provides a snapshot of how intensively existing residents use emergency services. Baseline Calls for Service 135,892 22,662 Baseline Population 155,374 155,374 Baseline Calls per Capita 0.87 0.15 Notes: Baseline Calls per Capita rounded for display purposes only. 2. Assess historical data and departmental efficiency Trends from 2014-2024 were examined to understand how population, calls for service, and staffing levels (FTEs) in each department have evolved. While population grew modestly between 2014 and 2024 (2.7% CAGR), both police and fire calls rose substantially faster—indicating increasing service demand per resident.At the same time, staffing grew at a much slower pace than calls. Calls • • FTE Calls FTE Compound Annual Growth (2014-2024) 5.0% 2.6% 6.4% 3.4% Relative to Population2 1.85x faster 0.97x as fast 2.39x faster 1.28x faster FTE to Calls 0.52x as fast 0.54x as fast These values represent population-based elasticities.Values greater than 1.0 indicate calls(FTE)have grown faster than population while values less than 1.0 indicate less than linear growth. 11 City of Denton-Craver Ranch Fiscal Impact Analysis 3. Apply an efficiency factor to new calls for service The ratio of FTE growth to call growth—roughly 0.5 for both Police and Fire—can be interpreted as an "efficiency factor". This factor reflects the City's demonstrated ability to meet growing service demand without proportional increases in staff or spending. The baseline "calls per capita" ratio from Step 1 is therefore multiplied by this Efficiency Factor to create an efficiency-adjusted calls per capita ratio, representing the expected level of future service demand given continued operational efficiency. Police Fire Baseline Calls per Capita 0.87 0.15 Efficiency Factor 0.52 0.54 Adjusted Calls per Capita 0.46 0.08 Note:Values rounded to the nearest hundredth for display purposes only. Vehicle Trips Vehicle trips are used as a demand unit to capture transportation-related impacts associated with new development. Estimating trips requires consideration of both residential and non- residential travel activity in and around the City. Vehicle trip generation for the Craver Ranch development was estimated using standard trip rates published in the Institute of Transportation Engineers (ITE) Trip Generation Manual, 11th Edition (Table 3), adjusted to reflect local travel behavior in the City of Denton. For residential land uses, ITE's average weekday daily trip-end rates were adjusted by 50 percent to represent complete, round-trip vehicle trips.'An additional 13 percent adjustment was then applied to account for Denton residents who commute to workplaces outside of the city, as identified through the U.S. Census Bureau's OnTheMap application and the National Household Travel Survey.'Together, these adjustments produce a total factor of 63 percent, which is applied to the number of housing units by type to estimate daily residential vehicle trips (Table 4). This approach ensures that all trip purposes—both work and non-work—are represented, while also correcting for the share of external commuting activity specific to Denton. Non-residential trips were estimated separately using ITE trip rates by land use type, with simplified trip-end adjustments to reflect typical trip-making behavior. A 50 percent adjustment was applied to office and lodging (hotel) land uses, consistent with standard practice for employment-related travel, while a 30 percent adjustment was applied to retail uses to account for the higher share of pass-by trips generated along arterial and collector roadways. Table 3. Trip Generation Data for Residential and Nonresidential Land Uses WeekdayWeekday Land Use Demand Trip Ends Trip Ends per Demand Per Trip Adjustment Type Unit per Demand per Unit Employee Factor Unit Employee Single Family Detached 1 unit 9.43 Housing Single Family Attached 1 unit 7.20 Housing The ITE trip end rates include both departures from and arrivals back to the home,so without this adjustment,each full trip would be recorded twice. For example,the ITS rate of 9.43 daily trip ends for single-family homes reflects both departures and returns, meaning it represents roughly 4.7 round trips to and from the home each day. °This 13 percent commuting adjustment factor reflects the share of additional outbound trips made by Denton residents who work outside the city.It is derived by multiplying three underlying proportions:(1)73%of Denton residents commute to jobs outside the city(U.S.Census Bureau,On the Map,2022),(2)36%of all trips leaving home are trips from home to work(home-based work trips) (National Household Travel Survey,2022),and(3)50%of all trip ends are outbound(to avoid double counting outbound and inbound legs).Combined,these yield an adjustment factor of approximately 13%(0.73 x 0.36 x 0.50). 12 City of Denton-Craver Ranch Fiscal Impact Analysis Weekday Weekday Employees Land Use Demand Trip Ends Trip Ends per Demand Per Trip Adjustment Type Unit per Demand per Unit Employee Factor Unit Employee Multifamily 1 unit 6.74 Residential* Retail 1,000 SF 37.01 17.42 2.12 471 33% Office 1,000 SF 10.84 3.33 3.26 307 50% Lodging Room 7.99 14.34 0.56 50% Source: Institute of Transportation Engineers, Trip Generation Manual, 11th Edition *Multifamily refers to low-rise multifamily housing, ITE Land Use Code 220. **Retail refers to"Shopping Center(150K sq ft)", ITE Land Use Code 820. Table 4. Residential Trip Adjustment Factor (A)Workers Living in Denton 73,033 (B)Residents Working in Denton 19,664 (C)Residents Working outside of Denton (A)-(B) 53,369 (D)%Workers in Denton Working outside of Denton (C)/(A) 73% (E)Work Trips as%of Outbound Trips 36% (F)Complete vehicle trips 50% (G)Resident Commuter Adjustment(D)x(E)x(F) 13% (H)Complete vehicle trips by non-commuters 50% Total Residential Trip Adjustment(G)+(H) 63% Sources: U.S.Census Bureau OnTheMap,2022; U.S.DOT National Household Travel Survey,2022 It is important to note that these estimates represent average daily vehicle trips and are intended for use in fiscal and infrastructure planning at a conceptual level. They do not account for peak-hour variations, turning movements, or intersection-level operations, which would typically be addressed in a detailed traffic impact analysis (TIA). The trip generation factors used herein reflect average conditions and are appropriate for evaluating overall travel demand and related fiscal implications, but they should not be interpreted as precise forecasts of traffic volumes or roadway capacity needs. Revenues Forward-looking revenues were calculated for each line item, by fund, using varying demand units or other, customized methodologies where appropriate. Certain revenues are not expected to be impacted by demographic changes and are considered fixed. These non-growth-related funds were not included in the calculation of revenues associated with the Craver Ranch development. To determine which revenues should be deemed fixed, AECOM reviewed the City of Denton Annual Comprehensive Financial Reports,Annual Program of Services, and other supporting data and documentation. Discussions with City representatives were also relied upon to determine which line items to treat as fixed. The sections that follow are organized by Fund. Within each fund, line items estimated using the standard multiplier approach are summarized first, followed by subsections detailing the custom methodologies applied to specific line items that required additional consideration. General Fund and General Debt Service Fund Tables 5 and 6 present, for the General Fund and Debt Service Fund, respectively, the relevant revenue line items and their associated demand units used in multiplier calculations, along with items categorized as "Fixed" or requiring a "Custom Approach". Details on the custom approaches are provided in the narrative following the tables. 13 City of Denton-Craver Ranch Fiscal Impact Analysis Table 5. General Fund Revenues-Calculation Approaches by Line Item Base Year Multiplier Revenue Line Item Base Year(FY25) Demand Unit Demand Unit ($ per Category Adopted Amount Value Demand Ad Valorem (Property)Tax Current Year Ad $68,431,077 Custom Valorem Approach Delinquent Ad $105,340 Fixed Valorem Current Year- $189,369 Fixed Penalties and Interest Prior Year- Penalties $107,021 Fixed and Interest Rendition Penalties $47,111 Fixed Sales Tax Sales Tax $60,841,793 Custom Approach Other Taxes Mixed Beverage Tax $590,754 Population 229,878 $2.57 and Jobs Bingo Tax $17,576 Population 229,878 $0.08 and Jobs Licenses and Permits Food Handler Permits $494 Fixed Zoning Permits $691,604 Population 229,878 $3.01 and Jobs Moving Permits $6,145 Fixed Demolition Permits $20,299 Fixed Pool, Spa, Hot Tub $30,804 Fixed Permits Building Permits $5,249,353 Population 229,878 $22.84 and Jobs Curb Cut Permits $2,500 Fixed Mobile Home Park $2,965 Fixed Licenses Sign Permits $78,743 Fixed Fence Permits $105,878 Single Family 37,216 $2.84 Units Mechanical Permits $58,501 Population 229,878 $0.25 and Jobs Certificate of $72,609 Population 229,878 $0.32 Occupancy Fees and Jobs Landscape Fees $7,500 Fixed Short-Term Rentals $4,000 Fixed Miscellaneous Permits $7,488 Fixed Park Vendor Fees $20,000 Fixed Beer&Wine Permits $54,929 Retail Square 9,528,780 $0.01 Feet CPR Training $1,994 Fixed Franchise Fees DMU Electric $5,459,004 Not Applicable DMU Water $889,692 Custom Approach DMU Wastewater $639,197 Custom Approach Solid Waste $769,395 Custom Approach Gas $840,464 Fixed Private Electric $190,963 Fixed Cable $317,529 Fixed Telephone $38,293 Fixed Fines and Fees Warrant Fees $75,330 Fixed Juvenile Case $2,124 Fixed Manager 14 City of Denton-Craver Ranch Fiscal Impact Analysis Base Year lier .• Revenue Line Item Base Year(FY25) Demand Unit Demand Unit ($ er Category Adopted Amount Value Demand I Unit) Truancy Prevention $339 Fixed Fees Library Fines&Fees $58,002 Population 155,374 $0.37 Animal Service Fees $184,766 Population 155,374 $1.19 Animal Service Fines $7,075 Fixed Auto Pound Fees $4,285 Vehicle Trips 431,093 $0.01 Police Escort&Guard $14,051 Fixed Fees Civil Fines $27,480 Fixed Arrest Fees $54,000 Total Police 135,892 $0.40 Calls Community $1,000 Fixed Improvement Fees Inspection Fines& $4,000 Fixed Fees Fire Department Fines $2,000 Total Fire 22,662 $0.09 Calls School Crossing Fines $6,000 Fixed Denton Municipal $622,573 Vehicle Trips 431,093 $1.44 Fines UNT Police Fines $67,846 Fixed TWU Police Fines $11,000 Fixed Parking Fines $116,256 Vehicle Trips 431,093 $0.27 Uniform Traffic Fees $19,000 Vehicle Trips 431,093 $0.04 False Alarm Fees $6,726 Fixed Court Security $170,000 Fixed Court Cost Service $77,678 Population 229,878 $0.34 Fees and Jobs Court Administration $575,000 Population 229,878 $2.50 Fees and Jobs Service Fees Community Building $680,238 Fixed Rentals Police Academy $47,953 Fixed Revenue Ambulance Service $4,082,649 Population 229,878 $17.76 Fees and Jobs Ambulance $450,000 Fixed Reimbursements Hazardous Materials $8,354 Fixed Billing Fire Inspections $235,579 Fixed Restaurant $303,570 Fixed Inspections Swimming Pool $30,000 Total 65,886 $0.46 Inspections Residential Units Reinspection Fees $108,277 Total 65,886 $1.64 Residential Units Electrical Inspections $102,650 Total 65,886 $1.56 Residential Units Plumbing Inspections $281,891 Total 65,886 $4.28 Residential Units Gas Well Inspections $0 Fixed Library Non-Resident $49,476 Fixed Fees Parks Identification $46,031 Population 155,374 $0.30 Card Fees 15 City of Denton—Craver Ranch Fiscal Impact Analysis Base Year lier .• Revenue Line Item Base Year(FY25) Demand Unit Demand Unit ($ er Category Adopted Amount Value Demand Athletic Program Fees $1,959,540 Population 155,374 $12.61 Special Events-Parks $59,560 Fixed Swimming Pool $64,000 Population 155,374 $0.41 Cemetery Fees $40,639 Fixed Development Fees $540,990 Population 229,878 $2.35 and Jobs Plan Review Fees $1,328,588 Population 229,878 $5.78 and Jobs Development Postage $21,628 Fixed Traffic/Police Reports $36,327 Population 229,878 $0.16 and Jobs Natatorium Fees $151,015 Population 155,374 $0.97 Water Works Parks $1,448,568 Population 155,374 $9.32 Fees Interest Charge Past $1,580 Fixed Due Balance Clear Creek Rentals $18,000 Fixed Miscellaneous Revenues Miscellaneous $5,865,977 Fixed Revenues Return on Investment DMU Electric $17,931,227 Not Applicable DMU Water $1,732,889 Custom Approach DMU Wastewater $1,244,990 Custom Approach Cost of Service Transfers Cost of Service $20,710,051 Fixed Transfers Other Use of Fund Balance $0 Fixed GENERAL FUND SUBTOTAL $207,579,152 16 City of Denton—Craver Ranch Fiscal Impact Analysis Table 6. General Debt Service Fund Revenues—Calculation Approaches by Line Item CategoryBase Year Multiplier Revenue Line Item Base Year(FY25) Demand Demand Unit ($ per . . . •. Amount Unit Value Demand General Debt Service Fund Ad Valorem& Custom Delinquent Taxes $50,012,675 Approach Interest Income $27,368 Fixed Transfer In-Airport $751,655 Fixed Transfer In- Customer Service $78,525 Fixed Transfer In- Electric $42,394,596 Fixed Transfer In-Fleet $913,712 Fixed Transfer In- Materials Management $0 Fixed Transfer In-Solid Waste $5,269,872 Fixed Transfer In- Technology Services $1,031,206 Fixed Transfer In- Wastewater $9,785,287 Fixed Transfer In-Water $14,571,614 Fixed Transfer In-Water Impact Fees $1,635,340 Fixed Transfer In- Wastewater Impact Fees $2,990,345 Fixed Use of Reserves $0 Fixed GENERAL DEBT SERVICE FUND SUBTOTAL $129,462,195 Property Tax Revenue Property taxes are often the largest and most stable source of revenue for municipalities and are assessed on an ad valorem basis (i.e., according to the value of the property). Each year, the City of Denton adopts a property tax rate composed of two components: • Operations & Maintenance (O&M) Rate, which supports the General Fund by financing ongoing city services. • Debt Service Rate, which supports the Debt Service Fund by financing principal and interest payments on outstanding bonds. For this analysis, the adopted FY2024-25 property tax rates are applied. Table 7 below summarizes the adopted O&M and Debt Service rates, along with the combined all-in property tax rate. Table 7. FY2024-25 Adopted Property Tax Rates Rate Component FY2024-25 Rate 00 Assessed Value) O&M Rate (General Fund) $0.334780 Debt Service Rate(Debt Service Fund) $0.250640 Total Adopted Rate $0.585420 Property tax revenues for the proposed Craver Ranch development are estimated using developer-provided information on property buildout. This includes the number of single-family lots by lot size, with developer-estimated assessed values per unit by lot size; the number and estimated values of townhome and multifamily units; and the non-residential square footage along with associated assessed value assumptions. These inputs form the basis for projecting 17 City of Denton—Craver Ranch Fiscal Impact Analysis the assessed valuation of the development and applying the adopted tax rates to estimate annual property tax revenues. It is important to reiterate that this analysis does not account for inflation or future appreciation in property values.All assessed values are held constant at their estimated 2025 values and applied uniformly throughout the projection period. Similarly, a fixed set of property tax rate assumptions is used, which maintains a conservative estimate of tax collections but does not capture the possibility of future rate increases.As a result, property tax revenues shown in this analysis reflect a fixed-value and fixed-rate scenario. While this approach simplifies modeling and provides a conservative estimate of revenues, it does not capture potential increases in assessed valuation or tax rates that could occur due to market appreciation, redevelopment, or future changes in tax policy. The implication of these assumptions is that projected property tax revenues may understate actual collections over the long term. Sales Tax Revenue Sales tax is another significant revenue source for the City and is assessed based on taxable retail sales occurring within the jurisdiction. For this analysis, sales tax collections are modeled on a per-capita basis to account for the fact that in Texas, e-commerce sales tax is distributed based on the purchaser's home address rather than the physical location of the store. This approach ensures that both in-store and online purchases made by new residents are reflected in projected revenues. An important assumption in this analysis is that sales tax revenues are tied to property absorption; households and commercial uses must be occupied before their associated sales tax revenues can be realized. Revenues therefore phase in gradually, consistent with the pace of development and occupancy. The following steps outline the methodology used to estimate sales tax revenues: 1. Housing Affordability Analysis — For each residential property type in the developer program, we estimate the household income level it would attract based on average household income thresholds and the assumption that 28% of annual income is spent on housing (rent or mortgage). This aligns each unit type with a representative household income level. 2. Aggregate Household Income —The total household income across all developed lots (subject to absorption schedules) is calculated. 3. Expenditure Share of Income — Drawing on Bureau of Labor Statistics (BLS) data from 2019-2023, we apply the finding that households spend on average, 75.8% of pre-tax income on annual expenditures. 4. Taxable vs. Non-Taxable Expenditures — Of total household expenditures, only specific categories are assumed to be subject to sales tax. Expenditure categories such as "food at home" and "transportation" are excluded, consistent with state sales tax exemptions. 5. Sales Tax Revenue Estimate —Taxable expenditures are multiplied by the City's adopted sales tax rate of 1.5%, generating annual sales tax revenue estimates attributable to the new development. This approach provides a transparent, data-driven method to estimate sales tax revenues based on the expected spending capacity of new residents, while ensuring that revenues align with actual property absorption and occupancy patterns. 18 City of Denton—Craver Ranch Fiscal Impact Analysis Table 8. Key Sales Tax Revenue Assumptions AssumptionNotes Craver Ranch properties Year 1; 55% do not reach full Property Absorption Year 2; 85% Costar occupancy in line with Year 3; 95% City of Denton historic experience. Housing as a share of gross 28% CNBC, Business Insider Percent of income spent income on rent or mortgage Expenditure share of pre- BLS, 2019-2023 Average proportion of tax income 75.8% average income spent on goods and services Non-taxable expenditure Food at Home, BLS Excluded from taxable categories Transportation sales base City of Denton Sales Tax 1.5% City of Denton Applied to taxable Rate expenditures Return on Investment Revenue In accordance with the City's revenue policies stated in the FY25 APOS, the General Fund is expected to receive transfers from the Utility System on a discretionary basis. These transfers, which are called Return on Investment (ROI), are currently set at 3.5% of each utility's gross revenues.AECOM estimated water and wastewater gross revenues from Craver Ranch properties to determine ROI transfers to the General Fund.As this new development is not expected to be served by Denton Municipal Electric (DME), electric utility gross revenues were not considered in the calculations. Special Revenue Funds In addition to the General Fund and the General Debt Service Fund, the City of Denton has a series of other funds. These include the Special Revenue Funds, which are designed to reflect the receipt of specific revenue sources whose use is limited to a given purpose or project. The FY25 APOS details 21 Special Revenue Funds serving a variety of objectives in Denton, ranging from supporting downtown development projects to accommodating self-insurance operations. This analysis included four (4) of these funds, such as: the Street Improvement Fund, the Roadway Impact Fee Fund, Water Impact Fees, and Wastewater Impact Fees. Table 9 presents the relevant revenue line items alongside their calculation approaches. These were categorized as "Fixed" or"Custom Approach", the latter of which are explained in further detail following the table. 19 City of Denton-Craver Ranch Fiscal Impact Analysis Table 9. Special Revenue Fund Revenues -Calculation Approaches by Line Terns Base Year Multiplier Revenue Line Item Base Year(FY25) Demand Demand Unit ($ per Category Adopted Amount Unit Value Demand Street Improvement Fund Bond Sale Savings $2,126,082 Fixed Interest Income and $100,000 Fixed Miscellaneous Transfer from $1,573,632 Fixed General Fund Sale of Surplus $10,000 Fixed Supplies Franchise Fees $16,300,000 Custom Approach Use of Reserves $422,921 Fixed Roadway Impact Fee Fund Roadway $3,500,000 Custom Improvement Fee Approach Interest Income $0 Fixed Use of Reserves $3,054,000 Fixed Water Impact Fee Fund Water Impact Fee $11,000,000 Custom Approach Interest Income $1,400,000 Fixed Wastewater Impact Fee Fund Wastewater Impact $12,000,000 Custom Fee Approach Interest Income $1,000,000 Fixed SPECIAL REVENUE FUNDS $52,486,635 SUBTOTAL Note: Only select Special Funds are included in the analysis. Street Improvement Revenue The Street Improvement Fund supports the City's street maintenance and improvement activities. While most revenue sources within this fund are assumed fixed, Franchise Fee revenues were modeled using a custom approach. These fees, charged to utilities at 5% of their gross revenues' in exchange for use of the City's rights-of-way, are partially allocated to the Streets Improvement Fund. Based on the FY25 APOS, 64% of total franchise fees are directed to this fund, and this allocation ratio was held constant in projecting future revenues. Roadway Impact Fee Revenue Roadway Impact Fees are one-time fees applied to new developments to finance or recover the costs of roadway capital improvements or facility expansions required by such developments. Collection rates per service unit are assessed based on the property's plat approval date, land use type, and service area. A per-unit approach was used to estimate revenues from single-family residential development. AECOM applied the collection rates established in the 2024 Roadway Impact Fees Ordinance (Ordinance No. 24-1125) for Single-Family Detached Housing and Residential Condominium / Townhome land use categories in Service Area D, where Craver Ranch is expected to be built. Rates of$3,673 per single-family unit and $1,402 per townhome (rounded) were applied to the total number of housing units over the construction period. 5 While Enterprise(Utility)Fund revenues and expenditures were not included in the FIA,annual gross revenues for water and wastewater were modeled to facilitate the estimation of franchise fees.Gross revenue estimation relied on the City's FY 2024-2025 Rate Book for residential and commercial water and wastewater rates,drainage fees,and refuse&recycling charges. 20 City of Denton—Craver Ranch Fiscal Impact Analysis For multifamily residential and commercial development, a separate approach leveraged City- provided historic impact fee payment data beginning in 2023, from which AECOM derived multipliers by dividing total annual impact fee payments by aggregate permitted job values.6 These annual ratios were then averaged to obtain distinct multipliers for apartment and commercial buildings (shown in Table 10), which were applied to estimate their respective Roadway Impact Fee revenues. Table 10. Roadway Impact Fee Revenue Multipliers Property Type Multiplier (Per$of Assessed Value) Apartment 0.00391 Commercial 0.02475 Water and Wastewater Impact Fee Revenue Water and Wastewater Impact Fees are one-time fees applied to new developments to finance or recover the costs of water and wastewater capital improvements required by such developments. While both are regulated by the same ordinance, each has a separate and dedicated fund as well as an individual fee schedule based on water meter size and service area. These revenues are restricted for use on projects in specific areas, with surpluses to be spent on large infrastructure capacity projects over the next several years.' In July 2025, Denton City Council discussed a new Water and Waster Impact Fee Ordinance that is expected to come into effect next year. Per discussion with City officials, this analysis relied on the new impact fees assessed as 75% of the proposed maximum amounts per service area. It was also determined that Craver Ranch would fall within the boundaries of the proposed Water Zone 1 B and Clear Creek Wastewater Zone. For single-family housing, a per-unit approach was used to estimate water and wastewater impact fee revenues. It was assumed that single family units and townhomes—regardless of their size—had a water meter size of 5/8", which is the standard for a single-family home. Each unit was assessed the Maximum Impact Fee of$8,059 for water and $13,437 for wastewater, respectively, upon construction. For multifamily residential and commercial development, a separate approach was used due to greater uncertainty regarding specific building features and water meter sizes. Using City- provided data,AECOM estimated average water meter sizes for multifamily and commercial buildings on a single-family equivalent (SFE) basis, which are shown in Table 11. These multipliers, in conjunction with the 75% Maximum Impact Fees, were applied to Craver Ranch's expected count of multifamily units and commercial square footage over the construction period. Table 11. Water and Wastewater Impact Fee Revenue Multipliers Property Type Measure Water Wastewater Apartment Average SFE/Unit 1.23 1.02 Commercial Average SFE/SQF 0.00159 0.00084 e Permitted Job Value was treated synonymously with Assessed Value for purposes of applying the per-unit fee estimates to the Developer program. FY25 Annual Program of Services, p.76 21 City of Denton-Craver Ranch Fiscal Impact Analysis Expenditures City expenditures can generally be categorized as either capital or operating. Capital expenditures represent one-time investments in long-lived infrastructure and equipment—such as roads, utilities, or public facilities—while operating expenditures reflect the ongoing costs of providing municipal services, including staffing, maintenance, and administrative functions. The sections that follow describe the approaches used to estimate operating expenditures by fund, including the application of standard per-demand unit multipliers and any custom methodologies used for specific expenditure categories. Capital Expenditures Capital costs and infrastructure improvements to service the new Craver Ranch development were provided by City staff. Discussions were held to determine which capital projects and associated costs would fall under City responsibility versus those to be funded directly by the developer. These assumptions were incorporated into the modeling framework to reflect a realistic distribution of financial obligations. Table 12 summarizes the capital expenditures for Craver Ranch including the cost sharing agreed upon between the City and the Developer to date. Only projects required to maintain current levels of service are identified here—planned investments in private amenities for the exclusive use of Craver Ranch residents are excluded from this analysis and from the list below. Table 12. Craver Ranch Capital Expenditure Inventory ri• .. Denton Developer Service Center Annex(Public Works) Land (33 acres) 1 $1,300,000 $2,000,000 $3,300,000 Northeast Service CenterAnnexa 1 $14,700,000 $14,700,000 Vehiclesb 20 $1,300,000 $1,300,000 Fire Land (3 acres x 2) 1 $600,000 $600,000 New Fire Substations 2 $28,000,000 $28,000,000 Fire Engines 2 $5,000,000 $5,000,000 Library Land (5 acres) 1 $500,000 $500,000 New Library' 1 $19,575,000 $19,575,000 TOTAL $69,875,000 $3,100,000 $72,975,000 Source:City of Denton Staff,Quorum Craver Ranch Facility Study&Needs Assessment,2025 Notes:'The Northeast Service Center Annex will accommodate multiple City Departments.Per discussion with City Staff,this analysis includes only the share of costs attributable to General Fund departments.Using the Annex's total estimated cost of$105 million and the allocation of 14%of total square footage to General Fund uses,the capital cost incorporated into the model is$14.7 million. b Quorum estimated a total of 159 City vehicles would be located at the Northeast Service Center.Per discussion with City Staff, those vehicles associated with Public Works Administration,Water/Wastewater,Streets&Drainage,Solid Waste,and Fleet& Facilities are financed from operating expenses of the relevant department.As a result,only 20 vehicles associated with the Parks and Environment departments are included as General Fund financeable assets for this analysis. C Based on discussion with City Staff,the new library is estimated to cost approximately$750 per square foot. For this analysis, it is assumed that the new facility will be similar in size to existing libraries within the city,averaging 26,100 square feet. Debt Service Capital expenditures identified as the City's responsibility in Table 12 were evaluated to reflect potential financing assumptions. Major infrastructure investments, including the land and building of the Northeast Service Center Annex, fire stations, and library were assumed to be funded through general obligation bonds with conceptual 20-year terms at fixed 5% semi-annual interest rates. Principal repayment was structured in equal installments over the 20-year term. Vehicle purchases were modeled separately under a shorter 5-year debt term at the same fixed, semi-annual rate with equal principal payments. These conceptual assumptions allow debt service costs to be represented consistently across capital categories while aligning with typical municipal financing practices. 22 City of Denton-Craver Ranch Fiscal Impact Analysis Operating Expenditures Operating expenditures, inclusive of both operating and personnel costs, were generally estimated using the per-demand unit methodology described for revenues. Table 13 outlines the General Fund and Special Revenue Fund expenditure line items, their base year (FY25) adopted budget amount, and the demand unit used to determine the appropriate multiplier. Expenditure multipliers were determined using the per capita multiplier method described in Section II. Although a Parks & Recreation multiplier is included in Table 13 for completeness, no related operating expenditures are estimated for Craver Ranch. Per discussions with City Staff, no City- maintained Parks & Recreation facilities are planned within the development, and therefore no incremental operating expenditures are anticipated. In addition, it is assumed that the Library will be constructed upon full build-out of Craver Ranch in 2045. Therefore, operating expenditures will be modelled from 2045 to the end of the analysis period. A comprehensive utility infrastructure study has not yet been completed for the Craver Ranch development.$Accordingly, it was assumed that all Water and Wastewater Impact Fee revenues will be fully expended on the associated infrastructure build-out, resulting in a net zero fiscal effect for these funds. However, because these fees are currently assessed at only 75% of the allowable maximum, actual infrastructure costs may exceed collected fees, potentially creating a net fiscal deficit for the Water and Wastewater Impact Fee funds. 8 Per discussions with City staff and review of the 2025 Draft Water and Wastewater Impact Fee Study,a portion of the infrastructure needed to serve the Craver Ranch area is already included in the City's 10-year Capital Improvement Plan(see pages 6 and 7). However,for this analysis,it remains unclear whether additional infrastructure beyond what is currently planned would be required to fully support the development. 23 City of Denton—Craver Ranch Fiscal Impact Analysis Table 13. General Fund, General Debt Service Fund, and Special Revenue Fund Operating Expenditures—Calculation Approaches by Line Item AdoptedFund I Base Year Base Year Multiplier($ Expenditure Line Item (FY25) Category Neighborhood Services Building Inspections $4,474,631 Population 155,374 $28.80 Libraries $7,444,079 Library SF 78,304 $95.07 Parks& Recreation $27,320,756 Parks SF 38,202,120 $0.72 Development Population and Services Admin. $1,708,581 Jobs 229,878 $7.43 Planning $3,812,282 Population 155,374 $24.54 Gas Well Inspections - Fixed Community Development $4,543,814 Population 155,374 $29.24 Public Safety Animal Services $4,456,506 Population 155,374 $28.68 Total Fire(+EMS) Fire $45,029,087 Calls 22,662 $1,986.99 Population and Municipal Judge $700,655 Jobs 229,878 $3.05 Police $53,886,749 Total Police Calls 135,892 $396.54 Public Safety Total Police+ Fire Communications $5,467,867 (+EMS)Calls 158,554 $34.49 Transportation Traffic Operations $3,091,538 Lane Miles 1,666 $1,855.33 Street Lighting $950,000 Lane Miles 1,666 $570.13 Administrative&Community Services City Manager's Population and Office $3,946,816 Jobs 229,878 $17.17 City Council Administration $306,615 Fixed Economic Population and Development $6,053,018 Jobs 229,878 $26.33 Finance Population and $8,233,257 Jobs 229,878 $35.82 Human Resources Population and $4,473,174 Jobs 229,878 $19.46 Internal Audit $844,794 Fixed Legal Population and $4,066,176 Jobs 229,878 $17.69 Public Affairs Population and $2,792,910 Jobs 229,878 $12.15 Non-Departmental $13,975,847 Fixed GENERAL FUND SUBTOTAL $207,579,152 Debt Service Debt Service $50,005,043 Custom Approach GENERAL DEBT SERVICE FUND SUBTOTAL $50,005,043 Street Improvement Fund Street Improvement Fund $20,532,635 Lane Miles 1,666 $12,322.29 Roadway Impact Fee Fund Roadway Impact Fee Fund $6,554,000 Lane Miles 1,666 $3,933.27 SPECIAL REVENUE FUNDS SUBTOTAL $27,086,635 Note: Only select General Debt Service Funds and select Special Revenue Funds are included in the analysis. It was assumed that all Water and Wastewater Impact Fee revenues will be fully expended on the associated infrastructure build-out,resulting in a net zero fiscal effect for these funds. 24 City of Denton—Craver Ranch Fiscal Impact Analysis IV. Results The fiscal impact analysis projects that the Craver Ranch development could result in an overall net fiscal surplus of approximately $106.6 million over the 40-year analysis period. Table 14 summarizes cumulative revenues and expenditures by fund, highlighting where surpluses and deficits are expected to occur. The Street Improvement Fund is projected to have a shortfall of approximately $57.5 million, while the General Fund, General Debt Service Fund and Roadway Impact Fee Fund result in fiscal surplus.As discussed previously, all Water and Wastewater Impact Fee revenues are assumed to be fully expended on associated infrastructure build-out, resulting in a net-zero fiscal impact for these funds. However, since total water and wastewater infrastructure costs were not known for this analysis, and these fees are currently assessed at only 75% of the allowable maximum, actual infrastructure costs may exceed collected revenues, potentially resulting in a fiscal deficit for the Water and Wastewater Impact Fee funds. Table 14. Summary of 40-Year Cumulative Fiscal Impacts Cumulative Cumulative Net Fiscal Revenues % Expenditures % Impact GENERAL FUND $629,180 54% $615,100 58% $14,080 GENERAL DEBT SERVICE FUND $248,250 21% $ 103,320 10% $144,930 SPECIAL REVENUE FUNDS Street Improvement Fund $24,550 2% $82,040 8% ($57,490) Roadway Impact Fee Fund $31,300 3% $26,190 2% $5,110 Water Impact Fees $92,860 8% $ 92,860 9% $0 Wastewater Impact Fees $ 138,040 12% $ 138,040 13% $0 TOTAL $ 1,164,180 100% $ 1,057,550 100% $106,630 Note:Values presented in$1,000s. Figure 1 displays estimated future year annual net fiscal results over the 40-year analysis period. Points above the horizontal axis ($0 line) represent potential annual surpluses while those below the line represent potential annual deficits. Surpluses in any one year are not carried over from one year to the next. Notably, the analysis indicates that a majority of annual deficits occur during the first half of the analysis first half of the analysis period, when significant debt financing capital expenditures are incurred before the full build-out and occupancy of the development. $ 10 $8 $6 $4 $2 $0 ($2) ($4) ($6) ($8) Figure 1.Annual Net Fiscal Impacts -Craver Ranch 25 City of Denton—Craver Ranch Fiscal Impact Analysis Figure 2 presents the estimated cumulative fiscal impacts of the Craver Ranch development over the 40-year analysis period, disaggregated by total revenues, capital expenditures, and operating expenditures. While Figure 1 illustrates annual surpluses and deficits, this cumulative view highlights the long-term balance between ongoing revenues and expenditures. Notably, revenues are sufficient to cover operating costs in nearly all years, indicating that day-to-day service delivery has potential to be fiscally sustainable. Substantial capital outlays required to support new infrastructure—together with the debt service obligations incorporated into the analysis—are seen as more likely to yield an overall deficit. This visualization underscores the extent to which the project's fiscal outcome is driven primarily by the timing and magnitude of capital investments rather than operating performance. w $ 1,400 C 0 $ 1,200 $ 1,000 $800 $600 $400 $200 $0 Operating Expenditures oCapital Expenditures tRevenues Figure 2. Cumulative Estimated Expenditures and Revenues -Craver Ranch It is important to note that these results are based on a series of assumptions regarding development timing, absorption rates, infrastructure costs, tax and fee structures, and other key fiscal parameters. While these assumptions were developed using the best available information and in consultation with City staff, they represent reasonable estimates rather than precise forecasts.Accordingly, the results should be interpreted as indicative of general fiscal trends—highlighting the relative balance between revenues and expenditures—rather than as exact dollar outcomes. As development proceeds and additional information becomes available, these assumptions and projections can be revisited and refined to ensure continued alignment with actual conditions and policy decisions. In conclusion, the results of this fiscal impact analysis provide an informed estimate of the long- term fiscal implications associated with the Craver Ranch development. While the analysis indicates a modest cumulative net surplus over the 40-year period, the findings should be interpreted within the broader context of development phasing, financing practices, and evolving fiscal conditions. These results are intended to serve as a planning tool to help the City anticipate potential revenue and expenditure trends, refine its capital funding strategies, and support informed decision-making as the project advances from concept to implementation. 26 City of Denton—Craver Ranch Fiscal Impact Analysis General Limiting Conditions All Deliverables and portions thereof shall be subject to the following General Limiting Conditions: AECOM devoted the level of effort consistent with (i)the level of diligence ordinarily exercised by competent professionals practicing in the area under the same or similar circumstances, and (ii) consistent with the time and budget available for the Services to develop the Deliverables. The Deliverables are based on estimates, assumptions, information developed by AECOM from its independent research effort, general knowledge of the industry, and information provided by and consultations with Client and Client's representatives. No responsibility is assumed for inaccuracies in data provided by the Client, the Client's representatives, or any third-party data source used in preparing or presenting the Deliverables.AECOM assumes no duty to update the information contained in the Deliverables unless such additional services are separately retained pursuant to a written agreement signed by AECOM and Client. AECOM's findings represent its professional judgment. Neither AECOM nor its parent corporations, nor their respective affiliates or subsidiaries ("AECOM Entities") make any warranty or guarantee, expressed or implied, with respect to any information or methods contained in or used to produce the Deliverables. The Deliverables shall not to be used in conjunction with any public or private offering of securities, debt, equity, or other similar purpose where it may be relied upon to any degree by any person other than the Client. The Deliverables shall not be used for purposes other than those for which they were prepared or for which prior written consent has been obtained from AECOM. Possession of the Deliverables does not carry with it any right of publication or the right to use the name of"AECOM" in any manner without the prior express written consent of AECOM. No party may reference AECOM with regard to any abstract, excerpt or summarization of the Deliverables without the prior written consent of AECOM.AECOM has served solely in the capacity of consultant and has not rendered any expert opinions in connection with the subject matter hereof.Any changes made to the Deliverables, or any use of the Deliverables not specifically identified in the Agreement between the Client and AECOM or otherwise expressly approved in writing by AECOM, shall be at the sole risk of the party making such changes or use. The Deliverables were prepared solely for the use by the Client. No third party may rely on the Deliverables unless expressly authorized by AECOM in writing (including, without limitation, in the form of a formal reliance letter.Any third party expressly authorized by AECOM in writing to rely on the Deliverables may do so only on the Deliverable in its entirety and not on any abstract, excerpt or summary. Entitlement to rely upon the Deliverables is conditioned upon the entitled party accepting full responsibility for such use, strict compliance with this Agreement and not holding AECOM liable in any way for any impacts on the forecasts or the earnings resulting from changes in "external"factors such as changes in government policy, in the pricing of commodities and materials, changes in market conditions, price levels generally, competitive alternatives to the project, the behavior of consumers or competitors and changes in the Client's policies affecting the operation of their projects. The Deliverables may include "forward-looking statements". These statements relate to AECOM's expectations, beliefs, intentions, or strategies regarding the future. These statements may be identified by the use of words like "anticipate," "believe," "estimate," "expect," "intend," "may," "plan," "project," "will," "should," "seek," and similar expressions. The forward-looking statements reflect AECOM's views and assumptions with respect to future events as of the date of the Deliverables and are subject to future economic conditions, and other risks and uncertainties.Actual and future results and trends could differ materially from those set forth in such statements due to various factors, including, without limitation, those discussed in the Deliverables. These factors are beyond AECOM's ability to control or predict. Accordingly,AECOM makes no warranty or representation that any of the projected values or results contained in the Deliverables will actually occur or be achieved. The Deliverables are qualified in their entirety by, and should be considered in light of, these limitations, conditions, and considerations. 27